Contactless Payments, Payment Gateways and Point-of-Sale (POS)

Credit Card Payment Integration: How to Integrate Payments into Your Website and Point of Sale

Stax

MARCH 4, 2025

TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. Need to integrate payments? The data is then submitted to a payment processor, which directs the payment to a credit card interchange.

Credit Cards

Credit Cards Payment APIs and Integration Payment Gateways Gateways

All You Need to Know About Internet Credit Card Payment Processing

Stax

MARCH 5, 2025

To accept online payments, you need a payment processor and payment gateway. The payment processor is a financial institution that handles transactions between the two banks. Think of the gateway as the online equivalent of a card reader or point of sale (POS) system in a brick-and-mortar store.

Credit Card Payment Processing

Credit Card Payment Processing Credit Cards Process Payment Gateways

Mastercard Launches Pilot Program Using Smartphones As POS Devices

PYMNTS

JANUARY 11, 2021

Mastercard is testing a cloud-based setup that will “enable contactless payments acceptance via a mobile phone.” This Cloud Tap on Phone will mean that “any business – regardless of size – can deliver new and best-in-class contactless consumer experiences using a device they already own: a smartphone,” Mastercard said in a release.

Visa

Visa Point-of-Sale (POS) Contactless Payments Payment Gateways

Webinars

Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

MORE WEBINARS

The Anatomy of a Credit Card Transaction

Clearly Payments

MARCH 14, 2025

credit card payments surpassed $10.6 Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Despite rising interest rates, consumer spending remains strong, as shown by a 4% increase in holiday sales and a record-high reliance on credit, particularly among millennials.

Credit Cards

Credit Cards Transactions PCI DSS Online and Mobile Banking

What is a Payment Processing System and How Does It Work?

Stax

MARCH 18, 2025

It ensures the secure transfer of funds from a customer to a merchant via their preferred payment method. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks.

Process

Process Payment APIs and Integration Processors Online and Mobile Banking

Payment Processing USA: 2024 Market Overview

Clearly Payments

NOVEMBER 6, 2024

They require secure systems like point-of-sale (POS) terminals , online checkout gateways, or mobile payment solutions to process payments. This growth is attributed to expanding e-commerce, higher consumer spending, and rising adoption of contactless payments.

Process

Process ISOs Credit Cards Online and Mobile Banking

The Ultimate Guide to Accepting Credit Card Payments

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16

Credit Cards

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing

Key Differences of Payments for Small Businesses vs. Enterprises

Clearly Payments

MARCH 31, 2025

Prefer mobile and wireless solutions that support contactless payments and QR codes for flexibility. Enterprises: Utilize integrated point-of-sale (POS) systems that connect with inventory, customer data, and analytics tools. May lack integration with complex inventory management or customer relationship systems.

Small Business

Small Business Electronic Funds Transfer (EFT) Credit Cards Payments

A Comprehensive Look at Canadian Banks and How They Offer Payment Processing

Clearly Payments

NOVEMBER 23, 2024

For example: TD Merchant Solutions offers a fully integrated payment processing service. They provide point-of-sale (POS) terminals, online payment gateways, and mobile payment solutions. It offers merchant payment processing through partnerships with providers such as Moneris.

Credit Union

Credit Union Process Online and Mobile Banking Processors

This BlackRock-Backed Fintech Company Raised $600M To Expand Its Payment Services In Southeast Asia

CB Insights

JULY 7, 2021

Pine Labs , a point-of-sale (PoS) fintech company, has raised $600M (INR 44.59B) with participation from BlackRock, Temasek, Fidelity Investments, and Duro Capital, among others. Its presence spans across 3,700 cities and towns in India, Singapore, and Malaysia where it has 350,000 PoS terminals.

Point-of-Sale (POS)

Point-of-Sale (POS) Payment Gateways FinTech Gateways

The Different Ways a Business Can Accept Credit Cards

Clearly Payments

DECEMBER 2, 2024

This involves using a physical point-of-sale (POS) terminal to process card payments. How It Works The customer swipes, inserts, or taps their card on the POS device. The terminal communicates with the card issuer to approve the payment. Approved payments are deposited into the merchant’s account.

Credit Cards

Credit Cards Payment Gateways Gateways Point-of-Sale (POS)

Would My Business Benefit From Using A Contactless Virtual Terminal?

