EBizCharge

JANUARY 14, 2025

Evaluating payment gateway providers to understand key features, transaction fees, and user experiences will help you solidify more efficient online transactions and well-managed cash flow. Demo and trial periods Demos and trial periods are valuable tools in evaluating payment gateways. Thus, AI-powered fraud detection is on the rise.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

JANUARY 21, 2025

Look for PCI DSS-compliant payment gateways that optimize the security of credit and debit card transactions. Encryption – Encryption is a data security measure that ensures only authorized parties can read the data. Before committing to a payment gateway or requesting a quote, assess how much money you receive regularly.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

JUNE 24, 2025

These fees include interchange fees, assessment fees, and processing fees. Assessment fees Assessment fees are charges imposed by the card networks (Visa, Mastercard, American Express, Discover) to support their operations, including marketing, network maintenance, and the development of new technologies.

Credit Cards 88

Credit Cards Process Processors Laws 88

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Providers assess business legitimacy and financial stability before approval.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

The Payments Association

JUNE 23, 2025

The origin of a transformative instrument GrowthHub was founded on a straightforward yet ambitious question: How can we assist businesses in making more informed decisions based on their payment data? Each transaction that traverses Paytiko’s system is automatically assessed for success or failure.

Technology 88

Technology Payments Wire Transfer Processors 88

Stax

MARCH 11, 2025

Security The ease with which card payments can be accepted and processed makes them incredibly convenient and the preferred payment option of most buyers and retailers. The PCI DSS is the most important industry regulation relating to financial data security and you want to ensure the provider you are evaluating is PCI compliant.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Payments Association

JULY 18, 2025

Next steps/action required: Conduct or update a fraud risk assessment, with documented outputs and regular review cycles. FCA rules are expected to include enhanced obligations around financial promotions, complaint handling, creditworthiness assessments, and tailored disclosure.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

EBizCharge

APRIL 22, 2025

Whether its a one-click payment from an invoice or a self-service portal, a seamless experience boosts satisfaction and encourages on-time payments. Centralized data management All payment data is automatically captured and stored in Salesforce, alongside customer and transaction records.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways CRM 52

Stax

MAY 23, 2025

Key things to assess include: RESTful APIs and sandbox environments Clear, up-to-date documentation Responsive technical support Look for a provider that sees developers as partners, not an afterthought. Developer-friendly infrastructure Your dev team will thank you for this one.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

EBizCharge

JUNE 16, 2025

For enterprise merchants, implementing these tools is a top priority to safeguard customer data and maintain trust. Security features, such as encryption, tokenization, and real-time monitoring, help reduce the risk of fraudulent transactions, ensure that sensitive payment data is processed securely, and minimize potential financial losses.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Volume Transactions 52

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. To truly understand and manage credit risk today, modern companies must look beyond the basics and leverage new technologies, alternative data, and broader information sources.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Legal 52

Stax

FEBRUARY 19, 2025

Expertise in payment security and compliance Handling sensitive financial data requires robust security measures. PCI Compliance: Ensure the provider adheres to industry-standard security protocols and protects your customers’ payment data. How do you protect payment data? Phone, email, chat, etc.?

Payments 88

Payments PCI DSS Compliance Risk 88

Trade Credit & Liquidity Management

JUNE 23, 2025

Just real-time, data-backed decisions that empower sales to move fast with full visibility into risk and collection issues. AI analyzes historical payment data, market intelligence, and financial signals to suggest optimal credit terms, pricing adjustments, and contract conditions so you can protect margins without slowing down growth.

CRM 52

CRM AI Risk Micro-Entry 52

Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more.

Regulations 72

Regulations FinTech BNPL Cross-Border 72

Fintech Weekly

DECEMBER 6, 2023

At the recent Payment Card Industry Security Standards Council (PCI SSC) Community Meetings in North America and Europe, the premiere conference for everything related to the payment card and financial payment industry, several topics were top of mind for participants and attendees.

