The Payments Association

FEBRUARY 14, 2025

With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks. In 2025, three priorities stand out: safeguarding customer funds, expanding open banking, and preparing for stablecoin regulation.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech Finance

MARCH 10, 2025

However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization.

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

Fintech Finance

OCTOBER 30, 2024

Our Distinguished Speakers line-up: Abbas Khamisa, Head of Treasury Solutions, Global Banking at MUFG Investor Services Alessandra D’Este, Senior Payments Expert, EMEA at Swift Amrit Toor, Solutions Architect at Cloudflare Andrea Moundi Savvides, Global Director of Risk and Compliance (Harneys) and Chair and Founding Member of the Cyprus Compliance (..)

Compliance 98

Compliance AML Money Laundering Payments 98

Finextra

JULY 10, 2025

million fine from multiple US state regulators over deficiencies in its anti-money laundering controls. Money transfer giant Wise has been hit with a $4.2

Money Laundering 121

Money Laundering AML Regulations 121

Fintech News

DECEMBER 22, 2024

She has extensive experience in highly regulated environments and has worked on AML and compliance technology initiatives. Patricia Haynes joins as Senior Vice President of Platform, bringing her expertise in technology operations and risk management from roles at Zopa and LexisNexis Risk Solutions.

APACS 104

APACS Issuers Commercial Card AML 104

Fintech Finance

JULY 15, 2025

Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs).

IBAN 81

IBAN AML Reconciliation Treasury 81

Finextra

JUNE 18, 2025

Home Announcements Regulation OnePay selects Flagright for trransaction monitoringg and AML compliance External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

AML 52

AML Compliance Financial Crimes Crime 52

The Fintech Times

JUNE 27, 2025

QwikPay , the Australian paytech, is improving its real-time user onboarding while maintaining compliance with financial regulations in Australia, following a new partnership with iDenfy , the identity verification and fraud prevention technology provider. We needed a compliance partner that could scale with us while maintaining user trust.

Risk Management 59

Risk Management Compliance Risk AML 59

Stax

JANUARY 23, 2025

The merchant underwriting process helps reduce fraud (including chargeback volume), ensures compliance with regulations, and protects financial stability in the payment processing space. This process involves reviewing the businesss structure, financial health, industry type, and compliance with regulations.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Fintech News

JUNE 12, 2025

These developments were the focus of a recent webinar, “ Strengthening Your Crypto Compliance Program: Addressing AML and OJK Requirements ,” part of the Indonesia Crypto Literacy Program. News Regulatory Body, New Regulations to Adhere to? She opened with a simple but powerful reminder: stay close to your regulators.

Compliance 116

Compliance Travel Rule Risk Due Diligence 116

The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. Improve resilience and security by embedding real-time monitoring, automated KYC/AML compliance, and fraud prevention directly into payment workflows.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech Finance

MARCH 10, 2025

However, many still rely on legacy AML compliance systems built for fewer payment rails, most of which are not aligned with real-time settlement workflows. Recent Datos Insights research indicates that 91% of surveyed financial institutions (FIs) are making significant or moderate investments in payment modernization.

Real Time Payments 75

Real Time Payments Faster Payments Transactions Money Laundering 75

The Payments Association

MARCH 19, 2025

With the rise of digital assets, real-time payment methods, and evolving regulations, the pace of change has never been faster. Some governments embrace them, others restrict them, and many are still figuring out how to regulate them. The payments industry is undergoing a profound transformation.

Cross-Border 88

Cross-Border Reconciliation Compliance Payments 88

Fintech Finance

DECEMBER 20, 2024

Patricia Haynes, Thredds new Senior Vice President of Platform, is a seasoned technology leader with extensive experience in highly regulated global environments and scaling up technology operations.

APACS 97

APACS Issuers Credit Cards AI 97

The Payments Association

JUNE 3, 2025

Most central banks have defaulted to account-based models, influenced by legacy regulatory frameworks and assumptions about anti-money laundering (AML) and know-your-customer (KYC) requirements. However, this has sparked criticism that these systems strip users of financial autonomy and introduce unnecessary friction.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

Clearly Payments

NOVEMBER 13, 2024

Merchants in high-risk categories, such as online gaming, travel, and adult services, benefit from BIN data as it helps processors manage risk levels and ensure compliance with industry regulations. Payment processors must meet both local regulations and the specific compliance requirements of each card network and their sponsoring bank.

Process 104

Process Processors Payments Compliance 104

Neopay

APRIL 10, 2025

This follows a 2022 penalty of 70,000 for delayed accounts and after previous attention of the UK’s Financial Conduct Authority in 2019 on AML compliance. How Neopay can help At Neopay, we’re experts at helping regulated businesses build, audit, and enhance their compliance frameworksbefore the regulators come knocking.

Central Bank 52

Central Bank Money Laundering AML Financial Crimes 52

The Payments Association

APRIL 7, 2025

Meanwhile, businesses are subject to an increasingly strict AML regulatory focus and a turbulent sanctions landscape. Stronger guidance and leadership from government and regulators could transform the market. Read More

Financial Crimes 88

Financial Crimes Crime AML Fraud Prevention 88

The Payments Association

MAY 16, 2025

Currency conversion, fluctuating exchange rates, varying local regulations, and regional preferences for payment methods add layers of complexity. Cross-border payment solutions : Cross-border commerce represents a significant growth opportunity but introduces substantial challenges.

Transactions 88

Transactions PCI DSS Payments Multi-Currency 88

Finextra

JULY 8, 2025

A global leader in verification and anti-fraud Sumsub has been selected by France-based fintech platform Next Generation NGPES to provide advanced fraud protection, identity verification and AML regulation compliance as it launches an innovative payment ecosystem, including an EUR-backed stablecoin.

