EBizCharge

JUNE 26, 2025

Adding a surcharge to credit card transactions can be a great way for businesses to offset processing costs but doing it right matters. Whether you’re new to surcharging or need to tighten up your process, you’re in the right place. Do You Need a Credit Card Surcharge Notice? Card network violations.

Credit Cards

Clearly Payments

NOVEMBER 18, 2024

Mishandling chargebacks leads to financial losses, reputational harm, and can jeopardize your ability to process payments. This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices.

PCI DSS

EBizCharge

JUNE 25, 2025

If you’re running a small business, you know the drill: every card swipe chips away at your bottom line. Those credit card processing fees—often 2% to 4% per transaction—may not sound like much at first, but over time, they add up. That’s why more and more business owners are asking about no-cost credit card processing.

Credit Cards

EBizCharge

JUNE 26, 2025

Restaurant owners operate on thin margins, and credit card processing fees can quietly eat into profits. What is a Restaurant Credit Card Surcharge? A restaurant credit card surcharge is an additional fee added to a customer’s bill when they pay with a credit card.

Best Practices

EBizCharge

MAY 5, 2025

As businesses navigate credit card processing fees, zero cost credit card processing has emerged as a valuable alternative. This option focuses on eliminating processing fees for the merchant by passing them onto customers, a practice thats steadily gaining traction. What are credit card processing fees?

Credit Cards

EBizCharge

JUNE 19, 2025

If you’ve ever wondered whether it’s legal to add a surcharge when someone pays with a debit card, you’re not alone. It’s a common question – especially for business owners looking for ways to manage rising processing fees. No, debit card surcharging isn’t legal in the U.S. The Durbin Amendment mainly deals with debit card fees.

Debit Card

EBizCharge

JULY 1, 2025

If you’re a business owner thinking about passing credit card processing fees onto your customers, you’re not alone. With the steady rise in interchange rates and card fees, more and more merchants are asking the same question: Should I be covering these costs, or is it time to share them with my customers?

Process

EBizCharge

JUNE 23, 2025

If you’re a business owner who accepts credit card payments, you’ve probably wondered whether you can pass the processing fee on to your customers. One option on the table is adding a credit card surcharge—a small extra fee to help cover your costs. And the card networks like Visa and Mastercard have their own rulebooks.

Credit Cards

EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. What Is a Credit Card Surcharge? This fee helps businesses recoup the costs of processing those transactions.

Credit Cards

EBizCharge

JUNE 24, 2025

Credit card acceptance helps bring in more customers, but it also comes with credit card processing fees that can eat into your profit margin. One way to offset those fees is by adding a credit card surcharge—a small percentage added to a sale when a customer chooses to pay with a credit card.

Credit Cards

EBizCharge

JUNE 30, 2025

If you’re planning to pass along credit card processing fees to your customers, there’s more to it than just flipping a switch. This guide walks you through what’s required to stay on the right side of both the law and card brand rules. This is part of what’s often called credit card surcharging.

Credit Cards

EBizCharge

JUNE 19, 2025

Credit card processing fees have been increasing over the years and eating into the profit margins of small and mid-sized businesses. To combat these costs, many merchants are turning to two different strategies: credit card surcharges and cash discount programs. What is a Credit Card Surcharge?

Credit Cards

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. Learn how to achieve payment processing compliance when surcharging to improve your company’s financial stability and reputation. No surprise there.

Credit Cards

Stax

JULY 30, 2024

Unfortunately for them though, credit card payments come with a cost. billion in fees for accepting Mastercard and Visa credit cards in 2023. This was, in fact, the first time that swipe fees for these two card networks crossed $100 billion. For perspective, US businesses paid a staggering $100.77 1, 2025.

Credit Cards

Payment Savvy

JULY 3, 2024

Understanding debit card processing fees is important for any business that takes card payments. What Are Debit Card Processing Fees? Debit card processing fees are charges that businesses must pay every time they accept a debit card payment.

Debit Card

Payments Source

JANUARY 14, 2020

The specific impetus for the Federal Trade Commission's inquiry into Visa and Mastercard's debit transaction routing processes is not entirely clear, but it likely stems from the effect that advanced payments technology has had on Durbin amendment compliance.

Federal Trade Commission

Stax

SEPTEMBER 26, 2024

This is good news because it means you won’t have to inflate your base prices to cover payment processing fees. That said, you can’t just decide and impose credit card surcharges overnight. It requires stringent adherence to regulatory guidelines and card network rules, from surcharge caps to disclosure requirements.

Credit Cards

Stax

NOVEMBER 15, 2023

They significantly impact the cost of accepting card payments. Understanding interchange fees enables merchants to effectively manage processing costs, negotiate better rates, make informed decisions about card acceptance, and ensure compliance with payment industry standards. Learn More What are credit card interchange fees?

Credit Cards

Clearly Payments

SEPTEMBER 18, 2024

What are Chargebacks in Payment Processing? A chargeback is a reversal of a credit card transaction initiated by the cardholder’s bank, usually as a result of a dispute by the customer over the purchase. Collaboration with the Analyst: Advises on handling complex chargeback cases and navigating card network rules.

Disputes

Payment Savvy

JULY 12, 2024

Essentially, it’s a way for businesses to offset the cost of processing these alternative payment methods while still providing a convenient option for customers. For example, you could add a convenience fee if your standard payment method is cash or check, but a customer wants to pay over the phone or online with a credit card.

Card Network Rules

EBizCharge

JUNE 28, 2024

When it comes to accepting payments, businesses often grapple with the costs of credit card processing fees. The question “Is it legal to charge a credit card fee?” While retailers can impose surcharges on credit card purchases, debit card transactions are shielded from such fees, including when the debit card is run “as credit.”

Credit Cards

Clearly Payments

FEBRUARY 8, 2024

Payment Networks: Major payment networks such as Visa, Mastercard, and the Automated Clearing House (ACH) Network also play significant roles in regulating payment transactions. They establish rules, standards, and fees for participating financial institutions and merchants.

Regulations