PYMNTS

DECEMBER 14, 2020

consumers think about artificial intelligence (AI) as it relates to their financial lives? Just ask them, as was done for the December 2020 How To Put AI In Your 2021 FI Business Plan Playbook , a collaboration with Brighterion. Better credit management is just one benefit AI can confer to banks, however,” per the Playbook.

AI 87

AI Online and Mobile Banking Risk Assessment Credit Risk 87

PYMNTS

MARCH 6, 2020

There is scarcely a financial institution (FI) that does not claim to be using artificial intelligence (AI) in some capacity or other. What some banks purport to be AI is often lumped together with other less sophisticated computational systems or, in some cases, not AI at all but the result of intensive human labor.

AI 81

AI Credit Risk Regulatory Compliance Risk Assessment 81

FICO

OCTOBER 31, 2017

With all the benefits of artificial intelligence, many of our customers are wanting to leverage machine learning to improve other types of analytic models already in use, such as credit risk assessment. With 30 years of experience with AI and machine learning under our belt, we can certainly help. default rate.

Credit Risk 52

Credit Risk Risk AI Regulations 52

FICO

AUGUST 28, 2017

When it comes to using alternative data in credit risk assessments, the field has really opened up over the last few years. Here is useful information on how to assess alternative data and combine it with so-called traditional data to improve credit risk models. Multiple Types of Alternative Data.

Credit Risk 52

Credit Risk Risk AI Assessments 52

FICO

APRIL 28, 2023

Credit Risk and FICO Score Trends? credit risk and FICO® Score trends. At the same time, increasing adoption of recent innovations in credit scoring solutions should benefit consumers, leading to greater consumer empowerment opportunities and credit access.

Credit Risk 52

Credit Risk Risk Risk Assessment Assessments 52

PYMNTS

APRIL 16, 2019

But it occurred to them that their solution was useful outside of HR — and that many of the things that made someone a good hire of over time could also make them a good credit risk over time, if the artificial intelligence (AI) model they were using to screen with were modified to that task. Expanding Access to Credit With AI.

Risk 89

Risk AI Underwriting Assessments 89

FICO

APRIL 6, 2018

How are advances in artificial intelligence and machine learning changing credit risk assessment? Using AI to Address Affordability in Credit Decisions. This led to a new scorecard and index that rank-orders affordability risk and complements traditional credit risk scores.

Credit Risk 89

Credit Risk Risk Assessment Risk AI 89

FICO

JANUARY 4, 2018

As artificial intelligence applications exploded last year, our blog posts on AI and machine learning drew thousands of readers. Indeed, taken together, they explored many aspects of Explainable AI and its applications, particularly in the area of credit risk. Combining Machine Learning with Credit Risk Scorecards.

Posting 55

Posting AI Credit Risk Risk 55

The Paypers

NOVEMBER 29, 2023

Global integrated risk assessment firm Moody’s has started developing an artificial intelligence model in order to upgrade its credit risk and KYC checks.

Credit Risk 28

Credit Risk Checks Risk Risk Assessment 28

Tearsheet

AUGUST 7, 2024

Morgan’s extensive client relationships with Slope’s AI-driven B2B payment platform. Morgan’s financial strength and Slope’s innovative approach to credit risk assessment and monitoring. The AI capabilities that Slope has is a true market differentiator in this space.

AI 59

AI B2B Finance Underwriting 59

PYMNTS

APRIL 2, 2020

Combining this technology with artificial intelligence (AI) can boost customer engagement and have innumerable benefits for FIs of all sizes and types. It is key to risk management functions, which entail assessing the likelihood that any given transaction could be fraudulent or present a credit risk.

Credit Union 94

Credit Union Risk Risk Assessment Assessments 94

Trade Credit & Liquidity Management

APRIL 16, 2025

(Photo by Çağlar Oskay on Unsplash ) Balance automates the entire invoice-to-cash cycle behind the scenes, handling onboarding, risk assessment, billing, collections, and cash application.

B2B 52

B2B Wire Transfer Risk Assessment Credit Cards 52

Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

Trade Credit & Liquidity Management

MAY 27, 2025

Traditional credit agencies, big data risk intelligence providers, and digital-native fraud platforms are racing to outpace fraudsters, each offering distinct strengths and facing unique challenges. Jumio ( www.jumio.com ): Provides end-to-end identity verification and AML compliance solutions, utilizing AI and biometrics.

