Fintech Finance

MAY 2, 2025

This will allow businesses to streamline operations, reduce costs and enhance consumer trust through robust security and consumer protection frameworks, whilst offering the potential to transform payment experiences across the UK economy.

Payments 80

Payments Consumer Protection Automation Government 80

The Payments Association

MARCH 17, 2025

How the FCA can define and balance acceptable risk in UK payments regulation to support innovation while ensuring financial stability and consumer protection. The challenge for UK policymakers is to set clear boundaries that protect consumers and markets without choking off growth. Why is it important?

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech News

JUNE 5, 2024

Currently, most BNPL products are not covered by the National Consumer Credit Act, leaving consumers without the same protections such as affordability checks that apply to credit cards and loans. BNPL providers will need to assess whether their products are suitable and affordable for consumers. billion to GDP.

Regulations 112

Regulations BNPL Product Consumer Protection 112

PYMNTS

NOVEMBER 18, 2016

What is it exactly about the rising gig economy that makes businesses, workers and consumers alike so willing to fork over cash for the chance to partake? The sharing economy is used by many not just as a supplementary source but, increasingly, as a primary source of income. New estimates show that the U.S.

Economy 57

Economy Regulations Consumer Protection Continuity 57

Neopay

MAY 28, 2025

Businesses and consumers will benefit from new growth-focused Strategic Steer set for the Competition and Markets Authority (CMA), in the latest step of the governments agenda to reform regulation to drive growth as part of the plan for change. The Government wants to see the same level of ambition from other regulators.

Government 52

Government Governance Regulations Consumer Protection 52

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. 2023 saw the introduction of a new Consumer Duty, setting higher and clearer standards of consumer protection across financial services, and requiring firms to put customers’ needs first.

Consumer 111

Consumer Financial Literacy Regulations AI 111

Fintech Finance

FEBRUARY 12, 2025

We greatly value the strong, dynamic payment market in Saudi Arabia, which has been shaped by SAMAs progressive policies and the Kingdoms vibrant economy, providing a great environment for innovation and sustainable growth. Antom has established local acquiring capabilities across more than 40 markets.

Payment Gateways 57

Payment Gateways Acquirers Debit Card Digital Payments 57

Neopay

MARCH 26, 2025

Helping consumers navigate their financial lives by working with industry to boost trust, product innovation and making sure the right information and support is available. Were ambitious for the future, and committed to enabling a fair and thriving financial services market for the good of consumers and the economy.

Consumer Protection 52

Consumer Protection Crime Regulations Economy 52

Clearly Payments

MARCH 11, 2024

With near-instantaneous settlement times and lower transaction fees, businesses and consumers in Canada are increasingly turning to cryptocurrency for their payment needs. Focus on Consumer Protection: The government seems more focused on consumer protection and staying informed about the evolving crypto landscape.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Ultimately, this convergence fosters a more inclusive and efficient financial ecosystem, benefiting consumers and businesses alike. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

APRIL 3, 2025

BNPL (Buy Now, Pay Later) burst onto the scene as a game-changer, transforming how consumers shop and pay over time. What started as a consumer-friendly alternative to traditional credit is becoming a more concrete financing solution in the digital payments ecosystem, particularly in emerging markets like BNPL regulation in Asia.

BNPL 111

BNPL Regulations Accreditation Consumer Protection 111

The Fintech Times

NOVEMBER 2, 2024

Tucked between the giant economies of China and India, the Kingdom of Bhutan has traditionally kept itself isolated, relying heavily on rural agriculture and local industries. Yet, as the country opens its doors to the world with a commitment to sustainability, it is also embracing digital innovation to reshape its financial sector.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

The Fintech Times

SEPTEMBER 19, 2024

Noor bint Ali Alkhulaif, welcomed the company’s move, highlighting its role in advancing the Kingdom’s vision of a digital-first economy. Bahrain has been working to create an innovation-friendly crypto and fintech ecosystem, which has involved putting in place clear regulation that balances consumer protection with commercialisation.”

