This site uses cookies to improve your experience. To help us insure we adhere to various privacy regulations, please select your country/region of residence. If you do not select a country, we will assume you are from the United States. Select your Cookie Settings or view our Privacy Policy and Terms of Use.
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Used for the proper function of the website
Used for monitoring website traffic and interactions
Cookie Settings
Cookies and similar technologies are used on this website for proper function of the website, for tracking performance analytics and for marketing purposes. We and some of our third-party providers may use cookie data for various purposes. Please review the cookie settings below and choose your preference.
Strictly Necessary: Used for the proper function of the website
Performance/Analytics: Used for monitoring website traffic and interactions
Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
A new partnership has been announced between Swedish embeddedfinance provider Intergiro and SEON , the digital fraud prevention and compliance firm, to improve security in the former’s embeddedfinance ecosystem and combat growing cyber threats.
The licence also supports Finmo’s plans to scale embeddedfinance solutions and deepen partnerships with capital market providers for liquidity and FX risk management. Finmo also plans to expand its UK-based compliance and operations team to support these efforts.
The partnerships driving embeddedfinance are complex and expanding. A Market Racing Ahead of Its Controls The embeddedfinance industry in the UK is projected to reach $7.76 When onboarding takes months and deprovisioning falls through the cracks, speed-to-market stalls and compliance risk skyrockets.
What are some embeddedfinance trends were seeing in Brazil, and how do they differ from Mexico and Guatemala? Embeddedfinance is rapidly expanding in Brazil. While some embeddedfinance solutions already exist mostly in payments theres a notable lack of regulatory depth.
Highnote’s John MacIlwaine — On Unlocking the EmbeddedFinance Opportunity In today’s episode, Rhea Advani hosts John MacIlwaine, Co-Founder & CEO at Highnote. They delve into the evolving payments processing space, emphasizing the rise of innovative embeddedfinance platforms like Highnote.
Embeddedfinance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.
The shift toward digitised payments brings heightened concerns about cybersecurity, fraud, and regulatory compliance. EmbeddedFinance Hailed as the Future of Fintech The embedded payments market is expected to reach a global transaction value of US$2.5 The global embeddedfinance market is projected to reach US$384.8
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
Embeddedfinance is transforming industries by incorporating financial services directly into non-financial platforms. The rapid adoption of embeddedfinance signals a fundamental change in financial services distribution. What is EmbeddedFinance? As embeddedfinance evolves, it goes beyond convenience.
Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).
They can’t afford long waits, fraud exposure or clunky compliance,” said Ian Campbell, Director of Solutions at Equals Money, the fast-growing spend management platform, combining multi-currency accounts, international payment and embeddedfinance solutions. ” says Campbell. ” says Campbell.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
It also supports tax compliance, pension contributions, and access to earned wages before payday. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance.
Financial products have become an integral part of strategy for retail brands, and for good reason: embeddedfinance allows brands to go from being behind the counter to connecting more deeply with how consumers spend, store, and save their money.
And it’s all thanks to embeddedfinance and embedded fintech. Embeddedfinance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embeddedfinance that have been around for a while. Everything is done under one platform.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
Amid the ongoing digital revolution and shifting customer preferences, embeddedfinance is reshaping the financial industry. Andrew Ellis, CEO, NatWest Boxed Embeddedfinance represents a transformative shift in the financial landscape, driven by the digital revolution and changing customer preferences.
Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embeddedfinance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embeddedfinance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.
The license supports Finmo’s plans to scale embeddedfinance offerings and strengthen partnerships with capital market providers for liquidity and FX risk management. Initial UK rollouts include GBP-denominated accounts and Faster Payments access.
Keynote sessions and expert panels will delve into critical themes such as fraud prevention, embeddedfinance, and sustainability, offering attendees both strategic and practical takeaways. Attendees can participate in sessions that explore: Regulatory Frameworks: Understanding international and local regulations to ensure compliance.
Ensuring regulatory compliance Regulatory compliance also emerged as a significant challenge, with 60 per cent of participants highlighting the complexities of navigating evolving regulations. Lesser-discussed trends include embeddedfinance (13 per cent) and sustainable payments (eight per cent).
Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA. Together, we are building a more seamless, secure, and interconnected financial ecosystem.”
Participants tackled five central themes: underleveraged innovation, the operationalisation of AI, regulatory challenges, the evolution of embeddedfinance, and strategic risk planning for 2025 and beyond. However, the most immediate benefits have come in compliance. Compliance was seen as a blocker, not a foundation.
