PYMNTS

JUNE 20, 2016

The commercial card industry is progressing, and corporate treasurers say they want in on the innovative action. A survey just released by Capital One found that the majority of corporate treasurers plan to upgrade their commercial card programs within the year.

Commercial Card 40

Commercial Card Innovation Push-to-Card Treasury 40

PYMNTS

SEPTEMBER 22, 2020

No longer is open banking solely for consolidating financial information into a single platform for one end user. In a statement, Cape Co-founder Ryan Edwards-Pritchard said the commercial card product aims to connect businesses to capital when traditional bank loans fall short. Acumatica Links Its ERP Into Bank Data.

Use Case 110

Use Case Payment APIs and Integration Credit Union FinTech 110

PYMNTS

JUNE 30, 2020

To get there, according to some of the executives we queried, agility is key, and responding to end users’ demands will be paramount. Business travelers, for example, can use virtual commercial cards across mobile devices. That may entail shifts in the way payments get done, in terms of speed.

End User 107

End User On-Demand Commercial Card Instant Payments 107

PYMNTS

JANUARY 27, 2021

Although commercial cards are evolving to gain traction in more B2B payment scenarios — particularly, accounts payable (AP) — new challenges emerge that can slow down the rate of adoption. Adflex CEO Raises Commercial Card PSD2 Concerns.

Commercial Card 94

Commercial Card Payroll Multifactor Authentication B2B 94

PYMNTS

DECEMBER 2, 2020

This week's Commercial Card Innovation Tracker finds FinTechs and payment technology players like Mastercard, Visa and Nets embracing partnerships to roll out new corporate card solutions, including virtual commercial cards and small business credit cards designed to enhance spend management and help SMBs access credit during turbulent times.

Commercial Card 65

Commercial Card FinTech Small Business Visa 65

PYMNTS

DECEMBER 3, 2020

In this week's look at payment rails innovation, Visa embraces blockchain and digital currency to facilitate corporate and small business payments, while CardUp supports commercial card payments by mixing payment rails for easier supplier acceptance. Visa To Use Card Rails For Digital Currency B2B Payments.

B2B 88

B2B NACHA Innovation Nacha Operating Rules 88

PYMNTS

JANUARY 13, 2021

All eyes are on the small business community in the commercial card world as industry players increasingly explore how card products can help Main Street recovery and stay in business. In a statement, American Express said it is "cooperating with a regulatory review of small business card sales between 2015 and 2016.".

Office of the Comptroller of the Currency 66

Office of the Comptroller of the Currency Commercial Card Credit Cards Small Business 66

PYMNTS

DECEMBER 11, 2018

. “We are joining hands with Mastercard and Federal Bank for promoting digitization and creating a robust digital payments solution which will provide end users with the highest level of convenience,” said Obopay Chief Executive Officer Shailendra Naidu in a statement.

Visa 60

Visa End User Commercial Card Funds Transfer 60

PYMNTS

NOVEMBER 27, 2020

As B2B eCommerce accelerates its technological innovation, and as adoption grows, it continues to look toward the world of B2C to implement optimized end-user experiences – for both the buyer and the seller.

B2B 104

B2B Point-of-Sale (POS) B2C Due Diligence 104

PYMNTS

SEPTEMBER 14, 2020

Yet in order to optimize the B2B eCommerce experience, ACH and commercial card transactions need to be accounted for when building the online business shopper experience. The payments experience is part of that. Today, paper checks continue to be the dominant form of B2B payment.

B2B 107

B2B B2C Checks Commercial Card 107

PYMNTS

SEPTEMBER 29, 2020

“We’re excited to open this technology up to any card issuer, especially at a moment when immediate access to funds and safe, touch-free payment options is so important,” said Marqeta’s Chief Product Officer Kevin Doerr in a statement. This new offering is available for any card type, including cards not issued on the Marqeta platform.

Card Issuer 60

Card Issuer Issuers Push-to-Card BNPL 60

PYMNTS

SEPTEMBER 30, 2020

The corporate card can have a home in the digital wallet thanks to collaborations and technology platforms designed for card issuers. The net result will be streamlined access to digital payment options and more innovative services for end users.”. Nium Teams With Aspire, Volopay.

Innovation 77

Innovation Card Issuer Debit Card PayPal 77

PYMNTS

JANUARY 17, 2018

The commercial card and expense management market is yet another space in which collaboration between FIs and FinTechs has proved key to driving innovative tools – especially as corporates grow weary with the traditional legacy services their banks provide.

