PYMNTS

MAY 6, 2020

The appeal of contactless payments has skyrocketed since the pandemic hit across the globe. Payment network giants such as Visa and Mastercard said in their most recent earnings reports that contactless payments , especially in face-to-face transactions, surged by double digits year over year. The Great Unknown.

Consumer 87

Consumer Contactless Payments Push-to-Card Returns 87

PYMNTS

JULY 26, 2018

France wasn’t the only winner at the FIFA World Cup: Payments innovation won big, too, with contactless payments accounting for 45 percent of all Visa purchases in the 11 host cities. Fans from Poland, in particular, made a whopping 74 percent of Visa transactions using contactless technology, Visa said in an announcement.

Contactless Payments 41

Contactless Payments Point-of-Sale (POS) Payments Debit Card 41

Stax

JANUARY 21, 2025

Modern POS devices come with advanced features like mobile POS abilities, contactless payment options, inventory management, and more. You should look for various features in the right POS system, including ease of use, integrated payment software, and PCI compliance.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Small Business Credit Cards Process 88

Clearly Payments

JANUARY 25, 2024

In this 2024 report, we’ll explore how payment methods have evolved in the Canadian market, focusing particularly on the shift towards digital, contactless payments , and mobile along with other 2024 trends. Digital banks, sometimes called Neobanks, push consumers into digital banking and digital payments.

Process 105

Process Online and Mobile Banking Electronic Funds Transfer (EFT) Digital Currency 105

PYMNTS

APRIL 21, 2020

Overall credit card spend was down 29.9 percent and debit card spend was off 18.1 Even grocery spending growth slowed to 25 percent on credit cards and 10 percent for debit cards, which gives a nod to the fact that consumers are likely “fully stocked up.”

Consumer 67

Consumer Credit Union Credit Cards Debit Card 67

PYMNTS

SEPTEMBER 9, 2020

These two forces appear to be driving an increase in consumers’ use of touch-free debit payment options. Many shoppers are now loading their debit card details into mobile wallets and ordering apps, keying the information into online checkouts or waving contactless debit cards at POS terminals.

Debit Card 64

Debit Card Credit Union Service Organization Point-of-Sale (POS) Contactless Payments 64

Stax

DECEMBER 6, 2024

Contact Understanding Worldpays Merchant Services and Pricing Like many payment processors, Worldpay does not publicly disclose its fees. However, according to industry research, the company typically follows a tiered pricing model, with the following estimated rates: Signature debit cards: 0.99% + $0.20

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Credit Cards Fraud Prevention 88

PYMNTS

NOVEMBER 3, 2020

But for prepaid debit card firm Netspend — which spent much of the past year making just such a transition — the challenge wasn’t as much a matter of changing technology as it was of changing the company’s mindset.

B2B 112

B2B Payment APIs and Integration Underserved Debit Card 112

Cardfellow

MAY 19, 2025

With a credit card machine, youll be able to take credit and debit. Some models include built-in PIN pads for PIN debit transactions.) Some machines let you take magstripe, EMV chip, and NFC (contactless) payments while others only accept magstripe and EMV. You can void transactions and process refunds or returns.

Credit Cards 45

Credit Cards Small Business Processors Process 45

Stax

JULY 9, 2024

Learn More Debit and credit card transactions Perhaps the most commonly known EFT payment type is credit and debit card transactions. Unless your business is intentionally cash-only, you’ll likely need to accept the major card brands such as Visa and MasterCard to stay in business.

Electronic Fund Transfer Act (EFTA) 88

Electronic Fund Transfer Act (EFTA) ACH Electronic Funds Transfer (EFT) Funds Transfer 88

PYMNTS

JULY 9, 2019

Since each customer has their own unique card, the store can track shoppers with an assist from security cameras. Customers can select items and check themselves out with a tablet-based point-of sale (POS) system that accepts credit and debit cards. Mobile payments have been slow to take off in the U.S.,

Automation 72

Automation Point-of-Sale (POS) Mobile Payments Value Added Service 72

Stax

JANUARY 10, 2024

Viewing these costs individually makes it easier to understand what is contributing to your credit card processing costs and where you may be able to save money. So, what types of fees should businesses expect to encounter when accepting credit and debit cards? Different types of credit cards will also involve different fees.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Tearsheet

DECEMBER 1, 2023

Additionally, we’re seeing more payments solutions that are bespoke to specific markets.” – Dong Min Kim, Director, Google Wallet 2. Using digital wallets and mobile payment apps were once emerging trends but are now becoming common practice for both online and in-store purchases.

