Clearly Payments

MARCH 14, 2025

credit card payments surpassed $10.6 Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Payment Processor Routes Request : The payment processor sends the transaction request to the appropriate card network (Visa, Mastercard, etc.).

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

PYMNTS

APRIL 15, 2016

The EMV liability shift just hit the six-month mark , the force of mobile continues to strengthen, and industry players are shape-shifting their business models all while authenticating consumers just keeps getting more complex – and that’s the tip of the iceberg. Merchants have a lot going on these days. “I think that before Oct.

EMV 71

EMV Chip Cards CHIPS Disputes 71

PYMNTS

SEPTEMBER 30, 2016

EMV: The three little letters that represent the single most hotly debated and discussed topic in the U.S. payments and commerce ecosystem for nearly the entirety of the last two years. Not that EMV would have cured the reason for that breach, but let’s not get bogged down with details at the start of our story.

EMV 82

EMV CHIPS Chip Cards Push-to-Card 82

Clearly Payments

MARCH 31, 2025

Prefer mobile and wireless solutions that support contactless payments and QR codes for flexibility. Require higher security standards, including EMV , PCI compliance , and encryption measures. Tend to opt for simpler, cost-effective devices that require minimal setup and maintenance.

Small Business 59

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments 59

Clearly Payments

OCTOBER 3, 2024

However, h ere are some of the most popular credit card machine models in the USA: Ingenico Move 5000 Features : Durable design, fast processing, supports multiple payment types including EMV chip and contactless payments over wireless payments with Wi-Fi, Bluetooth, and 4G/LTE connections.

Credit Cards 105

Credit Cards Contactless Payments Payments Point-of-Sale (POS) 105

Payment Savvy

DECEMBER 2, 2022

NFC chips which make wireless communication possible, are used in contactless cards, mobile devices, checkout terminals, and other payment devices. Many well-known brands already use NFC-based contactless payments, including Apple Pay, Google Pay, and Samsung Pay. How to Accept NFC Mobile Payments? Google Pay.

Mobile Payments 98

Mobile Payments Contactless Payments Online and Mobile Banking CHIPS 98

Clearly Payments

MARCH 22, 2024

Consumers, increasingly tech-savvy and seeking convenience, have readily embraced the swift and seamless nature of mobile payments over traditional methods. 51% of smartphone users in the USA have engaged in contactless payments at least once in 2023. smartphone users had engaged in contactless payments at least once in 2023.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

Cardfellow

MAY 17, 2025

If your system is down for more than a few minutes, customers may go elsewhere, especially as many dont carry cash or alternate forms of payment anymore. If your machine is older and doesnt support security features like tokenization and encryption, you could be vulnerable. Lack of modern security features.

Credit Cards 52

Credit Cards Processors Chip Cards EMV 52

PYMNTS

AUGUST 9, 2017

Sound travels at 767 miles per hour, so if you want a faster contactless payment, audio waves aren’t a bad vehicle for it. But harnessing audio waves for payments purposes is easier said than done, because it’s not like developing an app. It’s as encrypted as an EMV chip card, yet can be processed in under two seconds.

Consumer 80

Consumer Point-of-Sale (POS) Chip Cards CHIPS 80

Stax

NOVEMBER 13, 2023

Magnetic stripe payments enjoyed a 30-year reign between the ’70s and ’90s. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. And the winner of the 2010s and beyond is the NFC-powered, contactless sensation that is tap-to-pay. Contactless payments became a must-have during COVID.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

Clearly Payments

DECEMBER 2, 2024

Contactless payments , such as tap-to-pay, grew by 25% year-over-year in 2023 , making up a significant portion of in-store card transactions. Accepts contactless and EMV chip cards , which are more secure than magnetic stripes. This method uses payment gateways integrated with websites to facilitate transactions.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

PYMNTS

JANUARY 28, 2021

It also represents a chance for convenience stores to embrace advanced payments technology and contactless payments, which have been accelerated by the pandemic. Operators are also embracing technologies, such as point-to-point encryption that make sure card data remain secure (through tokenization).

EMV 124

EMV Contactless Payments Encryption Gateways 124

Clearly Payments

MAY 22, 2025

Integrated Payments Payment systems built into your POS or software. Encryption Scrambling card data so it cant be read by anyone else. Contactless Payment A tap-to-pay method using NFC. EMV Chip technology on credit cards. Chip & PIN EMV transaction that requires a PIN instead of a signature.