Payment Service Provider (PSP) 100

Payment Service Provider (PSP) Security Regulatory Compliance Payments 100

Fintech News

FEBRUARY 27, 2024

Here’s a look at how crypto regulation evolved across 10 major APAC economies last year, and what regulatory or enforcement measures might be faced in 2024. The Act is notably focused on consumer protection, imposing stringent penalties for market misconduct and manipulation.

APACS 132

APACS Regulations Stablecoins Cryptocurrency 132

Electronic Transactions Association

JANUARY 16, 2025

These products and services are safe, highly secure, and promote financial inclusion by allowing consumers and small businesses including lowandmoderate income consumers who have historically not had full access to the financial system to conduct their everyday financial transactions.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

PYMNTS

MAY 18, 2020

Mastercard has announced a series of consumer protections aimed at protecting customers and merchants from fraud at fuel stations. The enhanced consumer protection program was designed to provide merchants and banks with tools to help them navigate the heightened risk of fraud, Mastercard said.

Visa 78

Visa EMV Security Chip Cards 78

Fintech Finance

SEPTEMBER 24, 2024

Address institutional changes that may include the rationalisation of current institutions and changes to governance to underpin a resilient, modern, efficient and inclusive payment ecosystem that meets the evolving needs of businesses and consumers.

Cross-Border Payments 95

Cross-Border Payments Financial Inclusion Cross-Border Payments 95

Fintech Finance

SEPTEMBER 19, 2024

Bahrain has been working to create an innovation-friendly crypto and fintech ecosystem, which has involved putting in place clear regulation that balances consumer protection with commercialisation,” said Eric Anziani, President and COO of Crypto.com. “We

Central Bank 104

Central Bank Service Provider Payment Service Provider (PSP) Regulatory Compliance 104

Clearly Payments

FEBRUARY 12, 2024

This article aims to explore the impact that Visa and Mastercard has on the payment industry, examining their influence on innovation, regulation, consumer behavior, and the broader economy. Visa and Mastercard’s market dominance contributes to consumer convenience and choice in payment options.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

PYMNTS

APRIL 20, 2020

PYMNTS’ Navigating the COVID-19 Pandemic: How the Paycheck-to-Paycheck Economy Is Beginning to Buckle reveals that the consumers who have already been hit hard by the epidemic, economically speaking, are bracing for an even harder future. Of the U.S. workers we spoke to, 48.8 mortgage holders who qualify for the loans.

Consumer 56

Consumer Underwriting Economy Laws 56

PYMNTS

SEPTEMBER 27, 2016

The Federal Trade Commission wants changes to the FTC Act that would allow it to provide better protection to consumers and increase competition. The testimony estimated that the agency has saved consumers over $3.4 The FTC provided written testimony by FTC Chairwoman Edith Ramirez and Commissioners Maureen K.

FTC 63

FTC Federal Trade Commission Consumer Protection Privacy 63

The Fintech Times

AUGUST 3, 2024

The Financial Conduct Authority (FCA) introduced Consumer Duty, aiming to improve consumer protection standards across the financial industry. In 2023, the FCA described Consumer Duty as a ‘cornerstone’ to of three-year plan to improve standards across the UK.

Consumer 59

Consumer Rules Duplicate Regulations 59

The Fintech Times

MAY 2, 2025

Kicking things off, Economic Secretary to the Treasury Emma Reynolds, said: “Financial services is the jewel in the crown of the UK economy and has a critical role to play in the government’s growth mission.” ” With a morning of global stellar speakers, it was easy to see what that growth mission looked like.

FinTech 64

FinTech Stablecoins Legal Framework Central Bank 64

The Fintech Times

MAY 20, 2024

The letter follows years of calls for regulatory clarity and appropriate guardrails for consumers and investors, and it urges Members of the House to vote in favour of FIT 21. In fact, the CCI says that American investors and consumers may turn to unregulated offshore markets, which poses risks to national security and the economy.

Financial Inclusion 78

Financial Inclusion Consumer Protection Economy Mitigation 78

PYMNTS

MAY 23, 2019

Technology may be changing, but the level of service consumers want from businesses is not. With a growing number of consumers around the globe now participating in the sharing economy, customer service and personalization are becoming crucial to connect with consumers. Around the Payments and the Platform Economy.

