Finovate

JANUARY 15, 2025

” The panel will look at the rise of lending integrations, the role of AI in risk assessment, embedded finance regulation, and more. Where you’ll see it: FinovateEurope is sure to be packed with fresh AI use cases and regulatory guidance.

Embedded Finance 52

Embedded Finance FinTech Payment APIs and Integration AI 52

Finovate

DECEMBER 16, 2024

“Open Banking sits at the core of SME credit decisioning and brings confidence to underwriting risk assessments,” Capitalise Co-Founder Ollie Maitland said. Plaid reported that adoption of open banking by U.K.-based based SMEs has increased by 18% year-over-year.

Small Business 59

Small Business Non-Bank Risk Assessment Finance 59

Neopay

JUNE 26, 2025

The legislation is a key lever to support the expansion of open banking beyond payments to a more general open finance model, giving consumers the power to share their data more widely across new use cases in energy, telecoms, transport and retail sectors.

Finance 52

Finance Use Case Assessments Government 52

The Fintech Times

MAY 1, 2025

This transformation is exemplified by industry leaders like JP Morgan Chase, where CEO Jamie Dimon has championed a 12billion annual investment in data and technology overseeing over 400 AI use cases including fraud detection, customer service improvements and operational efficiencies across the bank.

AI 45

AI Risk Fraud Detection Risk Assessment 45

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. By combining payment flows with broader financial datasuch as rental history, savings patterns, and income variabilitylenders can offer dynamic, real-time credit assessments.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

FEBRUARY 3, 2025

In addition to these initial use cases, both companies also plan to explore further applications of open banking, such as creditworthiness assessments for lending decisions. The partnership aims to improve account verification processes and streamline onboarding for merchants.

Payment APIs and Integration 64

Payment APIs and Integration Verification Use Case Settlement 64

The Payments Association

DECEMBER 10, 2024

AI can normalise and translate distinctive dialects and regional nuances, enabling firms to analyse audio transcriptions from regions or populations that were, historically, hard to assess. Real-time monitoring systems that use dynamic risk scoring are vital in detecting fraudulent activities as soon as they occur.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Finovate

DECEMBER 11, 2024

The service allows clients to adapt the models to their specific task or use case. ThetaRay reports that teaming up with Microsoft will allow it to bring firms a GenAI-powered case manager that will detect financial crime, adapt strategies over time, and meet legal reporting standards.

Financial Crimes 59

Financial Crimes Crime Money Laundering Risk Assessment 59

Stax

JUNE 23, 2025

What Are Some of the Use Cases of ACH? The ACH platform is versatile enough to be used to facilitate a wide variety of transactions. Its most common use cases in business include: Accepting payments You can use the ACH network to facilitate customer payments for various goods and services.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

The Payments Association

JUNE 23, 2025

The system even goes as far as advising the merchant on which new PSPs to enlist, based on historical approval rates and cost analysis that are customized to the merchant’s use case. Each transaction that traverses Paytiko’s system is automatically assessed for success or failure.

Technology 88

Technology Payments Wire Transfer Processors 88

The Payments Association

JANUARY 13, 2025

This will also include verifying the legitimacy of assets, auditing their technical infrastructure, and assessing market risks simultaneously. These partnerships can accelerate the development of interoperable systems and new use cases for digital assets.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

The Payments Association

MAY 3, 2025

However, she cautioned that broader use cases have yet to prove themselves at scale or deliver sustained strategic benefit. Dimitrova encapsulated the prevailing sentiment with a candid assessment: The only certainty is uncertainty. Jachi emphasised the risks that come with deeper integration.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

The Payments Association

JULY 18, 2025

Next steps/action required: Conduct or update a fraud risk assessment, with documented outputs and regular review cycles. FCA rules are expected to include enhanced obligations around financial promotions, complaint handling, creditworthiness assessments, and tailored disclosure.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Finextra

JULY 7, 2025

AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. But these use cases generate vast volumes of data that require near-instantaneous processing.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Stax

MAY 23, 2025

Key things to assess include: RESTful APIs and sandbox environments Clear, up-to-date documentation Responsive technical support Look for a provider that sees developers as partners, not an afterthought. Developer-friendly infrastructure Your dev team will thank you for this one.

