Stax

MARCH 6, 2025

They are embedded with EMV chips (Europay, MasterCard, Visa) that use either chip-and-PIN or chip-and-signature authentication methods. However, the embedded chips only secure in-person transactions. In short: contactless credit and debit cards have built-in EMV and NFC chips.

Contactless Payments 88

Contactless Payments Online and Mobile Banking Encryption CHIPS 88

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. For enhanced security, it uses EMV (Europay, Mastercard, and Visa) chip technology and contactless payments, like Apple Pay and Google Pay.

Credit Cards 88

Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Stax

MAY 6, 2025

Both dipping and tapping require an EMV chip card that generates a unique one-time code for every transaction. Payment processors that implement membership pricing give you access to direct interchange ratesregardless of your processing volume. That adds an extra layer of security. Subscription pricing.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

EBizCharge

JULY 3, 2025

Merchant services are a must-have for any business that wants to accept credit cards, but they often come with a tangle of fees that chip away at your profits. These charges can add up fast, especially if you’re processing a low volume of transactions. That can add up fast if your volume grows.

Process 52

Process Credit Cards Payment APIs and Integration Processors 52

Stax

OCTOBER 21, 2024

Three-tiered pricing (or tiered pricing) is a popular strategy several payment processing companies use—not to be confused with the tiered pricing models (volume-based pricing, usage-based pricing, feature-based pricing, subscription-based pricing, etc.) SaaS companies use when offering their services.

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

Stax

JULY 7, 2025

lower chargeback volume than traditional credit cards. Mobile payment readers can accept a combination of contactless, magnetic stripe, and EMV chip card payments, depending on the provider. In fact, mobile and digital wallets have a 99.6%

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Credit Cards 88

Cardfellow

FEBRUARY 26, 2025

Is contactless the same as a chip card? This is done instead of swiping a magnetic strip or dipping an EMV chip card. Is contactless the same as a chip card? The technologies are different, but most chip cards are also contactless enabled. In this article, well go over contactless payments and specifically tap on phone.

Contactless Payments 52

Contactless Payments Credit Cards Chip Cards Processors 52

Clearly Payments

MAY 22, 2025

Effective Rate Your total fees divided by total volume. EMV Chip technology on credit cards. Chip & PIN EMV transaction that requires a PIN instead of a signature. Volume Cap A limit on how much a merchant can process per month. Fallback When a chip card fails and the system reverts to swipe.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Stax

JULY 7, 2025

This way, the business can recover the fees that would otherwise chip away at their margins. Reporting and analytics: Look for providers that offer robust reporting, analytics, and integration tools for valuable insights into transaction volumes, revenue trends, and customer behaviors.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

The Payments Association

JUNE 16, 2025

The experiment explored multiple countermeasures, chief among them being the use of Secure Elements: tamper-resistant chips that store cryptographic keys and transaction data on user devices. Storage limitations within these chips also constrained transaction volumes and the complexity of risk detection algorithms.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

EBizCharge

DECEMBER 18, 2024

ACH networks process transactions in batches, making them cost-effective and suitable for high volumes. Interbank payments: Manages settlements between banks, often through systems like Clearing House Interbank Payment Systems (CHIPS) or central banks. These systems are critical for large-value transactions.

Facilitators 52

Facilitators Transactions Settlement Mitigation 52

The Paypers

JUNE 26, 2025

iDenfy’s solution is designed to validate user identities in seconds using document analysis, facial recognition, and NFC chip reading, supporting over 3000 document types from more than 200 countries and territories. To use the identity verification, users simply upload a government-issued ID and take a selfie.

Compliance 36

Compliance Security AML Verification 36

EBizCharge

JUNE 25, 2025

If you’re running a small business, you know the drill: every card swipe chips away at your bottom line. Here’s a breakdown of what to expect: Pros: You keep more of your revenue, especially on high-volume credit card transactions where small percentages quickly add up. For a business working with slim margins, that’s real money.

Credit Cards 52

Credit Cards Small Business Process Processors 52

Fintech Labs Insights

MARCH 13, 2025

Customer Base and Transaction Volume: Active Customers: Ramp serves over 30,000 businesses, ranging from high-growth startups to established enterprises. This milestone round came on the heels of extraordinary growth, with 5-fold growth in transaction volume in the prior six months. billion in April 2024. at that time.

