The Fintech Times

MARCH 12, 2025

At SEON , we leverage real-time device intelligence, advanced AI and transparent machine learning rules with human expertise to deliver adaptive fraud prevention. Consequently, this will strengthen payment security by identifying and blocking suspicious transactions, card fraud, and chargeback abuse.

Embedded Finance 72

Embedded Finance Finance Deepfake Payment APIs and Integration 72

Payments Dive

OCTOBER 28, 2024

The companies call the new regulation arbitrary and capricious, carrying a presumption that subscription services are deceptive.

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Blocks FTC Rules Regulations 78

PYMNTS

FEBRUARY 21, 2019

This week, the EU Parliament voted for new rules mandating that banks cut fees on cross-border euro payments for countries within and outside the Eurozone. As reported by parliament, the body voted by 532 in favor and 22 against (with 55 abstentions) to set the new cross-border rules in place by the end of the year.

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Cross-Border Cross-Border Payments Real Time Gross Settlement (RTGS) Rules 76

The Fintech Times

MAY 2, 2025

Recognising this challenge, Stripe applied the same AI architecture that Radar uses for cards to new AI models that automatically screen and help block risky ACH and SEPA transactions. Weve applied the same AI architecture Radar uses for cards to new models that automatically screen and help block risky ACH and SEPA transactions.”

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ACH Volume Blocks Fraud Prevention 40

PYMNTS

MAY 27, 2020

In an announcement on its website, Paycor said the certification means the company has demonstrated robust compliance and risk management capabilities, adherence to NACHA’s Operating Rules, and adequately addressed disaster recovery and business continuity needs of business clients.

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Blocks RTP NACHA Credit Union 92

Payments Dive

MAY 13, 2024

The 5th Circuit Court of Appeals blocked the Consumer Financial Protection Bureau’s $8 late fee cap on Friday, but the federal agency said it will continue to “defend” the rule.

Caps 97

Caps CFPB Blocks Rules 97

PYMNTS

OCTOBER 11, 2020

Large platforms on the list will have to deal with the tougher regulations as opposed to smaller companies, such as new rules forcing them to share data and offer transparency on how they gather information, sources told FT. headquarters in Silicon Valley.

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Regulations Rules Blocks Legal 125

Stripe

MARCH 26, 2025

Now, Radars new rules combine our machine learning models with the issuers CVC and postal code response in real time. This can help you minimize fraud while worrying less about accidentally blocking legitimate revenue. Last month, we improved our AI tooling to give you even more flexibility when combating fraud.

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Rules AI Risk Blocks 52

The Payments Association

FEBRUARY 3, 2025

detects fraudulent activity patterns, giving businesses the tools to block unauthorised transactions and protect their bottom line. is committed to ensuring its platform complies with the latest payment industry regulations and card network rules. This proactive approach enables merchants to stop chargebacks before they even occur.

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Fraud Prevention Disputes Fraud Detection Card Network Rules 100

Fi911

DECEMBER 3, 2024

Any excessive submissions or deviation from usual purchase patterns can trigger velocity checks which subsequently flag these as potential fraud and may even block the suspicious transactions. Should a user conduct a series of transactions inconsistent with their historical data, these transactions are flagged for review.

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Checks Fraud Prevention Account Takeovers Fraud Detection 52

PYMNTS

DECEMBER 22, 2019

active users and roughly 88,000 driver partners in Columbia, violated market rules. Other Uber services such as food-delivery service Uber Eats were not prohibited by the ruling, Andres Barreto González, SIC head, confirmed. The country’s Superintendency of Industry and Commerce (SIC) said Uber, with 2.3

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Blocks Legal Rules Laws 54

PYMNTS

APRIL 8, 2019

Stores that are just barely holding on during a massive economic expansion, he noted, won’t have a bright future should the economy turn down, which means paring down the staff is more likely to be the rule rather than the exception. Many of those losses are due to store closures.

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Blocks Economy Shutdown Automation 59

PYMNTS

JANUARY 7, 2021

In today’s top news in digital-first banking, California FinTech Green Dot is rolling out the GO2bank mobile banking to help cash-strapped individuals, while stimulus checks are reportedly posing challenges for some users of H&R Block and TurboTax. Stimulus Checks Pose Issues For H&R Block, TurboTax .