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

PYMNTS

NOVEMBER 5, 2018

With the enhancements to Same Day ACH, the ACH Network is delivering the capabilities requested by corporate end users.”. Yet, small businesses are more likely than the average consumer to occasionally carry credit card debt: About half of SMBs surveyed said they carry debt on occasion, compared to one-third of consumers.

Small Business 68

Small Business Same Day ACH Wire Transfer NACHA 68

PYMNTS

DECEMBER 26, 2019

It’s not the only piece of the puzzle to successfully elevating AR processes, however, with the user experience of growing importance to corporates investing in these technologies. According to McCarthy, the end-users of AR solutions aren’t the only users that technology providers have to keep in mind, either.

Accounts 53

Accounts B2B End User Payer 53

Tearsheet

OCTOBER 2, 2024

Our newest product is for Commercial Card teams at issuing banks and it provides insights into their customer’s supplier relationships. These insights enable the bank and their client to run more effective supplier enablement campaigns and therefore migrate more AP spend to card.

B2B 59

B2B Checks Payment APIs and Integration Push-to-Card 59

PYMNTS

JANUARY 17, 2020

AP automation solutions are designed for finance departments managing high volumes of invoices, with these end-users able to see a high-value proposition from automated tools. ” Perhaps the most obvious reflection of this challenge can be seen in the commercial card space. “SMBs don’t have departments.

Faster Payments 61

Faster Payments B2B Small Business Venmo 61

PYMNTS

OCTOBER 22, 2018

Though the bottom line is always a big driver, the direct relationship fostered by UATP between the corporate travel manager and the airline can allow for other benefits, such as pre-boarding, lounge access or waived bag fees.

Payments 55

Payments Point-of-Sale (POS) Credit Cards Finance 55

PYMNTS

MAY 22, 2020

In the largest venture capital funding round of the week, commercial card startup Brex secured $150 million from DST Global and Lone Pine Capital. The extension of its Series C investment round will be used to bolster its product, engineering and design with a focus on the experience of its startup end-users.

Finance 56

Finance B2B Online and Mobile Banking Participant 56

PYMNTS

JULY 19, 2017

“The TMC is critical, in that they’re the ones servicing the customer once that trip is booked and the user is on the journey,” he said, adding that TMCs provide traveler support, compliance to corporate policy, reporting and other services. And now virtual payments are on the move,” Carpanzano added.

Commercial Card 43

Commercial Card Service Provider Addressing End User 43

PYMNTS

SEPTEMBER 10, 2019

A critical piece of this integration puzzle, Wardwell added, is looking beyond the immediate end-user. Vendor acceptance is a particularly large hurdle when it comes to commercial cards, according to Boost Payment Solutions CEO Dean M. Getting the Supplier On-Board.

B2B 59

B2B Cross-Border Payments Payer 59

PYMNTS

OCTOBER 21, 2019

For the borrowers themselves, those challenges include a lackluster end-user experience involving manual data entry and aggregation to apply for financing, a process Cordona said can. According to Cordona, accounting data is in a unique position to ease some of the largest challenges of SMB lending. feel like a second job.”.

Small Business 40

Small Business Payment APIs and Integration Underwriting Value Added Service 40

PYMNTS

APRIL 25, 2016

14, 2016, any bank that issues a Visa-branded card must give cardholders the option to register for alerts related to any card and card-not-present transactions, international cross-border transactions, and transaction amounts that an authorized cardholder has specified based on some transactional limit. Effective Oct.

Issuers 41

Issuers EMV Visa Online and Mobile Banking 41

The Fintech Times

FEBRUARY 28, 2024

“STP enables real-time commercial card payments and puts power in the hands of buyers, rather than suppliers. This wasn’t efficient, and huge delays could be incurred by businesses using this approach. However, STP has flipped the B2B payments process on its head.

Payment Solutions 59

Payment Solutions BNPL Payment APIs and Integration Payments 59

Fintech Finance

MARCH 27, 2025

In this case, Taulia utilizes Visas APIs to integrate Visa virtual payment credentials, acceptance solutions and supplier enablement services directly into the end-users business and enterprise resource planning (ERP) applications.

Embedded Finance 52

Embedded Finance Payment APIs and Integration Commercial Card Embedded Payments 52