Push-to-Card 29

Push-to-Card AI Finance Multi-Currency 29

Fintech Finance

MAY 14, 2025

Egypt punches above its weight here despite having relatively low digital payment volumes, due to its exceptionally high trust in AI tools and digital IDs. You pay with chip and PIN or cash, and leave with your products in hand. Checkout.com COO Jenny Hadlow says:In the traditional economy, with physical commerce, trust is built in.

Economy 52

Economy Consumer Deepfake Consumer Protection 52

Finextra

JULY 7, 2025

For markets where investors have historically been priced out of blue-chip stocks, tokenisation is a game changer. Many tokenised stocks currently have low trading volumes compared to their Wall Street counterparts. Second, a stock market is only as useful as its liquidity – the ease of buying and selling without big price swings.

Blockchain 59

Blockchain Payment APIs and Integration Regulations Security 59

The Fintech Times

JULY 3, 2025

Waltz , the all-in-one platform streamlining US residential real estate financing for foreign national investors, will now be able to fund up to $1billion in loan volume following a new $25million line of credit, provided by affiliates of Setpoint Capital , bringing the total equity and debt funding to date to $50million.

Facilitators 59

Facilitators Cross-Border On-Demand CHIPS 59

Fintech News

JUNE 29, 2025

Without real-time oversight, overspending at a hub or subcontractor rate hikes slip through the cracks, and these micro-leaks quietly chip away at profitability before anyone notices. And in an industry where scaling up means multiplying both volume and complexity, the operational cracks only widen.

AI 101

AI Cross-Border Automation On-Demand 101

NFCW

APRIL 4, 2024

PARTNER NEWS: STMicroelectronics has introduced a new NFC tag chip that uses state-of-the-art blockchain-compatible elliptic curve cryptography to strengthen the level of security available to brands looking to use NFC to protect their products. Samples are available now and volume production is scheduled to start in August 2024.

CHIPS 92

CHIPS Blockchain Audit Authentication 92

PYMNTS

SEPTEMBER 4, 2019

Visa announced that since their inception, chip cards have reduced counterfeit fraud by 87 percent. . Chip cards are increasingly becoming the norm as usage and acceptance has continued to grow since the EMV standard was first introduced in 2011,” the company said. Chip cards are now accepted at more than 3.7

Chip Cards 78

Chip Cards CHIPS EMV Debit Card 78

TechCrunch Fintech

APRIL 24, 2024

Stripe continues to hold the title of being the biggest financial technology business still in private hands, with a current valuation of about $65 billion and a whopping $1 trillion in total processed payment volume last year alone. All rights reserved. For personal use only.

Embedded Finance 136

Embedded Finance CHIPS Finance Volume 136

Finextra

DECEMBER 2, 2024

The CHIPS network, the largest private-sector high-value clearing and settlement system in the world which is operated by The Clearing House, set a new record for transaction volume on Black Friday by clearing and settling 1,083,550 payments valued at $2.63 trillion.

CHIPS 59

CHIPS Settlement Volume Payments 59

PYMNTS

MAY 22, 2018

Visa announced that the growing number of chip cards and chip-enabled merchants has helped bring counterfeit fraud in the U.S. payments industry to begin the shift to EMV chip cards in 2011,” the company wrote in a press release. payment volume in March was on EMV cards. down by 76 percent. Visa set the path for the U.S.

CHIPS 53

CHIPS Chip Cards EMV Volume 53

PYMNTS

NOVEMBER 22, 2016

21) that its latest chip data update showed 388 million Visa EMV cards in the U.S. Of those, the firm said there are nearly 181 million chip credit cards in the field and 208.3 million chip debit cards. million chip-active locations across the country. The total volume of chip-on-chip transactions across the U.S.,

EMV 80

EMV CHIPS Debit Card NOV 80

PYMNTS

DECEMBER 15, 2016

Collect for Stripe, a new app built by entrepreneur and developer Logan Thompson, was launched this week, enabling Stripe users to accept both swipe and EMV chip payments at brick-and-mortar locations using a tablet or mobile device. WSJ pointed to payment company Square, which has suffered with a stagnate value since going public last year.

EMV 70

EMV CHIPS Payments Small Business 70

PYMNTS

FEBRUARY 13, 2019

Merchants saw a drop in card-present fraud due to the increased adoption of Europay, Mastercard and Visa (EMV) chip cards, Visa said. Merchants who have upgraded to chip technology saw a decrease of 80 percent in counterfeit fraud dollars in September of 2018 when compared to September of 2015. The number of chip cards in the U.S.

