The Payments Association

MARCH 18, 2025

Carlos Albo Wenalyze The evolution of open banking to open finance Open finance is fundamentally restructuring the financial services landscapeexpanding data-sharing from payments into credit, investments, insurance, and pensions.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Stax

AUGUST 20, 2024

Embedded Lending Embedded lending or Buy Now Pay Later (BNPL) enhances customers’ purchasing power by allowing them to access favorable lending options at the point of sale. Before BNPL, customers had to take expensive loans from credit card providers or financial institutions.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Fintech News

MAY 19, 2024

Twimbit, a Singaporean research and advisory firm, identifies data monetization as one of the biggest growth opportunities for banks in Asia-Pacific (APAC), which, alongside super-app platforms, financial marketplaces, banking-as-a-services and buy now, pay later (BNPL) arrangements, are projected to contribute over 40% of banking revenue by 2030.

Rules 108

Rules Non-Bank Audit Central Bank 108

The Fintech Times

APRIL 10, 2024

However, the general trend is ‘bear’ when it comes to the rest of the fintech space, BNPL getting the biggest share of clear failures, the rest either settling with down rounds or struggling to raise cash at all. “The goal is to offer a unique value proposition that customers are willing to pay for.

FinTech 116

FinTech Consulting Due Diligence Returns 116

PYMNTS

JUNE 2, 2020

It’s certainly been a tumultuous period, Anthony Eisen , co-founder and CEO of buy now, pay later (BNPL) firm Afterpay , told Karen Webster in a recent discussion on what’s next for retail and what a recovery might look like. Consumers Want More Than Toilet Paper (But Not More Credit Card Debt).

Consumer 57

Consumer BNPL Credit Cards Ubiquitous 57

The Fintech Times

APRIL 30, 2024

“They’re also developing value-added services like fraud detection and data analytics to remain competitive. “For instance, BNPL (buy now, pay later) providers like Affirm and Klarna are actively encouraging merchants to incorporate their payment methods early in the customer journey.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Fintech Times

DECEMBER 31, 2023

“Moreover, the emergence of the next generation of open banking payment solutions, some of which facilitate instant payments along with a range of value-added services, will also play a significant role.

Global Payments 125

Global Payments Online and Mobile Banking Alternative Payment Methods Instant Payments 125

Segpay

FEBRUARY 24, 2025

What is a Payment Service Provider (PSP)? A Payment Service Provider (PSP) offers a comprehensive solution that includes both a payment gateway and a payment processor, along with value-added services (VAS). Key Functions of a PSP: Combines gateway and processing services.

Payment Gateways 45

Payment Gateways Processors Gateways Payment Service Provider (PSP) 45

The Fintech Times

FEBRUARY 27, 2024

Having looked at some of the biggest technologies to impact the payments world, like buy now pay later (BNPL) and central bank digital currencies (CBDCs) , we now look to the future and what the next trend may be. However, as was the case in the telecommunications industry, innovation doesn’t end because a product becomes commoditised.

Consumer Protection 69

Consumer Protection Stablecoins Payments Trends Consumer 69

The Fintech Times

APRIL 23, 2024

Sellers can surface relevant products and services at the point of need and are now able to offer financing options at the time of purchase – whether a line of credit, BNPL or a proprietary solution – creating a more seamless commerce journey. “Alignment between buyers and sellers is simply so much stronger now.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

The Payments Association

MAY 30, 2025

The UKs fast-growing BNPL sector is entering a pivotal phase as it transitions to full FCA oversight, with providers adapting to new compliance, transparency, and consumer protection standards. The UKs Buy Now Pay Later (BNPL) sector in 2025 stands as one of the fastest-growing payment types.

BNPL 88

BNPL Regulations Assessments Compliance 88