Stax

APRIL 3, 2025

The details are then encrypted and transmitted to a third-party payment gateway for authorization. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. Payment processors that comply with this regulation protect businesses from data breaches and credit card fraud.

Payment Solutions

Finextra

JUNE 13, 2025

Payment data is frequently copied, stored, and used across spreadsheets, shared drives, and supplier portals — far beyond the safety of core systems. Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information.

Data Security

My Payment Savvy

JUNE 16, 2025

Data is Encrypted & Tokenized Immediately after submission, the payment gateway encrypts the card data and replaces it with a token—a random, one-time-use ID. This tokenization keeps the sensitive card information off your servers, reducing the risk of a data breach and easing PCI DSS compliance.

Payment Gateways

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. It serves as a link between your website and your payment processor.

Credit Cards

Fi911

FEBRUARY 26, 2025

Compliance ensures robust security practices to prevent breaches and protect sensitive payment card data. Control Objective 2: Protect Cardholder Data Protect Stored Cardholder Data: Store only essential data and encrypt it using robust algorithms such as AES-256. Always customize all configurations.

PCI DSS

Clearly Payments

MARCH 14, 2025

Merchant Sends Transaction Request : The merchant’s POS system or online payment gateway encrypts and transmits the transaction data to the acquiring bank or payment processor. Tokenization : Converts sensitive card data into a unique token, reducing the risk of data breaches. Final Confirmation 0.5

Credit Cards

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Strong encryption builds trust with customers and reduces the risk of data breaches. How much does a payment gateway cost?

Payment Gateways

EBizCharge

NOVEMBER 27, 2024

Payment processor: The payment processor ensures that the payment data is transmitted securely between the merchant, customer, and issuing bank, enabling real-time approvals or rejections. The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor.

Accounts

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors. Minimal security; customer data is not retained for future use.

Payment APIs and Integration

EBizCharge

JANUARY 21, 2025

Secure payment processing: Data encryption ensures that credit card details and payment data are secure, reducing fraud risk. Virtual terminals should implement strong payment security measures like encryption, tokenization, address encryption, address verification, and secure gateways to prevent fraud and data breaches.

Credit Cards

The Fintech Times

JANUARY 28, 2025

The data is encrypted and stored within the card itself, removing any additional fear of data being lost via a centralised breach or large-scale hack. Biometric smart cards work by attaching a persons card to their identity. A card can only be used for a transaction via the one owners fingerprints.

Service Provider

Cardfellow

APRIL 27, 2025

Technically, the standard refers to storing, processing, or transmitting card data, but if you accept cards, youre doing one or more of those things. This includes hiring new staff, updating your POS system software, or learning of a data breach for a similar business. Achieving (and maintaining!)

PCI DSS

EBizCharge

MARCH 7, 2025

Compliance with industry standards: Compliance with Payment Card Industry Data Security Standards (PCI-DSS) is another significant benefit of integrating a payment gateway into Acumatica. Opt for a PCI-compliant gateway with encryption, tokenization, and fraud detection tools to protect customer data and prevent chargebacks.

Payment Gateways

Cardfellow

MAY 17, 2025

If your machine is older and doesnt support security features like tokenization and encryption, you could be vulnerable. Data breaches are expensive and damaging to your reputation, so its important to use systems that have the latest security. Lack of modern security features.

Credit Cards

EBizCharge

JUNE 16, 2025

Fraud prevention and security tools are essential for protecting businesses against unauthorized transactions and data breaches. For enterprise merchants, implementing these tools is a top priority to safeguard customer data and maintain trust.

Payment APIs and Integration

M2P Fintech

MARCH 24, 2025

Emphasis on Cybersecurity and Data Privacy Digital lending faces rising threats: data breaches from hacking, fraud via synthetic identities, account takeovers exploiting weak security , ransomware disrupting operations, and insider threats. Protecting sensitive data is paramount.

Payment APIs and Integration

EBizCharge

MARCH 20, 2025

Improved payment security: A reliable payment gateway provider ensures compliance with security standards such as Payment Card Industry (PCI) Compliance , safeguarding sensitive financial data and reducing fraud and data breach risks. Automatic data syncing also reduces duplication and AR errors.

Payment Gateways

The Fintech Times

NOVEMBER 27, 2024

This can be especially problematic during Black Friday, where consumers are overall more cautious about where they spend their money and especially post CrowdStrike when alertness over c cybersecurity and data breaches is at an all-time-high. For SMBs, security and simplifying / integrating payment processes often go hand-in-hand.

Payment APIs and Integration

EBizCharge

JUNE 12, 2025

Payment security concerns: With increasing threats like fraud, chargebacks, and data breaches, many businesses struggle to adapt to evolving compliance standards and security protocols, which can decrease customer trust and revenue.

Process

Stax

FEBRUARY 19, 2025

Security & compliance Security is a top priority, especially when dealing with sensitive customer data. When selecting an ISV partner, businesses should verify: Data encryption standards to prevent breaches. Compliance with industry regulations , such as GDPR for data protection or PCI DSS for payment security.

