Stax

MARCH 18, 2025

Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant. It authorizes or declines payments based on available funds and fraud checks. This means they authorize and complete transactions faster than manual processing procedures.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JULY 3, 2025

Look for features like transaction monitoring, biometric logins, and encrypted data. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

eWallet 52

eWallet Payment APIs and Integration PCI DSS Online and Mobile Banking 52

Finextra

JUNE 13, 2025

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. Standards like PCI DSS don’t currently mandate tokenisation for bank details, but forward-thinking organisations aren’t waiting for legislation to catch up.

Data Security 59

Data Security Payments Data Security ISO 20022 59

EBizCharge

NOVEMBER 27, 2024

The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor. Transaction settlement: After a payment is authorized, the merchant account facilitates the settlement process. Data encryption: Data is encrypted and sent to the payment processor.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Stax

NOVEMBER 21, 2024

Authorization The credit card details captured by your POS or online payment gateway will be sent to your payment processor. It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

MARCH 11, 2025

The customer will input the required payment information on the page and then click Pay to authorize the transaction. Payment verification Once the payment processor receives the now-encrypted payment information, it will be sent to the issuing bank for verification. However, credit and debit cards are more convenient.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

EBizCharge

MARCH 18, 2025

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS).

Credit Cards 52

Credit Cards Process Security Data Breach 52

Stax

JANUARY 28, 2025

Access to that external data is also strictly controlled, and even people with authorized access must verify their identity via two-factor authentication and other means. This is to ensure customers can easily find the button when evaluating payment options on your site.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

MARCH 5, 2025

Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. How do they work together?

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

EBizCharge

MARCH 7, 2025

Compliance with industry standards: Compliance with Payment Card Industry Data Security Standards (PCI-DSS) is another significant benefit of integrating a payment gateway into Acumatica. Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. A Payment Gateway for a mobile app is a service that authorizes credit card payments and processes them on behalf of merchants. Q: What are the security considerations while choosing a Payment Gateway?

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

FEBRUARY 26, 2025

NetSuite automates key aspects of the payment process, including authorization, capture, and settlement, reducing manual effort and minimizing errors. Additionally, it includes security features such as tokenization, encryption, and fraud prevention tools to ensure compliance with Payment Card Industry Data Security Standards (PCI DSS).

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Youll also want to ensure that role-based permissions are configured correctly so only authorized users can access or manage payment data.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

EBizCharge

JANUARY 14, 2025

When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization. Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

MARCH 11, 2025

These fees cover the cost of securely transmitting payment data, encrypting sensitive data, and authorizing transactions in real-time. Gateway fees: Gateway fees are the fees merchants pay to use a payment gateway, which acts as a bridge between their website or point-of-sale (POS) system and the payment processor.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

APRIL 10, 2025

Its role is to encrypt and securely transfer your customers payment data to your payment processor. All the data transfer between the digital wallet and your payment terminal are encrypted and the system also uses tokenization to ensure iron-clad data security. Your customer can give out a cashier check or a certified check.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

EBizCharge

MARCH 27, 2025

Your payment processor will provide the necessary payment portal software to authorize and transfer funds from customers accounts to your businesss account. A payment portal facilitates electronic transactions between merchants and their customers, providing a seamless way to pay and collect invoices quickly and securely.

Payments 52

Payments PCI DSS Processors Debit Card 52

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

FEBRUARY 16, 2024

Welcome back to our series on PCI DSS Requirement Changes from v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0 c: Confirm that software applications comply with PCI DSS. - c: Confirm that software applications comply with PCI DSS. - In PCI DSS v4.0, In PCI DSS v4.0,

PCI DSS 100

PCI DSS Procedures Best Practices Verification 100

VISTA InfoSec

JANUARY 22, 2024

In our exploration of PCI DSS v4.0’s This is achieved through a multi-pronged approach: Data Encryption: Requirement 3 mandates the use of strong cryptographic controls such as encryption for stored cardholder data. Changes in Requirement 3 from PCI DSS v3.2.1 PCI DSS v3.2.1 PCI DSS v4.0

PCI DSS 100

PCI DSS Encryption Procedures Authentication 100

Fintech Finance

SEPTEMBER 20, 2024

When a passenger ‘taps on’, the NMI Gateway processes initial authorization and card tokenization, as well as subsequent authorization and settlement at ‘tap-off.’ ’ The NMI Gateway also handles deferred authorization for any transactions that fail or are declined.

