Fintech Review

JUNE 12, 2024

We explore the innovations in personalised insurance products, the role of IoT devices in data collection and risk assessment, and the challenges faced by established insurance companies integrating new technologies. On-Demand Insurance Another innovation is on-demand insurance, which allows customers to purchase coverage when needed.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96

Fintech News

NOVEMBER 6, 2024

Brankas’ platform addresses key compliance requirements such as API standardization, authentication, and encryption. The integration of ADVANCE.AI’s technology provides features such as real-time identity verification, fraud detection, and risk assessments, which help financial institutions meet regulatory demands securely.

Compliance 106

Compliance Payment APIs and Integration Fraud Detection Risk Assessment 106

Fintech Review

MARCH 25, 2025

This PoC provided an opportunity to explore insights into technological risks associated with digital assets across multiple blockchains. This PoC provided an opportunity to explore insights into technological risks associated with digital assets across multiple blockchains.

Risk 52

Risk Assessments Risk Management Blockchain 52

Finovate

JANUARY 15, 2025

The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

Fintech News

MAY 20, 2024

The webinar will address the underutilization of transactional data by banks and its potential to drive customer engagement, increase customer lifetime value, and enhance business impact. These virtual events became vital for maintaining business continuity, serving as a means for internal meetings and connecting with clients and audiences.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

The Payments Association

MARCH 25, 2025

Strict compliance with FCA, PSD2, and PCI DSS protects consumers and combats financial crime, but implementation demands resources and adaptation. AML compliance requires risk assessment, transaction monitoring, and reporting suspicious activity. One challenge lies in potential biases within AI models.

Regulatory Compliance 136

Regulatory Compliance AML Compliance PCI DSS 136

PYMNTS

SEPTEMBER 29, 2017

When it comes to corporate treasury, business clients demand robust solutions and services from their banks, and FinTech players are stepping in to help. But the banks themselves also have complex demands for their own treasury departments, which, like other corporations, must be able to manage finances, risk and compliance.

Treasury 56

Treasury Addressing Treasury Management FinTech 56

VISTA InfoSec

SEPTEMBER 5, 2024

In contrast, ransomware specifically targets the availability of data by encrypting files and demanding payment for their release. The list of cyber security examples entails adopting comprehensive data protection strategies, ensuring network security, and staying compliant with regulations established by organizations such as NIST.

Security 130

Security Phishing Ransomware Risk Assessment 130

VISTA InfoSec

OCTOBER 21, 2024

In contrast, ransomware specifically targets the availability of data by encrypting files and demanding payment for their release. The list of cyber security examples entails adopting comprehensive data protection strategies, ensuring network security, and staying compliant with regulations established by organizations such as NIST.

Security 130

Security Phishing Ransomware Risk Assessment 130

The Fintech Times

MARCH 25, 2024

This movement isn’t simply about the adoption of cutting-edge technologies; it signifies a profound reimagining of financial services provision aimed at cultivating innovation, driving efficiencies and addressing the evolving needs of consumers. The emphasis on a customer-first mindset is pivotal for cultivating trust and loyalty.

Finance 115

Finance Regulatory Compliance On-Demand Compliance 115

Fintech News

OCTOBER 23, 2024

To address this challenge, Nexi, Europe’s largest omnichannel acquirer by the number of clients, replaced multiple legacy acquiring systems with a unified Way4 platform. Sophisticated omnichannel payment scenarios When it comes to a seamless payment experience, some verticals are more demanding than others.

Acquirers 120

Acquirers C2B Online and Mobile Banking Risk Assessment 120

PYMNTS

OCTOBER 9, 2020

Eclypsium will harness the infusion for growth, while it plans to keep building out the functions of its platform to handle heightened market demand. We have built world-class expertise and technology, in partnership with our customers, to address the firmware risk,” Eclypsium CEO Yuriy Bulygin said in an announcement. “We

Automation 107

Automation Compliance Audit Cybersecurity 107

Fintech Finance

AUGUST 2, 2024

By evaluating daily transactional data, it assigns personalized scores and ranks clients based on their behavior, helping financial institutions prioritize risks and identify emerging trends, thereby enhancing the accuracy of risk assessment. Are you ready for the instant payments regulation?

