The Fintech Times

MAY 3, 2025

.” Aion’s adoption of International Payments An early adopter of Cross Rivers International Payments is Aion, a modern business finance platform, designed to simplify financial management. Cross River also provides business banking accounts through Aion, including a High-Yield Business Account.

International Payments

Finextra

JULY 23, 2025

Headlines trumpet the arrival of instant payments, real-time rails, and millisecond processing times as if velocity were the sole measure of progress. Yet this singular focus on speed misses a fundamental truth: enterprises dont just want faster payments—they want smarter, more reliable, and more strategic payment systems.

Real Time Payments

PYMNTS

OCTOBER 1, 2020

consumers and 500 microbusinesses that receive disbursements, as well as 600 companies of all sizes that make disbursements on payout options, instant payment adoption and fees for these services, among other topics. percent) received at least one, non-tax disbursement in the past year, the vast majority of which were not instant.

Instant Payments

Fintech Finance

MARCH 31, 2025

Transaction volume on the EPN ® system, the ACH network operated by The Clearing House Payments Company L.L.C., in 2024, continuing the trend of yearly ACH volume and value growth. ACH commercial volume last year. per year, as businesses and consumers continued to embrace electronic payments.

ACH Network

PYMNTS

DECEMBER 10, 2020

This is despite the fact that these consumers and microbusinesses on the receiving end value faster access to funds and want them to arrive on the same day they are sent. Instant payment methods have yet to gain traction as most receivers are not as familiar with such options, however. Our findings show that 52.8

Same Day ACH

Finextra

OCTOBER 21, 2024

The second day of AFP in Nashville, Tennessee, saw BNY Mellon’s Sumner Francisco, Finzly’s Karuna Kathir, PTap Advisory’s Peter Tapling and Walmart’s Sarah Arnio, take to the stage to discuss the adoption and benefits of Faster Payments and the differences between rails such as instant payments, same-day ACH, and push-to-card transactions.

AFP

Finovate

OCTOBER 15, 2024

The company launched the new entity, Payfinia , to provide instant payment solutions to both financial institutions and third-party organizations. Payfinia aims to help financial institutions access and establish ownership of their instant payments services.

Instant Payments

PYMNTS

NOVEMBER 4, 2019

Gu recently spoke with PYMNTS about how same-day ACH and other digital disbursements are affecting the lending industry, as well as why lenders should focus on security and data protection as payment speeds increase. There are pretty large advantages to ACH or any digital method of disbursement over check,” Gu said.

Instant Payments

PYMNTS

DECEMBER 3, 2020

Iceland Debuts Instant Payments. The Central Bank of Iceland has rolled out its real-time gross settlement system and instant payment platform, recent reports said. Nacha Drives Corporate ACH Adoption. Nacha is rolling out a new resource center designed to help corporates embrace the ACH Network.

B2B

PYMNTS

MAY 16, 2019

Data from the ACH Network shows growth in payment volumes and values across a number of classifications. That’s especially true in B2B payments, where the numbers show 9 percent growth year over year. More generally, the network reported that the total number of payments was up 5.8 percent from the previous year.

ACH

PYMNTS

NOVEMBER 5, 2020

The paper-based conduits of payments must make way for digital , instant means. In an interview with Karen Webster, Drew Edwards , CEO of Ingo Money , said the stage is set for instant payments to be embraced even by “old” economy firms that have traditionally relied on checks sent to consumers and received in back offices.

Faster Payments

NACHA

JULY 20, 2023

It is a significant achievement. “Nacha believes that instant payment systems (such as FedNow and RTP) and ACH, including Same Day ACH, will together meet the evolving needs of the marketplace.

NACHA

PYMNTS

NOVEMBER 3, 2020

The appetite for new payments approaches is only growing, with The Clearing House (TCH) reporting that 400 more FIs have already gained technical access to the RTP network.”. This makes it important for businesses to adopt faster payment methods as well as inform partners about their options.

Real Time Payments

PYMNTS

MARCH 18, 2019

Take two announcements from just last week, related to the evolution of faster payments in the U.S. First, there was the Fed’s decision to slow faster payments progress via Same Day ACH because it wasn’t ready to approve another processing window during the day. Faster Payments Is Happening, Fast.

Faster Payments

PYMNTS

DECEMBER 12, 2017

Federal Reserve made its own progress in exploring how the nation’s regulatory environment can support faster payments progress while maintaining security, while NACHA offered up some new data on same-day ACH volume growth in the country. billion in funds transferred using Same Day ACH, an average of $650 per transaction.

Faster Payments

PYMNTS

JANUARY 21, 2019

Oddly, the push for faster payments also comes at the same time when payments in the U.S. It didn’t take a regulatory proclamation for Same Day ACH to become ubiquitous in the U.S. – on board because it offered a solution for use cases where same-day was essential.

Faster Payments

PYMNTS

JANUARY 26, 2021

PYMNTS January 2021 Real-Time Payments Tracker® done in collaboration with The Clearing House examines the fraud-fighting needs of real-time rails as they move to the fore in a post-pandemic world fixated on instant payments, cross-town and across oceans. Safeguarding Irreversible Payments.

RTP

PYMNTS

MARCH 9, 2020

where FIs already have access to speedy — albeit not instant — rails. A successful new rail] couldn’t just be something that’s a little faster than same-day ACH,” he explained. Offering new capabilities is one way for a payment rail to stand out. Motivation is especially important in the U.S.,

RTP

PYMNTS

NOVEMBER 14, 2018

In its latest report, “ Preparing for real-time liquidity ,” Deutsche Bank acknowledged that the value caps on schemes like Faster Payments and Same Day ACH limit the applicability of these trends for corporate payers. Yet, as these caps rise across the globe, treasurers are likely to see disruption.

