Stax

NOVEMBER 21, 2024

TL;DR Credit card payment processing encompasses the series of activities that enable your small business to accept credit card payments from customers and facilitate the transfers of relevant funds from the buyer’s bank account to your business account. A payment gateway or an eCommerce CMS like Shopify will suffice for you.

Credit Cards

Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Some payment gateways use tokenization to secure sensitive customer details.

Online Payment Processing

The Payments Association

FEBRUARY 14, 2025

As stablecoins gain traction, firms must assess compliance requirements, security risks, and integration strategies to ensure readiness. This includes creating digital wallets, payment gateways, and other tools that facilitate stablecoin usage or partnering with existing providers.

Stablecoins

Stax

DECEMBER 12, 2024

These POS equipment collect payment information at physical locations and transmit them to payment processors. Payment gateways. These capture, encrypt, and transmit the customers payment details from the eCommerce website to the payment processor. eCommerce payment gateways.

Small Business

Stax

MARCH 5, 2025

To accept online payments, you need a payment processor and payment gateway. The payment processor is a financial institution that handles transactions between the two banks. Think of the gateway as the online equivalent of a card reader or point of sale (POS) system in a brick-and-mortar store.

Credit Card Payment Processing

VISTA InfoSec

AUGUST 12, 2025

One e-commerce start up in Jeddah we consulted for believed that using a third-party payment gateway meant they didn’t need to worry about security. A simple malware infection on their site skimmed customer card details before the data even reached the gateway. How often should I get a PCI DSS audit?

PCI DSS

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. Some payment gateway providers may charge a flat rate, while others charge per transaction.

Processing Costs

Stax

MAY 6, 2025

This can be done through a variety of channels, which include but are not limited to: Point of sale (POS) terminals Mobile pos terminals Mobile card readers Mobile apps Online payment gateways These channels enable businesses to accept payments securely and conveniently, no matter where or how their customers choose to pay.

Credit Cards

EBizCharge

JULY 17, 2025

However, they fall short when businesses require advanced features such as a robust customer portal, international payment capabilities, or deeper customization options for complex workflows. Third-party payment gateway integrations offer more features and flexibility. Field mapping, transaction testing, and user role setup.

Payment Solutions

The Payments Association

NOVEMBER 18, 2024

These intermediaries include payment gateways, independent sales organisations (ISOs), software companies, shopping cart platforms, and payment orchestration platforms. These entities now often serve as the first point of contact and integration for merchants, rather than just the banks acting as acquirers.

FinTech

EBizCharge

APRIL 22, 2025

Seamless payment processing software can also be synced directly inside of it when partnered with the right payment gateway. Understanding how to leverage Salesforce payments can significantly enhance operational efficiency and customer satisfaction.

Payment APIs and Integration

Cardfellow

JUNE 28, 2025

Declining Transactions Based on AVS Result Payment gateways, used for accepting credit cards online, often allow you to set AVS filters to automatically reject transactions if they return AVS results of non-matching information. Your processor does not have control over assessment fees. Is using AVS worth the cost?

Addressing

Stax

JUNE 24, 2025

statement fees, chargeback fees, PCI compliance fees, monthly minimum fees, early termination fees, payment gateway fees, etc.) While assessment and interchange fees are non-negotiable (these are set by card associations), processor markups vary widely from company to company, so make sure you get the most favorable rates.

Credit Cards

Clearly Payments

JANUARY 14, 2025

Online Payment Platforms Online payment platforms are a key part of eCommerce. Nearly every business that sells products or services online uses a third-party payment platform or payment gateway. Compare Fee Structures Look at transaction rates, monthly fees, setup fees, and any hidden costs.

Online and Mobile Banking

EBizCharge

APRIL 7, 2025

Assess current usage and dependencies on GP Assessing your current usage and dependencies on Dynamics GP is a critical first step when preparing to transition, especially with Microsoft ending support for the software. You should also compare other ERP solutions, assessing subscription licenses, reporting tools, and ease of use.

Assessments

EBizCharge

JUNE 12, 2025

Merchant accounts must be configured with online payment gateways or physical terminals/ point-of-sale (POS) systems to process transactions and often include value-added features such as customizable payment solutions and tools for managing accounts receivable (AR).

Process

EBizCharge

MAY 1, 2025

They charge these fees to merchants every time a customer uses a card payment to cover the cost of handling transactions and the risks involved. Assessment fees are imposed by credit card networks to cover the cost of operating their global networks. These fees can vary depending on factors like card type and transaction volume.

Credit Cards

Cardfellow

MARCH 9, 2025

Accepting Virtual Credit Cards Just like a customer using a virtual credit card is very similar to using a physical card, taking virtual credit card payments is similar to traditional cards as well. You wont need to set up anything different for your online payment gateway. Does it cost more to take virtual cards?

Credit Cards

EBizCharge

JUNE 16, 2025

Payment gateways act as intermediaries between customers and businesses, facilitating the secure transfer of payment information. For enterprise merchants, implementing a reliable payment gateway is critical for processing online payments safely. Is support available 24/7? How are escalations handled?

