Finextra

JULY 21, 2025

Cloud-native services enable advanced capabilities—real-time fraud detection, predictive analytics, and automated compliance monitoring—that would require significant investment to develop internally on legacy infrastructure. Automated compliance monitoring and reporting reduce manual effort while improving accuracy and auditability.

Payment APIs and Integration 52

Payment APIs and Integration Regulatory Compliance Audit Compliance 52

EBizCharge

JANUARY 14, 2025

In addition to keeping up with emerging trends, its also important to consider key factors like cost structures and integration capabilities when choosing your payment gateway.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

EBizCharge

MAY 1, 2025

Encourage alternative payment methods Encouraging alternative payment methods can significantly offset credit card processing fees since debit cards, Automated Clearing House (ACH)/eChecks, and other options are typically more cost-effective.

Credit Cards 52

Credit Cards Process B2G Processors 52

Finextra

JULY 22, 2025

Options range from instant, real-time settlement—providing immediate access to funds but with higher fees—to automated schedules like daily, weekly, or monthly transfers, offering predictability and ease of cash flow management. Settlement frequency determines how often funds move from the PSP to your bank account or crypto wallet.

Settlement 52

Settlement Stablecoins Multi-Currency Payment APIs and Integration 52

The Payments Association

MARCH 18, 2025

Fintech platforms are leveraging consumers full financial footprints to deliver contextual budgeting, automated savings, and bespoke investment strategiesturning transaction data into actionable insights. Hyper-personalised financial management is emerging as a competitive differentiator.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Stax

APRIL 17, 2025

On the other hand, modern POS software offers: Automation when it comes to billing, invoice generation, inventory updates, and sales reports Omnichannel integration Cloud connectivity Enhanced security In other words, modern POS software is more than just a payment processing tool. Budget considerations POS systems vary when it comes to cost.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

Nanonets

NOVEMBER 18, 2024

2 Nanonets End-to-end automation with 98% accuracy 4.8/5 Nanonets Nanonets is an AI-powered document processing platform that goes beyond basic OCR to provide end-to-end automation. Our platform combines OCR, natural language processing, and machine learning to handle everything from data extraction to workflow automation.

Volume 52

Volume Automation AI Process 52

Fintech News

JUNE 11, 2025

Add to this a potentially leaner cost structure that skips commissions and branches, and Grab motor insurance in Singapore could deliver more competitively priced premiums without sacrificing margins. However, the broader shift toward hyper-personalised, usage-based pricing is seemingly limited (at least to the public eye).

Rules 97

Rules Cost Structure Regulations Underwriting 97

Fintech Finance

SEPTEMBER 5, 2024

Checkout.com, a leading global digital payment solutions provider, has helped Holiday Extras streamline and increase the performance of their payment processes through the use of virtual cards, resulting in increased automation, improved operational efficiency, and positive financial outcomes. hours per week, leading to substantial savings.

Process 98

Process Wire Transfer Automation Cost Structure 98

PYMNTS

OCTOBER 10, 2019

Automating at least some of those processes and integrations (through solutions such as those provided by MSTS) can eliminate the pain points across the O2C spectrum. The dilemma for a distributor is that usually, they are operating on pretty thin margins, and so have as much automation as possible,” Spear said.

Automation 46

Automation Cost Structure Cross-Border CRM 46

Paystand

MARCH 12, 2024

By analyzing financial data, you gain insights into revenue trends, cost structures, and profit margins. With the power of finance automation, you can easily navigate the modern finance digital transformation. Effective financial reporting enables you to make informed decisions that drive business success.

Best Practices 52

Best Practices Finance Cost Structure Regulatory Compliance 52

Fintech Finance

AUGUST 22, 2024

It does this through tools designed to provide new levels of visibility and control – such as detailed insights into payment profitability, automated reconciliation of PSP and payment network fees, and the ability to identify and help eliminate loss-making payments.

Economy 103

Economy Cost Structure Service Provider Reconciliation 103

PYMNTS

JULY 29, 2016

According to Technavio, the need to cut costs in the procurement process, modernizing indirect procurement processes, managing risk and automation are behind the forecasted 15.77 “Also, client firms can improve their economical cost structure, as they do not have to pay for extra office space, equipment or specialist employees.

Cost Structure 41

Cost Structure P2P Automation Risk 41

PYMNTS

SEPTEMBER 7, 2016

Together, the businesses will look to streamline adoption of PROACTIS’ solutions, including strategic sourcing, supplier management, procure-to-pay, accounts payable automation and other tools. ” Sopra Steria U.K. . ” Sopra Steria U.K. “They also do not need to invest in in-house staff training.” ”

Cost Structure 40

Cost Structure Cash Management Automation Process 40

PYMNTS

DECEMBER 17, 2019

They can adopt technology to automate various aspects of checks, from printing to generation to submission and, on the accounts receivable side, processing and reconciliation. The other strategy is to migrate to another payment rail, likely Automated Clearing House (ACH), which is quickly climbing the B2B payment ranks. “Any

ACH 52

ACH B2B Third-Party Service Provider ACH Processing 52

FICO

SEPTEMBER 27, 2022

Banks are facing similar upheavals in process automation: In a first wave of automation 20 to 30 years ago, we saw how certain processes were removed from the branches and transferred to new centralized units. With digitalization and AI, many processes can now be fully automated for the first time, without manual steps.

AI 52

AI Automation Consulting Process 52

Clearly Payments

SEPTEMBER 13, 2024

Demand for Operational Efficiency: Companies are looking for ways to streamline their payment operations, reduce costs, and improve customer experiences. Payment orchestration provides the tools needed to achieve these goals through automation and intelligent routing.

