The Payments Association

JUNE 3, 2025

Payment stacks that once relied on fixed hardware and heavy governance are being redesigned to be modular, scalable, and more adaptable to change. Data governance, quality, stabilitythose are the foundations, and theyre often overlooked. Tony: Lets pivot to digital currencies. Government backing makes a big difference.

Digital Currency

The Payments Association

JUNE 3, 2025

Using blockchain infrastructure, real-world assets (RWAs) – such as real estate, equity, and intellectual property – can be digitised, fractionalised, and traded globally with greater transparency and efficiency. Interoperability across token systemsnetwork-issued, blockchain-based, or proprietaryremains uneven.

Security

Fintech Finance

NOVEMBER 21, 2024

Digital currency systems could prove to be key in improving financial inclusion and opening up new opportunities to large underbanked communities in many African countries. Together, we are equipping Africa with the tools to embrace blockchain-powered tokenisation and drive sustainable development.”

Payment Networks

Stax

MARCH 11, 2025

Cryptocurrencies Cryptocurrencies like Bitcoin, Ethereum, and Tether use decentralized blockchain technology and cryptography to ensure fast and secure transactions. Hong Kong and some 30+ countries also have pilot central bank digital currency programs.

Online Payment Processing

The Payments Association

MARCH 19, 2025

Sweden is a prime example, where digital payments have nearly replaced cash entirely. Digital wallets are expanding faster than financial oversight can keep up, forcing governments to scramble for new safeguards without choking innovation. Regulatory challenges Regulators are in a race against time.

Digital Payments

Finextra

JUNE 10, 2025

These consumers may be shopping for luxury items, but they also want to pay for groceries, plane tickets, and even fast food with digital currency. Plus, because these payments settle on blockchain rails, they help reduce the risk of chargeback fraud, offering merchants an extra layer of security. Retailers are responding.

Settlement

Fintech News

APRIL 24, 2025

6 Fintech Unicorns in Singapore Singapore’s fintech unicorns consist of companies spanning diverse verticals, including digital payments, insurtech, blockchain and AI-driven finance. It operates the SFC-licensed HashKey Exchange, offering a safe and regulated platform for digital asset trading.

FinTech

Fintech News

NOVEMBER 3, 2024

GL1 will define control principles, develop specifications, and ensure “compliance by design” to align governance and risk management practices. The initiative will now include new contributors like Euroclear and will set up a working group to establish control principles for digital asset securities.

CBDC

The Payments Association

DECEMBER 17, 2024

government bonds, and cash equivalentsdesigned to ensure stability, reliability, and liquidity. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial use cases. Each RLUSD token is fully backed by U.S. dollar deposits, U.S.

Stablecoins

Finextra

JUNE 23, 2025

This was a crucial clarification, in one stroke, stablecoins were liberated from the limbo of potential SEC crackdowns, solidifying their status as a legitimate form of digital cash rather than a speculative investment. These dollars may be digital, but they’re private-sector dollars, not Fed-issued coins. So, what exactly is JPMD?

Embedded Finance

The Payments Association

MAY 3, 2025

Among these, the integration of blockchain and stablecoins in cross-border payments and treasury management emerged as a central theme. Four or five years ago, digital assets were mostly about speculation, she noted. But many new digital asset firms are led by technologists, not compliance professionals.

Payment APIs and Integration

Fintech News

FEBRUARY 2, 2025

2) Digital Assets: A Borderless Economy Digital assets are revolutionising how value is stored and transferred, offering continuous access to capital while bypassing traditional barriers. Through global collaboration, AI can unlock unprecedented opportunities for financial institutions and consumers alike.

Innovation

The Payments Association

DECEMBER 18, 2024

From exploring technologies like blockchain and AI to supporting government initiatives on digital identity and data legislation, Moore highlights the PSRs commitment to creating a dynamic and competitive payments landscape. Digital identity, he says, could be a game-changer for the future of payments.

Innovation

Fintech News

JULY 13, 2025

Australia’s central bank has announced that Project Acacia is moving into its next phase of testing to examine how crypto assets and central bank digital currencies (CBDCs) could support the growth of the country’s wholesale tokenised asset markets.

Central Bank

The Fintech Times

APRIL 2, 2025

In January 2025, the UK government announced the ‘AI Opportunities Action Plan’ to act as a roadmap and guide the country in utilising the technology most efficiently. One such technology that has arguably fallen to the wayside as a result of AI’s hype is blockchain.

Governance

Finovate

FEBRUARY 12, 2025

Strengthening hold on digital assets On January 23, President Trump issued an executive order titled “Strengthening American Leadership in Digital Financial Technology.” ” The order prohibits the establishment of US central bank digital currencies (CBDCs).

Consumer Financial Protection Bureau (CFPB)

Finextra

JULY 28, 2025

De Meijer Owner and Economist MIFSA Location Maarrssen Followers 10 Opinions 158 Follow Unfollow The debate surrounding central bank digital currencies (CBDCs) has reached a new but unexpected stage. The central bank and government have yet to make a final decision on whether to launch a CBDC.

CBDC

Finextra

AUGUST 4, 2025

Lise has applied for approval as a DLT Trading and Settlement System (DLT TSS) under the European pilot regime, which permits the use of distributed ledger technology (DLT) for issuing, trading, and settling financial instruments on the blockchain.

Distributed Ledger Technology (DLT)

PYMNTS

MAY 16, 2020

patent on a computer system that would convert physical dollars and other fiat currencies into digital versions, complete with denominations and serial numbers and recorded via blockchain. The system would then remove the paper currency from circulation. Credit card giant Visa has filed an application for a U.S.

