Fintech Review

MAY 10, 2025

In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead. This mission continues to expand, as embedded finance reshapes expectations around how companies integrate financial services into daily operations.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. The session will be moderated by Urs Bolt, a Fintech and Banking Expert.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

Finezza

AUGUST 25, 2024

The traditional banking setup has seen a complete overhaul with increasing technological advancements. All this has been made possible by embedded finance, which allows the integration of financial services into non-financial services. It may seem like a new world, from loans in 59 minutes to digital wallets.

Embedded Finance 52

Embedded Finance Finance Security Non-Bank 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. For many banks, the rise of these offerings represents a threat and perhaps brings an urge to re-evaluate their products, modernize their services, and invest more in customer loyalty.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

Finovate

DECEMBER 4, 2023

” Here is how the AI responded: Predicting the exact trends for 2024 is speculative, but here are potential emerging trends in fintech: Embedded Finance : Further integration of financial services into non-financial platforms like e-commerce, SaaS, and marketplaces. Embedded finance ChatGPT was spot on.

Metaverse 130

Metaverse FinTech Embedded Finance AI 130

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

The Fintech Times

APRIL 9, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

Fintech News

JANUARY 10, 2024

From breakthroughs in digital banking to advancements in blockchain technology, we explore the cutting-edge developments that are not only revolutionising the way financial services are delivered in Singapore but also setting benchmarks for the global fintech landscape. billion in 2024 to US$63.18

Cross-Border 117

Cross-Border FinTech Cross-Border Payments Embedded Finance 117

Fintech Review

JANUARY 28, 2025

The Rise of Embedded Finance Embedded finance is revolutionising the way businesses interact with financial services. By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences. In payments, open banking facilitates account-to-account (A2A) transfers.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Fintech News

JANUARY 21, 2025

Embedded Finance In An All-in-One Digital Ecosystem Singapores fintech trends for 2025 are defined by the rise of all-in-one digital ecosystemscommonly referred to as super appsthat seamlessly integrate embedded finance at their core. Similarly, DBS PayLah!

Stablecoins 109

Stablecoins FinTech Embedded Finance Financial Inclusion 109

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

The Payments Association

MAY 16, 2025

Non-compliance could lead to regulatory enforcement by national authorities, as well as reputational harm and potential exclusion from EU markets. These include ensuring that BNPL options are clearly described, not misleading, and supported by regulated providers. Request updated compliance documentation from BNPL partners.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Finovate

APRIL 18, 2024

Fintechs, insurtechs, and banks. BaaSFlow BaasFlow delivers open-source, cloud native core banking infrastructure and is introducing its Kenu Banking Platform with loan management and BNPL functionality. FinTech Insights FinTech Insights is an AI-powered competitive analysis platform for banks and fintechs.

Credit Union 59

Credit Union Credit Union Service Organization BNPL Community Banks 59

Fintech News

FEBRUARY 26, 2024

Banks in Asia-Pacific (APAC) are diversifying their offerings and embracing innovative digital strategies including super-app platforms, financial marketplaces and banking-as-a-service (BaaS) models. Indian bank and financial services company ICICI Bank is highlighted as one of the top BaaS providers in APAC.

APACS 52

APACS BNPL Payment APIs and Integration Non-Bank 52

The Fintech Times

JULY 3, 2024

Digital banking firm Swiss4 is leveraging a payment platform provided by Marqeta , the card issuing platform and embedded finance solutions provider, to provide real-time and personalised digital payment services for its customers.

Embedded Finance 59

Embedded Finance Payments Non-Bank BNPL 59

The Fintech Times

FEBRUARY 20, 2024

In his new role, Al Kharusi will lead Mashreq Bank’s strategy and operations in Oman, optimising the bank’s performance, and ensuring compliance with local and international standards. The company intends to use the funds to consolidate its position as a European embedded finance leader and to expand its footprint in the US.

FinTech 64

FinTech B2B Non-Bank Compliance 64

M2P Fintech

MARCH 28, 2024

Aadhaar-enabled Payment Service (AePS) AePS, in India, enables individuals to conduct basic banking transactions like d eposits, withdrawals, balance inquiries, bill payments, etc. without requiring a traditional bank account or debit card. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

M2P Fintech

FEBRUARY 25, 2025

With digital workflows, embedded finance capabilities, and self-service portals, an LMS minimizes operational delays, enhances customer experience, and helps financial institutions launch, iterate, and scale lending products faster. These include partial and full waivers, write-offs, foreclosures, and restructurings.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation BNPL 52

The Fintech Times

APRIL 11, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 64

Embedded Finance Finance Payment APIs and Integration BNPL 64

Fintech Finance

OCTOBER 29, 2024

Consumers are increasingly seeking more personalised benefits from their credit card providers, such as rewards and loyalty points, according to a new survey published today by Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators.

Credit Cards 98

Credit Cards Consumer BNPL Embedded Finance 98

The Payments Association

DECEMBER 2, 2024

Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability. The payments industry in 2024 saw rapid evolution, marked by the growing adoption of real-time payments, advances in AI-driven fraud detection, and significant progress in Central Bank Digital Currencies (CBDCs).

Embedded Finance 88

Embedded Finance Payments Fraud Detection AI 88

The Fintech Times

OCTOBER 31, 2024

Embedded finance is also driving more demand in the UK for rewards and personalisation , with more consumers using financial services offered by non-financial providers to access benefits and loyalty points. “Expanding purchasing power to everybody requires significant investment in technology.

Credit Cards 69

Credit Cards Consumer BNPL Embedded Finance 69

Fintech Review

JANUARY 14, 2025

This dynamic industry thrives on innovation, leveraging technology to disrupt traditional banking models and set new standards for customer experience. The Rise of Neobanks Neobanks , also known as digital banks, operate without physical branches. Traditional banks feel the pressure to enhance their digital offerings.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

The Fintech Times

FEBRUARY 25, 2025

One of the more challenging aspects of fintech is navigating the regulatory grey areas, particularly for non-bank financial services. Another frustration is the frequent confusion between embedded finance and embedded payments.

IBAN 59

IBAN Embedded Finance On-Demand Multi-Currency 59

Tearsheet

DECEMBER 19, 2024

BNPL solutions are a prime example of the intersection of shopping with financial services , effectively integrating financial firms into the consumers purchase journey. This is spurred on by the pressure to compete with non-bank players and address the shifting demands of enterprise retailers.

Payment APIs and Integration 59

Payment APIs and Integration On-Demand BNPL Non-Bank 59

Finovate

MARCH 5, 2025

This year at FinovateEurope , we held five separate tracks covering AI, payments, lending, customer experience, and banking, risk, and regulation. Ultimately, Akcok noted, this shift moves banks from product providers to intelligent financial assistants, delivering insights and solutions based on life events and real-time business needs.

AI 52

AI Risk Payments Addressing 52