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Tokenisation 2.0: Are we ready for the next generation of payment security?

The Payments Association

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embedded finance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.

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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

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The payments outlook 2025: Strategic priorities from industry leaders

The Payments Association

Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond. But open banking has struggled due to inconsistent API access from incumbent banks. I hope PSD3 will correct this.

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From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

Location Joburg Followers 5 Opinions 22 Follow Unfollow Open Banking has moved from regulatory idea to industry reality, driving transformation by enabling secure, permissioned data sharing between financial institutions and third-party fintechs. Crucially, Open Banking was just the opening act. Open Finance says: why not?

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Clip Money and Green Dot Expand Physical Deposit Service at US National Retail and Grocery Locations

The Fintech Times

Clip Money , a Canada-based company operating a multi-bank, self-service deposit network for North American businesses, is expanding its over-the-counter deposit service for businesses in partnership with fintech platform and bank holding company Green Dot.

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5 Uncomfortable Truths About SME Lending in 2025

Finextra

Across my years in banking, I’ve seen these patterns up close. Since moving into fintech, I’ve written regularly on Finextra about the urgent need to rethink SME finance. The lending gap is still growing Access to finance is still a major hurdle for small businesses. In early 2025, banks reported a slight rise in SME lending.

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Beyond Payments: How Embedded Finance is Reshaping Business Models

Fintech Review

Embedded finance is transforming industries by incorporating financial services directly into non-financial platforms. This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. This shift is redefining traditional banking structures.