Governance

PYMNTS

JUNE 8, 2020

United Nations global blockchain expert Massimo Buonomo has foreseen a future where digital currencies could replace low-interest bank accounts, Coindesk reports. In addition, Buonomo said digital currencies, especially central bank digital currencies (CBDC) may eventually be able to replace all bank accounts.

Blockchain

PYMNTS

FEBRUARY 21, 2020

Sweden’s Riksbank is assessing e-krona, a new form of digital currency that hopes to take the country a step closer to the creation of the world’s first central bank digital currency (CBDC), according to reports on Thursday (Feb. The pilot will run until February 2021 and will use blockchain technology, the Riksbank said.

Central Bank

The Fintech Times

MAY 29, 2024

The idea that digital assets are exclusively some form of currency has been slowly dispelled, as new use cases emerge and are rapidly adopted across the globe. But digital currencies are far from irrelevant. CBDC overview across the MEA region in 2024 But why are so many countries adopting CBDC initiatives?

Digital Currency

PYMNTS

SEPTEMBER 14, 2016

government seems to be accepting the positive impact that digital currencies and blockchain could have on legacy financial systems, according to Business Insider. House of Representatives, asking the government to establish a national policy for technology. A non-binding resolution was passed on Monday (Sept.

Blockchain

Payments Source

JANUARY 7, 2020

Facebook’s Libra cryptocurrency project has drawn vast political pushback, but also more tangible government action as nations globally consider central bank supported digital currencies. It’s also sparking a potential bottom-up approach in New York.

Digital Currency

Clearly Payments

AUGUST 29, 2024

Central Bank Digital Currencies (CBDCs) have received attention in recent years as central banks worldwide explore the potential to evolve the way we conduct financial transactions. With the rise of digital payments, cryptocurrencies, and fintech innovations, CBDCs represent a new frontier in the evolution of money.

Central Bank

PYMNTS

MAY 21, 2020

The tipping point might be nigh for digital dollars and other central bank-issued currencies done through bits and bytes. In the United States, the digital dollar was floated in a draft proposal of one of the early stimulus bills. A central entity may implement a monetary policy and issue currency.

Digital Currency

Fintech Finance

OCTOBER 8, 2024

WadzChain Network, a global leader in innovative blockchain technology, announced today the launch of one of the world’s first hybrid blockchains intending to transform global payments for businesses. The blockchain is perfect for diverse businesses and use cases, from small startups to large enterprises.

Global Payments

PYMNTS

SEPTEMBER 15, 2020

PYMNTS examines the latest initiatives that look to improve upon existing rails, or embrace new ones like blockchain and RTP. Mastercard Leads Central Bank Digital Currency Test. Zero Hash is a digital assets technology company offering solutions for FIs and other service providers in a Software-as-a-Service business model.

RTP

CB Insights

SEPTEMBER 7, 2021

Blockchain companies raised more venture capital and private equity funding in H1’21 than any full year in history. download our best of blockchain research. download our best of blockchain research. But blockchain’s potential extends well beyond crypto and NFTs. First name. Company name. Phone number.

Blockchain

PYMNTS

JANUARY 19, 2021

Banque de France has successfully conducted its own central bank digital currency (CBDC) trial, with a blockchain platform for interbank settlement, CoinDesk reported. A statement from the bank said the pilot involved a settlement on a private blockchain, which U.K. million), per CoinDesk.

CBDC

PYMNTS

DECEMBER 7, 2018

In its newest report, the EU Blockchain Forum (EUBF) noted that government bodies need to home in on two aspects of the blockchain to help the technology fully actualize: That is, the institutions need to have digital national currencies as well as systems for digital identity, The Next Web reported.

Blockchain

PYMNTS

NOVEMBER 10, 2020

“Most things take 10 to 15 years to drive through the ecosystem,” McCarthy told Webster — especially when a range of stakeholders are involved, spanning two-sided markets, consumers, merchants and governments. China, of course, has been a leader here in its efforts to trial and deploy a digital yuan. “We Back in May, i2c Inc.

Cryptocurrency

PYMNTS

OCTOBER 15, 2020

It will function as a “gathering place” for those interested in digital currencies or those who start businesses in addition to researchers, expats and digital nomads. Stellar is the third blockchain that has native support for USDC, according to the consortium, which was co-founded by Coinbase and Circle.

Digital Currency

Payments Source

JANUARY 5, 2021

Several government agencies have made deeper moves into crypto oversight, leaving a trail of angry executives and unresolved political questions. And there's still no sign of a central bank digital currency, leaving the U.S. at risk of falling behind other countries in the race to support faster payment processing.

Fincen

Wharton Fintech

NOVEMBER 29, 2023

Bridging the Gap: A Collaborative Approach to Blockchain & Crypto Partnerships with Shayaan Khanna at Mastercard As recently as 2022, it seemed as though blockchain and cryptocurrency companies were about to reshape large swathes of the global financial sector right away.

Blockchain

PYMNTS

DECEMBER 9, 2020

The accelerated growth of USDC over the course of this year is the result of our active work to establish an open standard for fiat digital currency on the internet,” Puth said in a statement. He said the public blockchain will take digital dollar stablecoins mainstream.

Stablecoins

PYMNTS

DECEMBER 4, 2018

Ripple, the blockchain company that owns XRP, the digital currency, has joined forces with NEM, Fetch.AI, and EMURGO/Cardano to create a new association that represents the interest of blockchain and cryptocurrency business in Europe.

Blockchain