ISVS 88

ISVS Best Practices Payment APIs and Integration Enrollments 88

Fintech Review

MAY 16, 2025

Investors from angel groups to global VCs attend to scout, assess, and network. Many use conferences to gather signals from panels, side conversations, and pitch sessions. In 2025, key topics include open finance, embedded payments, regtech, AI in underwriting, blockchain use cases, and the rise of sustainable finance.

Innovation 52

Innovation FinTech Cross-Border Regulations 52

The Fintech Times

MAY 30, 2025

In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Accessibility problem Mike Sparshott, fintech specialist at servers.com AI has a simple use case that many users understand: it automatically generates things.

Blockchain 51

Blockchain AI Use Case Cryptocurrency 51

The Paypers

JUNE 20, 2025

In addition, Payabli is collaborating with NVIDIA to build proprietary AI models for risk and fraud detection, which will be trained using client-specific data sets to deliver tailored assessments.

Embedded Payments 36

Embedded Payments AI Payment APIs and Integration CBDC 36

Fintech News

JULY 14, 2025

Of those using cloud for risk management, 83% have completed migration, the highest among all identified use cases. While only 34% of firms prioritise immediate cost savings, 51% assess cloud success by scalability, 47% by revenue growth, and another 47% by improvements in security and resilience.

APACS 71

APACS AI Regulations Fraud Detection 71

M2P Fintech

APRIL 4, 2025

Improved Risk Management To assess credit risk accurately, new-age credit stack incorporates advanced algorithms and real-time analytics. The new-age credit stack can do this efficiently with smarter underwriting capabilities, integrated data collection mechanisms and ability to automate workflows in the process.

Finance 52

Finance Payment APIs and Integration Credit Cards Risk 52

The Payments Association

MARCH 17, 2025

Dennis Cheng Principal, financial services, Gladius Assurances In its 2021/22 Business Plan, in response to the Gloster Report, the FCA announced its Transformation Programme, promising to raise standards with more intensive assessment and greater scrutiny of firms' financials and business models.

Regulations 88

Regulations Risk Stablecoins Payments 88

Finextra

JUNE 23, 2025

AdviceRobo has pioneered the use of psychometric data, behavioral analytics, and alternative data to assess risk far beyond FICO scores. These use cases all build on AdviceRobo’s core strengths: behavioral data science , explainable AI and api-based scalable infrastructure.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

The Payments Association

NOVEMBER 27, 2024

Moreover, it will allow SMEs easier access to financing solutions by enabling fintech companies to provide personalised credit solutions based on more accurate data assessments. Aamir Janjua, c o-founder & deputy CEO at Spire, said, “Spire, together with Salt Edge, is thrilled to support Bahrain’s ambitious open banking journey.

Third-Party Service Provider 88

Third-Party Service Provider API Legal Financial Inclusion 88

The Payments Association

JANUARY 15, 2025

The UK governments preferred approach is to upgrade the UKs Faster Payments System (FPS) while assessing the longer-term requirements for the UKs retail payments infrastructure. Looking ahead: a new frontier for cross-border payments Payments are fundamental to achieving economic growth.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

EBizCharge

JULY 1, 2025

These fees typically include interchange fees, assessment fees, and processor markups. Real-World Scenarios and Use Cases While features and charts are helpful, what really matters is how these tools hold up when a business is trying to serve customers, manage cash flow, and make decisions in real time.