EMV 100

EMV Chip Cards CHIPS Credit Cards 100

Fintech Finance

APRIL 10, 2024

The CHIPS® network, the largest private-sector high-value clearing and settlement system in the world, which is operated by The Clearing House , successfully migrated to the ISO 20022 message format on the April 8 banking day. The CHIPS network settles an average of $1.8

ISO 20022 52

ISO 20022 CHIPS ISOs Settlement 52

PYMNTS

FEBRUARY 23, 2018

million merchant locations now accept chip cards, covering 59 percent of the merchant population. That latest tally also includes December of last year and represents a jump of 579 percent over the beginning of the migration to EMV chip card adoption in the United States. Chip transactions continued to grow in the U.S.,

CHIPS 46

CHIPS Chip Cards EMV Debit Card 46

PYMNTS

JUNE 8, 2016

Just how well is the chip card migration going? chip rollout is already having an impact on counterfeit fraud, the number one cause of in-store payment fraud today.” 2015, an average of 23,000 new merchants are becoming chip-enabled weekly. 2015, an average of 23,000 new merchants are becoming chip-enabled weekly.

Chip Cards 43

Chip Cards CHIPS EMV Volume 43

PYMNTS

AUGUST 29, 2018

merchants by 75 percent from September 2015 to March 2018 as more storefronts started accepting chip cards. To that end, Visa said that, as of its latest “Visa Chip Card Update,” as many as 67 percent of storefronts in the United States now accept chip cards. In terms of chip payment volume, the latest reading stood at $76.7

Chip Cards 46

Chip Cards CHIPS EMV Debit Card 46

PYMNTS

MAY 2, 2019

The company said that gross payment volume (GPV) surged 27 percent to $22.6 Getting a bit more granular, Square CFO Amrita Ahuja noted on the conference call with analysts that 51 percent of the company’s gross payment volume came from larger sellers, which the company has traditionally noted as doing annual volumes of at least $125,000.

Volume 56

Volume Debit Card Point-of-Sale (POS) Push-to-Card 56

PYMNTS

JULY 6, 2018

billion payment chip cards were shipped worldwide in 2017. While shipment volumes in China and the United States “continue to normalize,” contactless payment cards are more than 70 percent of shipments in “a growing number of territories,” the association said in an announcement. marking a twofold increase over 2014.

Chip Cards 44

Chip Cards CHIPS EMV Contactless Payments 44

PYMNTS

MAY 30, 2019

The latest stats show that the continued upgrade to chip card acceptance – which began in 2015 – has led to a decrease in counterfeit fraud dollars on the order of 76 percent, as measured in December of 2018 vs. September of 2015. EMV” is shorthand for Europay, Mastercard and Visa chip cards. Visa also said that more than 3.5

EMV 79

EMV Chip Cards Continuity CHIPS 79

Tearsheet

MARCH 21, 2024

Join Scott Goodson, CEO, StrawberryFrog, Chip Walker, Head of Strategy at StrawberryFrog and Zack Miller, Tearsheet’s editor as they dive into the dynamic world of financial marketing and transformation. Stripe’s annual letter also states that its payment volume rose by 25% in 2023. It seems like $1 trillion is the new hot number.

Volume 59

Volume Payments Cross-Border Cross-Border Payments 59

PYMNTS

JUNE 24, 2016

Global technical body EMVCo has released its updated report on the number of EMV chip payment cards, saying that the figure has increased 1.4 EMVCo has also provided updates about EMV chip-based transaction volumes. 2015 used chip technology, which was up slightly from 32 percent for the same period in 2014. in 2014).

Chip Cards 41

Chip Cards CHIPS EMV Interoperability 41

PYMNTS

JUNE 8, 2016

The latest chip card data from Visa is in. What these figures show, as of the end of April, is how well the migration to chip cards in the U.S. On the merchant side, Visa’s latest data shows that, since October 2015, an average of 23,000 new merchants are becoming chip-enabled weekly. But on the card side?

Chip Cards 40

Chip Cards CHIPS Volume Transactions 40

PYMNTS

OCTOBER 21, 2020

billion gross payments volume mix came from smaller firms that have less than $500,000 in annual sales. Over the summer, Fiserv President and CEO Frank Bisignano said that gross payments volume was recovering and that annualized volumes were about $90 billion. Squaring Off Against Square (et al) . percent/10 cents and 2.9

Point-of-Sale (POS) 122

Point-of-Sale (POS) Push-to-Card PayPal Volume 122