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Blocks Checks IRS FDIC 56

PYMNTS

DECEMBER 22, 2020

In the ruling, the SEC wrote that forces other than the involvement of investment bankers are sufficient to protect investors buying shares issued in IPOs, according to FT. I support the approval of the exchange’s proposed rule change.". Commissioner Elad L.

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Underwriting Rules Blocks Innovation 114

Payments Source

JUNE 6, 2019

The agency's vote Thursday threatens to block many of the industry's communications with customers, though banks did win one concession.

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Rules Blocks Fraud Detection Consumer 67

PYMNTS

SEPTEMBER 13, 2020

As a result, they threatened to block it, and the project has been on hold. We’re waiting for the Commission to issue very strong and very clear rules to avoid the misuse of cryptocurrencies for terrorist activities or for money laundering,” French Finance Minister Bruno Le Maire said.

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Central Bank Cryptocurrency Regulations Money Laundering 145

PYMNTS

MARCH 1, 2020

The facial recognition app Clearview AI was banned from Apple ’s developer program after allegedly violating the iPhone maker’s rules, Buzzfeed News reported on Friday (Feb. Analysis by BuzzFeed News of Clearview AI’s app for Apple’s mobile operating system discovered that Clearview broke rules about the distribution of its apps.

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Law Enforcement AI Blocks Laws 60

PYMNTS

NOVEMBER 25, 2020

Digital assets are reportedly seen as commodities and ruled by securities law in the country following an order on the topic earlier in the fall. The Giving Block has reportedly locked down collaborations with more than 120 charities and 30 blockchain firms to lead the occasion.

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Bitcoin Blockchain Digital Currency Blocks 110

PYMNTS

AUGUST 28, 2020

Epic emailed its Fortnite players that the iOS and Mac versions of the game are blocked from receiving updates. 28) arguing that Epic violated Apple’s rules. Epic Games and Apple are at liberty to litigate against each other, but their dispute should not create havoc to bystanders,” Rogers wrote in a ruling. This week, U.S.

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Disputes Blocks Rules Legal 90

The Payments Association

OCTOBER 28, 2024

One of the key shifts in APP fraud this year involves the introduction of new reimbursement rules , which came into effect in October 2024. of every £10 of attempted fraud being successfully blocked. The report notes that while these rules are crucial for victim compensation, prevention remains the ultimate goal.

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Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Finovate

NOVEMBER 4, 2024

The majority of people on the networking floor I spoke with had not read the entire, 594-page ruling. Panel discussions surrounding the rule also tended to agree that the purpose of the rule is data ownership, and not necessarily data portability. This figure does not include AI usage in a CRM setting.

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AI Bots Cross-Border Payments Rules 59

PYMNTS

OCTOBER 24, 2018

Rules of thumb are useful — until they aren’t. Thumbs Down On Rules Of Thumb? For example, he pointed to the commonly held rule of thumb that some days — notably, the days that cluster around holidays and spikes in shopping activity — should see more fraudulent activity than others. To that end, Sift Science said Tuesday (Oct.

Rules 63

Rules Account Takeovers Fraud Prevention Risk 63

PYMNTS

SEPTEMBER 8, 2020

With the boom of eCommerce both before and during the pandemic, European Union regulators are taking another look at antitrust rules regarding internet sales and distribution platforms. The European Commission, the EU’s arm for antitrust regulations, said in a press release that it will examine vertical block exemption regulations (VBER). “The

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Rules Regulations Blocks Addressing 52

Fintech News

JUNE 12, 2024

To make multilateral payment platforms work well, there need to be clear rules and ways for different systems to work together. As multilateral platforms scale, the governance framework must evolve to keep up with changes in board participation, voting rules, regional representation, and economic models.

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Cross-Border Payments Cross-Border Interoperability Payments 120

Payments Source

DECEMBER 24, 2020

Visa is accepting card payments again on certain adult entertainment websites owned by Pornhub parent MindGeek, while continuing to block payments to Pornhub itself.