AI 62

AI Economy Participant Innovation 62

Fintech Review

MAY 14, 2024

That is in part driven by a strong economy, leading the pack in Europe. This growth is driven by a combination of tech-savvy consumers and supportive regulatory frameworks. Spain’s economy is thriving, significantly outpacing other EU countries in terms of growth and economic performance.

FinTech 111

FinTech Advisors Void Innovation 111

Fintech News

DECEMBER 13, 2024

And despite those incidents, stablecoins do offer several compelling benefits to Asian economies. Such frameworks are essential for ensuring transparency, preventing misuse, and fostering consumer protection, which are crucial for building trust in stablecoins. It’s merely a reminder of its risks.

Stablecoins 108

Stablecoins Cross-Border Cross-Border Payments Caps 108

PYMNTS

NOVEMBER 4, 2020

About 14 percent of respondents from advanced economies and 12 percent from emerging markets have seen gains in digital lending. Ninety percent of surveyed regulators from advanced economies see cybersecurity as one of their top three increasing risks associated with FinTech activities, the report noted.

FinTech 70

FinTech Underwriting Regulations Central Bank 70

Fintech Review

APRIL 11, 2025

Consumer trust in banks plummeted. Their technology reduces friction in both consumer and business transactions. Policymakers face the challenge of encouraging innovation while safeguarding consumers and preserving financial stability. Consumer protection is a top priority.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech Finance

SEPTEMBER 20, 2024

The Payments Association , the most influential community in payments, and We Fight Fraud , an organisation that focuses on tackling financial crime, and supported by Cardaq , has released an investigative documentary exploring the potential impact of new authorised push payments (APP) legislation on consumers.

Financial Crimes 98

Financial Crimes Crime Rules Payments 98

The Fintech Times

MAY 21, 2024

. “The payments industry has never been more competitive, which is reflected in the wide choice of payment options available to British consumers and businesses. Building and investing in the latest technologies, we power a first-class payments network which consumers, merchants and financial institutions can rely on.

Visa 90

Visa Regulations Payments Consulting 90

PYMNTS

DECEMBER 31, 2020

As much as a click from the Kardashians helped spread the brand awareness and jump-start his company, Molnar said, as a spending trend among young consumers set the stage for BNPL's success. Although Edwards said that only 10 percent of consumers want to be paid by check, about 40 percent are still paid that way. That’s our No.

Innovation 115

Innovation Payments Shutdown On-Demand 115

PYMNTS

JUNE 19, 2020

A top British financial services regulator Friday proposed new regulations that could help borrowers bracing for the end of consumer protections implemented as COVID-19 bore down on the country. And taking advantage of the help, the agency said, should not affect credit ratings for consumers.

Regulations 84

Regulations Credit Cards Consumer Protection Authorization 84

The Fintech Times

MARCH 16, 2024

However, the American Fintech Council (AFC), the industry association representing responsible fintech companies and innovative banks, has opposed this potential legislation for fear of removing financial options for rural families, with the potential of further damaging local economies. Council Business and Economic Development Committee.

Community Banks 59

Community Banks Consumer Protection Regulatory Compliance FinTech 59

PYMNTS

MARCH 20, 2020

The regulator will have the authority to request information from tech firms and also enforce other Indian laws aimed at consumer protection and fair competition, the sources said. The legislation mandates that Amazon, Google, Apple and others issue annual reports to the Ministry of Economy, Trade and Industry.

Rules 73

Rules Law Enforcement Laws Regulations 73

The Fintech Times

AUGUST 28, 2024

With a gross domestic product (GDP) per capita of $4,788, the Association of Southeast Asian Nations ( ASEAN ) member, is looking to continue to grow its economy. It is estimated that the digital economy could add as much as $2.8trillion to the Indonesian economy by 2040. per cent per year from 2024 to 2026.

FinTech 69

FinTech Economy Authorization Underserved 69

PYMNTS

APRIL 17, 2018

Consumer groups are speaking out against a Senate measure that would overturn the Consumer Financial Protection Bureau’s auto lending regulation. Sixty-four consumer groups oppose the Senate vote, explaining that Congress should have reviewed the guidance when it was first issued by the CFPB in 2013.

Consumer 40

Consumer CFPB Rules Origination 40