Trade Credit & Liquidity Management

MAY 29, 2025

Embedded Finance and Real-Time Credit Assessment: Platforms such as CrediLinq use AI to assess creditworthiness instantly, enabling faster, data-driven trade credit decisions within B2B marketplaces.

Automation 52

Automation AI Embedded Finance Payment Reconciliation 52

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Payments Association

MAY 3, 2025

Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embedded finance, and strategic risk planning for 2025 and beyond. Where is embedded finance delivering strategic valueversus simply adding complexity?

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Finovate

MARCH 14, 2025

CredibleX is integrating Mastercards Small Business Credit Analytics (SBCA) API into its embedded financing platform to enhance SME credit access in the UAE and EMEA region. Working capital financing platform CredibleX announced this week that it has partnered with Mastercard.

Visa 52

Visa Finance Embedded Finance Financial Inclusion 52

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

The Fintech Times

OCTOBER 26, 2024

Across two packed days, we delved into discussions ranging from open banking advancements to the potential of embedded finance, with an underlying theme of transforming the financial sector in ways that align with the Kingdom’s Vision 2030. Standardising APIs and data-sharing practices was also flagged as crucial for further progress.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Finovate

JANUARY 15, 2025

From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum. Embedded finance matures Why it matters: Embedded finance has been trending upward in fintech over the past few years, and for good reason.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

The Payments Association

MARCH 18, 2025

Open finance extends beyond payments, empowering individuals and businesses with holistic financial management tools and personalised services. Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

JANUARY 21, 2025

Artificial intelligence (AI) is also gaining traction, particularly for risk assessment and operational efficiency. Another driver of open finance in Southeast Asia is the emergence of innovative business models. These include embedded finance, a market thats projected to reach US$7.85

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

Fintech Finance

MAY 7, 2024

In a recent study conducted by Forrester on behalf of Fabrick titled, “Embrace Embedded Finance for Seamless Payment Success: A Spotlight on Europe,” valuable insights were obtained regarding the state of Embedded Finance across Europe.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

Fintech News

AUGUST 12, 2024

These trends include ecosystem banking, generative artificial intelligence (GenAI), and embedded finance, a new report by PwC India and ASSOCHAM says. For non-financial services businesses, embedded finance allows for enhanced customer loyalty, new revenue streams and improved customer experiences. billion by then.

Embedded Finance 113

Embedded Finance FinTech Non-Bank Cross-Border 113

Fintech News

JUNE 3, 2025

Alipay+ GenAI Cockpit has been tested across Ant Internationals key business lines, including its Alipay+ wallet gateway, Antoms merchant payment service, WorldFirsts cross-border accounts, and embedded finance offerings. The firm also claimed its fraud loss rate is significantly below the industry average.

AI 111

AI FinTech Fraud Detection Embedded Finance 111

The Fintech Times

MARCH 12, 2025

” Empowering SMEs with CredibleX Mastercard will also integrate its Small Business Credit Analytics into CredibleXs embedded financing journey, providing CredibleX with enhanced data-driven insights based on anonymised and aggregated transaction data.

Visa 75

Visa Financial Literacy Small Business Payments 75

The Payments Association

MARCH 17, 2025

Amid rising fraud, emerging technologies like embedded finance, AI, and stablecoins, and intensifying global competition, the Financial Conduct Authority (FCA) faces mounting pressure to recalibrate its approach to regulationor risk holding back the very sector it aims to protect.

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech News

APRIL 27, 2025

Advanced capabilities such as machine learning and embedded finance come pre-integrated, making them accessible even to smaller institutions. Institutions must first begin by assessing how best to integrate cloud solutions into their operations. They are Initiation, Migration, Optimisation, and Maturity.

APACS 114

APACS Compliance On-Demand Embedded Finance 114

Finextra

MAY 15, 2024

On 1 November 2023 the Board of Equals announced that it is conducting a review of the Company’s strategic options (the “Strategic Review”) and that as part of this process, the Company has contacted a limited number of potential counterparties including Madison Dearborn Partners, LLC (“MDP”), to assess whether such parties could put forward a proposal (..)

Embedded Finance 52

Embedded Finance Finance Assessments Process 52

Fintech News

MAY 20, 2024

AI enables more precise risk assessments, facilitates personalized banking experiences, and optimizes investment and lending portfolios through real-time data analytics. Experts anticipate that by 2028, the majority of banking, investment, and insurance processes will be assisted or driven by AI technologies.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech News

MARCH 5, 2024

5 Embedded Finance – The Revolution taking over Asia Pacific Rob Schimek, Group Chief Executive Officer of bolttech, will participate in a panel to discuss the ongoing Embedded Finance Revolution in the Asia Pacific.

Embedded Finance 109

Embedded Finance APACS Financial Inclusion CBDC 109

Fintech Review

MAY 10, 2025

Banks assess creditworthiness using internal models, regulatory guidelines, and risk policies. They also enable new products, such as microloans, fractional investing, or embedded finance. Banks Power: Gatekeepers of Credit One of the clearest expressions of banks power is their role in credit allocation.

Central Bank 52

Central Bank Push-to-Card FedWire Regulations 52

The Fintech Times

APRIL 24, 2025

Trading and investing platform eToro has added 29 new cryptoassets, including 17 experimental cryptoassets, a category on eToro including memecoins, initial coin offerings and token sales, innovative products and decentralised finance (DeFi) strategies.

FinTech 59

FinTech Cross-Border Payment APIs and Integration Multi-Currency 59

Fintech News

MARCH 5, 2024

5 Embedded Finance – The Revolution taking over Asia Pacific Rob Schimek, Group Chief Executive Officer of bolttech, will participate in a panel to discuss the ongoing Embedded Finance Revolution in the Asia Pacific.

