Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Both Open Finance and DeFi thereby champion the idea that your financial life belongs to you.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finextra

JUNE 23, 2025

As McKinsey notes, “SMEs are underserved when growth potential is weighed less than current financial position” (McKinsey & Company, 2024). GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Now Hiring All companies Welcome to Finextra. We use cookies to help us to deliver our services.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

The Paypers

JUNE 25, 2025

However, it also addresses an injustice in the eyes of FATF, as financial exclusion largely affects individuals in disadvantaged and vulnerable communities and, in most cases, these people are excluded from financial services due to cost or lack of formal documentation.

Financial Inclusion 36

Financial Inclusion AML Financial Crimes Underserved 36

The Payments Association

NOVEMBER 20, 2024

In today’s competitive market, embedded finance is no longer a passing trend; it’s a fundamental game changer. Corporate-embedded finance radically reshapes businesses, offering new revenue opportunities and redefining customer relationships. This isn’t a peripheral add-on; it’s the future of commerce.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

Fintech Finance

OCTOBER 28, 2024

aIn parallel, the demand for embedded finance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 Adyen and BCG’s report provides a strategic playbook for SaaS platforms looking to succeed in the embedded finance space.

Embedded Payments 98

Embedded Payments Embedded Finance Research Finance 98

Fintech Finance

DECEMBER 6, 2023

Neem , a leading embedded finance platform in Pakistan, has entered a multifaceted partnership with Mastercard , a global technology company in the payments industry. The strategic multi-year collaboration will enable financial wellness for Pakistan’s underserved communities.

Embedded Finance 52

Embedded Finance Visa Finance Underserved 52

Fintech News

MAY 20, 2024

The webinar will address the underutilization of transactional data by banks and its potential to drive customer engagement, increase customer lifetime value, and enhance business impact. However, when this demand slips through gaps in the customer journey, it not only results in lost revenue but also impacts productivity.

FinTech 136

FinTech Embedded Finance BNPL On-Demand 136

The Fintech Times

SEPTEMBER 12, 2024

He stressed that low-income and underserved communities are facing severe challenges the most, such as rising prices, social unrest, and climate change impacts. However, he highlighted that financial services can play a crucial role in addressing these issues, and help the two billion people currently invisible to the financial system.

FinTech 75

FinTech Embedded Finance Underserved Visa 75

Fintech News

JANUARY 21, 2025

Embedded Finance In An All-in-One Digital Ecosystem Singapores fintech trends for 2025 are defined by the rise of all-in-one digital ecosystemscommonly referred to as super appsthat seamlessly integrate embedded finance at their core.

Stablecoins 111

Stablecoins FinTech Embedded Finance Financial Inclusion 111

Fintech Finance

MAY 14, 2025

By offering instant access to earned wages and enabling timely remittances, the partnership addresses a key financial need among expatriate workers, empowering them to support their families with greater ease and security.

Financial Inclusion 75

Financial Inclusion Cross-Border Embedded Finance Underserved 75

Fintech News

FEBRUARY 26, 2024

The research points out that this diversity in views reflects the sector’s resilience, with many firms identifying opportunities for expansion, especially into underserved markets. In Asia Pacific, the lack of a skilled workforce and poor digital and financial literacy were also factors, however this trend can also be observed globally.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

The Fintech Times

FEBRUARY 18, 2025

The five fintechs, all pre-Series A UK-based startups, are looking to develop their business ideas and provide innovative solutions addressing challenges in the payments space. mmob mmob provides the tools for any business to import or export API services in any channel through their embedded finance toolkit.

FinTech 64

FinTech Scams Participant Embedded Finance 64

The Fintech Times

JANUARY 28, 2025

Airwallex, founded in 2015, is a leading global financial platform for modern businesses, offering trusted solutions to manage everything from payments, treasury, card issuing and spend management to embedded finance. These efforts aim to address long-standing inefficiencies in cross-border payments and drive regional economic growth.

Cross-Border 59

Cross-Border Cross-Border Payments B2B Instant Payments 59

The Fintech Times

JULY 23, 2024

Our approach is tailored to the needs of underserved markets and clients. Together with my co-founder Tomas Navickas , expert software architect with over 20 years of experience, we’re focusing on leveraging new technologies to address pain points in the industry. What’s the best thing about working in the fintech industry?

Payment APIs and Integration 69

Payment APIs and Integration AI FinTech Innovation 69

The Fintech Times

JUNE 13, 2024

Our mission is to provide accessible, secure, and cost-effective banking solutions tailored to the unique needs of underserved markets and clients, such as families, freelancers, digital nomads, and businesses often overlooked by larger banks. Tell us more about your company and its offering. What problem was your company set up to solve?

Underserved 53

Underserved Payment APIs and Integration AI Innovation 53

Finovate

SEPTEMBER 16, 2024

The digital transformation of the retail industry addresses the problem by merging physical with digital channels to create an omni-channel experience. It is an opportunity and a responsibility that retailers have to enlarge their reach and ensure that underserved consumers get hold of essential products.

Consumer 59

Consumer AI Embedded Finance Automation 59

The Fintech Times

OCTOBER 30, 2024

“With over 20 million underserved adults in the UK, it’s time to rethink access barriers. Embedded finance is key – digital wallets and embedded lending integrated into everyday platforms make financial services instantly accessible to those left out by traditional banking.

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

Fintech Finance

APRIL 2, 2024

“Fintechs have the potential to offer broad social benefits to the markets they operate in — particularly when it comes to providing financial services to those who have traditionally been underserved. We commend Visa for spearheading this initiative and are pleased to endorse the Levant edition of VEI.

Innovation 52

Innovation FinTech Cross-Border Payments Central Bank 52

Fintech Review

JANUARY 14, 2025

One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. The Growth of Embedded Finance Embedded finance integrates financial services into non-financial platforms. Retailers, technology firms, and even healthcare providers are entering the embedded finance space.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

Fintech Review

NOVEMBER 12, 2024

By joining forces, they can combine their strengths to improve financial services and reach underserved populations. Embedded Finance Embedded finance integrates financial services into non-financial platforms, enabling customers to access banking solutions seamlessly within other apps.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Fraud Detection 105

The Fintech Times

MAY 29, 2025

PayFuture launched to address this challenge, helping global merchants connect directly with local payment methods in regions frequently overlooked by mainstream providers. While these regions represent a significant portion of the global population, they are often underserved in terms of access to modern payment solutions.

Underserved 45

Underserved Cross-Border Alternative Payment Methods Embedded Finance 45

The Fintech Times

MAY 15, 2025

Alpheya is addressing a structural gap in wealth management, a vital sector of economic importance that has largely been excluded from the digital platforms transforming other areas of finance. A compelling example is our work with ABHI , originally from Pakistan, which is now an Abu Dhabi-headquartered embedded finance platform.

Financial Literacy 45

Financial Literacy Innovation FinTech Embedded Finance 45