Process 52

Process Credit Cards Rules Laws 52

The Fintech Times

FEBRUARY 15, 2025

Fintech innovations and regulatory developments Another panel explored AI-powered financial solutions and emerging blockchain use cases. He noted that the sector has doubled annually over the past three years, surpassing SR3billion ($800million) in capital in the previous year.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

The Finance Weekly

OCTOBER 29, 2024

Financial modeling involves creating a mathematical representation of a company's financial situation, typically using tools like Excel. This practice allows businesses, investors, and finance professionals to evaluate investment opportunities, assess risks, forecast future scenarios, and support strategic decision-making.

Assessments 130

Assessments Adjustments Returns Risk 130

Finovate

JUNE 3, 2025

Use cases for Spayce’s solutions include vendor payouts, global payroll, ecommerce settlements, and real-time B2P and B2B payments via a combination of APIs, a hosted checkout solution, and a merchant portal. Founded in 2013, ThetaRay made its Finovate debut at FinovateFall 2015 in New York.

Cross-Border Payments 52

Cross-Border Payments Cross-Border Financial Crimes Crime 52

Fintech News

JUNE 12, 2025

The report highlights AI decisioning as a critical enabler for Agentic AI, adding that “modular architecture allows organisations to build AI decisioning agents that autonomously adapt to real-time data and maximise decision intelligence for specific use cases.”

AI 95

AI Regulatory Compliance Use Case Innovation 95

Nanonets

NOVEMBER 25, 2024

Through this, we demonstrate the power of OCR to adapt and cater to specialized use cases in the modern world. Vision-language models, in contrast, are often too resource-intensive for such use cases. It is often used for design purposes, visual communication, or as a playful font in digital content.

Correspondent 40

Correspondent Processors Returns Process 40

Nanonets

NOVEMBER 14, 2024

We'll examine each option's features, pricing, and ideal use cases to help you find the right document processing solution for your needs. Assess your technical capabilities and resources: IT expertise: Do you have in-house IT resources for complex deployments and maintenance?

Process 52

Process Automation Volume Verification 52

The Paypers

JUNE 20, 2025

Stablecoin interest beyond crypto-natives Financial institutions and large corporations are increasingly assessing how stablecoins might improve payment systems. These tokens are typically pegged to the US dollar and backed by reserve assets, offering faster settlement and lower transaction fees.

Stablecoins 36

Stablecoins Digital Currency CBDC Cross-Border 36

Nanonets

NOVEMBER 13, 2024

Below is a comparative table to help you efficiently explore and assess the top hyperscience alternatives. Costly for low-volume or small-scale use cases. Comparison table: Top Hyperscience alternatives Every business has unique requirements, so selecting a tool that perfectly aligns with those needs is crucial.

Automation 52

Automation Payment APIs and Integration AI Volume 52

Trade Credit & Liquidity Management

JUNE 19, 2025

Discover why the explosion of new data vendors and emerging use cases, from credit and supplier risk to KYC and fraud prevention, compliance, and B2B marketing, are changing how companies assess risk and find new customers.

Fraud Prevention 52

Fraud Prevention Use Case Assessments Consulting 52

Fintech News

APRIL 27, 2025

He mentioned that these are the real-live use cases powered by the Temenos SaaS platform. Institutions must first begin by assessing how best to integrate cloud solutions into their operations. They then move core banking systems to the cloud, followed by optimisation, using cloud-native tools to enhance performance.

APACS 116

APACS Compliance On-Demand Embedded Finance 116

Nanonets

JULY 22, 2025

How many times have you spent months evaluating automation projects - enduring multiple vendor assessments, navigating lengthy RFPs, and managing complex procurement cycles - only to face underwhelming results or outright failure?  Once this is in place, new use cases can plug into existing data streams without reinventing the wheel.

Automation 52

Automation Bots AI Tax Refunds 52

The Paypers

JUNE 25, 2025

This assessment will enable countries and institutions to offer appropriate financial services to those who need them and apply measures for high-risk scenarios.

Financial Inclusion 36

Financial Inclusion AML Financial Crimes Underserved 36