PYMNTS

FEBRUARY 6, 2020

“The benefits of APIs for instant payments [are] huge,” said Charlotte Hausemer, vice president of innovation and product management for trade and treasury solutions at BNP Paribas. Faster payments rails] existed before. What we do with instant payments and APIs is offer 24/7 [access to those] services.

Faster Payments 64

Faster Payments API Payment APIs and Integration B2B 64

PYMNTS

MARCH 30, 2018

When it comes to faster payments, B2B payments aren’t necessarily chomping at the bit for the capability. The vast majority of that volume and value, however, was in the form of business-to-consumer payments, while B2B transactions accounted for just 6 percent of this activity. Faster payments are “the No.

Payroll 53

Payroll Faster Payments Direct Deposit Same Day ACH 53

PYMNTS

OCTOBER 22, 2019

But the executive insights in the pages that follow offer a bit of roadmap for cash managers to see more restful nights. Manish Kohli, global head of payments and receivables at Citi , noted that treasurers must grapple with geopolitical uncertainty and the constant threat of cyberattacks. Among the Highlights.

Cash Management 41

Cash Management ISO 20022 Message Standards Faster Payments 41

PYMNTS

MARCH 4, 2020

These solutions are enabling businesses of all sizes to access faster payments and real-time account status information, thus improving cash management. Even those helpful supports are far from all the benefits that banking APIs can unlock for users, according to Diane S. Read the full story in the Tracker.

API 96

API Treasury Payment APIs and Integration B2B 96

PYMNTS

SEPTEMBER 4, 2018

Corporates may not be adopting faster and real-time payments technologies as fast as consumers, but that doesn’t mean the acceleration of payments isn’t impacting corporate finance. But FX management isn’t the only area of corporate treasury seeing positive disruption from faster payments.

Faster Payments 40

Faster Payments Same Day ACH Real Time Payments Treasury 40

Faster Payments Council

SEPTEMBER 23, 2023

The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

JUNE 21, 2018

The report, written by Strategic Treasurer and sponsored by Bottomline Technologies and Bank of America, surveyed corporate treasurers, cash managers and CFOs about their key focuses for improving B2B payments. One-third said their payment rail of choice for faster transactions is Same-Day ACH.

Faster Payments 44

Faster Payments Blockchain Same Day ACH Commercial Card 44

PYMNTS

OCTOBER 21, 2016

Banks may not like it, but the demand is here for faster payments — from businesses, consumers and regulators alike. While they’re apprehensive about the technology, financial institutions are facing pressure to adopt real-time payments capabilities to meet that demand and to comply with new regulations.

Real Time Payments 77

Real Time Payments Faster Payments Fraud Detection Payments 77

PYMNTS

NOVEMBER 26, 2020

The HSBC Open Payments application will let businesses connect their checkout pages with the customers' online apps or app-based mobile platform. Then the purchaser is given a request for pre-populated payments, and upon authorization, an "instant and irrevocable credit" is applied to the seller's account. 25 statement.

Irrevocability 91

Irrevocability Online and Mobile Banking Payments NOV 91

PYMNTS

NOVEMBER 23, 2020

Indeed, according to Fiskl CEO and Founder Alina Lapusneanu , entrepreneurs are searching for solutions that can multitask, and embrace a wide range of functionality to tackle more pain points around banking, payments and cash management — all at once. All About Cash Flow.

Finance 106

Finance Payment Gateways Gateways Small Business 106

PYMNTS

AUGUST 3, 2020

One financial technology firm currently navigating the process of securing a bank charter is Avanti Financial Group , and as it approaches market launch, Founder and CEO Caitlin Long said the firm is focusing on another area of financial services that has struggled to manage complex regulatory challenges: digital assets.

Real Time Payments 117

Real Time Payments Office of the Comptroller of the Currency Treasury Settlement 117

PYMNTS

JUNE 23, 2020

The API supports setup, verification and initiation of direct debit, with the bank’s head of global liquidity and cash management Yvonne Yiu pointing to the cash management benefits such a tool could bring to businesses.