Payment APIs and Integration 104

Payment APIs and Integration Multi-Currency Payments Gateways 104

Clearly Payments

NOVEMBER 17, 2023

Interchange-plus pricing breaks down the cost structure, separating the actual interchange fees established by card networks (Visa, Mastercard, etc.) This model enhances transparency, allowing businesses to see the direct costs associated with different card types and transactions. from the processor’s markup.

Credit Cards 52

Credit Cards Process EMV Debit Transaction 52

The Payments Association

SEPTEMBER 30, 2024

By automating this process and making it more efficient, AI-driven fraud prevention systems help reduce both false positives and the overall risk of fraud, allowing merchants to provide a safer and more seamless customer experience. . “AI allows us to analyse real-time data and detect anomalies that human oversight might miss.

Fraud Prevention 88

Fraud Prevention Instant Payments Alternative Payment Methods Participant 88

PYMNTS

OCTOBER 13, 2020

The general things everybody wants — transparency, for example, or lower cost structures — are definitely on the map. Banks also need to shorten their times to market with product and service innovations, with automated security and anti-money laundering (AML) functions in place that can allow them to compete effectively with FinTechs.

Treasury 76

Treasury Real Time Payments On-Demand FinTech 76

Ikajo

DECEMBER 18, 2023

Modern white-label payment gateways provide state-of-the-art payment technologies to enhance conversion rates, decrease declines, and automate manual processes, such as payment analytics, merchant onboarding, recurring payments, and more. Predictable expenses allow businesses to budget and plan ahead, reducing financial risks.

Payment Gateways 52

Payment Gateways Gateways PCI DSS Payments 52

The Payments Association

MAY 16, 2025

These developments will impact merchant compliance, cost structures, customer experience, and operational risk. PSPs and acquirers will now transmit richer remittance information, structured payer/payee details, and standardised reference fields. Why is it important? What’s next?

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Segpay

MARCH 10, 2025

Operational Efficiency for Gaming Businesses Automating payments with a robust gateway reduces manual processing, minimizes errors, and decreases customer support workload , allowing businesses to focus on improving their platform and user experience. Offer multiple payment methods to reduce dependency on higher-fee options.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Clearly Payments

DECEMBER 7, 2023

Recurring Payments: For subscription-based services, the gateway facilitates the setup of automated recurring payments, ensuring a hassle-free experience for our customers. Transaction Fees and Costs: Evaluate the fee structure of potential payment gateways. Scalability: As your business grows, so will your transaction volume.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 52

EBizCharge

MAY 2, 2024

This approach helps simplify merchants’ cost structures and can be advantageous if customers are comfortable with the pricing strategy. Use ACH payments: Encourage customers to use direct bank transfers or Automated Clearing House (ACH) payments , which typically accrue lower fees than credit cards.

Credit Cards 52

Credit Cards Process Processors Legal 52

EBizCharge

JULY 17, 2024

Cost Allocation: Implement appropriate cost allocation methods to ensure that indirect costs are accurately distributed among different projects or departments. Technology Integration: Utilize technology to automate and streamline administrative functions, which can reduce labor costs and improve efficiency.

Product 52

Product Adjustments Assessments Legal 52

CB Insights

AUGUST 22, 2018

There won’t be 30 because scale really matters here in regards to cost structure, as well as the breadth of services, but there are going to be multiple successful players, and who those are I think is still to be written. This market map is not meant to be exhaustive of all companies in the space.

Acquirers 60

Acquirers Database Continuity Product 60

CB Insights

AUGUST 24, 2017

“We are simplifying our entire go-to-market strategy and reducing our cost structure while we increase our ability to more effectively serve our customers. The second front of our transition is how we are building platforms to exploit the cloud and dramatically expand the size of our market opportunities.

Economy 35

Economy Technology On-Demand Government 35

The Fintech Times

DECEMBER 22, 2024

These changes, aimed at addressing evolving cost structures, sparked widespread backlash from advisors. “AI copilots in wealth management are designed to automate a variety of tasks such as client onboarding, portfolio and risk management and client communication,” he explain.

Finance 107

Finance Advisors AI On-Demand 107

The Fintech Times

DECEMBER 5, 2024

. “To date, the industry has been plagued by disconnected point solutions, manual processes and data silos that create complexity and cost while hampering agility,” said Patel. “Overcoming this will require a focus on intelligence and automation. “Data is the big story in fintech” Renshaw says.

FinTech 72

FinTech Database Consumer Financial Protection Bureau (CFPB) AI 72

EBizCharge

FEBRUARY 4, 2025

Regularly calculating these rates can improve operational efficiency and financial decisions, enhancing a companys overall cost structure. Leverage technology: Use accounting and financial management tools to automate tracking, generate reports, and gain insights into spending patterns.

Payroll 52

Payroll Adjustments Assessments Cost Structure 52

The Payments Association

APRIL 14, 2025

But these benefits hinge on completing system upgrades, automation, staff training, and governance enhancements well before the deadline. Evaluate how the proposed fee caps may affect your organisation’s revenue and cost structures, and develop strategies to mitigate potential financial impacts.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Fintech Times

NOVEMBER 15, 2024

However, new technology, like workflow automation software, has brought digitisation and automation to private markets. However, new technology, like workflow automation software, has brought digitisation and automation to private markets. “The potential of blockchain here is unprecedented. .

FinTech 78

FinTech Advisors CashApp Automation 78