Online and Mobile Banking 52

Online and Mobile Banking Debit Card Processors ACH 52

Stax

JANUARY 28, 2025

Click to Pay is based upon global EMV Secure Remote Commerce (SRC) standards, which include security measures like tokenization , multi-factor authentication , and 3D Secure protocols. So, by creating a unified system and eliminating the need to manually enter credit card information, the main feature of Click to Pay is speed.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

MARCH 5, 2025

They also often provide the actual equipment you need to accept credit card payments, like the point of sales (POS) terminal. These devices read the data on the EMV chip of a customer’s physical card, or securely accept the data being transmitted by NFC for a contactless payment.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

PYMNTS

OCTOBER 25, 2016

Creditcall, the omnichannel Payment Gateway and EMV Kernel provider, announced the availability of the pre-certified Miura Systems M010 contactless card reader to independent software vendors (ISVs) and system integrators who can now choose from over 30 different device manufacturer and processor combinations.

ISVS 62

ISVS EMV Payment Gateways CHIPS 62

PYMNTS

MAY 13, 2019

There are several ways these attacks can be prevented, however, starting with EMV chip acceptance. EMV payments are more secure than those made by magstripe because cards’ stored information is uniquely encrypted whenever it is accessed. EMV and contactless payments .

Security 49

Security EMV Encryption Contactless Payments 49

PYMNTS

MAY 1, 2018

After a long research and development process, Mastercard created a battery-powered sleeve that lets people self-enroll contact or contactless biometric cards. With the technology, their fingerprints are scanned by the sensors on their cards, and encrypted digital templates are created and securely stored.

Enrollments 47

Enrollments Visa EMV Issuers 47

Clearly Payments

MARCH 28, 2024

Ingenico Move/5000 Ingenico Move/5000 is a global leader in payment solutions, and their Move/5000 terminal is a popular choice in Canada for its advanced security features and versatility. It supports a wide range of payment options, including NFC/contactless, EMV chip, and magstripe.

Credit Cards 104

Credit Cards CHIPS Point-of-Sale (POS) Debit Card 104

Stax

APRIL 18, 2024

Modern POS systems often come with built-in card readers capable of accepting various payment methods, including EMV chip cards, magnetic stripe cards, and contactless payments (NFC). EMV-compliant terminals are essential to process chip card transactions securely, reducing the risk of fraudulent activities.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88

Stax

NOVEMBER 6, 2023

Instead, they can tap their mobile devices against supporting POS terminals to process their payments securely and efficiently by way of a digital wallet. Why Is Adding Mobile Payments Important to Businesses Today? What Can You Do to Adopt These Mobile Payments Solutions? Q: Are mobile payments secure?

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Payments 88

Payment Savvy

JULY 3, 2024

Contactless Payments : Using NFC (Near Field Communication) and RFID (Radio Frequency Identification) for debit card transactions. Encryption protects data during transmission between the merchant, acquiring bank, card network, and issuing bank, so even if the data is intercepted, it remains indecipherable to unauthorized parties.

Debit Card 52

Debit Card Process PCI DSS Processors 52

Clearly Payments

DECEMBER 5, 2023

Secure Socket Layer (SSL) encryption became a standard, ensuring the confidentiality of sensitive information during online transactions. Smartphones equipped with card readers enabled small businesses and individual entrepreneurs to accept card payments on the go.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

Stax

APRIL 18, 2024

Ensure that your chosen payment processing solution complies with industry standards and regulations, such as the Payment Card Industry Data Security Standard (PCI DSS) and takes EMV chip cards. NFC, or near field communication, is a technology present in most smartphones that allows contactless communication between devices.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Mobile Payments 88

PayHawk

APRIL 18, 2023

Encryption The process of encoding sensitive data to prevent unauthorized access. Echeck An electronic version of a paper check, used for online payments. EMV Europay, Mastercard, and Visa, a set of global standards for payment card security and authentication.

Process 52

Process Card Issuer Online and Mobile Banking Issuers 52

Fintech Labs Insights

MAY 10, 2017

ACI Worldwide’s point-to-point encryption solution earns PCI P2PE compliance validation. CardFlight unveils new line of mobile card readers to support secure EMV and NFC contactless payments. Meet Kontomatik and IdentityMind Global. Alumni updates. Kontomatik earns top 50 spot in the 2017 Dutch FinTech Awards.

EMV 15

EMV Contactless Payments Encryption API 15

PYMNTS

JANUARY 2, 2017

For the October Digital Identity Tracker , PYMNTS took a closer look at some of the strategies that are replacing passwords and PINs, including biometrics, EMV and smartphone-based security. He pointed out that encryption and tokenization solutions have been among the most effective approaches to keeping data safe in the world of IoT.

ACH 49

ACH Online and Mobile Banking Cross-Border Same Day ACH 49