Embedded Finance 98

Embedded Finance APACS Financial Inclusion CBDC 98

Fintech Finance

AUGUST 7, 2024

In addition to issuer processing, Orenda will benefit from Tribe’s proprietary Risk Monitor platform, which allows for real-time assessment of banking transactions against an array of predefined conditions. It also enables the real-time assessment against global sanctions, PEP and Adverse Media databases.

Issuers 105

Issuers Process Payment APIs and Integration Processors 105

Fintech Review

APRIL 11, 2025

Big Data Analytics : Helps predict customer behaviour, optimise pricing, and assess creditworthiness in real time. Embedded Finance Embedded finance allows companies outside finance to offer loans, insurance, and payments directly within their platforms. This increases competition and innovation.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

APRIL 8, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. First, we turn our attention to the growth of Banking-as-a-Service (BaaS).

FinTech 116

FinTech BSA Regulatory Compliance Money Laundering 116

M2P Fintech

FEBRUARY 16, 2025

Embedded Finance will surge Embedded finance industry is projected to rise drastically in 2025, and in the upcoming years, it is estimated that embedded finance market will grow from $115.8 Embedded finance in India is expected to flourish from $5.8 billion in 2024 to $251.5 billion by 2029.

FinTech 52

FinTech Embedded Finance Blockchain BNPL 52

The Payments Association

MAY 16, 2025

Merchants should assess exposure, engage with providers, and begin implementation planning ahead of key deadlines. The FCA’s final guidance, issued in April 2025, outlines “reasonable procedures,” including fraud risk assessments, internal controls, staff training, and governance oversight. Why is it important?

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Fintech Times

JULY 30, 2024

.” Supporting SMEs with financing “By embedding lending options directly into our payment ecosystem, we’re creating a seamless financial experience that meets the evolving needs of modern businesses,” said Ronen Spivak , group head of value-added services and managing director at Network International.

Underwriting 52

Underwriting Risk Assessment Embedded Finance Settlement 52

The Fintech Times

SEPTEMBER 25, 2024

Lopay , a London-based payment processing app, has announced a strategic partnership with YouLend , the leading global embedded financing platform, to make flexible and affordable business financing available for Lopay’s customers. “The decision to partner with YouLend was an easy choice.

Point-of-Sale (POS) 59

Point-of-Sale (POS) Embedded Finance Finance On-Demand 59

Fintech News

JULY 23, 2024

Through its proprietary credit-decisioning model, CapBay enables businesses of all sizes to obtain short-term financing, while banks and investors can participate in high-quality financing deals. The sum comprises a US$188 million and a US$148 million capital boost from its parent company in March 2023 and March 2024, respectively.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

Fintech News

OCTOBER 28, 2024

Finalists in the corporate categories were evaluated based on impact, sustainability, practicality, interoperability, and creativity, while individual submissions were assessed on contributions to the Singapore fintech sector. Four finalists were shortlisted in each category.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

Finovate

MARCH 21, 2024

At the conference, the company demoed its Automated Tax Calculation solution which sorts self-assessment and VAT returns, automatically categorizing and reconciling expenses, and calculating VAT and tax in real time. .” Headquartered in the U.K., ANNA made its Finovate debut at FinovateEurope 2020 in Berlin, Germany.

Acquirers 59

Acquirers Embedded Finance Returns Assessments 59

The Fintech Times

JUNE 12, 2024

“That prioritisation comes with assessing what’s happening around you within the business and the external parts of your industry. When discussing potential partnerships, the impact embedded finance is having on potential collaborations was brought up. We’re still very early in this inning.

FinTech 64

FinTech Embedded Finance Database Risk 64

The Fintech Times

JANUARY 9, 2024

Fintech Qashio, in partnership with MENA embedded finance platform CredibleX , has launched ‘Qashio Financing’ This new initiative aims to provide flexible and accessible financing to businesses of all sizes. Fintech Andaria unveils a collaboration with Mastercard to empower its embedded finance proposition.

FinTech 59

FinTech Non-Bank Cross-Border Payments Embedded Finance 59

Finovate

MARCH 29, 2024

“MineOS AI Asset Discovery and Risk Assessment will bridge the gap between the practical and theoretical sides of AI and data governance as companies navigate the complex new business landscape.” ” Central and Eastern Europe Bulgarian embedded finance company Paynetics has acquired U.K.-based

Verification 69

Verification Privacy AI AML 69

FICO

MAY 23, 2022

The score was built on the information of 70 million Mexicans, using 700 million credit data points and allows Círculo to assess 96 percent of applicants. Solving the credit evaluation problem would ensure that loans could be underwritten more quickly and with appropriate risk assessments.

Financial Inclusion 52

Financial Inclusion Risk Assessment Embedded Finance Assessments 52

Finovate

MAY 6, 2024

CorShield then generates a fraud score to assess the likelihood of fraud and shares the primary reasons for the fraud score with the user. Earlier this year, Alloy announced a partnership with embedded finance platform Liberis. CorShield fights business impersonation fraud and first party fraud at the point of sign-up.

Automation 52

Automation Risk Underwriting Embedded Finance 52

The Fintech Times

DECEMBER 5, 2023

UK-based lender The Stafford Railway Building Society (SRBS) has partnered with climate-tech company PropEco , enhancing its ability to assess energy performance and anticipate the potential impacts of climate change across its mortgage portfolio.

FinTech 59

FinTech Non-Bank B2B AI 59