PCI DSS 147

PCI DSS Addressing Audit Data Security 147

Payments Source

JANUARY 28, 2020

Alternative lending companies are one of the strongest examples of how leveraging rich financial transaction data can be used to go beyond traditional credit risk assessments, says Finsync's Eddie Davis.

Underwriting 84

Underwriting Risk Assessment Payments Data Digital Payments 84

FICO

APRIL 27, 2017

The EFL credit risk score is created through a dynamic behavioral design and psychometric assessment that analyzes character traits with a proven relationship to credit risk. For example, when assessing a new data source or scoring approach, we apply a six-point test to make sure the approach will deliver in the real world.

Credit Risk 66

Credit Risk Assessments Risk Financial Inclusion 66

VISTA InfoSec

NOVEMBER 12, 2024

So, whether you are a SaaS business owner, compliance officer, or anyone responsible for safeguarding customer payment data, this article will help you understand why PCI DSS compliance is important, key PCI DSS requirements for SaaS platforms, and actionable steps to ensure full PCI DSS adherence. updates check out our PCI DSS 4.0

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

So, whether you are a SaaS business owner, compliance officer, or anyone responsible for safeguarding customer payment data, this article will help you understand why PCI DSS compliance is important, key PCI DSS requirements for SaaS platforms, and actionable steps to ensure full PCI DSS adherence. updates check out our PCI DSS 4.0

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

Payments Source

JUNE 9, 2019

Financial institutions have different levels of breach protection than health care, heightening the risk, according to Brad Keller, senior vice president and program director at Shared Assessments.

Breach 122

Breach Data Breach Assessments Risk 122

PYMNTS

MARCH 5, 2020

rent-reporting platform CreditLadder so that Equifax credit assessments include a consumer’s rental-payment history. Equifax Data Director Janice Rudd said that “the inclusion of rental data in credit assessments is a huge lift to improve financial inclusion and fairer access to the right financial products.

Payments Data 56

Payments Data Assessments Payments Payer 56

FICO

SEPTEMBER 24, 2021

Do FICO Scores Consider Telco and Utility Data? FICO® Scores have always considered telco and utility payment data that is furnished to the three nationwide U.S. The inclusion of telco and utility payment information dates back to the release of the very first FICO Scores in 1989. The unequivocal answer is yes!

Financial Inclusion 96

Financial Inclusion Credit Cards Payments Data Assessments 96

Clearly Payments

FEBRUARY 23, 2024

They serve as the foundation for assessing the overall health and performance of a payments business. This metric is crucial for assessing the reliability and efficiency of the payment processing system. Ensuring robust security measures protect sensitive payment data and maintain regulatory compliance.

Processors 105

Processors PCI DSS Payments Assessments 105

VISTA InfoSec

JULY 31, 2023

After completing all the applicable requirements and steps mentioned in the PCI DSS checklist, businesses may engage a Qualified Security Assessor (QSA) to perform a formal assessment of their compliance with the PCI DSS. If any areas of non-compliance are identified during the assessment, the QSA will report their findings to the business.

PCI DSS 130

PCI DSS Security Encryption Risk Assessment 130

Fintech Finance

SEPTEMBER 18, 2024

Slope shares our vision for empowering enterprise businesses to thrive in the digital economy with tailored, enterprise-focused payment solutions that drive improved performance.” The post Checkout.com Announces Partnership With Slope to Enhance Payment Performance for US Enterprise Merchants appeared first on FF News | Fintech Finance.

B2B 98

B2B Reconciliation Payments Risk Assessment 98

Stax

SEPTEMBER 17, 2024

PCI DSS stands for “Payment Card Industry Data Security Standards.” These standards are set by card brands like Visa, Mastercard, Discover, and American Express to ensure sensitive payment data is securely processed , transmitted, and stored. The PCI Security Standards Council determines and sets these security standards.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

PYMNTS

DECEMBER 19, 2016

Data at the point of sale has allowed Square Capital to take off, mitigating loan risk by incorporating transaction information in its assessment of borrowers. PayPal, meanwhile, is also introducing a slew of back-office solutions , armed with troves of financial data from its SME clients.