Compliance 52

Compliance Stablecoins AML Verification 52

Fintech News

JULY 14, 2025

“A compliance policy is only as strong as the infrastructure that delivers it” That’s how Baran Ozkan, Co-Founder and CEO of Flagright, summed up the latest anti-money laundering (AML) storm that hit Singapore. Nine financial institutions, including UOB , Credit Suisse , and UBS , were collectively fined SGD $27.45

Compliance 77

Compliance Financial Crimes Money Laundering AML 77

Finextra

JUNE 19, 2025

September 25th 2025 15:00 BST | 16:00 CEST | 10:00 EDT Online Join this Webinar How can banks scale AML compliance in an increasingly complex and high-risk environment without compromising the commercial client experience? Regulation is intensifying, with daily sanctions updates and mounting fines, yet manual workarounds still dominate.

AML 52

AML Risk AI Compliance 52

Fintech Finance

JULY 15, 2025

Clear Junction , a specialist in global payments and banking infrastructure for regulated financial institutions, has extended access to its named virtual IBAN (vIBAN) services to licensed virtual asset service providers (VASPs) – a functionality previously only available to banks and electronic money institutions (EMIs).

IBAN 52

IBAN AML Reconciliation Treasury 52

The Fintech Times

MARCH 28, 2025

It also enables businesses to streamline risk management and ensures they meet stringent customer due diligence requirements under anti-money laundering ( AML ) regulations. ” Applicable at any business level As a global solution, it is tailored to meet the unique needs and maturity-levels of different markets.

Financial Crimes 76

Financial Crimes Crime Fraud Prevention Due Diligence 76

Finextra

JUNE 24, 2025

1011 Report Share 1 1 Channels /payments /regulation & compliance Comments: (0) Sign in to comment Roberto Garavaglia Independent Advisor Innovative Payments & blockchain Strategic Advisor Member since 19 Nov 2009 Location Milan Followers 1 Following 0 Opinions 5 Follow Unfollow The silent revolution of fees, but what fees?

Agreements 59

Agreements Payment Networks Digital Payments Payment APIs and Integration 59

The Payments Association

MARCH 19, 2025

Regulatory challenges Regulators are in a race against time. The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. The result?

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

The Payments Association

NOVEMBER 25, 2024

The regulatory landscape: FCA and PSR’s roles in de-risking The Financial Conduct Authority (FCA) and the Payment Systems Regulator (PSR) are pivotal in shaping the UK’s financial ecosystem. This shift increases financial crime risk and erodes the efficacy of the UK’s AML and counter-terrorist financing (CTF) frameworks.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

Fintech News

JUNE 5, 2025

Singapore has taken a definitive step forward in digital asset regulation via its Singapore DTSP licensing framework. MAS clarified that its one-hour rule is meant to give the regulator early warning so it can assess potential risks to the wider industry and public. MAS added that further details can be shared after the initial alert.

Money Laundering 81

Money Laundering Due Diligence Cross-Border Rules 81

Finextra

JULY 3, 2025

Make sure your wallet follows KYC and AML rules. A digital wallet will serve you better. An eWallet is a complete ecosystem, while a digital wallet is a connector. These technical and strategic factors can make or break your decision. Security, compliance, and transparency Without strong security, you risk user trust.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finextra

JUNE 25, 2025

Real-Time Compliance & AML Monitoring With faster payments come faster risks—and heightened regulatory expectations. Collaborative intelligence between banks, fintechs, and regulators. Powering conversational AI agents that resolve queries quickly, 24/7. Real-time fraud networks to share alerts across the ecosystem.

Fraud Detection 59

Fraud Detection AI Payments PCI DSS 59

The Payments Association

JUNE 3, 2025

Link is a member of The Payments Associations Financial Inclusion Working Group, which brings together experts from across the payments industry to tackle financial exclusion and the poverty premium through informing and collaborating with the government, regulators and the third sector.

Financial Inclusion 88

Financial Inclusion Financial Literacy Treasury Governance 88

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. As is the nature of the regulation, the regulatory landscape for digital assets in the UK is proving to mark a pivotal moment for the payments sector. What’s next?

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Finovate

MARCH 19, 2025

Adding to this challenge is the proliferation of new regulations that are tightening compliance requirements and mandating greater security and operational resilience. This will enable them to onboard customers faster and comply with international KYC/AML regulations.

Fraud Prevention 96

Fraud Prevention Fraud Detection Payment APIs and Integration Verification 96

The Payments Association

JULY 15, 2025

John Hamilton Co-founder, ChargebackStop "As deepfakes, evolving regulations, and cloud-native security converge, digital businesses must rethink risk with zero-trust frameworks, real-time threat intelligence, and strong AI governance. Modern fraud prevention extends beyond loss mitigation itself.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention AI 88

The Fintech Times

MARCH 6, 2025

Coadjute will remove the compliance burden that estate agents face by making comprehensive AML checks. This includes ownership details, property specifications, and legal documentation, relieving estate agents of the burden of material information regulations and ensuring compliance.

Compliance 59

Compliance Checks AML Transactions 59

The Payments Association

NOVEMBER 12, 2024

This decision carries substantial implications for an institution’s ability to detect and prevent fraud, comply with stringent regulations, and optimise operational efficiency. Scalability: Can be designed to scale with future growth and evolving regulations. The stakes are high. billion in losses in 2023 alone.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Stax

APRIL 3, 2025

Its also great for small businesses because it can eliminate many headaches associated with Know Your Customer (KYC) requirements, Anti-Money Laundering (AML) regulations, application processing, and underwriting. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88