Stax

FEBRUARY 26, 2024

Every business operates differently, but the one thing they all have in common is that every business accepts payments. New payment tools like NFC contactless payments that help your business grow and provide a high-quality customer experience are in high demand. How Does a Contactless Virtual Terminal Work?

Credit Cards

Credit Cards Payment Gateways Gateways Point-of-Sale (POS)

Vantiv Worldpay Merchant Services by FIS

Stax

DECEMBER 6, 2024

Worldpay Today: An Independent Entity Now an independent entity once again, Worldpay continues to offer comprehensive payment processing services to businesses globally. In addition to robust fraud prevention measures, Worldpay offers a range of contactless payment solutions, including Apple Pay.

Payment APIs and Integration

Payment APIs and Integration Payment Gateways Credit Cards Fraud Prevention

An Overview of the Payments Ecosystem in 2024

Clearly Payments

FEBRUARY 14, 2024

Supporting Players in the Payment Ecosystem Payment Gateways: Payment gateways serve as the secure link between merchants’ systems and payment processors, they encrypt and transmit sensitive data. The global payment gateway market is projected to reach $49.7 trillion by 2027.

Payments

Payments Value Added Service BNPL Payment Gateways

Understanding Credit Card Processing Fees for Merchants: How Much Does Processing Credit Cards Cost?

Stax

APRIL 18, 2024

Payment Gateway: A service provider that facilitates communication between the merchant’s POS system and the acquiring bank’s payment processing system. The steps to process a credit card transaction Step 1: Authorization Request The process initiates when a customer presents their credit card for payment.

Credit Cards

Credit Cards Process Online and Mobile Banking Processors

What is B2B Payments Processing and How Do You Implement It?

Stax

MARCH 14, 2024

consumers using two or more types of digital payment methods increased by 8%. Consumers are increasingly gravitating towards quick and convenient payment methods such as contactless payments and mobile wallets when transacting with businesses. Industry data shows that the B2B payments landscape is rather diverse.

B2B

B2B Process B2C Credit Cards

What is Payment Processing?

Clearly Payments

APRIL 3, 2024

Payment Processing Market Size and Trends The landscape of payment methods is witnessing a transformative shift, with a noticeable decline in cash transactions and a surge in digital payment solutions such as digital wallets and contactless payments. Visa, Mastercard). This usually occurs within a few days.

Process

Process Processors Online and Mobile Banking Payments

A Primer on Simple Mobile Payments for Small Business: What Merchants Need to Know

Stax

NOVEMBER 6, 2023

There are five types of mobile payments small businesses can offer: NFC (near-field communications) payments, QR code payments, billing and invoicing apps, MST payments, and SMS payments. At the moment, contactless payments are more-or-less the safest mobile payment method—both for customers and businesses.

Small Business

Small Business Mobile Payments Mobile Payment Processing Online and Mobile Banking

How to Accept the 10 Most Popular Forms of Payment

EBizCharge

APRIL 25, 2024

Utilize payment processing hardware Businesses require several essential pieces of technology to facilitate smooth and secure transactions before they can start accepting payments. Card readers or terminals are necessary to accept physical debit and credit cards, including chip-enabled and contactless payments.

Online and Mobile Banking

Online and Mobile Banking Debit Card Credit Cards Contactless Payments

10 Easy Ways to Collect Payments from Customers

EBizCharge

JULY 2, 2024

This article will explore ten straightforward methods for collecting payments from customers, highlighting the benefits and practical applications of each. The importance of seamless payment collections A seamless payment collection process is crucial for businesses as it ensures efficiency and customer satisfaction.

Contactless Payments

Contactless Payments Payments Online and Mobile Banking Disputes

Differences Between Card Present and Card Not Present

National Merchants Association

AUGUST 5, 2022

Card Present Examples Some common examples of card present examples include using: Countertop credit card machines to physically swipe the card and get payment approval. Point-of-sale (POS) systems with credit card readers. Card present transactions include contactless payments.

Credit Cards

Credit Cards Federal Trade Commission FTC Point-of-Sale (POS)

Differences Between Card Present and Card Not Present Transactions

National Merchants Association

AUGUST 5, 2022

Card Present Examples Some common examples of card present examples include using: Countertop credit card machines to physically swipe the card and get payment approval. Point-of-sale (POS) systems with credit card readers. Card present transactions include contactless payments.