Federal Reserve 106

Federal Reserve RTP Payment APIs and Integration Fed 106

PYMNTS

JULY 22, 2020

Businesses in lockdown are finding that real-time payments can support the need to move money and execute payments quickly from a remote working environment, he said, while for customers, merchants’ acceptance of faster payment methods supports demand for touchless and online transacting. He pointed to the U.K.’s

Real Time Payments 90

Real Time Payments FedNow Payments Faster Payments 90

PYMNTS

JULY 10, 2019

Canada is embracing the payments modernization journey, with organizations like Payments Canada driving adoption of faster, more agile payment functionality in the country. Faster Payments. Such visibility enables real-time analysis of risk exposures for more agile FX hedging and risk management.

B2B 62

B2B Payment APIs and Integration Faster Payments Reconciliation 62

PYMNTS

SEPTEMBER 17, 2020

The bank says customers will be able to utilize "increased liquidity, improved visibility into cash flows, and greater control as the need to transfer funds to third party accounts is removed.". based payment schemes such as Faster Payments. ClearBank will remain in charge of the clients' funds.

Multi-Currency 64

Multi-Currency Accounts Payment APIs and Integration Correspondent Bank 64

PYMNTS

FEBRUARY 1, 2021

Use cases are also developing among small- to mid-sized businesses seeking to improve their cash management practices, moving money between accounts within those firms. As Camporeale said, “smaller enterprises are quite interested also in instant payments for their own internal cash management.”.

Real Time Payments 100

Real Time Payments Instant Payments Online and Mobile Banking Push-to-Card 100

Payments Source

MAY 23, 2019

Targeting a 100% gpi ratio for Swift payments among banks will be crucial to enlarging the global reach of payments, writes Marc Recker, global head of institutional market management and cash management for Deutsche Bank.

SWIFT 77

SWIFT Cash Management Payments Faster Payments 77

PYMNTS

SEPTEMBER 22, 2016

“When we look at where the market is moving, clients expect to transact globally and to trade globally, to have a cash management account in Hong Kong and an FX trading accounting the U.K. “You want to ensure faster payments, even though you may have an alert. ” Khosla said. And speed is critical.

Regulations 75

Regulations Due Diligence Faster Payments Mitigation 75

PYMNTS

DECEMBER 1, 2020

Sage has unveiled a new partnership with Satago , a cash management and finance program for small firms and accounting professionals, according to an announcement. It is time to put SMEs back in control of their finances.

Automation 68

Automation Credit Risk Cash Management Faster Payments 68

PYMNTS

MARCH 14, 2019

” Corporate cash managers may not be able to control many of those challenges, like ongoing geopolitical instability resulting in trade tensions and financial market volatility, or the rising threat of cyberattacks. As the payments landscape continues on its path of innovation, new challenges continue to emerge.

Global Payments 77

Global Payments Cross-Border Payments Cross-Border ISO 20022 77

PYMNTS

MARCH 8, 2017

From innovations like the data-sharing of B2B APIs to the Same Day ACH Network to blockchain innovations, the space is positioned to go in multiple directions as regulations and faster payments initiatives offer new opportunities in speed and efficiency. Enter the new PYMNTS.com B2B API Tracker™.

B2B 76

B2B Same Day ACH API ACH Network 76

PYMNTS

JANUARY 14, 2020

Such offerings require FIs to ensure their payment services work seamlessly with clients’ other operational solutions, and APIs shine by providing integrations that connect products and prevent headaches. APIs that improve cash management are in strong demand among Wells Fargo’s business clients. Turning Up the Speed With APIs

API 52

API Payment APIs and Integration Cross-Border Payments Payments 52

PYMNTS

NOVEMBER 14, 2018

Corporate finance executives seem to be readying for real-time payments, preparing to adopt faster payment capabilities and bracing for changes to their cash flow management strategies as a result. Yet, as these caps rise across the globe, treasurers are likely to see disruption.

Real Time Payments 78

Real Time Payments Real Time Gross Settlement (RTGS) Same Day ACH Liquidity Management 78

Payment Savvy

FEBRUARY 24, 2023

Overhead Costs: High overhead costs, such as rent, utilities, and salaries, can be difficult to manage, especially during slow periods of business. Poor Sales : A decline in sales or revenue can put pressure on cash flow, especially if expenses remain unchanged.

Real Time Payments 98

Real Time Payments Payments Risk Cash Management 98

The Fintech Times

DECEMBER 31, 2023

“The European Commission’s draft proposal to mandate the use of instant payments for all Eurozone transactions, now provisionally agreed upon by the European Parliament, and Council of the EU, will be one major driver. Companies will increasingly move cash management (forecasting, visibility, etc.)

