This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Strictly Necessary: Used for the proper function of the website
Performance/Analytics: Used for monitoring website traffic and interactions
In January 2025, the Swiss Financial Innovation Desk (FIND) announced the release of Pathway 2035 for Financial Innovation Your Navigator , a guide designed to steer financial and fintech leaders toward a resilient future. Panel and Organising Committee of the Event ReDesigning Financial Innovation.
16 June 2025 by Payments Intelligence Merchant survey 2025: Navigating the payment innovation divide LinkedIn Email X WhatsApp What is this article about? A survey of 125 UK retail merchants exploring how payment innovation, customer behaviour, and emerging technologies are shaping retail competitiveness. Why is it important?
As digital payment methods continue to evolve, UK consumers and businesses are increasingly seeking more innovative and flexible payment solutions. However, delays in bank adoption are preventing businesses from fully leveraging these innovations.
For more than a decade, the government has tried to build its own digital identity and trust services infrastructure, but we found this was inefficient and would limit innovation. Once the services go live, they will be regularly monitored using analytics and citizen feedback mechanisms to ensure continuous improvement.
Many application teams leave embedded analytics to languish until something—an unhappy customer, plummeting revenue, a spike in customer churn—demands change. But by then, it may be too late. In this White Paper, Logi Analytics has identified 5 tell-tale signs your project is moving from “nice to have” to “needed yesterday.".
Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. By addressing focused use cases, banks can reduce risk, improve ROI, and incrementally build toward a fully modernised, scalable banking, cards, loans and payments infrastructure. Deliver, or fail fast, fix, and move on!
ProjectPay , the construction payments fintech, which received a project grant funded by the government’s innovation division, Innovate UK, to research and test how to solve cashflow problems in the construction industry, has now published its findings. The report has been provided to the government.
In many regions, they create jobs, drive innovation, and stimulate local economies. From innovative lending platforms to advanced payment processing, fintech is enabling them to access growth opportunities and thrive in today’s competitive markets. Fintech companies see this gap as an opportunity to innovate.
It enhances resilience, broadens access, improves interoperability, and enables innovation, thereby modernising the UK’s financial infrastructure. The latest updates deliver capabilities far beyond those of the legacy system, creating new opportunities to revolutionise services, reduce risk, expand market reach, and drive innovation.
Since Singapore launched its first digital bank in 2022, five digital banksGXS Bank, MariBank, ANEXT Bank, Green Link Digital Bank, and Trust Bankhave entered the market, challenging traditional banking models and reintroducing fintech innovation to Singapore’s financial landscape. removing minimum deposit requirements.
With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.
Srini will succeed Praveen TM, who will continue to be part of the leadership team at Opus. Srini has previously held leadership roles at Wipro Limited, where he successfully drove innovation and implemented growth strategies across industry segments. He was a member of the Wipro Executive Council. and Western Union.
. “Today, speed to market and rapid innovation cycles continue to drive us forward, but succeeding in the next chapter of financial transformation will require focusing on a new set of challenges,” said Jim McCarthy, CEO of Thredd. Continuously evolving fraud and risk challenges.
Spring, launched by Paragon Bank, aims to address the issue of ‘current account coasting’, which causes UK consumers to collectively miss out on billions in potential interest. Paragon Bank says it chose Moneyhub for its breadth of connections, extensive experience, and the innovation that underpins its services.
With a proven track record in transforming financial data collection across different sectors, Armalytix has developed a sophisticated platform that streamlines Source of Funds (SoF) verification, addressing long-standing challenges in legal financial processing. The partnership goes beyond simply gathering basic financial information.
It aims to build innovative solutions that address existing challenges, all the while helping to drive sustainable growth and development in the region. This presents a significant opportunity to support the founders who are not only driving innovation, but also addressing the unique challenges and opportunities of the region.
Such a combination of demographic and policy-driven advantages suggests that despite the short-term downturn, the region holds immense potential for future growth and innovation. This demand is expected to fuel fintech innovations even in the face of current economic hurdles. Unicorns in the Drought?
Modulr , the embedded payments platform, today announces its acquisition of Nook , an innovative disruptor in accounts payable (AP) automation. Both companies share a mission to address inefficiencies, remove manual steps and enhance the security of business payments.
From majoring in East Asian Studies to leading fintech innovation at one of the world’s largest travel e-commerce companies, his career path is a testament to the power of continuous learning and adaptability. One of the most pressing issues he addressed is the complexity of cross-border payments.
The service aims to help startups and small businesses earn returns on idle capital, addressing a gap in the market where traditional savings accounts offer low interest rates. As we enhance our capabilities, we remain dedicated to delivering seamless, compliant, and innovative financial solutions like Aspire Yield.
Almond’s blockchain-driven Settlement Optimization Engine (SOE) addresses critical speed, transparency, and cost challenges in cross-border payments. What specific challenges in the cross-border payments industry does Almond FinTech aim to address, and how? Today, moving funds across borders is still incredibly inefficient.
The e-book highlights the rise in cross-border spending, fuelled by a resurgence in tourism and the continued growth of eCommerce. 2] The e-book also addresses the growing importance of cybersecurity and fraud prevention, as digital payments become increasingly prevalent. compared to 2023. [1] compared to 2023. [1]
As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. Where do you see it driving innovation? ” EV payment anxiety continues to be a concern. How should businesses address this?
