EBizCharge

MAY 5, 2025

As businesses navigate credit card processing fees, zero cost credit card processing has emerged as a valuable alternative. This option focuses on eliminating processing fees for the merchant by passing them onto customers, a practice thats steadily gaining traction. What are credit card processing fees?

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EBizCharge

JUNE 19, 2025

If you’re a business owner looking for ways to cut down on credit card processing costs, adding a surcharge might be one option worth considering. A credit card surcharge is a small fee passed along to the customer when they choose to pay with a credit card. This fee does not apply to debit cards.”

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Credit Cards Debit Card Card Network Rules Processors 52

EBizCharge

JUNE 25, 2025

If you’re running a small business, you know the drill: every card swipe chips away at your bottom line. Those credit card processing fees—often 2% to 4% per transaction—may not sound like much at first, but over time, they add up. That’s why more and more business owners are asking about no-cost credit card processing.

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EBizCharge

JUNE 25, 2025

If your business accepts credit cards, you’ve likely wondered whether you can pass processing fees on to your customers. Credit card surcharging lets you do just that but doing it the right way is essential. Between card network rules, signage requirements, and state regulations, there’s a lot to keep track of.

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Clearly Payments

NOVEMBER 18, 2024

Mishandling chargebacks leads to financial losses, reputational harm, and can jeopardize your ability to process payments. This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices.

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EBizCharge

JUNE 26, 2025

Restaurant owners operate on thin margins, and credit card processing fees can quietly eat into profits. What is a Restaurant Credit Card Surcharge? A restaurant credit card surcharge is an additional fee added to a customer’s bill when they pay with a credit card.

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EBizCharge

JUNE 19, 2025

If you’ve ever wondered whether it’s legal to add a surcharge when someone pays with a debit card, you’re not alone. It’s a common question – especially for business owners looking for ways to manage rising processing fees. No, debit card surcharging isn’t legal in the U.S. The Durbin Amendment mainly deals with debit card fees.

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EBizCharge

JUNE 30, 2025

If you’re planning to pass along credit card processing fees to your customers, there’s more to it than just flipping a switch. This guide walks you through what’s required to stay on the right side of both the law and card brand rules. This is part of what’s often called credit card surcharging.

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The Payments Association

FEBRUARY 3, 2025

is the Order Validation process, which helps businesses combat friendly fraud (where legitimate transactions are disputed unintentionally). This real-time exchange of information enables the bank to investigate and resolve the dispute on behalf of the merchant, making the chargeback process smoother and more effective. Why Avoided.io

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EBizCharge

JUNE 18, 2025

If you’re thinking about passing your credit card processing costs onto customers, it’s important to understand how the major card networks—like Visa, Mastercard, Amex, and Discover—handle surcharges. While it might sound simple, credit card surcharge rules can vary depending on who issued the card.

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EBizCharge

JUNE 24, 2025

Credit card acceptance helps bring in more customers, but it also comes with credit card processing fees that can eat into your profit margin. One way to offset those fees is by adding a credit card surcharge—a small percentage added to a sale when a customer chooses to pay with a credit card.

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Credit Cards Small Business Card Network Rules Rules 52

EBizCharge

JUNE 23, 2025

If you’re a business owner who accepts credit card payments, you’ve probably wondered whether you can pass the processing fee on to your customers. One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. What is a Credit Card Surcharge? After all, those fees add up fast.

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Credit Cards Legal Card Network Rules Point-of-Sale (POS) 52

EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. What Is a Credit Card Surcharge? This fee helps businesses recoup the costs of processing those transactions.

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EBizCharge

JUNE 19, 2025

Credit card processing fees have been increasing over the years and eating into the profit margins of small and mid-sized businesses. To combat these costs, many merchants are turning to two different strategies: credit card surcharges and cash discount programs. What is a Credit Card Surcharge?

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Payments Source

AUGUST 28, 2017

A situation brewing in movie theaters that hinges on card network rules could have broad implications for the entertainment industry.

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Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. No surprise there.

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Stax

JULY 30, 2024

TL;DR A credit card surcharge program can be particularly beneficial for small businesses to offset the cost of accepting credit card payments. However, before implementing it, you must know all the state, federal, and card network rules surrounding it. The surcharge rate cannot exceed credit card processing fees.

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Payment Savvy

JULY 3, 2024

Understanding debit card processing fees is important for any business that takes card payments. What Are Debit Card Processing Fees? Debit card processing fees are charges that businesses must pay every time they accept a debit card payment.

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Clearly Payments

SEPTEMBER 18, 2024

What are Chargebacks in Payment Processing? A chargeback is a reversal of a credit card transaction initiated by the cardholder’s bank, usually as a result of a dispute by the customer over the purchase. Collaboration with the Analyst: Advises on handling complex chargeback cases and navigating card network rules.

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Stax

SEPTEMBER 26, 2024

This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.

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Payment Savvy

JULY 12, 2024

Essentially, it’s a way for businesses to offset the cost of processing these alternative payment methods while still providing a convenient option for customers. For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card.

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Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. Learn More What are credit card interchange fees?

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Payments Source

JANUARY 14, 2020

The specific impetus for the Federal Trade Commission's inquiry into Visa and Mastercard's debit transaction routing processes is not entirely clear, but it likely stems from the effect that advanced payments technology has had on Durbin amendment compliance.

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EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. The question “Is it legal to charge a credit card fee?” Consequently, merchants cannot profit from these fees; their purpose is solely to cover processing costs.

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Clearly Payments

FEBRUARY 8, 2024

Payment Card Network Rules: Visa, Mastercard, and other credit card networks have their own sets of rules and standards governing the operation of their networks. These rules cover various aspects such as interchange fees, transaction routing, card acceptance requirements, and data security standards.

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Segpay

FEBRUARY 28, 2024

Key Takeaways √ Hidden charges in payment processing can dig into and erode your bottom line. Merchants can implement several best practices to avoid surprise processing costs. 5 minute read Hidden charges in payment processing can seriously impact any merchant’s bottom-line revenues. . But what are hidden fees ?

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The Payments Association

JANUARY 20, 2025

In most cases, card network rules state that cardholders have up to 120 days from the date they purchased to file a chargeback. Develop a process for representing chargebacks In the end, merchants may still have to contend with some invalid disputes through the representment process.

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Disputes Returns Card Network Rules Volume 88