Oscilar launches AI-powered ACH fraud detection
The Paypers
JUNE 14, 2024
US-based Oscilar , a provider of AI-driven risk management solutions, has released AI-powered ACH fraud detection amid a rapid growth in ACH transactions.
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The Paypers
JUNE 14, 2024
US-based Oscilar , a provider of AI-driven risk management solutions, has released AI-powered ACH fraud detection amid a rapid growth in ACH transactions.
PYMNTS
MAY 7, 2018
Accelerating payments mean financial institutions have less time to identify fraud before a transaction clears and settles. With Same-Day ACH now a reality in the U.S., In its analysis of the Same-Day ACH rollout, NACHA found no evidence that it led to an increase in fraud attempts or successful breaches.
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Stax
APRIL 3, 2025
They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. Fraud detection – Fraud detection and prevention measures identify and block any fraudulent activities in the payment system.
Clearly Payments
JANUARY 21, 2025
Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust. The new system allowed taxpayers to pay via credit cards, ACH transfers, or mobile wallets. Seamless Integration: The platform should integrate easily with existing financial and ERP systems.
Fintech Finance
JUNE 25, 2025
Medius Payments, which builds upon the existing Medius Pay solution, supports multiple payment methods across the United States , Europe and the rest of the world, including ACH, SEPA, BACS, CHAPS, BankGiro, wire, checks, and virtual cards. Approval rules, fraud detection, and audit trails are embedded directly into the system.
Stax
MARCH 11, 2025
There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. Good providers will equip you with advanced fraud detection tools and robust mechanisms for reducing and preventing chargebacks.
PYMNTS
FEBRUARY 12, 2019
ACH Alert, which provides financial institutions with electronic payments fraud detection technologies, is enhancing its automation capabilities with the integration of Payment Data Xchange (PDX) into its Fraud Prevention HQ platform. In an announcement Monday (Feb. In an announcement Monday (Feb.
Clearly Payments
NOVEMBER 6, 2024
They can also offer additional services like fraud detection, chargeback management , and analytics. market’s total transaction volume in 2023 was over $10 trillion, encompassing credit and debit card transactions as well as Automated Clearing House (ACH) payments. Total Transaction Volume : The U.S. Nearly 30% of U.S.
Stax
MARCH 18, 2025
Payment processing systems help merchants accept various types of payments, such as credit and debit cards, automated clearing house (ACH) , electronic funds transfers (EFTs), digital wallets, mobile payments, and even cryptocurrencies. 3D Secure (3DS) authentication and AI-powered fraud detection add extra security layers.
Fintech Finance
MAY 1, 2025
.” Features of the FIS Money Movement Hub Unified integration – The FIS Money Movement Hub is designed to integrate with major payment networks, including instant, ACH and wires.
Stax
JANUARY 21, 2025
Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. Automated clearing house (ACH) and cryptocurrency support would be nice additions if relevant to your customer base. Optional add-ons include ACH processing, next-day settlement, and customer branding.
EBizCharge
JANUARY 14, 2025
Fraud detection and prevention are critical features of a payment gateway. To help with this, here are four payment gateway-related trends to look out for in 2025: AI-powered fraud detection: Protecting your business from fraud is more important than ever in 2025. Thus, AI-powered fraud detection is on the rise.
Clearly Payments
MAY 22, 2025
Fraud Detection Tools and systems to detect suspicious activity. ACH Bank-to-bank transfers, like direct deposit or bill pay. EFT (Electronic Funds Transfer) Same as ACH, used more often in Canada. ACH (Automated Clearing House) The U.S. NACHA The organization that governs the ACH network in the U.S.
Fintech Finance
OCTOBER 24, 2024
” Looking to the future, the partnership with Plaid could also enable Dwolla’s customers to mitigate ACH return risk and perform enhanced fraud detection and prevention. “We’re working with partners like Plaid to future-proof A2A payments,” said Skyler Nesheim, Chief Technology Officer at Dwolla.
