Clearly Payments

JANUARY 14, 2025

ACH & Bank Transfers Some businesses, especially those in B2B (business-to-business) sectors, rely on bank transfers like ACH payments or wire transfers. One key challenge businesses mentioned is finding a balance between security measures (like extra verification steps) and a quick, hassle-free checkout.

Online and Mobile Banking 105

Online and Mobile Banking Processors Payments Debit Card 105

Stax

APRIL 10, 2025

TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies. ACH payments are also reversible, while wire transfers cant be reversed once completed.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Finovate

JUNE 16, 2025

million to make ACH payments more secure. Fraud prevention Experian and GBG announce “deepened” strategic partnership to enhance fraud prevention and identity verification in Australia and New Zealand. Payments MENA-based digital financial services platform JinglePay announces collaboration with Western Unio n.

Credit Union 59

Credit Union FinTech Fraud Prevention Card Issuer 59

Fintech Finance

OCTOBER 24, 2024

Set to go live in early 2025, this premiere payments solution will integrate Plaid’s instant account verification (IAV) and network-powered risk assessment capabilities into Dwolla’s pay by bank platform.

Risk Assessment 109

Risk Assessment Payment APIs and Integration Verification Assessments 109

EBizCharge

OCTOBER 25, 2023

As electronic transactions garner popularity and evolving efficiency, understanding the nuances of systems like the Automated Clearing House (ACH) becomes more imperative than ever. An ACH prenote is a preliminary transaction verifying and validating bank account information before initiating an electronic fund transfer (EFT).

ACH 52

ACH Direct Deposit Electronic Funds Transfer (EFT) Verification 52

Paystand

AUGUST 8, 2024

Table of Contents What is a Payment Verification? What is the Reason for Payment Verification? Payment Verification Methods The Rise of Instant Payment Verification Blockchain-Enabled B2B Payments

Verification 64

Verification Fraud Prevention Digital Payments Instant Payments 64

Clearly Payments

MAY 22, 2025

AVS (Address Verification System) Verifies the billing address matches the card. CVV (Card Verification Value) The 3-digit number on the back of a card. KYC (Know Your Customer) Verification required to open a merchant account. ACH Bank-to-bank transfers, like direct deposit or bill pay. Verified by Visa).

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Stax

APRIL 3, 2025

They can range from traditional payments, such as credit/debit cards and ACH payments , to modern alternative methods, such as digital wallets, mobile transactions, Buy Now Pay Later (BNPL), and cryptocurrency. You can also add other security preferences like address verification (AVS) or card verification (CVV) checks.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Fintech News

JANUARY 30, 2024

market, allowing users to utilise Automated Clearing House (ACH) transactions for crypto purchases. Zero Hash’s platform, which includes regulatory licensing and identity verification capabilities compliant with U.S. standards, facilitates seamless ACH bank transfers for crypto purchases. We are proud that leading Web 3.0

Web 3.0 114

Web 3.0 Payment APIs and Integration ACH Payment Gateways 114

Nanonets

MARCH 20, 2023

What are ACH payments? ACH (Automated Clearing House) payments are electronic fund transfers that use the ACH network to move funds between bank accounts in the United States. The ACH network is managed by NACHA, which was earlier known as the National Automated Clearing House Association.

ACH 52

ACH Same Day ACH ACH Network NACHA 52

Payment Savvy

SEPTEMBER 5, 2024

You’ve probably heard the term “ACH deposit,” but what does it really mean? ACH stands for Automated Clearing House, a network that handles electronic payments and transfers. So, what is an ACH deposit? ACH direct deposits are common. What Is an ACH Deposit? So, what does an ACH deposit mean?

ACH 52

ACH ACH Network Wire Transfer Direct Deposit 52

Fi911

JUNE 9, 2025

ACH and payment diversion represents another growing threat. These attacks often coincide with travel schedules or major transactions when verification becomes difficult. Voice cloning and video manipulation will make verification harder. By the time anyone notices, funds have moved through multiple accounts and jurisdictions.