B2C 40

B2C B2B Payments Data Payments 40

Fintech News

OCTOBER 23, 2024

Possessing rich payment data also makes the acquirer a valuable participant of ESG projects. For instance, one of OpenWay’s clients implemented contactless payments on railway lines, enabling the passengers to pay transit fares not only on POS terminals but also on turnstiles.

Acquirers 122

Acquirers C2B Online and Mobile Banking Risk Assessment 122

PYMNTS

JUNE 5, 2019

Businesses are attracted to the PayMe service because HSBC gives them access to payment data on its 1.5 million consumers, which helps them better assess the potential demand for goods and services, Tait noted. HSBC now has 3,000 registered users, noted the report.

Small Business 72

Small Business Assessments On-Demand Digital Payments 72

The Fintech Times

OCTOBER 2, 2024

In line with this, Magnati , the payments solutions provider in the Middle East has partnered with Wio Bank PJSC , the regional bank providing embedded finance solutions through its merchant financing platform. Magnati’s platform integrates real-time Point of Sale (POS) payment data to offer financial solutions to merchants.

Embedded Finance 72

Embedded Finance Finance Point-of-Sale (POS) Underwriting 72

The Payments Association

MAY 9, 2025

Shell companies, falsified payment data, and weak governance over nested relationships were central themes in the case. Common typologies involving correspondent banking include: Incomplete or manipulated payment instructions (e.g.

Correspondent Bank 88

Correspondent Bank Correspondent ISO 20022 Wire Transfer 88

Stax

APRIL 18, 2024

How Merchant Fees Are Made Up The unavoidable basics of credit card processing fees are interchange rates and assessment fees. Learn More Assessment fees Assessment fees are paid to card networks, i.e., Mastercard, Visa, and Discover. Each network sets and charges its own assessment fees.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Basis Theory

OCTOBER 1, 2024

By outlining, defining, and enforcing standards for storing, processing, and transmitting cardholder data, the Payment Card Industry Security Standard (PCI DSS) gave organizations a security framework that brought trust and commerce to the internet. Return to Top Who needs to be PCI compliant?

PCI DSS 88

PCI DSS Compliance Encryption Assessments 88

FICO

AUGUST 16, 2021

Last week, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae will begin considering borrowers’ rental payment history in its risk assessment process. This is a significant step forward in the use of alternative data in underwriting, and the FHFA and Fannie Mae are to be commended. Mon, 08/16/2021 - 18:53.

Underwriting 52

Underwriting Risk Assessment Assessments Financial Inclusion 52

The Payments Association

MAY 15, 2025

With the advance of AI innovation continuing to accelerate, the payments industry is today exploring a wider range of AI use cases than ever before. At Banking Circle, we are deploying AI as a key enabler of our vision to build a global payments network that is simple, fast, and low-cost, with world-class levels of security and compliance.

AML 88

AML AI Financial Crimes Process 88

Finovate

AUGUST 30, 2024

ValidiFI was acquired by alternative bank and payment data firm Ribbit last June. ValidiFI analyzes connections between bank accounts, consumers, and payment performance to help validate bank accounts, detect fraud, and assess credit risk. Greg Rable is CEO.

Community Banks 52

Community Banks Tax Refunds Accounts Risk Mitigation 52

FICO

MAY 7, 2018

we found that leveraging the Fair Credit Reporting Act (FCRA) compliant “alternative data”– data that resides outside of traditional credit files– could effectively address a large segment of the unscorable population, producing a reliable and accurate credit assessment for lenders to use in underwriting this credit underserved population.

Financial Inclusion 77

Financial Inclusion Innovation Credit Risk Underserved 77