Instant Payments 94

Instant Payments Transactions Payment APIs and Integration Compliance 94

Fintech News

MARCH 20, 2024

This transformation is not without its challenges, as banks grapple with the critical task of bridging the gap between traditional banking services and the demands of a digital-first customer base. In the last decade, GaussDB has been deployed on a large scale across multiple top banks in China.

Cybersecurity 117

Cybersecurity On-Demand Database Automation 117

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. Insurers now assess policyholders’ financial behaviouralongside payment patternsto adjust coverage dynamically.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

MAY 1, 2025

They frequently lack the flexibility required to meet the demands of today’s digital-first customers and struggle to integrate with modern financial technologies. The key question has always been how to de-risk these migrations when moving to newer architectures. It is here that a data-driven approach must be agreed upon.

AI 45

AI Risk Fraud Detection Risk Assessment 45

Fintech News

APRIL 16, 2024

But in order to leverage the benefits of gen AI, risk and compliance functions must establish clear guidelines and frameworks that not only address inbound risks from gen AI but which also ensure the responsible usage of gen AI, a new paper by McKinsey says.

Risk Management 117

Risk Management Risk AI Use Case 117

The Fintech Times

MARCH 28, 2024

Synergy between innovation-driven startups and established industry players is not only reshaping traditional practices but also addressing the dynamic needs of modern consumers. We reached out to insurance experts to gain insights into how startups and incumbents are collaborating to drive innovation and meet changing consumer demands.

Innovation 69

Innovation Consumer On-Demand Risk Assessment 69

Nanonets

DECEMBER 13, 2023

Real-time reporting enables insurers to address compliance concerns promptly, minimizing the impact on operations. Risk Assessment and Compliance Prediction: AI can assist in proactively identifying potential compliance risks by analyzing historical data and patterns.

AI 102

AI Process Fraud Detection Compliance 102

The Payments Association

MAY 16, 2025

Each section includes an overview of the regulation, the legal and operational risks involved, and the practical actions required to support readiness and ongoing compliance. Next steps/action required: Conduct a comprehensive fraud risk assessment across all channels and partners.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

PYMNTS

MARCH 22, 2019

Invoice financing, he said, still is a “paper-heavy process” that is marked by high interest rates — and these inefficiencies can be addressed by blockchain, which eliminates the need for third parties. They also ensure that all contract data is stored on blockchain, thus reducing risk of fraud,” he said. The Mechanics of the Model.

Blockchain 65

Blockchain Finance Risk Assessment Due Diligence 65

Fintech News

OCTOBER 16, 2024

It will explore the urgency of harnessing these groundbreaking technologies to enhance performance in financial services, future-proof encryption, and optimise efficiency and address the challenges of applying AI and quantum systems to the financial services tech stack.

FinTech 113

FinTech Cross-Border Payments AI Innovation 113

PYMNTS

MAY 7, 2020

Buttressing that great acceleration, Angelos told Karen Webster in a recent conversation, are demands for new use cases for digital that are emerging nearly every day. The program launched in 2018 and has grown 280 percent since then, and now includes 140 FinTechs globally. In the U.S.,

FinTech 95

FinTech Multi-Currency Cross-Border Credential 95

The Payments Association

MAY 16, 2025

AI is transforming compliance in financial services, offering efficiency gains while introducing new risks that demand robust governance. These hidden risks lie not just in what AI does but also in how it does it, often without adequate oversight, auditability, or transparency. This aligns with FCA Principles such as PRIN 2.1

Compliance 88

Compliance AI Risk Audit 88

Seon

JUNE 24, 2024

Understanding Identity Risk Management Fundamentals Principles for identity risk management vary depending on the context and industry. By adopting proactive measures such as continuous monitoring, real-time analytics, and comprehensive risk assessment protocols, organizations can layer their defenses against identity-related threats.

Risk Management 52

Risk Management Mitigation Risk Identity Theft 52

Seon

MARCH 20, 2024

trillion annually, reflecting a 56% increase over the past decade, the urgency to address digital fraud has never been more acute. Digital Footprinting as a Critical Assessment Tool As businesses bleed five percent of their annual revenues to fraud, the imperative to reassess and fortify their fraud prevention strategies mounts.