Real Time Payments

PYMNTS

AUGUST 14, 2019

But the move toward instant money movement is a global one, as evidenced by statistics that come from cross-border transfers in Asia and Europe leveraging networks that are already in place. million: Number of same-day ACH credit and debit payments made during the second quarter of 2019.

Faster Payments

PYMNTS

JUNE 19, 2017

Trying to push that ubiquity and real-time performance across other payments rails, said the executive, “is a bigger endeavor than I think many of those in the industry and many of those that use payments recognize.”. One issue is that the payment rails currently in use were not designed to support a real-time environment.

Real Time Payments

PYMNTS

MARCH 2, 2018

Push payments. Instant payments. Real-time payments. Every endeavor has its vocabulary, and the payments arena is no different. In short, when it comes to speed, all payments are not created equal. In short, when it comes to speed, all payments are not created equal.

Instant Payments

PYMNTS

OCTOBER 30, 2020

Employers might adopt push-to-card solutions that enable them to equip staff with prepaid debit cards, onto which earnings can be quickly disbursed, for example, while other companies may send salaries directly into payment apps. You can do standard ACH that’s free and it’s slow, or you can step up and go to same-day ACH or RTP,” she said. “It

Faster Payments

PYMNTS

NOVEMBER 1, 2018

For a recipient (after authentication ensures that the funds are being delivered to the right place), a closed network system allows them to gain access to both the funds in a payments account, as well as a variety of tools for further disbursement of those funds. There is a lot to do, and a lot to account for.

Checks

PYMNTS

SEPTEMBER 21, 2018

In addition, said Europol, instant payments reduce the time financial institutions (FIs) have to intervene in a transaction and may challenge detection. The contention that new (and faster) payment methodologies may attract fraud attempts has centered on ACH. The transaction tally is at $4.5

Payroll

PYMNTS

AUGUST 30, 2018

for example, the last of three same-day ACH phases was rolled out earlier this year, which requires receiving depository financial institutions to make funds available by 5 p.m. local time on the same day as ACH credits. In the U.S., However, SWIFT is facing new competition from rising FinTech players.

Same Day ACH

PYMNTS

SEPTEMBER 4, 2018

Research from NACHA – The Electronic Payments Association found that only 6 percent of the nearly 2 million same-day ACH transactions made in the first 11 days of the service were B2B transactions.

Faster Payments

PYMNTS

DECEMBER 5, 2017

Direct deposits, push payments, eWallets, same-day ACH transfers, PayPal, Zelle and myriad other platforms and tools are now second nature. But, with this progress comes friction in the form of a payments patchwork. The digital economy is here and, for many consumers, it has become a way of life.

Consumer

PYMNTS

JANUARY 16, 2020

So much of the excitement at present is around instant payments and the ability to settle invoices faster than ever before. Yet the speed and flexibility of real-time and instant payments are just the beginning of what API-powered open banking can do, especially for smaller operators.

API

PYMNTS

MAY 8, 2017

Icon Solutions , which provides FIs with technology and consulting to help get their real-time payments capabilities up and running, recently announced that it is working with The Clearing House (TCH), offering TCH its Instant Payments Framework. Overall, Hay said real-time payments demand banks “change their way of thinking.”.

Real Time Payments

PYMNTS

FEBRUARY 4, 2019

Consumers may find it easy to pull out cards, but this system doesn’t work as well for retailers, who must wait one to three days for those payments to process. . FIs and FinTechs are offering additional solutions to handle B2B, payroll and other corporate or governmental payments. Faster Rails.

Faster Payments

PYMNTS

AUGUST 30, 2018

This demand for efficient payments has propelled the emergence of several payment rail networks, each designed to help facilitate and accelerate the delivery of funds, including those offered by the Automated Clearing House (ACH) network, Fedwire and The Clearing House. Around the Smarter Payments World. While the U.S.

Cross-Border

PYMNTS

OCTOBER 29, 2020

Firms are also looking at options like same-day ACH and The Clearing House 's RTP network as they explore how to speed up B2B transactions. Inside Businesses’ Faster Payments Selections. Same-day ACH may appeal to some companies, while the RTP network suits others, for example.

Faster Payments

PYMNTS

JANUARY 9, 2019

Faster payments, for instance, can make it more difficult to detect that fraud has occurred, BioCatch said, particularly in instances of cross-border corporate payments. “With instant payments, fraudsters can not only move funds from legitimate users to themselves quickly, [but] they can divert them just as fast.

Faster Payments

PYMNTS

MAY 22, 2018

The fact remains that all disbursements by businesses are still done, largely, through legacy means, as 80 percent of firms still send checks or use first-generation ACH — and don’t confuse Same-Day ACH with instant, as it is fast, indeed, but not that fast.

Push-to-Card

PYMNTS

SEPTEMBER 4, 2018

With companies paying suppliers on strategic schedules, real-time transactions aren’t always necessary — or beneficial — for the B2B payments space. Yet there is some adoption of faster payment technologies among corporates. In the U.S., It’s not huge, but it’s not dismissible, either.

Faster Payments

PYMNTS

MAY 5, 2017

Several players in the payments space have recognized this urgent need for choice and speed and are stepping up to help companies offer this capability. New solutions like Ingo Money’s Instant Payments platform and NACHA’s Same Day ACH initiative are offering corporations digital alternatives to paper checks for funds disbursement.

Checks