The Fintech Times

DECEMBER 6, 2024

The third quarter of 2024 saw decreased levels of M&A activity in the UK, with a total of 435 combined domestic and cross-border mergers and acquisitions, down from 479 in Q2 2024. Stevens highlights the benefits of a less aggressive stance from regulators like the CFPB.

FinTech 72

FinTech Embedded Payments Compliance Money Laundering 72

Payments Dive

JULY 15, 2025

In addition, the new standard allows for better communication between bank systems worldwide, with particular benefits for cross-border transactions. In addition, the new standard allows for better communication between bank systems worldwide, with particular benefits for cross-border transactions.

FedWire 144

FedWire ISOs ISO 20022 Federal Reserve 144

Finovate

FEBRUARY 12, 2025

This may present opportunities for banks and fintechs to engage in the stablecoin economy, especially when it comes to cross-border transactions and digital payments. Earlier this week, the Associated Press unveiled that the Trump administration ordered the Consumer Financial Protection Bureau (CFPB) to suspend all of its activities.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB AI Treasury 52

The Paypers

JUNE 6, 2025

The partnership is also based on the shared commitment to providing convenient, reliable access to cross-border financial services for customers across the UK, while remaining focused on delivering an integrated retail and digital experience as well.

Posting 36

Posting Cross-Border Central Bank Cross-Border Payments 36

Payments Dive

JUNE 17, 2025

Dive Insight: New York and the CFPB sued MoneyGram over alleged violations of the Remittance Transfer Rule, which the federal agency implemented in October 2013 for remittance transfers. Dallas-based MoneyGram did not admit nor deny the lawsuit allegations as part of the settlement. billion acquisition of MoneyGram.

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FedNow Federal Reserve Privacy CFPB 78

The Paypers

JUNE 6, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Two-thirds of UK shoppers prefer physical payment cards, survey finds Friday 6 June 2025 14:12 CET | News Zilch has released a survey that questions UK customers about their card usage, revealing that two-thirds (..)

Payments 36

Payments Debit Card Central Bank Cybersecurity 36

The Paypers

JUNE 9, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News N26 introduces N26 Go and expands travel-focused services Monday 9 June 2025 10:20 CET | News Digital bank N26 has rolled out an updated version of its premium subscription, renaming its ‘N26 You’ (..)

Central Bank 36

Central Bank Cybersecurity IBAN On-Demand 36

Payments Dive

JULY 11, 2025

The CFPB, under the new leadership of the Trump administration, said in March it would drop that effort , which the bureau began last year under the Biden administration. We’d give that borrower way more scrutiny to see how they manage their funds and can they really afford a home.”

BNPL 78

BNPL Risk FedNow Privacy 78

The Paypers

JUNE 6, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News FCA to lift the ban on offering crypto ETNs to retail investors Friday 6 June 2025 15:26 CET | News The Financial Conduct Authority ( FCA ) has proposed to lift the ban on giving crypto exchange traded notes (..)

Stablecoins 41

Stablecoins Authorization Central Bank Risk 41

The Paypers

JUNE 6, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Flipkart secures RBI lending licence in India Friday 6 June 2025 12:09 CET | News Walmart -backed ecommerce firm Flipkart has received approval from India’s central bank to operate as a non-banking financial (..)

Security 36

Security Non-Bank Central Bank Cybersecurity 36

The Paypers

JUNE 6, 2025

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Citigroup lays off 3500 employees from Chinese subsidiaries Friday 6 June 2025 09:49 CET | News Citigroup has laid off 3,500 employees in mainland China as part of the bank’s efforts to reduce costs (..)

Cross-Border 36

Cross-Border Central Bank Cross-Border Payments Cybersecurity 36

Payments Source

SEPTEMBER 16, 2019

The CFPB’s enforcement action against Maxi suggests that the CFPB may more aggressively enforce certain rules going forward, writes Jeffrey Alberts and Dustin Norfizer of Pryor Cashman.