Global Payments 124

Global Payments Online and Mobile Banking Alternative Payment Methods Instant Payments 124

PYMNTS

DECEMBER 13, 2018

As the corporate treasurer takes on a more strategic role in the enterprise, treasury and cash management technologies can often be stuck in the past, failing to keep up with financial execs’ needs. Despite the data challenge, pressures on CFOs and treasurers continue to mount. ”

Treasury Management 62

Treasury Management Treasury Payment APIs and Integration API 62

PYMNTS

NOVEMBER 18, 2019

“As digital banking and eCommerce are embraced around the world, people expect to move money just as fast as they are able to check their account balance or buy a new app for their mobile phone,” said Drew Douglas, head of Global Liquidity and Cash Management for the United States and Canada, HSBC. demand deposit accounts.

Real Time Payments 40

Real Time Payments RTP TCH Cash Management 40

PYMNTS

SEPTEMBER 25, 2018

As it turns out, there may be a disconnect between what treasury professionals need in their day-to-day endeavor of cash management and what their service providers think they need. Comprehensive operating platforms tying together are coming into focus as PSD2 and open APIs become part of the payments landscape.

Treasury 55

Treasury Real Time Payments Cash Management SWIFT 55

PYMNTS

OCTOBER 1, 2020

The emergence, and embrace, of platforms, he said, can help bridge the great divide between the in-store, hardware laden (via terminals and NFC readers) and online payment processes, which revolve around tokenization, card not present transactions and other digital hallmarks.

B2B 108

B2B Underserved Wire Transfer Payments 108

PYMNTS

OCTOBER 2, 2019

With ongoing shifts in payments, commerce, security and transparency, corporate cash managers have a lot on their plates. The fact remains that instant payments — as a concept, perhaps, and certainly as measured in execution or deployment — has not caught on as quickly in the United States as in other countries.

Instant Payments 63

Instant Payments Interoperability Cash Management Cross-Border 63

PYMNTS

NOVEMBER 2, 2020

There’s a time and a place for all rails, and in an age where faster payment schemes are multiplying across the globe, it may seem that the payments ecosystem is simply on a never-ending treadmill of adding rails and never taking them away. It's About More Than Just Adding Rails.

B2B 119

B2B Cross-Border Digital Currency Multi-Currency 119

PYMNTS

NOVEMBER 26, 2020

Economic stresses have intensified since the pandemic’s onset, with businesses — especially smaller firms — and workers alike scrambling to enhance their cash management or budgeting processes in response to financial constraints. Meeting accelerating expectations in real time . The vast majority of U.S.

Payroll 75

Payroll Real Time Payments P2P Payments 75

PYMNTS

FEBRUARY 27, 2019

Corporate treasury and cash management solutions provider Kyriba is linking its business users to faster payments functionality through a new collaboration with Citi. In a press release issued on Tuesday (Feb.

API 40

API Payment APIs and Integration Accounts Treasury 40

PYMNTS

JUNE 16, 2016

The security compromise hasn’t led FinServ firms to shy away from the global payments messaging company, however. Earlier this month, Dutch B2B payments company PowertoPay announced it had secured certification to incorporate SWIFT’s Alliance Lite2 into its cash management platform. ” Payments Security.

Security 43

Security SWIFT B2B Faster Payments 43

PYMNTS

DECEMBER 27, 2016

For corporate buyers, they can obtain rewards, as well as clearer visibility into transactions and their data for cash management purposes. Virtual cards also safeguard payments without the need for commercial card information to be exchanged manually between parties.

Commercial Card 43

Commercial Card Card Issuer B2B Issuers 43

PYMNTS

DECEMBER 4, 2019

It is part of its broader efforts to support payments modernization in the country with the RTP network, which is operated by The Clearing House (TCH) as a recent addition to the U.S. payments rail ecosystem to support faster transfer of funds. ” ACI Worldwide Joins Faster Payments Initiatives.

B2B 52

B2B RTP Cross-Border FPC 52

PYMNTS

SEPTEMBER 24, 2019

FIS will deploy its Payments-as-a-Service solution to loop Societe Generale into the SEPA Instant Credit Transfer (SCT Inst) scheme, which enables faster, transparent payments, and will offer that capability to its European corporate customers, the bank said.

Real Time Payments 46

Real Time Payments Instant Payments Cross-Border Payments 46