PYMNTS
MAY 10, 2019
In a new PYMNTS interview, David Barnhardt, executive vice president of product at GIACT , which offers fraud detection and account validation tools, talks about an upcoming change by NACHA, national administrator of the ACH network, to make internet-initiated debit transactions (WEB debits) safer and more seamless.
PYMNTS
APRIL 13, 2016
Fraud prevention technology provider ACH Alert has partnered with Venture Bank to provide customers with real-time fraud protection through its PRO-TECH solution, the companies announced on Tuesday (April 12).
The Paypers
JANUARY 26, 2024
The Federal Reserve Financial Services has launched a new ACH risk management service to help financial institutions in their fraud detection efforts.
EBizCharge
MARCH 12, 2024
Automated Clearing House (ACH)/eChecks: ACH /eCheck payments help businesses avoid the hassle of processing and depositing paper checks, accelerating and improving customer payments to free up time and resources. Whereas ACH payments typically accrue lower transaction fees.
EBizCharge
NOVEMBER 12, 2024
A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Without a merchant account, your company won’t be able to accept credit, debit, and electronic/ACH payments from its customers.
Finextra
JUNE 14, 2025
Through acquisitions and technology investments, Mastercard now connects to ACH and real-time bank transfer systems , open banking networks, payment gateways, and other platforms. Importantly, Mastercard’s business model now encompasses more than moving money – it also sells a suite of complementary technology and analytics services.
Fintech Finance
OCTOBER 17, 2024
Risk Management : Advanced fraud detection using machine learning, reducing fraud by 35% on average for Galileo clients. Cyberbank Core became an integral part of Galileo’s offering after SoFi’s acquisition of Technisys in 2022. Galileo is a subsidiary of SoFi.
Stax
DECEMBER 12, 2024
ACH transactions), and more. Payment Depots all-in-one platform lets you manage brick-and-mortar and online payments in one easy-to-use interface. You can accept different payment typescard payments, mobile payments, next-day (i.e., They also risk facing penalties, legal issues, and a damaged reputation that could take years to rebuild.
EBizCharge
MARCH 31, 2025
A merchant services provider helps businesses process payments like debit and credit cards, Automated Clearing House (ACH)/eChecks, and other online transactions. A reliable Sage merchant services provider must comply with Payment Card Industry Data Security Standards (PCI DSS) to ensure secure transactions and protect against fraud.
Stax
APRIL 8, 2025
Ensure your processor uses secure payment methods, address verification, and fraud detection tools to minimize chargebacks and fraud. Encourage customers to use lower-cost payment options like contactless payments, PIN-based debit, or ACH transfers.
EBizCharge
JULY 16, 2024
The National Automated Clearing House Association (NACHA) governs the operation of the Automated Clearing House (ACH) network , a centralized system financial institutions use to facilitate electronic payments and transactions across the U.S. Data security NACHA imposes stringent requirements to protect sensitive financial data.
Stax
MAY 13, 2025
Beyond that, processors also support payment methods like ACH and Text to Pay that can give your customers the convenience they crave. Green flag: Built-in fraud detection, real-time alerts, and hands-on support for resolving disputes. What does your chargeback protection look like?
PYMNTS
FEBRUARY 19, 2020
. “Now you’re talking about some significant process efficiencies and visibility that you don’t have in an ACH environment – and certainly not in a check environment.” “There is less time to apply traditional fraud techniques,” said Shultz. ” Banks’ Collaborative Opportunity.
PYMNTS
JULY 6, 2017
With the speed of payments accelerating and Same Day ACH initiatives continuing to roll out, NACHA has pulled together a group of industry experts to explore API standardization as a way to facilitate faster payment speeds and greater transaction security, among other use cases.
EBizCharge
MARCH 3, 2025
Merchants can process credit cards and Automated Clearing House (ACH) payments or eChecks directly inside Acumatica to accelerate and improve their invoicing operations and overall finances. Another crucial component of integrating credit card and ACH/eCheck payments into Acumatica is its compliance with industry security standards.
