Global Fintech & Digital Assets

DECEMBER 21, 2023

Long , Parag Patel , Barrie VanBrackle , Becky Critchley , Deric Behar , and Charlotte Collins On December 6, 2023, the Office of the Comptroller of the Currency (OCC) issued Bulletin 2023-37 (Guidance), which clarifies the OCC’s policy positions on the risk management of “Buy Now, Pay Later” (BNPL) lending. By Arthur S.

OCC 59

OCC BNPL Electronic Fund Transfer Act (EFTA) Federal Trade Commission 59

Segpay

MARCH 24, 2025

Fraud & Consumer Protection Strong player protection, self-exclusion, and responsible gambling measures. A Deeper Dive into Australia's Regulations Online Gaming (Esports & Video Games) Generally, falls under consumer protection and classification laws rather than gambling regulations.

Compliance 71

Compliance Suspicious Activity Report (SAR) Fincen AML 71

PYMNTS

SEPTEMBER 12, 2018

Reuters , citing three sources familiar with the matter, reported that the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC) told the bank that it has to do more to make sure it has located and compensated everyone impacted by the practice.

Consumer Financial Protection Bureau (CFPB) 40

Consumer Financial Protection Bureau (CFPB) Office of the Comptroller of the Currency OCC CFPB 40

Nanonets

NOVEMBER 15, 2023

These agencies include the Federal Reserve, the Office of the Comptroller of the Currency, and the Consumer Financial Protection Bureau. The Office of the Comptroller of the Currency is responsible for enforcing compliance with the Bank Secrecy Act and anti-money laundering regulations.

Processors 52

Processors Office of the Comptroller of the Currency Payment APIs and Integration Debit Card 52

The Fintech Times

MARCH 6, 2024

The regulatory tides may be changing in the US, as the Office of the Comptroller of the Currency (OCC) suggests banks should be doing more to manage risks related to partnering with fintech firms. Rick Kuci, COO of FundKite “Unfortunately, many banks caused this risk issue for themselves.

OCC 69

OCC FinTech Non-Bank Regulations 69

PYMNTS

OCTOBER 11, 2017

On the other side of the issue, however, industry representatives were far less excited and genuinely concerned about the unintended casualties of the “consumer protection” legislation. “Payday lenders have exploited loophole after loophole to trap working people in debt, and this rule will help put an end to their abusive practices.”.

Rules 43

Rules CFPB NCUA Credit Union 43

Clearly Payments

FEBRUARY 8, 2024

Consumer Financial Protection Bureau (CFPB): Established in response to the 2008 financial crisis, the CFPB is tasked with protecting consumers in the financial marketplace. It monitors and enforces regulations related to payment products and services to ensure fair treatment and transparency for consumers.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105

PYMNTS

OCTOBER 23, 2019

Office of the Comptroller of the Currency (OCC) does not have the power to grant national charters to financial technology (FinTech) companies, The Wall Street Journal reported on Tuesday (Oct. New York’s federal district court ruled that the U.S. The court decision on Monday (Oct.

OCC 40

OCC Office of the Comptroller of the Currency Rules FinTech 40

PYMNTS

JANUARY 3, 2017

The Dodd-Frank-enabled consumer protection group has long been making noises about limiting the fees banks can charge consumers for overdrawing their accounts — and now it seems it will drop a new set of governing rules later this year.

CFPB 41

CFPB Office of the Comptroller of the Currency Regulations Tax Refunds 41

The Payments Association

MARCH 18, 2025

now takes a step toward embracing crypto by fostering a holistic approach that balances innovation with consumer protection. Were pleased to see this issue finally receiving the attention it deserves.

Federal Reserve 88

Federal Reserve Stablecoins Fed Settlement 88

PYMNTS

DECEMBER 19, 2016

and the Office of the Comptroller of the Currency. Both are vocal critics of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The report noted, due to Trump’s appointments and nominations to his team, enthusiasm that the rules will be lessened is growing.

Office of the Comptroller of the Currency 46

Office of the Comptroller of the Currency Federal Reserve Rules Fed 46

FICO

JULY 17, 2017

We have already seen new leaders at the Federal Communication Commission (FCC) and the Securities Exchange Commission (SEC), while the President has recently nominated a new head of the Office of the Comptroller of the Currency (OCC).

Consumer Financial Protection Bureau (CFPB) 40

Consumer Financial Protection Bureau (CFPB) CFPB Office of the Comptroller of the Currency Financial Crimes 40

The Payments Association

JANUARY 31, 2025

the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of the Comptroller of the Currency (OCC), or the National Credit Union Administration (NCUA)) are not included in the Working Group, especially given the allegations of an ‘Operation Choke Point 2.0.,’

Stablecoins 88

Stablecoins Office of the Comptroller of the Currency Treasury Regulations 88