Fi911

FEBRUARY 26, 2025

Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. Staying up-to-date with PCI-DSS compliance should be a top priority. Non-compliance can lead to hefty fines, security vulnerabilities, and loss of customer trust. Level 2 Criteria : 1 to 6 million card transactions annually.

PCI DSS

Clearly Payments

OCTOBER 30, 2024

It’s more complex than domestic payments, as it requires a payment infrastructure that supports global payment options and multiple currencies while ensuring security and compliance with foreign regulations. Compliance with International Regulations Expanding internationally also means complying with local regulations in each new market.

International Payments

The Fintech Times

JANUARY 8, 2025

iDenfy , the global fraud prevention identity verification service provider, has filed a patent for technology that verifies a user’s address data. The patent, published in 158 countries by the World Intellectual Property Organization (WIPO), introduces a novel method for verifying a users address data.

Verification

The Payments Association

JANUARY 13, 2025

The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. The reforms ensure robust safeguarding practices, bolster consumer trust, and address risks like fund shortfalls during insolvency. Why is it important? What’s next?

Compliance

Basis Theory

NOVEMBER 12, 2024

Because sensitive card data is replaced by a token and cardholder data is stored off your systems, the PCI compliance scope is greatly reduced. The company then uses the tokenization platform to process and generate the tax document with the necessary sensitive information, without worrying about compliance.

Encryption

Finextra

JULY 30, 2025

Tuesday,16th September 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar When the ISO 20022 coexistence period ends in November 2025, another milestone is created: the migration to structured addresses. What are the main steps — and potential roadblocks — in moving to structured addresses?

ISO 20022

The Payments Association

JANUARY 16, 2025

As the EUs most extensive effort to regulate the crypto market, MiCA seeks to address longstanding issues such as regulatory fragmentation, consumer protection, and market stability. 20% report difficulty in understanding compliance requirements during the Grandfathering period. 24% find the authorisation process difficult.

Compliance

Clearly Payments

JANUARY 15, 2025

PCI Compliance Fees What It Is: A fee for ensuring your business complies with Payment Card Industry (PCI) security standards. Why Its Hidden: Often listed as an annual compliance fee or security fee, and merchants sometimes arent aware they can shop around for lower compliance service costs. Cost Range: Often $0.01$0.10

Process

Fintech Finance

JULY 7, 2025

Achieving SOC 2 compliance affirms that FinMont ‘s global payment orchestration platform upholds the highest standards when it comes to every aspect of handling and processing any customer data. In an increasingly complex digital landscape, where data security is paramount, it’s essential to lead by example.

Data Security

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Additionally, centralised reporting simplifies financial reconciliation and compliance efforts, enhancing control and accountability for finance and operations teams.

Transactions

The Payments Association

JULY 23, 2025

To address this, Techwave developed an AI-driven solution automating the user lifecycle management process. Techwave addressed these challenges by developing a standardised integration framework. This framework streamlined the onboarding process, ensured regulatory compliance and accelerated time-to-market.

Cross-Border Payments

The Payments Association

JUNE 9, 2025

Pegeman Khorsan Chief legal and regulatory officer, RTGS.global "With new, ecosystem role-specific software, the structured data approach in RT2/ISO 20022 represents a competitive advantage in risk decisions and compliance, materially reducing costs, time, and errors. Expanded access fundamentally changes competitive dynamics.

ISO 20022

The Payments Association

FEBRUARY 10, 2025

The compliance challenges of virtual IBANs, focusing on AML obligations and regulatory gaps. Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. To navigate diverse vIBAN regulations, PSPs should establish a global compliance framework adaptable to local laws.

IBAN

The Payments Association

DECEMBER 9, 2024

It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. Generative AI also addresses training challenges for AI models. In 2024, 61% of companies cited compliance as the biggest hurdle in AI implementation. Why is it important?

Privacy

The Fintech Times

MARCH 31, 2025

This report highlights the need for unified action to address both domestic and cross-border risks, fostering a safer financial system for all.” The post Unified Action Needed to Address Both Domestic and Cross-Border Fraud Risks Reveals Nasdaq Verafin appeared first on The Fintech Times.

Cross-Border

The Payments Association

NOVEMBER 12, 2024

The choice affects compliance, efficiency, and fraud prevention capabilities. In response, regulatory bodies like the Financial Conduct Authority are tightening anti-money laundering (AML) and counter-terrorism financing (CTF) measures, levying steep penalties for non-compliance. What is this article about? Why is it important?

Financial Crimes

Fintech Finance

MARCH 18, 2025

The Prime Minister Sir Keir Starmer has committed to back small businesses by unlocking barriers to growth, with the government committed to addressing access to finance and payment practices. Louise Stewart, CEO ProjectPay, said, “it is encouraging to see such commitment from the UK government in addressing this long-standing issue.”

