EBizCharge

JUNE 26, 2025

Each type of fee has its own use cases and legal implications. Surcharges are specifically tied to credit card use and are usually a fixed percentage. Surcharges vs. Service or Convenience Fees Before you implement a credit card surcharge, you need to understand how it differs from similar fees.

Best Practices 52

Best Practices Credit Cards Legal Card Network Rules 52

The Payments Association

JULY 18, 2025

Monitor potential regulatory expansion of stablecoins into the payment services perimeter, especially in cross-border or B2B use cases. Following the removal of EU-wide caps after Brexit, issuers raised IFs from 0.2% Issuers and card schemes should gather cost data to influence cap-setting—e.g., to 1.15% (debit) and 0.3%

Regulations 88

Regulations Payment APIs and Integration Payments Legal 88

The Fintech Times

JANUARY 26, 2025

” Within just four months of launching FDUSD, the token achieved a market cap exceeding $1billion, becoming the second most traded stablecoin on centralised exchanges, with the highest single-day trading volume exceeding $23billion.

Stablecoins 59

Stablecoins Cross-Border Payments Cross-Border Multi-Currency 59

The Fintech Times

APRIL 27, 2025

Instant payments are becoming significantly more attractive for US banks finds RedCompass Labs , the payments experts, as it finds that 84 per cent of US banks say the new $10million Real-Time Payment (RTP) network limit and $500,000 FedNow cap are a good thing.

RTP 45

RTP FedNow Instant Payments Payee 45

Payments Dive

JULY 17, 2025

Mastercard already allows for some purchases using stablecoins, but it’s also aiming to expand those use cases, partly by partnering with other companies operating in that arena. They argued that delving into the stablecoin world will increase Mastercard’s revenue more than it will undercut it. By Lynne Marek • Aug.

Stablecoins 78

Stablecoins Visa FedNow Cross-Border 78

The Fintech Times

FEBRUARY 15, 2025

Fintech innovations and regulatory developments Another panel explored AI-powered financial solutions and emerging blockchain use cases. He noted that the sector has doubled annually over the past three years, surpassing SR3billion ($800million) in capital in the previous year.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

Payments Dive

JULY 18, 2025

By Lynne Marek • Aug.

Payments 151

Payments Stablecoins Privacy Settlement 151

The Paypers

JUNE 27, 2025

MTCM acts as the structurer, administrator, and calculation agent, while Tokeny facilitates digital onboarding, identity verification, and cap table management. Under the white-label agreement, Tokeny’s T-REX tokenization engine has been embedded within MTCM’s issuance infrastructure.

Security 36

Security Settlement Blockchain Stablecoins 36

Payments Dive

JULY 21, 2025

Most Popular Fintechs blast JPMorgan over data fees Mastercard, Visa play down stablecoin threat Gambling on cards, wallets spurs debate Trump imposes new remittance tax Library resources Survey Report 2025 state of stablecoins: Adoption drivers and use cases Custom content for Fireblocks Playbook How co-branded credit cards foster customer loyalty (..)

Stablecoins 179

Stablecoins FedNow SWIFT ACH 179

Finextra

JULY 7, 2025

In this comprehensive look, well explore the proliferation of tokenised stocks, their use cases and benefits, and clear up some common misconceptions. Use Cases and Benefits of Tokenised Stocks Okay, so if tokenised stocks are largely a new technical wrapper around the same old equities, why all the excitement?

Blockchain 59

Blockchain Regulations Payment APIs and Integration Security 59

Nanonets

NOVEMBER 23, 2024

While its free mobile app and API integration make it flexible for many users, its limitations, such as a 15-page processing cap and strict API rate limits, can hinder large scale document processing.  Veryfi automates financial document processing using advanced OCR.

Multi-Currency 52

Multi-Currency API Automation Online and Mobile Banking 52

Nanonets

NOVEMBER 20, 2024

This summary is vague and lacks detail specific to polar ice caps.) ### Negative Example 2: Topic: Renewable Energy Context: Advances in solar panel efficiency Summary: Renewable energy is good because it helps the environment.   In some cases, the main determining factor might be which framework you are most comfortable working with.