CFPB 120

CFPB Rules Cross-Border Payments Cross-Border 120

Payments Dive

MAY 30, 2024

“Putting these regulations into practice is challenging, and the success of such regulatory measures largely hinges on enforcement,” writes a Wise executive.

Junk Fees 97

Junk Fees Cross-Border CFPB Regulations 97

PYMNTS

DECEMBER 3, 2019

3), the Consumer Financial Protection Bureau (CFPB) has proposed to boost the number of smaller banks and credit unions (CUs) that would not be governed by rules tied to international money transfers. The average amount sent by MSBs on behalf of consumers was $381, reported the CFPB. As Bloomberg Law reported Tuesday (Dec.

CFPB 52

CFPB Consumer Financial Protection Bureau (CFPB) Credit Union Cross-Border 52

PYMNTS

NOVEMBER 4, 2020

No Open And Shut Path For Open Banking As CFPB Mulls Rules. The Consumer Financial Protection Bureau (CFPB) has said it will look to issue advance notice of proposed rulemaking on “open banking” by the end of this year. Here’s why cross-border and paper check payments top that list. Morgan’s Onyx, tells Karen Webster.

Consumer Financial Protection Bureau (CFPB) 78

Consumer Financial Protection Bureau (CFPB) CFPB Cross-Border Blockchain 78

Fintech Finance

APRIL 2, 2025

With the CFPB’s finalisation of the Personal Financial Data Rights rule in October 2024, Open Banking has gained significant momentum in the U.S., unlocking unprecedented data access and empowering consumers. John Lewis, CEO of Yavrio, said: “After a slow start, Open Banking is gaining real momentum in the U.S.,

Embedded Payments 75

Embedded Payments FedNow Cross-Border RTP 75

PYMNTS

DECEMBER 2, 2020

In today’s top news, SWIFT launched gpi instant for real-time cross border payments, and Revolut introduced an early payday option for U.K. Belgium-headquartered payments solution provider SWIFT is introducing a new service for real-time cross-border payments and transfers called gpi Instant. billion in sales.

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SWIFT Cross-Border Payments Cross-Border CFPB 56

PYMNTS

JANUARY 20, 2021

As reported, the Consumer Financial Protection Bureau (CFPB) is starting the rule-making process that may help determine and standardize what data can be shared, when and between which parties. A document released by the CFPB specifically mentions implementation of Section 1033 of the Dodd-Frank Act.

Consumer Financial Protection Bureau (CFPB) 75

Consumer Financial Protection Bureau (CFPB) CFPB Online and Mobile Banking API 75

PYMNTS

FEBRUARY 3, 2020

The creation of a “single European data space, a genuine single market for data” would include new rules governing cross-border use and data interoperability, among other tenets. CFPB Files Suit Against Citizens Bank. The bank said it reported that conduct to the CFPB and paid $750,000 to a broad swath of customers.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB Digital Currency Central Bank 52

Segpay

MARCH 24, 2025

Data Privacy & Cross-Border Compliance Australia: The Privacy Act 1988 applies, with additional AUSTRAC reporting for cross-border transactions over $10,000 AUD. Cross-Border Restrictions Offshore gambling operators can be blacklisted by ACMA, but enforcement is weak.

Compliance 71

Compliance Suspicious Activity Report (SAR) Fincen AML 71

PYMNTS

JANUARY 15, 2018

As noted in other PYMNTS articles, cross-border transactions, such as those between firms based in the U.S. Regulation News Closer to Home: The CFPB. and consumers in the EU, may benefit from lower costs and greater transparency as payments can be initiated directly from consumers’ accounts.

Consumer Financial Protection Bureau (CFPB) 44

Consumer Financial Protection Bureau (CFPB) CFPB Bitcoin End User 44

The Fintech Times

OCTOBER 22, 2024

At Modulr I also had great opportunities like leading the marketing function and delivering a cross-border merger. In the US, almost a year ago the Consumer Financial Protection Bureau (CFPB) proposed a rule to accelerate a shift to open banking and establish stronger financial data rights.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) Bitcoin Microtransactions Embedded Payments 52

PYMNTS

AUGUST 22, 2016

And, as all of us in payments knows, doing business globally requires an efficient payment method that also goes cross-border. Reality Check: The “P” In CFPB May Not Always Stand For Protect. Maybe CFPB Director Richard Cordray also has the power to shift the way that the Earth circles the sun and we just haven’t caught on yet.

