Clearly Payments

MARCH 4, 2025

For many small businesses, payment processing fees are a significant expense that eats into profits. Whether you run a retail store, an e-commerce business, or a service-based company, the costs of accepting credit and debit cards add up quickly. Here’s how they did it.

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Small Business Process EMV Processors 52

Cardfellow

JUNE 17, 2025

A digital wallet refers to electronic devices and programs used for making payments for purchases digitally, without presenting a physical credit card, debit card, or cash. Instead, customers can wave their phone or other NFC-capable device near a contactless reader. What is a digital wallet?

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PayPal Zelle Credit Cards Online and Mobile Banking 86

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Stax

JULY 7, 2025

You Can’t Opt Out of Credit Card Payments Opting out of credit card processing altogether is not a viable option. Competitive pricing: Surcharging lets business owners offer competitive pricing to customers who choose to pay with alternative methods, such as cash or debit card transactions.

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Credit Cards Process Processors Debit Card 88

Stax

MARCH 5, 2025

To choose the right solution, you need to look at various factors when evaluating potential providers, including supported payment types, transaction fees and pricing structures, payout speed, and PCI DSS compliance. How Can Internet Card Payment Processing Help My Business? Stax, for example, supports multiple modes of payment.

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Credit Card Payment Processing Credit Cards Process Payment Gateways 88

Clearly Payments

MAY 22, 2025

Just simple definitions to help you feel more confident and in control when it comes to payments. General Terms Merchant A business that accepts credit or debit card payments. Customer The person making a payment. Transaction A payment made using a card or digital wallet. No buzzwords.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Cardfellow

MAY 19, 2025

Some machines let you take magstripe, EMV chip, and NFC (contactless) payments while others only accept magstripe and EMV. Pictured below is a popular Verifone Vx520 model, which boasts an EMV chip slot on the bottom and a magstripe reader on the side.

Credit Cards 45

Credit Cards Small Business Processors Process 45

Stax

JANUARY 28, 2025

So, by creating a unified system and eliminating the need to manually enter credit card information, the main feature of Click to Pay is speed. Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Cardfellow

MAY 19, 2025

All five offer and promote EMV chip-capable credit card machines and options that can accept NFC (contactless) payments. Chances are, if youve used a credit or debit card, youve seen an Ingenico terminal. More info: CardFellows equipment directory offers reviews of many Ingenico credit card machines.

Credit Cards 94

Credit Cards Processors PayPal Push-to-Card 94

PYMNTS

APRIL 2, 2019

Wells Fargo announced Tuesday (April 2) the launch of contactless consumer credit and debit cards. In a press release , Wells Fargo said the new cards will enable customers to complete transactions quickly and with a single tap at millions of merchants and transit systems that accept contactless payments.

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Debit Card Contactless Payments EMV ATM 83

NFCW

JULY 3, 2024

OPEN PAYMENT: Venice public transport users can use contactless cards to pay for their fares Visitors to Venice can now use a contactless debit or credit card to pay for fares on any of the city’s public transportation services, including water buses, speedboats, motorboats, ferries, buses and trams.

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Contactless Payments Debit Card EMV Credit Cards 122

Stax

MARCH 14, 2024

EMV (Europay, Mastercard, and Visa) chip card use has continued to expand in use since its tumultuous rollout in 2015. The EMV standard has now become a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. What Types of EMV Chip Cards Are There?

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PYMNTS

OCTOBER 16, 2018

Worldpay, the payment technology company, announced Tuesday (Oct. 16) that for the first time, contactless payments have become more popular than chip and pin card purchases when paying in-store in the U.K. The change occurred in June, when 51 percent of in-store card transactions were contactless.

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Contactless Payments CHIPS Debit Card Payments 73

PYMNTS

SEPTEMBER 30, 2016

EMV: The three little letters that represent the single most hotly debated and discussed topic in the U.S. payments and commerce ecosystem for nearly the entirety of the last two years. Not that EMV would have cured the reason for that breach, but let’s not get bogged down with details at the start of our story.