Email Compromise 52

Email Compromise Business Email Compromise Compromise Law Enforcement 52

Stax

DECEMBER 12, 2024

ACH transactions), and more. With PCI-compliant systems in place, verification not only minimizes financial losses but also saves valuable time that could be better spent growing the business. They feature built-in fraud protection tools such as tokenization, CVV verification, 3D Secure (3DS), and IP address monitoring.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

PYMNTS

DECEMBER 17, 2019

The other strategy is to migrate to another payment rail, likely Automated Clearing House (ACH), which is quickly climbing the B2B payment ranks. Yet both of these strategies require a third-party service provider to facilitate payment processing, whether funds are coming in via check or ACH. The Check-To-ACH Migration.

ACH 52

ACH B2B Third-Party Service Provider ACH Processing 52

PYMNTS

MAY 7, 2019

Citi’s Treasury and Trade Solutions (TTS) is rolling out a new identity and account verification solution for corporate treasurer clients. Citi Verify enables companies to access GAICT’s EPIC platform, which provides real-time identity verification and authentication services. customers before transacting with them.

Verification 53

Verification Faster Payments Treasury Payment APIs and Integration 53

PYMNTS

AUGUST 24, 2017

There’s much to look forward to as the September rollout of Phase 2 of Same Day ACH (Debit Pull) looms, but David Barnhardt, executive vice president of full-service payment and verification solutions provider GIACT , thinks there’s just as much reason for caution. “I Verify, Then Trust. Check and Double-Check.

Same Day ACH 46

Same Day ACH ACH Enrollments Verification 46

The Paypers

SEPTEMBER 21, 2016

(The Paypers) Finicity has announced the release of its ACH Account Verification API, which enables payment and investment app developers to verify account details to initiate inbound ACH account transfers.

ACH 31

ACH Verification API Accounts 31

EBizCharge

NOVEMBER 7, 2024

Clearing occurs after a transaction is initiated and involves payment instructions and verification to ensure sufficient funds are available to complete the transaction. Clearing is typically performed by financial institutions or central banks using payment systems like the Automated Clearing House (ACH).

Settlement 52

Settlement ACH Central Bank Mitigation 52

Nanonets

APRIL 13, 2023

The Automated Clearing House (ACH) payment system facilitates the movement of billions of dollars every day, operating behind the scenes in the U.S. In this article, we'll explore the ACH network and ACH payments, how ACH payments function, and the ways in which it impacts our daily financial transactions.

ACH 52

ACH Same Day ACH NACHA ACH Network 52

PYMNTS

MAY 2, 2019

NACHA has announced that MicroBilt is a preferred partner for bank account verification. The Association named MicroBilt for the accuracy and timeliness of its account verification capabilities, it said. The Association named MicroBilt for the accuracy and timeliness of its account verification capabilities, it said.

NACHA 49

NACHA Verification Accounts Account Validation 49

Nanonets

SEPTEMBER 8, 2023

Ach and Wire are two of the most popular ways of money transfer in the United States. First, let's delve into the mechanics of ACH and Wire transfers, followed by an exploration of their distinctions, guidance tailored for small businesses, and concluding with instructions on establishing ACH and Wire processes.

Wire Transfer 52

Wire Transfer Wire Wires ACH 52

Stax

MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. The goal here is to check the authenticity of the card details, availability of required funds, and absence of fraud.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech Review

MAY 4, 2025

KYC, AML & Identity Verification Platforms Next in the top 100 fintech tools and platforms is compliance. Persona Provides fully customisable identity verification flows with options for ID checks, biometrics, and database lookups. Best for : Businesses expanding globally that require high verification speed.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Fintech Finance

MAY 2, 2024

Failed payments cost the global economy over $100B each year, a problem Verify solves by completing bank account verification within 15 seconds. Verify gives businesses an edge, with instant verification that enables faster, more accurate transfers and guarantees payments arrive at the intended account, safely.”