Payment APIs and Integration

Stax

JUNE 17, 2025

Considerations for Assessing an Independent Sales Organization Not all ISOs are created equal. For example, if you’re selling in-store, then your ISO should offer you a point of sale software and hardware that allows you to take payments with ease.

ISOs

Finovate

JANUARY 10, 2025

.” Double counting can occur when an individual applies for a debt consolidation loan and a lender counts both the individual’s original debts and their new consolidation loan as part of the affordability assessment. HyperPay received a digital payment services license from the Saudi Central Bank (SAMA).

Innovation

Stax

JUNE 23, 2025

Its most common use cases in business include: Accepting payments You can use the ACH network to facilitate customer payments for various goods and services. To accept ACH payments from your customers, they must authorize the transaction to your payment gateway, business bank, and the vendor that processes your payments.

ACH

Stax

MAY 23, 2025

Everythingfrom the payment form to transaction processinghappens under your brand. Behind the scenes: key components of integrated payments In order for integrated payments to work, youll typically integrate with a payment gateway or payment facilitator (PayFac).

ISVS

Finovate

AUGUST 8, 2025

It is the company’s recent acquisition of digital payments platform Keenu that has observers believing that Bazaar could achieve profitability in the coming quarters. A licensed Electronic Money Institution (EMI), Keenu processes more than $1 billion in annual payments.

Cybersecurity

Stax

OCTOBER 14, 2024

Request Product Demos and Trials Before committing to a payment processor, it’s crucial to request a demo or a free trial period. This hands-on experience allows you to explore the platform’s interface, understand its features, and assess its compatibility with your business systems and daily operations. Involve your technical team.

Processors

Stax

DECEMBER 9, 2024

Initiating a Credit Card Purchase When a consumer wishes to make a credit card payment, they present their credit card to the merchant. The merchant processes the payment using a card terminal or an online payment gateway.

Credit Cards

EBizCharge

JUNE 3, 2025

If high-volume merchants suddenly go out of business, the financial losses for banks and payment processors can be substantial. As a result, payment providers often assess both volume and risk factors together when categorizing merchants.

Volume

Stax

FEBRUARY 19, 2025

Seek out a payment processing provider that has worked with other SaaS companies and is willing to take the extra time and energy to learn all about your software company. Look for options that allow for periodic assessments, opt-out clauses, or short-term agreements that enable you to change providers if necessary.

Payments

Stax

JANUARY 22, 2024

In this article, we’ll dive into the intricacies of two types of players in the eCommerce ecosystem: payment gateways and payment facilitators. The high-level difference is when and how to deploy them as part of the payment process. What is a Payment Gateway? This is the payment gateway.

Payment Gateways

Clearly Payments

DECEMBER 7, 2023

In the world of eCommerce and online payments, one of the crucial decisions that merchants face is selecting the right online payment gateway. An efficient and secure payment gateway not only streamlines transactions but also contributes to customer trust and satisfaction.

Payment Gateways

Ikajo

DECEMBER 18, 2023

Among these, white-label payment gateways have emerged as a game-changer, offering a customizable cutting-edge approach to payments. What is a payment gateway? To get to the bottom of the white-label payment gateway, let’s first take a moment to explore what a payment gateway is.

Payment Gateways

Finextra

DECEMBER 19, 2024

In today's fast-paced digital economy, businesses are constantly seeking ways to enhance customer ex.

Payment Gateways

Segpay

MARCH 10, 2025

In the rapidly evolving world of online gaming, having a reliable and secure payment gateway is crucial for both gamers and gaming businesses. A gaming payment gateway allows players to make payments seamlessly while ensuring that their financial information is protected. What is a Gaming Payment Gateway?

Payment Gateways

Clearly Payments

DECEMBER 2, 2024

This method uses payment gateways integrated with websites to facilitate transactions. The payment gateway encrypts the data and securely transfers it to the card issuer for approval. Approved payments are deposited into the merchant’s account. Payments are processed automatically via a payment gateway.

Credit Cards

Stax

DECEMBER 27, 2023

Moreover, many merchant accounts today come bundled with a payment gateway, another crucial component of the online payment process that streamlines transactions and protects against fraudulent activity. Meanwhile, the payment processor facilitates the final transfer of funds. Request Quote What Is a Merchant Account?

Accounts

Stax

APRIL 18, 2024

Payment Gateway: A service provider that facilitates communication between the merchant’s POS system and the acquiring bank’s payment processing system. The steps to process a credit card transaction Step 1: Authorization Request The process initiates when a customer presents their credit card for payment.

Credit Cards

Synapse Payment Systems

NOVEMBER 9, 2022

According to the company’s official announcement , as of November 2022, transactions entered manually on the Stripe Dashboard will be assessed at 3.4% + $0.30, up from the previous rate of 2.9% + $0.30. Stripe’s payment links have been a heavily marketed feature, and the company may want to incentivize businesses to try them.

Credit Cards