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Checks CFPB Bitcoin Payments 41

PYMNTS

FEBRUARY 16, 2018

Amazon is something like the older disintermediation that CPGs are already dealing with, along with a new element in the mix: That partnership deal requires giving up control over many components of the relationship, as well as many of the benefits of data collection, such as cross-selling and upselling.

Online and Mobile Banking 49

Online and Mobile Banking Push-to-Card Cross-Border Federal Reserve 49

Fintech Labs Insights

AUGUST 1, 2016

MarketX’s c ross-border investment platform helps international investors with the lack of liquidity for U.S. Zooz offers an agnostic, cross-border payments platform to help merchants act on payment processes and save money to maintain their client base. startup shares and limited access to U.S.

Online and Mobile Banking 20

Online and Mobile Banking Payment APIs and Integration Advisors API 20

PYMNTS

JUNE 25, 2018

In addition, Wells Fargo is offering revamped rewards, Zillow has CPFB news, blockchain is powering cross-border transactions and Chinese tech investments are at risk. The CFPB Drops Its Investigation Into Zillow With No Actions. Alipay, GCash Launch Blockchain Cross-Border Remittance Service.

Cross-Border 43

Cross-Border CFPB Blockchain Blocks 43

PYMNTS

JULY 23, 2018

Economics, of course, is an internal event, as well as an external one, that crosses borders via trade. CFPB Pick Faces Scrutiny On The Hill. A bit closer to home, the Consumer Financial Protection Bureau’s (CFPB) reshaping continues via the Trump Administration. In China, regulators want to boost small business lending.

Regulations 40

Regulations Risk Federal Trade Commission CFPB 40

PYMNTS

NOVEMBER 11, 2016

For the Dow, bank stocks and manufacturing firms have been on the come, on the assumption that regulatory activity will get scaled back, and some regulators significantly even hobbled by Trump and the Republican Congress, with targets including the CFPB. Thus the Dow closed the day at about 18,800 points.

Cross-Border 46

Cross-Border CFPB NOV Compliance 46

PYMNTS

NOVEMBER 10, 2020

NEW DATA: 10 Key Features for Boosting Cross-Border Conversion Rates. Global shoppers want more than a slick, mobile-optimized site – they want 10 key features that only half of all cross-border merchants offer. New data points to the role those features play in boosting conversion.

Consumer Financial Protection Bureau (CFPB) 54

Consumer Financial Protection Bureau (CFPB) Cross-Border Regulations CFPB 54

PYMNTS

MAY 12, 2017

Banks vs. the CFPB : You wanna piece of this? Banks have been lining up to challenge the CFPB, in a bit of assertiveness, with an assist from the recently installed President (that would be Donald Trump) and Republican Congress. Cross-border investments are to be topped off at $10 billion levels.

Cross-Border 43

Cross-Border CFPB Online and Mobile Banking Adjustments 43

The Fintech Times

APRIL 3, 2025

With the CFPB’s finalisation of the Personal Financial Data Rights rule in October 2024, open banking has gained momentum in the US, unlocking unprecedented data access and empowering consumers. This expansion comes shortly after the conclusion of Yavrios successful $2.4million seed funding round, led by Fuel Ventures.

FedNow 40

FedNow Cross-Border RTP CFPB 40

Fintech News

FEBRUARY 11, 2025

Such include the likes of the Securities and Exchange Commission (SEC) and the Consumer Financial Protection Bureau (CFPB). This regulatory gap creates uncertainty for financial institutions operating across borders. Instead of a unified AI Act, the U.S. relies on existing regulatory agencies.

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AI Regulations APACS Consumer Financial Protection Bureau (CFPB) 122