Contactless Payments 96

Contactless Payments PCI DSS Payment APIs and Integration Gateways 96

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Nearly 20 years later, with more than 300 requirements and sub-requirements, PCI DSS continues evolving. Don't, however, let the term "merchants" fool you.

PCI DSS 88

PCI DSS Encryption Compliance Assessments 88

Fi911

MARCH 26, 2024

The customer’s issuing bank validates this token to authorize the transaction, ensuring the security of the customer’s real data while allowing transaction processes to occur. Once the information is entered, it’s immediately encrypted and sent to the tokenization system. How Does Payment Tokenization Work?

PCI DSS 105

PCI DSS Encryption Origination Identity Theft 105

Stax

SEPTEMBER 17, 2024

TL;DR PCI compliance is essential because it helps prevent data breaches, ultimately cultivating customer trust. There are 12 requirements under PCI DSS, divided into six major categories. What is PCI Compliance? PCI DSS stands for “Payment Card Industry Data Security Standards.”

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Stax

MARCH 18, 2025

In this guide we will discuss the following: What is Payment Tokenization How Payment Tokenization Works Payment Tokenization vs. Encryption SaaS Payment Tokenization Requirements Benefits of Payment Tokenization SaaS Payment Vulnerabilities Using Stax Connect and Payment Tokenization Lets get started.

PCI DSS 88

PCI DSS Encryption Data Breach Credit Cards 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Subscribe to regulatory updates or newsletters from relevant federal authorities, such as the PCI Security Standards Council (​​more on this later)​​. Enter the PCI DSS compliance.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Clearly Payments

OCTOBER 22, 2024

In a payment scenario, the PIN helps confirm that the person using the card is authorized to do so. This ensures that only the person who knows the PIN can authorize the payment. PIN Encryption : Once the customer enters the PIN, it is encrypted immediately to protect the information.

Debit Card 105

Debit Card Credit Cards Point-of-Sale (POS) Encryption 105

Exact Payments

FEBRUARY 5, 2024

Enter the Payment Card Industry Data Security Standard (PCI DSS): a comprehensive framework that sets forth stringent rules and regulations to ensure the secure handling, processing, and transmission of cardholder information. As we approach the highly anticipated release of PCI DSS 4.0 a notable change is on the horizon.

ISVS 52

ISVS PCI DSS Encryption Authentication 52

Clearly Payments

JANUARY 8, 2024

A crucial aspect of risk management involves adhering to the Payment Card Industry Data Security Standard (PCI DSS) , which sets stringent guidelines for securing payment transactions and protecting cardholder information. Secure Network Configurations Configuring secure networks is fundamental to PCI DSS compliance.

Risk Management 97

Risk Management Risk PCI DSS Process 97

Stax

MARCH 15, 2024

The primary security standards that payment systems typically adhere to include: Payment Card Industry Data Security Standard (PCI DSS): PCI DSS sets forth requirements for securing payment card data, including encryption, access control, network monitoring, and regular security testing.

Process 88

Process Security PCI DSS Encryption 88

Stax

NOVEMBER 6, 2023

There are various methods of enforcing data security, such as data masking, encryption, authentication, and data tokenization. Confidentiality means that data should be accessible only to authorized users. Moreover, companies need to follow data privacy and compliance requirements to stay in business.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

MARCH 26, 2024

Integration with Payment Gateways: The terminal connects to multiple payment gateways, which are services that authorize and process payments. Secure Transactions: Online terminals incorporate security protocols like SSL encryption, tokenization, and Payment Card Industry Data Security Standards (PCI DSS) compliance.

PCI DSS 88

PCI DSS Encryption Payment Gateways Disputes 88

Exact Payments

JANUARY 4, 2024

The Payment Card Industry Data Security Standard (PCI DSS) plays a crucial role in protecting cardholder data for businesses that accept credit card payments. As a business owner or professional, it’s essential to understand the importance of PCI compliance and its requirements.

PCI DSS 52

PCI DSS Compliance Audit Encryption 52

Clearly Payments

JANUARY 12, 2024

Be prepared to cooperate with law enforcement authorities and follow any instructions they provide during their investigation. Merchants should invest in secure payment processing systems, utilize encryption technologies, and comply with Payment Card Industry Data Security Standard (PCI DSS) requirements.

Credit Cards 105

Credit Cards Law Enforcement Card Issuer PCI DSS 105