Paytently , an innovative payment orchestration platform designed to tackle the unique challenges of businesses in regulated sectors like iGaming, has appointed Isabelle Delisle as its new chief payment officer (CPO). I look forward to contributing to its continued global success and helping push the boundaries of payment innovation.
We’re proud to support over 1,600 merchants including Ikea and look forward to expanding into markets like Indonesia, Japan, and Vietnam, while continuing our M&A efforts.” The round was led by Osage Venture Partners, and featured participation from Lavrock Ventures and the Urban Innovation Fund.
iWallet , the pioneer in digital payment solutions, announces a groundbreaking innovation with the introduction of Voice AI to payments. This revolutionary technology addresses the growing demand for advanced, secure, and user-friendly payment methods. Ask any question you like.
Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. Amid the litigation, “serious” settlement talks between the merchants and networks continue, Constantine said. Sign up A valid email address is required.
Lorenzo Pellegrino, CEO at Kuady, said: Our partnership with MeridianBet underscores our commitment to delivering fast, simple, and innovative payment solutions in key growth markets like Peru. Our focus on speed, simplicity, and security ensures that Kuady continues to set new standards in payment technology across Latin America and beyond.
As we continue to push the boundaries in the AI space , our AI-powered tools help accounting teams do more with lessenhancing decision-making, uncovering insights, and reducing repetitive tasks through intelligent automation. But this drive for innovation comes with a responsibility to do things ethically and securely.
The industry must focus on technological investments, enhancing security, and addressing regulatory and interoperability challenges to stay competitive. Fostering collaboration with fintechs and open banking providers may accelerate innovation and ensure seamless integration across the payments ecosystem. What’s next?
Through this partnership, USI Money strengthens its role as a leading payment service provider, addressing the diverse needs of its clients by offering an extensive range of payout options. “We look forward to continuing our expansion with the team to build new and innovative solutions.”
The partnership will focus on strengthening the Pagaloop app’s credit and debit card processing capabilities and ensuring high approval rates to facilitate the company’s continued expansion in the region. “At Pagaloop, we are always looking for innovative ways to empower Mexican SMBs with better financial solutions.
Fintech Review looks into their function, their role in fostering innovation, and the significant challenges they face, particularly in terms of legal recognition, security, and scalability. This level of decentralisation creates opportunities for innovation, particularly as it encourages input from diverse perspectives within the community.
Global technology and innovation partner Zühlke took part in the Singapore Fintech Festival (SFF) 2024, demonstrating its commitment to driving impactful change in the financial technology landscape. Zühlke offered forward-thinking perspectives on the adoption of AI, digital money, and the future of work for talents.
Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022, and the digitization of payment flows. “In
In 2024, Singapore continued to solidify its position as a global fintech leader. Finally, the fintech startup ecosystem continued to diversify, a trend which is evident in the rapid growth of Web 3.0, However, these bilateral linkages are resource-intensive, a challenge thats being addressed through Project Nexus.
While vIBANs offer innovation in payment systems, they introduce risks like money laundering due to insufficient oversight. Payment Service Providers must strengthen due diligence, monitoring, and collaboration with regulators to address these risks. Why is it important? What’s next? This leads to inadequate due diligence.
Through Corporate Partnership, Ordo seeks to support charities of all sizes by offering innovative features like QR code donations, creating a more seamless experience for both donors and fundraisers. At Ordo, we believe in the power of Open Banking innovation to serve good causes and make a meaningful difference in people’s lives.
This strategic milestone underscores Mastercards commitment to supporting the country’s growing digital economy by providing innovative financial products and services tailored to the market. We are eager to leverage our global expertise and innovative capabilities to introduce advanced payment technologies in this market.
AI, too, continued to capture investor attention for its potential to enhance efficiencies and reduce costs, particularly as companies sought to remain competitive in a high-cost environment. While funding trends showed restraint, the broader fintech industry continued to adapt to changing priorities.
Payments organisations must balance immediate operational priorities with emerging long-term strategies, particularly around sustainability and innovation. Implementing new payment methods follows closely at 10%, showing that the introduction of innovative payment systems continues to challenge firms. What’s next?
The EuroPA alliance (European Payments Alliance) – represented by Bancomat, Bizum, MB WAY (SIBS), and Vipps MobilePay – and EPI Company (EPI) have announced their cooperation, now exploring solutions to rapidly address Europe’s sovereignty challenge in payments, especially regarding cross-border transactions.
This initiative underscores OpusDatums commitment to innovation and our mission to simplify complex compliance processes for the financial sector” The WTR Knowledge Hub offers interactive resources including detailed regulatory maps, comprehensive country-specific guides, and updates on policy changes and regulatory developments.
We’re excited to share that Lynx has won the Anti-Fraud Solution of the Year award at the 2025 FSTech Awards, a celebration of financial services innovation in the UK and EMEA. The Lynx team works closely with customers to develop partnerships founded on trust, addressing their most pressing challenges.
We organize all of the trending information in your field so you don't have to. Join 5,000+ users and stay up to date on the latest articles your peers are reading.
You know about us, now we want to get to know you!
Let's personalize your content
Let's get even more personalized
We recognize your account from another site in our network, please click 'Send Email' below to continue with verifying your account and setting a password.
Let's personalize your content