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CBDCs in practice: What we’ve learned from the early movers

The Payments Association

James Hurren explores what early CBDC deployments across Asia, the Caribbean, and Europe reveal about usage, adoption, and the future of cross-border digital money. Central bank digital currencies (CBDCs) have rapidly evolved from theoretical concepts into live pilots and national deployments.

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Offline settlements with a digital pound: Lessons from the BoE’s report

The Payments Association

It highlights major trade-offs in security, privacy, and policy that must be addressed before offline CBDC payments can scale. If implemented, offline CBDC capability could introduce new consumer behaviours, shift merchant requirements, and alter the economics of digital payment acceptance. Why is it important? What’s next?

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Is 2025 Finally the Year for Open Finance in Southeast Asia?

Fintech News

Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more. appeared first on Fintech Singapore.

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Australia Launches Major Tokenisation Pilot with Central Bank and Industry Players

The Fintech Times

The launch of a new phase in Project Acacia , a research initiative focused on how digital money could reshape the settlement of wholesale financial assets, involves 24 use cases from major banks, fintechs and market infrastructure providers.

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Digital Rupiah Inches Closer with Successful Completion of PoC

Fintech News

Following the success of the Immediate State, the Intermediate State phase will expand digital asset use cases. Indonesias successful completion of the Digital Rupiah PoC highlights its vision and capacity to navigate the complexities of CBDC development.

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Mastercard teams up with enza to support fintech advancement in Africa

The Paypers

Through this partnership, fintech companies are set to be able to develop propositions on the enza platform that provide consumers and businesses with embedded Mastercard payment solutions capabilities. Fintechs will be able to configure pre-paid or post-paid accounts, as well as issue physical or virtual Mastercard cards.

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2025 is the Year of Fintech Spring: 5 Trends to Watch at FinovateEurope

Finovate

If you haven’t heard, 2025 is the year of fintech spring. From fresh AI applications to the new uses for embedded finance, fintech is experiencing a renewed momentum. Embedded finance matures Why it matters: Embedded finance has been trending upward in fintech over the past few years, and for good reason.