Verification 52

Verification Same Day ACH Accounts Payment APIs and Integration 52

EBizCharge

DECEMBER 18, 2024

Verification and validation Clearinghouses confirm the authenticity of all parties involved in a transaction through verification and validation. Payment clearinghouses consist of: Automated clearinghouse (ACH): Handles electronic payments such as direct deposits, bill payments, and money transfers.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

FICO

JULY 28, 2021

If your institution saw an increase in ACH transactions last year, you’re not alone. NACHA, the payments clearing house through which ACH transactions flow, reported a banner year in 2020, posting an 8.2% Additionally, ACH internet transactions rose 15% from 2019 to 2020. As it happens, 2020 was a banner year for ACH fraud, too.

NACHA 52

NACHA ACH Scams Account Validation 52

My Payment Savvy

JUNE 16, 2025

Most gateways accept credit and debit cards, but some also handle electronic payments through digital wallets, ACH direct debit, and alternative payment options. Your online payment gateway applies encryption, address verification, and fraud screening—all within seconds. Any hiccups risk abandoned carts and lost sales.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

PYMNTS

DECEMBER 13, 2017

250 | The number of countries’ government-issued IDs that identity verification solutions provider Jumio’s technology can currently verify, including multiple generations of IDs from all 50 U.S. 14 | The number of months that have passed since the first phase of Same Day ACH credits debuted. Here are the numbers: $42.5

Same Day ACH 49

Same Day ACH Verification Bitcoin Cryptocurrency 49

Nanonets

MARCH 24, 2023

You can pay vendors via ACH, virtual cards, or other online payment methods, depending on your specific business and circumstances. Pay vendors with ACH ACH (Automated Clearing House) payments are electronic fund transfers that use the ACH network to move funds between bank accounts in the United States.

Wire 52

Wire Wires ACH Credit Cards 52

PYMNTS

JANUARY 26, 2021

First, it includes an ID&V (identity and verification) process with the customer’s bank, and the token once provisioned can include controls that limit it to its specific intended use.

Real Time Payments 109

Real Time Payments RTP RFP TCH 109

Fintech Labs Insights

SEPTEMBER 20, 2016

Thanks to Finovate/FinDEVr alum Finicity , developers have a new API to use to add account verification to their payment and investment apps. Finicity’s new ACH Account Verification API gives developers the ability to quickly verify necessary account information for initiating inbound ACH account transfers.

ACH 28

ACH Verification API Accounts 28

PYMNTS

AUGUST 14, 2020

We have deep dives into address verification, D2C shopping and Google ’s transition to the SAP Ariba network. The companies are casting a broader net of collaborators, with the announcement that their Business Payments Network (BPN) is growing to include support for ACH and wire transactions in addition to card payments.

Addressing 64

Addressing Verification FedNow Fed 64

Finextra

JUNE 9, 2025

Same day Automated Clearing House (ACH) payments rose 19.1% With the Federal Reserve proposing to make its service available 22 hours a day, seven days a week, Nacha is also considering adding a fourth processing cycle for same-day ACH. year-over-year in the first quarter of 2025 [1]. Reports show that a third of U.S.

ISO 20022 52

ISO 20022 ISOs FedNow TCH 52

PYMNTS

FEBRUARY 24, 2020

CULedger’s MemberPass solution is a blockchain-based system that facilitates frictionless identity verification. MemberPass offers credit unions (CUs) or CUSOs a single digital credential that serves as member verification. PSCU , the credit union service organization (CUSO), announced on Monday (Feb. application.

Credit Union 82

Credit Union Blockchain Credit Union Service Organization Wire Transfer 82

EBizCharge

JANUARY 21, 2025

Flexibility: Businesses can accept payments from debit and credit cards and ACH/eChecks, accommodating various customer preferences. Multiple payment options: Virtual terminals typically support credit and debit cards, ACH/eCheck payments , and more, catering to various customer preferences.

Credit Cards 52

Credit Cards Encryption ACH Process 52

Cardfellow

JUNE 25, 2025

Use Address Verification Service (AVS) Consider using the Address Verification Service anti-fraud tool. As for timing, she adds, “The funds should be released right away, with the only real delay being the time required to work through the ACH transaction clearing process.”

Disputes 98

Disputes Credit Cards Card Association Acquirers 98

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. Automated clearing house (ACH) and cryptocurrency support would be nice additions if relevant to your customer base. Optional add-ons include ACH processing, next-day settlement, and customer branding.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88