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EMV CHIPS Chip Cards Push-to-Card 82

Payment Savvy

JULY 3, 2024

Debit cards have become an indispensable part of our financial lives, with the majority of American adults, spanning all demographics, now possessing at least one debit card. Consumer Payment Choice, an impressive 85% of adults in the United States use them as a payment method. What Is Debit Card Processing?

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Debit Card Process PCI DSS Processors 52

Payment Savvy

DECEMBER 2, 2022

Until recently, people made their credit and debit card payments with a bit of distrust because they were afraid of scammers stealing their card information through the card’s magnetic stripe. Many well-known brands already use NFC-based contactless payments, including Apple Pay, Google Pay, and Samsung Pay.

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Mobile Payments Contactless Payments Online and Mobile Banking CHIPS 98

PYMNTS

JUNE 19, 2020

In an interview with Karen Webster, Douglas Sabo , global head of corporate responsibility and sustainability for the payments giant, said the cards reduce first-use plastic, are EMV compliant and can handle contactless payments. Of the material itself, he pointed out that “this is not ‘scrapped’ [plastic].

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EMV Issuers Financial Inclusion Contactless Payments 110

PYMNTS

MARCH 26, 2020

As Davis noted, larger banks, including regional players, tend to have their own technology platforms — and direct integrations into their own networks — to enable mobile and contactless payments. The modernization aspect could be, ‘how do I get my card to all of the digital commerce platforms and stored on file?’”

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Payment APIs and Integration Online and Mobile Banking Credit Union Community Banks 99

Clearly Payments

DECEMBER 2, 2024

With over 79% of consumers using credit or debit cards for transactions, businesses that do not accept cards risk losing significant sales. This article will explore the various ways businesses can accept credit cards, including their advantages, costs, and considerations. Pros Fast and secure transactions.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Stax

NOVEMBER 13, 2023

Magnetic stripe payments enjoyed a 30-year reign between the ’70s and ’90s. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. And the winner of the 2010s and beyond is the NFC-powered, contactless sensation that is tap-to-pay.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

PYMNTS

MAY 6, 2020

The appeal of contactless payments has skyrocketed since the pandemic hit across the globe. Payment network giants such as Visa and Mastercard said in their most recent earnings reports that contactless payments , especially in face-to-face transactions, surged by double digits year over year. The Great Unknown.

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Consumer Contactless Payments Push-to-Card Returns 87

Clearly Payments

MARCH 28, 2024

Ingenico Move/5000 Ingenico Move/5000 is a global leader in payment solutions, and their Move/5000 terminal is a popular choice in Canada for its advanced security features and versatility. It supports a wide range of payment options, including NFC/contactless, EMV chip, and magstripe.

Credit Cards 104

Credit Cards CHIPS Point-of-Sale (POS) Debit Card 104

PYMNTS

NOVEMBER 15, 2018

To that end, Chase , the largest card issuer in the U.S., 14) that it’s rolling out tap-to-pay functionality across its Chase Visa card portfolio. The effort is broad and far-reaching, considering how more than 90 million debit and credit cards are wielded by Chase customers across the United States. In the U.K.,

Card Services 71

Card Services Contactless Payments Point-of-Sale (POS) Credit Cards 71

PYMNTS

NOVEMBER 14, 2018

said the rollout will be done on an ongoing basis, spanning when customers open up new accounts or have cards that are renewed. The company also said that it will debut contactless debit cards in the second half of next year. Chase , the consumer banking arm of JPMorgan Chase & Co., Outside the U.S.,

Credit Cards 57

Credit Cards NOV EMV Contactless Payments 57

Stax

SEPTEMBER 12, 2024

Learn More What’s a Payment Terminal? Also called a credit card terminal, it’s a device that businesses use to accept non-cash payment methods like credit and debit card transactions, as well as contactless payments through a mobile wallet.