Fraud Prevention 52

Fraud Prevention Fraud Detection Verification Risk Assessment 52

Nanonets

APRIL 5, 2023

Credit risk managers, credit policymakers, and legal resources may have the expertise, but reviewing documents and assessing creditworthiness can still be tedious and error-prone. Despite having a team of experts, making accurate lending decisions while minimizing risk remains a challenge.

Automation 52

Automation Process Risk Assessment Assessments 52

FICO

OCTOBER 26, 2021

5 Ways Credit Unions Can Be More Resilient with AI and Analytics. Credit unions are sitting on a lot of risk right now. This COVID pandemic aftershock is about to hit the financial services industry, which means that credit unions need to pay close attention to their capital, asset quality, earnings, and liquidity.

Credit Union 52

Credit Union AI Non-Bank Risk Assessment 52

The Paypers

AUGUST 5, 2020

UK-based fintech Wiserfunding has entered India market by launching an AI-backed credit risk assessment tool for SMEs.

Risk Assessment 28

Risk Assessment FinTech Credit Risk Assessments 28

FICO

FEBRUARY 16, 2022

But access to the broadest datasets available, investment in the right technology and application of AI and automation, can be a win-win for all parties. billion more credit to existing SME customers, while helping further support originations by driving incremental lending of US$580 million to new customers. by Richard Lagerweij.

Transactions 52

Transactions Small Business Origination Credit Risk 52

FICO

MARCH 6, 2020

FICO brings AI and advanced analytics to risk management, fraud detection, collections and much more. Here at FICO, AI is in everything we do. Our Anti-Financial Crime solutions suite consistently follows the risk-based approach according to FATF and supports the compliance process with integrated modules.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

FICO

MARCH 23, 2021

In our experience, we typically see that the breakdown is being driven by risk tolerance and discomfort from two basic kinds of risks: (1) authentication fraud prevention (2) credit risk assessment.

Risk Assessment 52

Risk Assessment Duplicate Fraud Prevention Risk 52

FICO

JUNE 5, 2023

But as more providers take steps towards extending mobile phone leasing to underserved markets, new demographics and segments with thin credit files, while offering the lasts handsets and access to high-speed services, they face a multitude of challenges.

Finance 52

Finance Credit Risk Risk Origination 52

PYMNTS

JANUARY 25, 2019

For those firms seeking access to credit, lenders will often start with the SMB principal’s FICO score or tax returns from the past few years, which can be an inefficient barometer of credit risk. Fundbox Pay, extended into checkout , he said, offers a “turnkey way … to offer credit.”

B2B 63

B2B B2C Payment APIs and Integration Point-of-Sale (POS) 63

M2P Fintech

MARCH 25, 2025

Future developments include expanding digital infrastructure, integrating emerging technologies like AI and blockchain, and facilitating co-lending arrangements. ULI may also expand to new lending categories beyond MSMEs and agriculture. Loan Management Systems (LMS) will play a crucial role in these advancements.

Payment APIs and Integration 52

Payment APIs and Integration Verification Small Business Use Case 52

Fintech Labs Insights

MAY 10, 2017

Kreditech CEO Alexander Graubner-Müller said his company was looking forward to bringing “point-of-sale finance” to markets where “reliable credit risk assessment” is lacking. The investment is the largest equity investment in a German fintech company to date.

FinTech 15

FinTech Payment APIs and Integration Credit Risk Risk Assessment 15

Finovate

MAY 15, 2025

Credit risk analytics provider Carrington Labs teamed up with real-time decisioning infrastructure company Oscilar. The partnership will make Carrington Labs’ explainable AI-powered, advanced credit risk and cash flow underwriting models available via Oscilar’s decisioning platform.

Credit Risk 52

Credit Risk Risk Underwriting Assessments 52

Finovate

JANUARY 27, 2025

These new faces represent a fresh wave of innovation in areas like AI, cybersecurity, regtech, and payments, and others. Arva AI Arva AI uses AI to increase the efficiency and strengthen compliance of business verification for banks and fintechs. They are new to us, and will likely be new to you, as well.

AI 52

AI Compliance Cybersecurity Automation 52