Fraud prevention and regulatory compliance are the major challenges facing the industry When asked about the top challenges expected for the year ahead, fraud prevention topped the list, with 63% of respondents identifying it as a primary concern. Lesser-discussed trends include embeddedfinance (13%) and sustainable payments (8%).
As we look to 2025, one area of Fintech focus that continues to gain interest is embeddedfinance. As a part of this conversation, Caine shares her belief that innovation is not at odds with compliance but hand in hand with it.
Back before regtech was cool, a Brooklyn, New York-based company called Alloy was introducing Finovate audiences and others to its technology that enables banks and other financial institutions to build fully-customizable APIs for customer identification and compliance. These days, more and more companies are getting the message. ” U.K.-based
The Ultimate Guide for Founders, CFOs, and Finance Teams Choosing the right fintech stack can make or break a company’s financial operations. Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Here are the top players: 1.
The financial world is moving toward real-time payments, embeddedfinance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.
In addition to backend integrations, VoPays API GPT Assistant enables developers to generate front-end UI components for embedding financial services. The Power of AI in Financial Integrations As embeddedfinance evolves, businesses face increasing complexity in integrating financial technology seamlessly.
This April, The Fintech Times is focusing on all things embeddedfinance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embeddedfinance has to offer and overcome across the globe.
RehanaMitha, managing director at Edenred Payment Solutions Rehana Mitha , managing director at Edenred Payment Solutions, says: “Virtual cards and embeddedfinance are transforming the insurance industry by streamlining the claim payout process.
With the conversion of service bank responsibilities to FIBT, Raisin now accesses a variety of cloud-based microservices to processes fund transfers between external accounts and the 80+ banks and credit unions on the Raisin marketplace, as well as perform critical risk management and compliance functions.
By combining MPS’s payment infrastructure with Salt Edge’s extensive connectivity across European banks and compliance expertise, the partnership lays the groundwork for scalable, next-gen financial services. MPS powers secure, real-time fund movement in B2B, B2C, and embeddedfinance contexts.
This Okoora DashDevs partnership reflects that there is a growing need for ready-to-use, scalable FX solutions in the growing embeddedfinance ecosystem. ” Igor Tomych , CEO of DashDevs, added, “Embeddedfinance is only as strong as the infrastructure behind it. Together, we deliver velocity, precision, and scale.”
Paynetics , a leading provider of embeddedfinance services, partners tell.money to implement the Confirmation of Payee (CoP) service. Paynetics will benefit from the CoP service provided by tell.money, gaining enhanced security and compliance capabilities that enable them to offer top-notch compliant and precise customer services.
It also supports tax compliance, pension contributions, and access to earned wages before payday. These newer platforms blend data, automation, and embeddedfinance in ways that simplify user experience. EmbeddedFinance as a SaaS Fintech Enabler At the heart of SaaS fintech v2.0 lies embeddedfinance.
From fresh AI applications to the new uses for embeddedfinance, fintech is experiencing a renewed momentum. Embeddedfinance matures Why it matters: Embeddedfinance has been trending upward in fintech over the past few years, and for good reason.
The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. A landscape where control over payments is shifting and the power dynamics of finance are being redefined in real-time.
Worldpay has expanded its embeddedfinance offering to Canada and the UK, while enhancing its presence in Australia, in response to increasing demand for embedded financial services from small and medium-sized businesses (SMBs).
Keynote sessions and expert panels will also delve into fraud prevention, embeddedfinance, and sustainability, offering attendees both strategic and practical takeaways. Attendees can also watch sessions that explore: Regulatory frameworks: Understanding international and local regulations to ensure compliance.
The partnerships driving embeddedfinance are complex and expanding. A Market Racing Ahead of Its Controls The embeddedfinance industry in the UK is projected to reach $7.76 When onboarding takes months and deprovisioning falls through the cracks, speed-to-market stalls and compliance risk skyrockets.
This includes Alipay Plus (wallet gateway services), Antom (merchant payments), WorldFirst (cross-border business accounts), and Bettr (embeddedfinance). It is investing in AI-driven compliance tools and has begun sharing its anti-deepfake technology with the wider tech community.
We organize all of the trending information in your field so you don't have to. Join 5,000+ users and stay up to date on the latest articles your peers are reading.
You know about us, now we want to get to know you!
Let's personalize your content
Let's get even more personalized
We recognize your account from another site in our network, please click 'Send Email' below to continue with verifying your account and setting a password.
Let's personalize your content