Database 52

Database Caps Process On-Demand 52

The Payments Association

APRIL 22, 2025

We’re seeing the market cap continue to grow, outpacing our internal projections. In short order, RLUSD is being utilised for various use cases, including serving as collateral in both cryptocurrency and traditional finance (tradfi) trading markets. Access liquidity for remittance and treasury operations.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Stablecoins Treasury 88

PYMNTS

OCTOBER 6, 2020

Among the other proposals might include a cap of a 40 percent market stake for the seller and a cap of 25 percent buyer’s control of any given market. Ken Buck wrote in a draft report published by Politico. We note that on Capitol Hill, nothing is final until the votes are in and the ink is dry.

Economy 82

Economy Blocks Caps Cost Structure 82

The Fintech Times

FEBRUARY 29, 2024

Axelar network’s integration with the XRPL aims to help bolster the XRPL DeFi ecosystem by providing essential liquidity for stablecoins and large-cap assets. The Axelar Foundation will broaden blockchain adoption by facilitating RWA.

Interoperability 133

Interoperability Blockchain Payment APIs and Integration Risk Mitigation 133

Fintech News

DECEMBER 13, 2024

Operating on Ethereum and other blockchain networks, XSGD boasts a market cap exceeding $18 million. IDRT, issued by PT Rupiah Token Indonesia, is widely used on centralised and decentralised exchanges, enabling seamless participation in decentralised finance (DeFi) ecosystems. With a market cap of $4.8

Stablecoins 111

Stablecoins Cross-Border Cross-Border Payments Caps 111

PYMNTS

SEPTEMBER 25, 2018

As reported, Ripple has been making inroads bringing XRP into new use cases, and the company has about 60 billion XRP among its holdings. All told, about $9 billion has been wiped off XRP’s market cap in the last few sessions. Notably, WSJ said McCaleb has to have Ripple’s approval to make changes to, and sell above, the cap.

Caps 73

Caps Volume Bitcoin Blockchain 73

The Fintech Times

APRIL 22, 2024

These native and powerful browser applications are numerous and well-suited to financial use cases. When we specifically examine cryptocurrencies, we observe a distinct use case in emerging and developed countries. It’s like Bitcoin and has a high market cap, this one I heard about in the news.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

PYMNTS

MAY 17, 2019

In payments, to gain technology, reach and new use cases (and, sometimes, all of the above), the debate has always boiled down to “build or buy.” The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep. Top Performers. Here’s why. Trade Credit’s $3.1T

P2P 57

P2P Innovation Caps Visa 57

Wharton Fintech

OCTOBER 12, 2023

But then also, the equity side of the house, or kind of the cousin of financing — if you’re finance leader or CFO today, or even a founder, you have Carta to manage your cap table, you have AngelList to assist with the fundraising side of things. But certainly, there’s much cooler, powerful, sexier use cases on the horizon.

Agreements 130

Agreements Use Case Rules FinTech 130

The Fintech Times

FEBRUARY 12, 2024

In its first release, the Cambridge Digital Money Dashboard – an open-access digital tool – covers the most prominent stablecoins that together constitute approximately 95 per cent of the overall stablecoin market cap.

Stablecoins 64

Stablecoins Use Case Caps Research 64

PYMNTS

NOVEMBER 10, 2020

To get a sense of just how hard it is for cryptocurrencies to gain, well, currency in everyday life, consider bitcoin, perhaps the granddaddy of cryptocurrencies — and still the 900-pound gorilla in the space, with roughly two-thirds of the market cap across the entire sector.

Cryptocurrency 129

Cryptocurrency Blockchain Bitcoin Online and Mobile Banking 129

Fintech Review

SEPTEMBER 23, 2024

Upcoming features include 3D AI character use cases like AI assistants, traders, teachers, and personal shoppers. Dynamic Character Upgrades : Tokens can be used to unlock or upgrade character traits, such as skills, animations, advanced memory, high-quality rendering, or other gameplay enhancements.

AI 52

AI Use Case Government Governance 52

The Fintech Times

MAY 16, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. We’ve seen more and more use cases across many different fields, for example, finance, social media and games.

Innovation 80

Innovation Blockchain Bitcoin Stablecoins 80

PYMNTS

MAY 14, 2019

The recent market cap at $250 billion has not been seen since August of 2018. Though the use cases have expanded, they have been well-known – and, we assume, so has the “halving” event as described above. In fact, notes Fortune , the move has been tied to the longest winning streak seen in six years.

Bitcoin 64

Bitcoin Cryptocurrency Digital Currency Blockchain 64

PYMNTS

JANUARY 21, 2019

In that world, the “legacy players” whose infrastructure has built the massive customer bases and driven the massive growth and market caps of the FinTechs over the last two decades could become the dumb pipes of payments. on board because it offered a solution for use cases where same-day was essential.