Online and Mobile Banking 88

Online and Mobile Banking Payment APIs and Integration Credit Cards Processors 88

Stax

JANUARY 5, 2024

Let’s take a look at some payment terminal options and the types of businesses that best match their features. TL;DR A credit card terminal is a device commonly used by businesses to handle credit and debit card transactions. There are many different types, including some that can take payments on the road.

Credit Cards 88

Credit Cards Debit Card EMV CHIPS 88

PYMNTS

NOVEMBER 2, 2016

What’s more, most SMBs are already behind when it comes to accepting increasingly popular new payment methods. More than 80 percent of smaller merchants said they still could not accept contactless payments from digital wallets, like Apple Pay, Android Pay or Samsung Pay. Here’s proof.

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EMV Checks Rules Debit Card 73

PYMNTS

DECEMBER 11, 2019

And next year, PSCU estimates it will distribute more than 3 million new contactless cards to more than 100 CUs. In other data, as the How We Will Pay Study conducted by PYMNTS and Visa shows, interest in contactless payments is on the rise among more than 31 percent of consumers surveyed, versus about 26 percent a year ago.

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Credit Union Contactless Payments Credit Union Service Organization Debit Card 53

Stax

APRIL 18, 2024

Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Pre-pandemic, 62.3% per transaction.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Stax

NOVEMBER 6, 2023

By using near-field communication (NFC), Apple Pay, and Samsung Pay services turned each company’s mobile devices into highly secure digital payment wallets. Instead, they can tap their mobile devices against supporting POS terminals to process their payments securely and efficiently by way of a digital wallet.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88

Fintech Labs Insights

NOVEMBER 9, 2015

Are you a small business dreaming about an off-the-shelf EMV mobile point of sale solution that accepts everything from Interac debit to chip-and-PIN cards to contactless payments? The card reader is available through TELUS for $100. “That stops today.” “That stops today.”

EMV 25

EMV Small Business Debit Card Payments 25

Stax

FEBRUARY 28, 2024

TL;DR A payment terminal enables a merchant to take chip card and contactless payments. There are a variety of payment terminal brands on the market, but the place to start is by looking at the payment terminals your payment processing provider supports. Learn More What are payment terminals?

Payments 88

Payments Credit Cards Non-Bank Contactless Payments 88

PYMNTS

JUNE 16, 2020

By combining rPETG with essential non-plastic components like the EMV chip, the card is around 98 percent made using recyclable materials, depending on the final card design each user ends up going with. The card will work for both contact and contactless payments, according to the release.

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EMV Contactless Payments CHIPS Agreements 52

Tearsheet

NOVEMBER 19, 2024

The success of any specific payment method is strongly affected by macroeconomic factors, consumers’ perceptions, and technology. Take debit cards. A big reason for this delay was that the debit card technology needed the ATM network to spread out and gain traction among consumers.

Payments 52

Payments Debit Card Online and Mobile Banking Push-to-Card 52

PYMNTS

AUGUST 25, 2016

In this roundup, Global Payments is providing Bluetooth technology and mobile payment capabilities to Mary Kay Sales consultants; iZettle, the U.K. This rollout is part of Visa’s 2015 commitment to the World Bank to make electronic payments a reality for 500 million more people worldwide by the end of 2020. Mary Kay has 3.5

Mobile Payments 43

Mobile Payments EMV Push-to-Card CHIPS 43

PYMNTS

FEBRUARY 20, 2019

The technology also paves the way for payments with credit cards, debit cards, PayPal and mobile wallets. percent – of respondents who paid electronically via smartphones were either “extremely” or “somewhat” satisfied with their payments, according to the PYMNTS Remote Payments Study.

Consumer 55

Consumer Payment APIs and Integration Cross-Border Credit Cards 55

Cardfellow

AUGUST 9, 2023

They do not apply to prepaid cards or debit cards, which instead have their own categories called CPS Supermarket – Debit and CPS Supermarket – Prepaid. Card Present Transactions To qualify, the transaction must be run through a credit card machine, that is, be “card-present.”

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Processors Credit Cards Chip Cards Settlement 52