ISVS

Finextra

JUNE 26, 2025

A compelling study highlights this long-term impact, revealing that 47% of consumers would permanently cease shopping with a retailer following a data breach involving their payment card information. Transactions are encrypted and verifiably recorded on an immutable public ledger.

Stablecoins

Stax

FEBRUARY 19, 2025

PCI Compliance: Ensure the provider adheres to industry-standard security protocols and protects your customers’ payment data. Fraud Prevention: Look for proactive measures such as encryption, tokenization, and real-time fraud monitoring. Scalability As your SaaS company grows, your support provider should be able to keep up.

Payments

Stax

OCTOBER 14, 2024

Beyond compliance, look for processors that offer advanced security features like tokenization and encryption, which add layers of protection to payment information. Fraud detection tools are also valuable, as they help minimize the risk of fraudulent transactions and safeguard your business and customers against data breaches.

Processors

EBizCharge

MARCH 3, 2025

Tokenization is crucial in securing electronic payment methods, reducing data breaches, and ensuring a seamless payment integration with your financial processes in Acumatica. With built-in payment automation, EBizCharge eliminates manual data entry, reduces human error, and improves overall financial efficiency for its users.

Credit Cards

Finextra

JUNE 26, 2025

A compelling study highlights this long-term impact, revealing that 47% of consumers would permanently cease shopping with a retailer following a data breach involving their payment card information. Transactions are encrypted and verifiably recorded on an immutable public ledger.

Stablecoins

VISTA InfoSec

FEBRUARY 25, 2024

A data breach could ruin your business overnight. Are you prepared to deal with regulatory fines, lawsuits, costly investigations, disrupted operations, and destroyed trust while cybercriminals profit freely from stolen data? That’s the harsh aftermath companies face today following high-profile breaches.

Data Breach

VISTA InfoSec

JUNE 21, 2023

Not sure where to start if you notice a data breach? Here are seven essential steps to follow Becoming aware that your company has suffered a data breach can be unsettling. Identifying and Containing the Damage Once you have been made aware of a data breach, the first step is to identify and contain the damage.

Data Breach

VISTA InfoSec

MARCH 28, 2024

In the digital age, protecting customer data is a cornerstone of trust and reliability between a company and its consumers. As cyber threats loom larger and data breaches become more frequent, safeguarding sensitive information cannot be ignored. You should also regularly review stored data and purge what is no longer needed.

Data Breach

VISTA InfoSec

JUNE 18, 2024

As cyber threats evolve, safeguarding your organization’s data has become an utmost priority. Whether you’re a small business owner, a corporate leader, or an Information and Communication Technology (ICT) specialist, the consequences of a data breach are severe and far-reaching.

Data Security

PYMNTS

FEBRUARY 1, 2019

Home improvement startup Houzz revealed that it suffered a data breach. The company said in a FAQ on its website that the breach was discovered in late December 2018, and that “a file containing some of our user data was obtained by an unauthorized third party.”.

Data Breach

PYMNTS

DECEMBER 15, 2016

14) that a new cybersecurity breach incident has affected over a billion of its users and their private data. Reportedly, an unauthorized third party stole data associated with the more than 1 billion Yahoo user accounts back in 2013. This billion-user figure means this newest hack is the largest data breach in the digital era.

Data Breach

PYMNTS

DECEMBER 31, 2018

So far this year (and there’s still one more day), Verizon reported that there have been 2,216 confirmed data breaches across 65 countries. Even more disturbing, perhaps, is that 68 percent of those breaches took months for the breached companies to discover. According to early reports, the data breach impacted 0.5

Data Breach

VISTA InfoSec

JULY 19, 2024

As fraudsters are continuously finding new ways to strike, we’re continuously finding new ways to prevent them with controls such as encryption, multi-factor authentication, fraud detection software, etc. The TPM can securely store and generate cryptographic keys, passwords, certificates, and encryption keys. However, manufacturers DO.

Cybersecurity

PYMNTS

AUGUST 2, 2019

In a recently reported data breach, Poshmark said it recently learned that an unauthorized third party acquired data from some users. The fashion marketplace company said the information does not include physical addresses or financial data, according to a web post.

Data Breach

Payments Source

MAY 21, 2019

In the era of big data, a more thorough, data-centric approach is needed for security than the traditional encryption of the past, argues comforte AG's Jonathan Deveaux.

Encryption

PYMNTS

MAY 19, 2020

BlockFi suffered a “temporary data breach” on May 14 that exposed some customer information, the company reported in an incident report. The company said that a third party breached and used the phone number of a BlockFi staffer to get into a part of the company’s encrypted back-office system without permission.

Data Breach

Payments Source

APRIL 20, 2018

EMV, encryption are all necessary to protect merchants from data breaches, writes Jeff Zimmerman, COO of Clearent. PCI compliance can't solve all security problems.

Breach