Faster Payments 77

Faster Payments Same Day ACH Fed Real Time Payments 77

BitPay

APRIL 25, 2023

Stablecoins usually don’t draw the amount of media coverage as more volatile cryptocurrencies like Bitcoin or Ether, but stablecoins actually make up a sizable portion of the total cryptocurrency market cap. One reason stablecoins are so popular is because they offer the versatility of crypto with the price stability of fiat.

Stablecoins 52

Stablecoins Cross-Border Cross-Border Payments Payroll 52

M2P Fintech

JANUARY 23, 2025

Within this limit, the secondary user can independently make payments, with a maximum cap of 5,000 per transaction. Customizable Permissions : Allows to set specific rules and parameters for secondary users, making it perfect for use cases such as parental oversight on children’s spending or managing business expenses.

Financial Literacy 52

Financial Literacy Payment APIs and Integration Financial Inclusion Underserved 52

PYMNTS

FEBRUARY 26, 2020

In an effort to expand the Bird platform, to add additional functionality that will keep users sticky, bring in more revenues and cross-pollinate use cases a la Uber … now comes a way to pay through the Bird app. And, beyond that, here are some key questions: Will its foray into payments push cash the way of the dodo and take flight?

Payments 69

Payments Contactless Payments Push-to-Card Caps 69

Fintech Review

SEPTEMBER 17, 2024

Issued through Circle’s regulated entities, USDC is the largest regulated dollar-backed stablecoin in the industry with over a $35 billion market cap, as of September 17, 2024. Users can seamlessly send, spend and save with digital dollars.

Stablecoins 52

Stablecoins Blockchain Interoperability Caps 52

Tearsheet

MARCH 27, 2024

The payments network reached a milestone by processing over 1 million payments in a single day on September 1, 2023, citing EWA and gig worker payments as its most popular use case, exceeding account-to-account [A2A] transfers. Achieving widespread adoption remains a longstanding challenge for real-time payments in the US.

Instant Payments 64

Instant Payments RTP Consumer Financial Protection Bureau (CFPB) Junk Fees 64

PYMNTS

JUNE 7, 2019

To that end, Visa has entered into a new strategic partnership with Western Union to expedite the movement of money globally – and digitally – across a range of use cases. MoneyGram Works to Restructure Debt; Could Seek Buyer. MoneyGram International reportedly is looking at alternatives for the payments company, including a sale.

FBI 68

FBI Visa Cross-Border Fraud Prevention 68

PYMNTS

JANUARY 30, 2019

Simply put, by designing a system that can process thousands of transactions a second, rather than the dribs and drabs that have marked bitcoin and even Ethereum, cryptos may find use cases beyond the mere speculation and hype (and hope) that has marked the arena into the present day.

Blockchain 67

Blockchain Digital Currency Bitcoin Cryptocurrency 67

The Fintech Times

APRIL 13, 2024

Especially as it has a limit of 21 million, and the more people want to mine it, the sooner it will hit this cap. “This interest is heightened by the diminishing supply of bitcoins, inching closer to the cap of 21 million globally, with around 19 million currently in circulation. The reward for each block dropped to 25 BTC.

Bitcoin 75

Bitcoin Blocks Cryptocurrency Blockchain 75

PYMNTS

MAY 10, 2019

Here is where, even with a bit of dampened enthusiasm headed into the Friday bow, Uber may be differentiated enough to command a valuation (measure in market cap) greater than that of Lyft. However, the gestalt approach of bringing buyers and sellers of services on demand is there, and can be taken to other use cases.

Caps 61

Caps On-Demand Disputes Use Case 61

Stax

SEPTEMBER 17, 2024

They can range between 1% and 1.5%, but capped at $5. If you’re using services like PayPal and Venmo, you might have to pay higher processing fees. While business owners and merchants that use ACH transfers for payments have to pay a fee, they are less likely to pass it on to their customers.

Wire Transfer 88

Wire Transfer Wire Wires ACH 88

PYMNTS

SEPTEMBER 17, 2019

You likely know that bitcoin is the marquee name in the space, and any number of competitors have launched from various quarters, with operational or use case wrinkles. In some cases, altcoins sport shorter “block” generation time, which would imply less effort, cost and time to production, thus boosting liquidity.

Bitcoin 51

Bitcoin Caps Cryptocurrency Money Laundering 51