Fraud Prevention 98

Fraud Prevention Assessments Phishing Mitigation 98

Finovate

MARCH 28, 2024

More specifically, DataVisor’s new AML solution provides: Comprehensive end-to-end functionality: including customer risk rating, CDD, EDD, sanction/watchlist screening, transaction monitoring, case management, and automated SAR filing. According to Crunchbase, DataVisor has raised more than $94 million in funding.

AML 59

AML Compliance AI Money Laundering 59

The Fintech Times

OCTOBER 26, 2024

Jassim Haji , an international expert, strategist and researcher in AI and digital transformation, delved into how AI is enabling real-time risk assessment and fraud detection, reducing the manual processes that typically slow banks down. We’ve moved towards digital to reduce the need for branch visits,” Bashmail said.

Finance 69

Finance Ransomware Fraud Detection Cybersecurity 69

The Fintech Times

MARCH 12, 2024

As the world grapples with the increasingly urgent need to address climate change, industries across the board are being called upon to play their part in mitigating its effects. Among these, the insurance industry stands as a critical player uniquely positioned to drive sustainable initiatives and proactively manage climate-related risks.

Mitigation 72

Mitigation Risk Underwriting Risk Assessment 72

The Fintech Times

NOVEMBER 27, 2024

By integrating Elliptic’s cutting-edge blockchain analytics with Sumsub’s trusted verification and compliance platform, we’re empowering businesses to proactively address risks, protect their users, and stay ahead of regulatory demands.

Transactions 59

Transactions Financial Crimes Crime Blockchain 59

Trade Credit & Liquidity Management

APRIL 16, 2025

Photo by Çağlar Oskay on Unsplash ) Balance automates the entire invoice-to-cash cycle behind the scenes, handling onboarding, risk assessment, billing, collections, and cash application. Marketplace OS: Tools for online marketplaces to manage payments, financing options for buyers, and payouts to vendors.

B2B 52

B2B Wire Transfer Risk Assessment Credit Cards 52

Fintech News

JANUARY 9, 2024

These cutting-edge technologies are revolutionising various facets of financial services, ranging from personalised banking experiences to more sophisticated risk assessment models. It remains to be seen how the industry will evolve and address these challenges in 2024. billion by 2027.

APACS 112

APACS FinTech Digital Currency Blockchain 112

Segpay

JANUARY 30, 2025

High-Risk Classification: A Core Concern Regulators and card schemes classify businesses based on perceived risk, assessing the likelihood of chargebacks, fraud, and other liabilities. This EU AI Act aims to address to protect democracy, rule of law and the environment.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52

Global Fintech & Digital Assets

DECEMBER 11, 2023

Covered financial institutions now face heightened expectations in relation to cybersecurity governance, risk assessment, and incident reporting. Risk assessments should also be reviewed whenever a new business model is adopted or a new product is introduced.

Cybersecurity 59

Cybersecurity Multifactor Authentication Risk Assessment MFA 59

Nanonets

APRIL 11, 2023

In this blog post, we will discuss the challenges faced by commercial lenders today, the pain points in the loan process, and how loan automation can address these issues to deliver significant benefits to all stakeholders. Manual compliance processes increase the risk of non-compliance and may result in costly fines or penalties.

Origination 52

Origination Automation Risk Assessment Underwriting 52

Finovate

MAY 14, 2024

Salt Bank sought out Napier AI’s technology to ensure that it is able to keep pace with evolving money laundering, terrorist financing, and fraud risks on the one hand, and consumer demand for a seamless digital experience on the other. ” Founded in 2015 and headquartered in London, U.K.,

AI 59

AI Transactions Financial Crimes Crime 59

The Fintech Times

MAY 16, 2024

There’s a marked trend toward leveraging sophisticated data analytics and AI not only for enhancing risk assessment but also for refining investment strategies. This strategic framework lays out essential steps to promote innovation while proactively addressing risks to consumers, investors, and the environment.

Innovation 80

Innovation Blockchain Stablecoins Bitcoin 80