Real Time Payments 53

Real Time Payments Payment APIs and Integration Contactless Payments Online and Mobile Banking 53

Stax

JANUARY 28, 2025

Once they tap the button to initiate a payment, the one-click checkout system will send a one-time passcode to a pre-registered device and complete the transaction once the code is inputted. Then, you can now integrate the new payment system into your existing digital infrastructure.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

MARCH 11, 2024

Learn More Opt for a Lease-to-Own Option Many small businesses choose to lease their credit card machines. But unlike renting the machines and throwing money at them with no return benefits, a lease-to-own option allows businesses to pay off their credit card machines incrementally.

Process 88

Process Credit Cards Agreements Small Business 88

Stax

NOVEMBER 6, 2023

There are five types of mobile payments small businesses can offer: NFC (near-field communications) payments, QR code payments, billing and invoicing apps, MST payments, and SMS payments. At the moment, contactless payments are more-or-less the safest mobile payment method—both for customers and businesses.

Small Business 88

Small Business Mobile Payments Mobile Payment Processing Online and Mobile Banking 88

Stax

JULY 25, 2024

Payment Processing Capabilities Facilitates the acceptance and processing of various payment options, such as credit and debit cards, ACH payments, mobile payments, and cash. Payment processing capabilities – Payment processing is a crucial business process that a POS system should have.

Small Business 88

Small Business PCI DSS CRM Online and Mobile Banking 88

PYMNTS

SEPTEMBER 12, 2016

PayPal may have ended its relationship with eBay, but it has been aggressively pursuing the store payments space by striking deals with Visa earlier in 2016 and with Mastercard on Sept. PayPal is intent on being accepted as a method of payment at store checkouts throughout Mastercard’s and Visa’s mobile contactless payments systems.

PayPal 64

PayPal Online and Mobile Banking Visa Venmo 64

The Fintech Times

APRIL 30, 2024

GetGround can now offer its property investors the option to open an Investment Pot and earn a return on their limited company cash thanks to WealthKernel’s API-led technology. WealthKernel, a digital investment infrastructure provider, has unveiled a partnership with GetGround, an all-in-one property platform for buy-to-let investors.

FinTech 64

FinTech Online and Mobile Banking APACS AI 64

PayHawk

APRIL 18, 2023

Check Conversion The process of converting a paper check into an electronic payment, typically at the point of sale. D Debit Card A payment card that enables the cardholder to withdraw funds from their bank account or make purchases with funds available in the account.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

FICO

AUGUST 18, 2021

The percentage of cardholders using cash in the UK was decreasing before the pandemic and this was also true of Canada as they were striving towards contactless payments. Substantial extra savings were seen in all three regions and this has resulted in higher payments to balance, again reducing the interest charged.

Credit Cards 52

Credit Cards Issuers Risk Accounts 52

PYMNTS

AUGUST 9, 2017

That same survey showed that UnionPay cards do register with consumers, but at 11 percent of the market to QR mobile payments 67 percent. Alipay accounts are linked directly to the Chinese consumer’s bank account, bypassing the debit card directly. In return, JD.com will gain access to UnionPay’s NFC technology.

Online and Mobile Banking 46

Online and Mobile Banking Push-to-Card Payments Mobile Payments 46

Stax

AUGUST 13, 2024

It’s easy to implement contactless payments if you are working with a payment provider who offers the service. Touch to pay (also called tap to pay or touchpay) payment services allow you to make a payment simply by tapping your card, wearable device, or smartphone on a contactless payment terminal.

Contactless Payments 88

Contactless Payments Payments Cash Management Process 88

PYMNTS

DECEMBER 11, 2020

Contactless Payments Are in Higher Demand Than They Are in Use. Insofar as consumers are still shopping in stores, the latest study demonstrated increased levels of interest in using touchless payment options at brick-and-mortar shops. percent fewer consumers use contactless credit cards than would like to, while 15.1

Contactless Payments 96

Contactless Payments Debit Card On-Demand Consumer 96

PYMNTS

DECEMBER 3, 2020

He noted that there are also security issues around debit, along with the perception that credit is the safer way to shop online. “We And that makes sense, because we've heard for years: ‘Only use your credit card when you're online.’”. Otherwise, there’s reason to believe that consumers will head back to credit over the longer term.

Credit Cards 84

Credit Cards Push-to-Card Contactless Payments Returns 84

Neopay

APRIL 28, 2025

The rise in transaction frequency alongside stable spending figures suggests consumers are making more frequent, smaller payments, with the average card transaction size continuing to decline. Since 2019, the number of card transactions has increased by 42%, while the total value of these transactions has grown by 26%.

Transactions 52

Transactions Contactless Payments Debit Card Payments 52

The Fintech Times

DECEMBER 7, 2024

The idea of a cashless society has long been championed as the future of finance, but despite the buzz around digital wallets and contactless payments, cash stubbornly refuses to disappear. per cent of transactions in 2023. Its a modest uptick from 18.8 per cent in 2022, but significant nonetheless.

ATM 72

ATM Cash Management Debit Card Advisors 72