PYMNTS

JANUARY 13, 2020

Worse by far are the massive consumer data breaches that continue flooding the Dark Web with fresh identities for sale – over four billion consumer records were exposed in the first half of 2019 – with no end in sight. By summer 2019, people were no longer fazed by headlines screaming about data breaches. It’s not all good news.

EMV

PYMNTS

MARCH 2, 2020

With trust, however, comes inevitable breaches. That program is detailed in the February Tracker, as are efforts including the California Consumer Privacy Act (CCPA). CUs deal in trust, and it’s a winning strategy. The Desjardins Group incident sent a chill through the CU community. CU in Court.

Credit Union

FICO

JUNE 26, 2019

That said, the market for security risk assessment scores and ratings remains nascent, with a double-digit CAGR that will likely continue into the foreseeable future. Our model is built to forecast the likelihood of a material breach event in the next 12 months.

Underwriting

FICO

JUNE 26, 2019

That said, the market for security risk assessment scores and ratings remains nascent, with a double-digit CAGR that will likely continue into the foreseeable future. Our model is built to forecast the likelihood of a material breach event in the next 12 months.

Underwriting

Payment Savvy

DECEMBER 9, 2020

As payments continue evolving, companies are finding new strategies for improving customer experience and optimizing software through them. Experts argue that as the payments world continues to expand, customer experience is a major determinant of a business’s payment processor. Frictionless Payments.

Payments Trends

Stax

MARCH 6, 2024

As the business landscape continues its unstoppable evolution, the necessity for operational efficiency and innovation becomes even more pronounced. Enhanced customer retention The convenience of a “set and forget” payment model lowers the barriers for customers to continue using a service, fostering loyalty and reducing churn.

Best Practices

Payment Savvy

MAY 10, 2024

Plaid remains committed to fostering trust and reliability among users while continuously innovating to bolster security measures. Compliance Plaid adheres to data protection regulations like GDPR and CCPA, as well as financial industry standards such as PCI DSS. Is Plaid Safe to Use?

Payment APIs and Integration

FloQast

OCTOBER 27, 2023

Typically, compliance management will also include Identifying appropriate controls, Managing relationships with various regulators, Coordinating or responding to regulatory concerns and inquiries, and Mitigating regulatory breaches Why is Compliance Management Important? In 2022, the Securities and Exchange Commission (SEC) levied $1.1

Compliance

Segpay

JANUARY 30, 2025

Key regulatory concerns include: Data Privacy Laws: AI companies handle vast amounts of sensitive data, raising questions about compliance with global standards like the EUs GDPR, Californias CCPA, the US Healthcare Privacy Law HIPAA or Brasils LGPD. PSPs risk association with data breaches or non-compliance issues.

Merchant Payment Processing

Segpay

MARCH 20, 2024

This proactive approach to fraud detection minimizes financial losses for banks and customers, strengthens cybersecurity posture, and mitigates data breaches and cyber-attack risks. The collection and analysis of vast amounts of customer data increases the risk of data breaches, unauthorized access, and misuse of personal information.

AI

Stax

OCTOBER 3, 2024

A successful CRM implementation is about aligning technology with business goals, and it requires careful planning, execution, and continuous evaluation. Ongoing monitoring and assessment Continuous monitoring: Implementing continuous monitoring helps detect and respond to any suspicious activities or potential breaches promptly.

CRM

PYMNTS

OCTOBER 21, 2019

We’ve watched the payments industry address changes in customer behavior, shifts in compliance rules (GDPR, UBO, CCPA, EMV), the introduction of cryptocurrencies and the race to move money faster. CurrentC hung on for a year or so longer, but quietly hung up its cleats with a “to be continued” in June 2016, never to be heard from again. “We

Innovation

Segpay

DECEMBER 19, 2024

Identity as a Service, Key to Seamless Digital Transformation As the world continues to digitalize, the need for secure, and scalable identity management systems becomes critical. These adaptive security measures help mitigate potential breaches.

Verification