Transactions

Transactions Credit Cards Federal Trade Commission FTC

Differences Between Card Present and Card Not Present Transactions

National Merchants Association

AUGUST 5, 2022

Card Present Examples Some common examples of card present examples include using: Countertop credit card machines to physically swipe the card and get payment approval. Point-of-sale (POS) systems with credit card readers. Card present transactions include contactless payments.

Transactions

Transactions Credit Cards Federal Trade Commission FTC

Differences Between Card Present and Card Not Present

National Merchants Association

AUGUST 5, 2022

Card Present Examples Some common examples of card present examples include using: Countertop credit card machines to physically swipe the card and get payment approval. Point-of-sale (POS) systems with credit card readers. Card present transactions include contactless payments.

Credit Cards

Credit Cards Federal Trade Commission FTC Point-of-Sale (POS)

Differences Between Card Present and Card Not Present

National Merchants Association

AUGUST 5, 2022

Card Present Examples Some common examples of card present examples include using: Countertop credit card machines to physically swipe the card and get payment approval. Point-of-sale (POS) systems with credit card readers. Card present transactions include contactless payments.

Credit Cards

Credit Cards Federal Trade Commission FTC Point-of-Sale (POS)

What Is Debit Card Processing & How Does It Work?

Payment Savvy

JULY 3, 2024

Contactless Payments : Using NFC (Near Field Communication) and RFID (Radio Frequency Identification) for debit card transactions. The cardholder swipes, dips, or taps their debit card at the merchant’s physical point of sale (POS) terminal.

Debit Card

Debit Card Process PCI DSS Processors

Understanding Payment Processing Terminology Glossary for Merchants

PayHawk

APRIL 18, 2023

N Near Field Communication (NFC) A technology that enables wireless communication between devices in close proximity, commonly used for contactless payment transactions. O Online Payment System A system that enables merchants to accept electronic payments through a website or mobile application.

Process

Process Card Issuer Online and Mobile Banking Issuers

What is a Payment Processor?

Clearly Payments

DECEMBER 5, 2023

The 1980s brought about the widespread adoption of point-of-sale (POS) terminals , making it more convenient for merchants to accept credit card payments. Smartphones equipped with card readers enabled small businesses and individual entrepreneurs to accept card payments on the go.

Processors

Processors ISOs Payment APIs and Integration Payments

Everything You Need To Know About What Amazon Is Doing In Financial Services

CB Insights

DECEMBER 4, 2019

To compete, Amazon is investing in product including hiring product managers for devices solutions, which could see Alexa move from the home and office, and into brick-and-mortar or point-of-sale POS. Amazon Go: Amazon’s secret payments weapon? This investment complements Amazon’s broader push to support SMEs.

Online and Mobile Banking

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank

Payments Space

Credit Card Payment Integration: How to Integrate Payments into Your Website and Point of Sale

All You Need to Know About Internet Credit Card Payment Processing

Mastercard Launches Pilot Program Using Smartphones As POS Devices

Webinars

The Anatomy of a Credit Card Transaction

What is a Payment Processing System and How Does It Work?

Payment Processing USA: 2024 Market Overview

The Ultimate Guide to Accepting Credit Card Payments

Key Differences of Payments for Small Businesses vs. Enterprises

A Comprehensive Look at Canadian Banks and How They Offer Payment Processing

This BlackRock-Backed Fintech Company Raised $600M To Expand Its Payment Services In Southeast Asia

The Different Ways a Business Can Accept Credit Cards

Would My Business Benefit From Using A Contactless Virtual Terminal?

Vantiv Worldpay Merchant Services by FIS

An Overview of the Payments Ecosystem in 2024

Understanding Credit Card Processing Fees for Merchants: How Much Does Processing Credit Cards Cost?

What is B2B Payments Processing and How Do You Implement It?

What is Payment Processing?

A Primer on Simple Mobile Payments for Small Business: What Merchants Need to Know

How to Accept the 10 Most Popular Forms of Payment

10 Easy Ways to Collect Payments from Customers

Differences Between Card Present and Card Not Present

Differences Between Card Present and Card Not Present Transactions

Differences Between Card Present and Card Not Present Transactions

Differences Between Card Present and Card Not Present

Differences Between Card Present and Card Not Present

What Is Debit Card Processing & How Does It Work?

Understanding Payment Processing Terminology Glossary for Merchants

What is a Payment Processor?

Everything You Need To Know About What Amazon Is Doing In Financial Services

Stay Connected