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Strategic agreement between EPI and EuroPA: building a unified European digital payments network

Finextra

EuroPA is an alliance of national digital payment champions โ€“ ๐—•๐—ฎ๐—ป๐—ฐ๐—ผ๐—บ๐—ฎ๐˜(Italy), ๐—•๐—ถ๐˜‡๐˜‚๐—บ (Spain), ๐— ๐—• ๐—ช๐—”๐—ฌ (Portugal), ๐—•๐—น๐—ถ๐—ธ (Poland), ๐—œ๐—ฅ๐—œ๐—ฆ (Greece), and ๐—ฉ๐—ถ๐—ฝ๐—ฝ๐˜€ ๐— ๐—ผ๐—ฏ๐—ถ๐—น๐—ฒ๐—ฃ๐—ฎ๐˜† (Nordics). Wero enables instant, account-to-account (A2A) payments without relying on traditional card networks.

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The Digital Wallet Revolution: How It's Reshaping Consumer Behaviour and Payment Infrastructure

Finextra

In their place stands a more sophisticated and scalable payment conduit: the digital wallet. No longer just a fintech novelty, it is a cornerstone of the new digital economyโ€”driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. This is not an incremental change.

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Top 5 Mobile Banking Trends for 2025

Finextra

In 2025, banking apps will deliver smarter, more secure, and integrated experiences. Based on industry research and expert insights, here are five pivotal trends redefining mobile banking. Based on industry research and expert insights, here are five pivotal trends redefining mobile banking.

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Banking on Intelligence: The Global Sprint to AI Maturity in Finance

Finextra

From virtual assistants to risk modeling and hyper-personalized customer experiences, banks are betting big on AI to transform operations, reduce costs, and redefine digital engagement. This global heatmap of AI in banking draws on fresh data, case studies, and market insights to uncover the evolving landscape of AI adoption.

AI
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The End of Average: AI Is Rewriting the Rules of Digital Banking CX

Finextra

Banks turned to a powerful ally: artificial intelligence. AI didnโ€™t just automate servicesโ€”it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banks around the world rolled out AI-powered personalization features in 2024. The result?

AI
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This Week in Fintech: TFT Bi-Weekly News Roundup 15/04

The Fintech Times

Al Ansari Exchange , the UAE-based remittance and foreign exchange company, and Ruya Islamic Community Bank (ruya), a digital-first Islamic community bank, are working together to enhance financial inclusivity and convenience for customers across the UAE.

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This Week in Fintech: TFT Bi-Weekly News Roundup 18/03

The Fintech Times

Industry hires Guavapay, a provider of end-to-end payment solutions headquartered in London, UK, appoints Guy Noble as its new CEO for Guavapay UK. PayFuture , the payments technology platform connecting global businesses with emerging markets, has appointed Praful Morar as deputy CEO. This expands a relationship which began in 2014.