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Blocks Continuity Payments Payment Networks 118

Payments Source

JULY 19, 2019

Lawmakers from both parties strongly criticized Libra this week, but largely steered clear of proposals to stop it.

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Blocks Rules Privacy Cryptocurrency 81

PYMNTS

APRIL 1, 2020

Washington State Governor Jay Inslee signed a bill on Tuesday (March 31) establishing specific rules – backed by Microsoft – governing facial recognition software, according to a blog by Bill Smith, president of Microsoft. In our view, this required a legal floor of responsibility, governed by the rule of law,” Smith said.

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Laws Law Enforcement Governance Government 121

Fintech Review

MAY 10, 2025

The goal was to allow businesses to program spending rules, manage transactions in real time , and scale globally without friction. They can configure custom spending limits, merchant category restrictions, expiration dates, geographic controls, and dynamic funding rules.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

PYMNTS

JANUARY 2, 2020

In today’s top payments news, JPMorgan blocks FinTechs from accessing customers’ passwords, and Ant Financial and Razer throw their hats into the ring for one of Singapore’s five available digital banking licenses. JPMorgan Ups Security By Blocking FinTechs From Passwords. JPMorgan Ups Security By Blocking FinTechs From Passwords.

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Blocks FinTech B2B Small Business 53

Fintech Review

JUNE 25, 2024

By embedding predefined rules and conditions into code, smart contracts ensure trust and eliminate the need for manual oversight. Each transaction, once verified, forms a ‘block’ that is linked cryptographically to the previous block, creating a ‘chain’ of blocks — hence the name blockchain.

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Blockchain Technology Innovation Cross-Border 95

PYMNTS

JULY 16, 2020

EU Ruling Limits Personal Data Transfer to US. The European Court of Justice has ruled that companies will face restrictions on storing information about European Union (EU) residents on U.S. The top court of the 28-nation bloc ruled the transfer of personal data to platforms in the U.S.

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Rules Payments Blocks Volume 59

Payments Source

FEBRUARY 26, 2018

American Express claims its rules allow it to better compete against other major card networks. The complaining states view anti-card steering rules as a way to block other networks from offering lower fees, thus resulting in retailers raising prices for consumers.

Blocks 64

Blocks Rules Consumer Payments 64

PYMNTS

OCTOBER 26, 2018

But legal hurdles have caused some FinTechs to approach the charters cautiously, reports said, while they wait for greater clarity and certainty on the rules. .” The bank charters would allow FinTechs to operate on a national level rather than having to obtain state-level licenses one by one.

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Office of the Comptroller of the Currency OCC Regs Blocks 62

PYMNTS

JUNE 25, 2020

It will be easier for New York cryptocurrency businesses to launch in New York, thanks to a plan by regulators that would ease licensing rules. DFS said it will provide a list of approved coins licensees can adopt. Once licensed by DFS, the program can support virtual currency firms.

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Cryptocurrency Regulations Agreements Blocks 96

PYMNTS

NOVEMBER 20, 2020

The Digital Services Act package would propose ex-ante rules covering large online platforms acting as gatekeepers, which now set the rules of the game for their users and their competitors. There reportedly could be a list of activities that banks would be required to curtail or eliminate.

Legal Framework 104

Legal Framework Rules Fed Regulations 104

PYMNTS

DECEMBER 20, 2020

One reason Jiwei gave for the possible rule is that it would help avoid the amassing of too much bad debt by one entity. It was soon after that the government blocked the Ant Group IPO. The suggestion was made by Lou Jiwei, the country's former finance minister and now an advisor to the government, Reuters reported.

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FinTech Governance Government Caps 102

PYMNTS

NOVEMBER 30, 2020

In other news, China’s Jiangsu Yancheng Intermediate People’s court released the details of the crypto assets seized by police related to the PlusToken Ponzi scheme crackdown, The Block reported. billion, according to The Block, citing the court’s judgment, which came out on Nov. million people, The Block reported.

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Bitcoin Law Enforcement Blocks Cryptocurrency 67