PYMNTS
JANUARY 26, 2021
Still, “FIs and corporates may struggle to determine whether they would benefit from using Same-Day ACH, The Clearing House’s RTP® network or other options to suit their needs, and Nacha aims to assist.”. Nacha , the rulemaking entity for the Automated Clearing House networks in the U.S., As coordination continues, robbers never sleep.
Finovate
NOVEMBER 6, 2024
Alternative lending platform LendSaaS now integrates Ocrolus’ AI-powered document automation and fraud detection. The strategic partnership will offer LendSaaS customers access to Ocrolus’ industry-leading document analysis, cash flow analytics, and fraud detection directly through the LendSaaS platform.
Payment Savvy
AUGUST 4, 2020
Starting March 19, 2021, the National Automated Clearing House Association (NACHA) will require businesses to perform online verification of bank accounts before they accept or process ACH payments. ACH payments play a significant part in online payment acceptance options. Why the changes? Understanding the New Requirements.
Stax
AUGUST 29, 2024
A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). Also, the processing rates for a debit card payment will be different from the processing rates for an ACH transfer.
PYMNTS
FEBRUARY 6, 2020
Payments are facilitated using virtual Visa commercial cards, ACH and checks. Finrails AP offers increased visibility into cash flow, and the platform has built-in fraud detection via Positive Pay. A customer service team will assist vendors in moving to electronic payments.
EBizCharge
MAY 27, 2025
Payment analytics can include the following: Payment preferences: Payment analytics can track which payment methods customers use most frequently, such as credit and debit cards, Automated Clearing House (ACH)/eChecks, mobile wallets, and more. It also offers chargeback management capabilities to track, analyze, and reduce disputes.
EBizCharge
MARCH 7, 2025
Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks. Additionally, your gateway should support multiple payment methods, including credit/debit cards, ACH, digital wallets, and BNPL options, ensuring a frictionless payment experience for customers.
PYMNTS
SEPTEMBER 24, 2019
There are also a lot of illegal activities involved with wire, credit card and automated clearing house (ACH) fraud. “By
EBizCharge
AUGUST 8, 2024
Encryption, fraud detection systems, and regular security audits protect business financial information and customer payment data. This includes compliance with the Payment Card Industry Data Security Standards (PCI DSS) , encryption technologies, and fraud detection systems.
EBizCharge
APRIL 24, 2025
Supported payment methods A reliable payment gateway that accepts multiple payment methods is vital for success, so finding a provider that supports credit cards, debit cards, Automated Clearing House (ACH) /eChecks, digital wallets, and more will be highly advantageous.
PYMNTS
MARCH 20, 2018
But participants in Australia’s NPP are working to address this risk, she added, with banks deploying in-house fraud detection solutions to analyze interbank transactions. There are other ways financial service providers can address the risk of fraud in a faster payments ecosystem, said Bullock. In the U.S., Customers’ Role.
Trade Credit & Liquidity Management
MARCH 27, 2025
This enhancement leverages a partnership with a global data and technology firm to provide robust identity verification, fraud detection, and risk-based authentication tools. Bectran previously announced a partnership with GIACT, to enhance ACH fraud prevention.
FICO
SEPTEMBER 21, 2016
The rapid growth of fraud losses calls for an effective e-payments fraud prevention solution and one that can adapt to varying fraud patterns. Since then our Retail Banking fraud solution has steadily gained worldwide adoption, with clients in North America, Europe, South Africa, mid-East, and Asia.
EBizCharge
NOVEMBER 27, 2024
Fraud detection and security tools: Merchant accounts often include tools and standards to prevent fraud and enhance security, including Payment Card Industry Data Security Standards (PCI-DSS). Transaction settlement: After a payment is authorized, the merchant account facilitates the settlement process.
Payment Savvy
MAY 12, 2023
Payment automation solutions can handle complex payment processes, including early payment discounts, electronic payments, and automated clearing house (ACH) payments. Payment automation solutions can handle complex payment processes, including early payment discounts, electronic payments, and ACH payments. Fraud detection.
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