Finovate

JULY 16, 2025

Lithuanian ICT security and compliance automation platform CyberUpgrade has introduced its free DORA self-assessment tool. The new offering provides two ways for firms to assess their DORA readiness and make the necessary changes in order to comply with the new EU regulations on financial resilience.

Assessments

Clearly Payments

JANUARY 15, 2025

Assessment Fees What It Is: Charged by the card networks (Visa, Mastercard, etc.) Processor Markup What It Is: The payment processors own cost on top of interchange and assessment fees. PCI Compliance Fees What It Is: A fee for ensuring your business complies with Payment Card Industry (PCI) security standards.

Process

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. Security and Fraud Detection : The BIN can provide valuable data points that help prevent fraud. What is a Bank Identification Number (BIN)?

Process

The Payments Association

FEBRUARY 14, 2025

Embracing open banking Open banking is transforming payments by allowing consumers to share financial data with third-party providers securely. Key actions for firms Invest in technology : Investing in secure APIs, data protection, and third-party integration is key to supporting open banking initiatives.

Stablecoins

Fintech News

DECEMBER 5, 2024

SCB is now collaborating with Thai regulators to assess the pilot program’s success and secure approval for a broader rollout of the stablecoin wallet. This was enabled through Rubie , a baht stablecoin wallet developed by Siam Commercial Bank (SCB) in collaboration with Base. Stablecoins also address financial inclusion challenges.

Stablecoins

Fintech News

AUGUST 7, 2025

By assessing the quality and breadth of digital identifiers — such as email addresses, linked social profiles and online presence — companies catch inconsistencies that signal fraud. Companies increasingly recognise these benefits, reflected by escalating investments in proactive security measures. As fraud evolves, so must defenses.

Transactions

Fintech Review

NOVEMBER 27, 2024

For these businesses, securing a loan can be challenging, time-consuming, and costly. Alternative Credit Scoring Models Fintech companies use data beyond traditional credit scores, such as transaction histories, online reviews, and even social media presence, to assess risk.

FinTech

Cardfellow

MAY 3, 2025

The Self-Assessment Questionnaire (SAQ) is a series of yes or no questions about your security practices. Requirement 12 is about maintaining an information security policy, specifically support information security with organizational policies and programs. There are even multiple different versions of the SAQ!

Assessments

Fintech Finance

DECEMBER 10, 2024

Trustfulls Identity Intelligence engine analyzes hundreds of digital signalssuch as email addresses, phone numbers, IP addresses, browser and device datato assess user risk in real time. This empowers fraud teams to detect synthetic identities and prevent fraud while maintaining a seamless user experience.

Fraud Prevention

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. Merchant services help small businesses simplify payments, save money with transparent pricing, and secure transactions with fraud protection and PCI compliance. POS systems and card readers.

Small Business

Fintech News

DECEMBER 23, 2024

Mastercard stated that the acquisition will bolster its cybersecurity services, which focus on assessing cyber risks, protecting the digital ecosystem, and building trust for businesses and individuals worldwide. said Johan Gerber, Executive Vice President, Security Solutions at Mastercard. The acquisition, valued at US$2.65

Visa

Fintech News

OCTOBER 27, 2024

A 12-hour cooling-off period is required for the activation of digital security tokens and new device logins to e-wallets, reducing the risk of unauthorized access. Telcos’ Duties Telcos play a key role in securing SMS channels used in digital banking.

Phishing

Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Assessment fees Assessment fees go to the payment network or the credit card network. to 2.95% + $0.10 to 2.70% + $0.10

Credit Cards

Fintech News

JUNE 25, 2025

The added transparency is intended to help issuers assess claims more accurately and reduce unwarranted chargebacks. said Johan Gerber, Executive Vice President, Global Head of Security Solutions at Mastercard. Through the program, merchants can share enhanced transaction data either during authorisation or after a dispute is raised.

APACS

Fintech Finance

MARCH 25, 2025

Although Vietnam’s digital finance market has seen rapid growth over the last few years, many consumers still struggle to access secure and high-quality financial services due to ineffective risk assessment systems. Furthermore, it lays a foundation for Fundiin to explore further collaboration opportunities in the future.

Risk Assessment

VISTA InfoSec

MARCH 13, 2025

This is where PCI DSS (Payment Card Industry Data Security Standard) compliance becomes essential for Australian businesses. A brief introduction to PCI DSS PCI DSS is a global data security framework that protects businesses handling cardholder data (CHD) from data breaches, fraud, and identity theft. The latest version PCI DSS v.4.0

PCI DSS

Fintech News

MARCH 5, 2025

The collaboration focuses on developing a scalable and secure infrastructure to support GXS Groups regional expansion. The group operates as GXS Bank in Singapore and GXBank in Malaysia and works closely with Indonesias Superbank, which shares the same parent companies, Grab and Singtel.

Best Practices

Open Banking Excellence

FEBRUARY 6, 2025

We assess a whole end-to-end process and look to remove all the pain points to streamline that journey, effectively reducing any friction and drastically cutting the time it would take to perform these tasks.