Government

Payments Dive

JULY 28, 2025

Rather than assembling their stack through third-party integrations, they chose to build from the ground up, securing acquiring and banking licenses, developing their own platforms, and building compliance into the core of their operations. Sign up A valid email address is required. Sign up A valid email address is required.

Privacy

The Payments Association

MARCH 19, 2025

Beyond inefficiencies, manual processes create significant risks, such as: Misreported financials Compliance breaches Missed transactions Navigating regulatory uncertainty Unlike traditional payment systems, which operate within well-established regulatory frameworks, digital assets exist in a fragmented legal landscape.

Cross-Border

Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Underwriting

The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies. Deliver, or fail fast, fix, and move on!

Payment APIs and Integration

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. Why is it important? What’s next?

Legal

The Payments Association

JANUARY 21, 2025

Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns. AI is revolutionising fraud detection, compliance, and personalisation, while tokenisation enhances e-commerce security.

Payments Trends

The Fintech Times

NOVEMBER 16, 2024

Ensuring regulatory compliance Regulatory compliance also emerged as a significant challenge, with 60 per cent of participants highlighting the complexities of navigating evolving regulations. Respondents also identified PSD3 and APP fraud regulations as one of the upcoming transformational trends in the industry (50 per cent).

Fraud Prevention

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. New processors must be prepared to demonstrate compliance and may need to undergo regular audits to meet these standards.

Process

Trade Credit & Liquidity Management

JUNE 25, 2025

From a Press Release dated June 3, 2025, New York, New York ThetaRay , a global leader in cognitive AI compliance for financial crime, and Spayce , a next-generation cross-border payments platform, have announced a strategic partnership to address evolving financial crime threats and enhance the security of international payments.

Financial Crimes

The Payments Association

JUNE 3, 2025

While still central to security, modern tokenisation addresses broader demands: interoperability across platforms, reduced operational costs, and improved customer experience. As such, enterprises deploying tokenisation at scale must invest in governance frameworks that can adapt dynamically to shifting compliance requirements.

Security

The Fintech Times

NOVEMBER 18, 2024

Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022 , and the digitisation of payment flows.

ISO 20022

Stax

DECEMBER 12, 2024

Merchant services help small businesses simplify payments, save money with transparent pricing, and secure transactions with fraud protection and PCI compliance. Fraud protection and compliance Access to secure payment solutions like Payment Depot safeguards your small businesses against fraud and chargebacks. Mobile payment solutions.

Small Business

The Fintech Times

MARCH 19, 2025

Many in the industry are now calling for fundamental reforms and new payment models to address and prevent recurring financial misconduct and instability. Parallels to Australia In its report, ProjectPay notes that the economic impact of the UK’s building boom could be devastating for the sector if insolvency rates are not addressed.

Governance

The Payments Association

APRIL 7, 2025

The industry must focus on technological investments, enhancing security, and addressing regulatory and interoperability challenges to stay competitive. The survey results offer a detailed analysis of critical areas such as the adoption of emerging technologies, regulatory compliance, financial crime, and customers’ evolving needs.

Financial Crimes

Fintech Finance

DECEMBER 11, 2024

Armalytix , an award-winning fintech company that helps firms establish their clients financial position for compliance, affordability and more, has partnered with Birchall Blackburn Law, a highly respected law firm in conveyancing. Tailored training and a collaborative approach were crucial to the partnerships success.

Laws

The Payments Association

JUNE 19, 2025

With this new capital, Payall will accelerate its connections with global payout partners, sales to originating institutions, correspondent banks, and regulators, as well as further distinguish its breakthrough counterparty risk management, multi-jurisdictional compliance automation, and AI deployment.

Cross-Border Payments

Fintech Finance

JANUARY 8, 2025

With the MPI license, XTransfer is able to provide services including account issuance, domestic money transfer, cross-border money transfer, and e-money issuance, addressing the increasing demand for secure and convenient cross-border payment solutions in the region. The license was officially issued on January 1, 2025, by MAS.

Authorization

Open Banking Excellence

FEBRUARY 6, 2025

This will help to reduce the costs of integrating with global platforms and make Armenia an attractive destination for international businesses who may have previously ignored the market because of the compliance costs of expanding into a smaller country. Phone: (+374 10) 264301 Website: www.gov.uk/world/organisations/british-embassy-yerevan

Governance

Fintech News

OCTOBER 27, 2024

The framework specifically addresses phishing scams with a clear connection to Singapore, targeting scams where perpetrators impersonate local or international entities serving Singapore residents. Compliance will be assessed based on telcos’ ability to block SMS messages containing URLs flagged by the police as malicious.

Phishing

Finextra

JUNE 26, 2025

These compliance standards aren’t just check boxes; they are tools that protect your business and build confidence. Most importantly, you’ll see how the right digital payment solution can make compliance simpler and more effective. Why compliance matters in digital payment processing Staying compliant isn’t a choice.

PCI DSS