Government

Fi911

FEBRUARY 26, 2025

The Payment Card Industry Data Security Standard (PCI-DSS) is a set of global standards developed to safeguard cardholder data. Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. Non-compliance can lead to hefty fines, security vulnerabilities, and loss of customer trust.

PCI DSS

Fintech News

JUNE 5, 2025

Even If You Serve Overseas, You Still Need a Licence MAS now mandates that any Singapore-based or incorporated entity offering digital token services to overseas clients must secure a DTSP licence. If a DTSP wants to rely on any third party for CDD, it must have proper internal processes to assess whether that party is suitable.

Money Laundering

Stax

JANUARY 23, 2025

The merchant underwriting process is a critical step that payment processors and financial institutions use to assess the risk associated with onboarding new businesses. Key steps include application review, risk assessment, credit checks, and compliance verification. Learn More What is Merchant Account Underwriting?

Underwriting

The Payments Association

JULY 15, 2025

The methodology combines quantitative analysis of threat patterns with qualitative assessment of strategic responses. Long-term security and growth depend on ethical, proactive models that evolve with technology and regulation. It's about enabling trust at scale whilst preserving seamless customer experiences."

Financial Crimes

Fintech Finance

DECEMBER 23, 2024

As the world becomes more digitized, there’s an increased focus on securing every interaction and transaction against evolving cyber threats, said Johan Gerber, executive vice president, Security Solutions at Mastercard. Mastercard (NYSE: MA) has completed its acquisition of Recorded Future.

Visa

The Payments Association

FEBRUARY 10, 2025

Businesses must proactively assess fraud risks, implement adequate procedures, leverage technology for fraud detection, and foster a culture of compliance to avoid regulatory penalties. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability. What’s next?

Crime

Fintech Finance

JANUARY 31, 2025

There has been a substantial rise in the number of people using a simpler way to pay their tax bill ahead of the self-assessment deadline on 31st January. Pay by Bank uses financial technology to allow you to make secure account to account payments between banks. This is a 28% increase from the previous year.

Assessments

Cardfellow

MAY 10, 2025

Most, if not all, of the actual requirements related to security are the same for both levels, but the validation requirements vary. Specifically, Level 1 processors must have their processes and systems audited by Qualified Security Assessors (QSAs) to ensure they meet PCI requirements. Unfortunately no.

Processors

Fintech News

JULY 2, 2025

In fact, 62% of high-performing fraud teams now list real-transaction monitoring as their top investment priority, highlighting an industry-wide pivot from reactive to proactive security strategies. For instance, the use of emulators, device spoofing or unusual browser configurations can signal attempts to bypass security measures.

Fraud Prevention

Paystand

JUNE 27, 2025

Implementing security standards like PCI DSS, KYC checks, and access controls strengthens risk management. Implementing security standards like PCI DSS, KYC checks, and access controls strengthens risk management. Continuous assessment, transaction monitoring, and vulnerability management are essential for protecting customers.

PCI DSS

Stax

MAY 5, 2025

In addition to the usual concerns around security and compliance, there’s also the issue of user experience. Difficulties with debugging, especially in edge cases like 3D Secure or chargebacks. Fraud detection systems might not be active in the sandbox, leading to a false sense of security.

Payment Gateways

Clearly Payments

APRIL 24, 2025

Assessment fees: These go to the card networks like Visa and Mastercard. The first three fees interchange and assessments and acquirer are generally fixed by the card networks and banks. PCI Compliance Fee : A fee for security compliance often negotiable or avoidable. But the processor markup is negotiable.

Large Merchants

Stax

NOVEMBER 21, 2024

These processes are facilitated by a network of financial institutions and technologies that work together to ensure the seamless and secure transfer of data and funds. Step 1: Assess your business’ industry Your industry may have unique credit card payment processing requirements that won’t be met by a generic PSP.

Credit Cards

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. We’re calling it a national security threat to the UK. Why is it important? What’s next?

Scams

Fintech Review

MARCH 12, 2025

This achievement follows the companys SOC 2 Type 1 certification obtained last year, demonstrating the continued effectiveness of its operational controls and security measures. The certification affirms Borderless.xyzs adherence to industry standards, reinforcing its commitment to maintaining a secure and reliable infrastructure over time.

Stablecoins

The Payments Association

JULY 23, 2025

It replaces sensitive card data with dynamic tokens, allowing agents to transact securely across touchpoints. Today, many issuers still auto-approve token requests with minimal risk assessment, a vestige of Visa and Mastercard’s early, binary risk logic. Network tokenisation is the cornerstone of agent-driven payments.

Payment APIs and Integration

Stax

JANUARY 21, 2025

To accept electronic payment methods fast and securely, you need a payment gateway. The payment gateway collects and encrypts sensitive customer payment details and then securely sends them to the payment processor. Every business model has unique transaction needs, security requirements, and customer expectations.

Payment Gateways