Clearly Payments

MARCH 31, 2025

Require higher security standards, including EMV , PCI compliance , and encryption measures. Key findings include: Canada: 96% of SMBs continue to accept cash. Enterprises: Utilize integrated point-of-sale (POS) systems that connect with inventory, customer data, and analytics tools. and Canada.

Small Business

Stax

JULY 7, 2025

Thanks to smartphones and secure authentication, mobile payments continue to explode in usage. Mobile payment readers can accept a combination of contactless, magnetic stripe, and EMV chip card payments, depending on the provider. Mobile payment systems are revolutionizing how consumers pay for goods and services.

Mobile Payments

Stax

MARCH 6, 2025

They are embedded with EMV chips (Europay, MasterCard, Visa) that use either chip-and-PIN or chip-and-signature authentication methods. In short: contactless credit and debit cards have built-in EMV and NFC chips. Yet credit card companies and financial institutions continue to refine the adoption of tap-to-pay systems.

Contactless Payments

Cardfellow

MAY 17, 2025

This is particularly true if your machine is old enough that it doesnt support EMV chip cards. If you dont have an EMV capable terminal, its a good idea to upgrade now. Others work with multiple processors, making it easy to switch processing companies and continue using your same system if you choose.

Credit Cards

Cardfellow

MAY 19, 2025

These machines can typically be “reprogrammed,” meaning that you can continue to use it even if you switch credit card processors in the future. All five offer and promote EMV chip-capable credit card machines and options that can accept NFC (contactless) payments. With over 7.5

Credit Cards

The Payments Association

JULY 11, 2025

EMV adoption continues globally, with 94.76% of card-present transactions now using chip technology. However, delaying modernisation risks technology debt and competitive disadvantage as customer expectations continue evolving. Tokenisation is growing rapidly, from US$3.53 billion in 2023 to a projected US$12.61 billion by 2030.

Point-of-Sale (POS)

Stax

MAY 23, 2025

EMV, NFC, etc). The Future of Integrated Payments for ISVs As the payments industry continues to evolve, integrated payments are poised to become an even more powerful growth driver for independent software vendors (ISVs).

ISVS

Finextra

JUNE 18, 2025

Twelve years on, the journey continues — driving payments toward a more open, interoperable, and innovative world. 21 November EMV® 3DS: what do domestic schemes need to know? What started with a symbolic €1 transaction has grown into a global movement shaping the future of harmonized, secure, and innovative payments worldwide.

ISO 20022

Stax

DECEMBER 9, 2024

For in-store payments, check that your credit card machine has an EMV reader. Even basic measures such as continually touching base with your customer during the post-purchase phase can make a huge difference to the likelihood of chargebacks taking place.

Credit Cards

PYMNTS

MAY 30, 2019

Visa said this week that as acceptance of EMV cards has gained traction in the U.S., EMV” is shorthand for Europay, Mastercard and Visa chip cards. businesses began migrating to EMV, when 392,000 merchants had such acceptance in place. By way of contrast, EMV chips create one-time codes for transactions.

EMV

PYMNTS

AUGUST 13, 2020

PAAY has rolled out a partner platform to let merchants and payment providers implement and track EMV 3DS, a standard that aims to help prevent unauthorized card-not-present (CNP) transactions, throughout different merchant accounts. seconds on average through EMV 3DS.

EMV

NFCW

NOVEMBER 20, 2024

CILAB CI230: Now able to validate EMV interoperability and payment acceptance on NFC devices PARTNER NEWS: The Cilab ci230 high speed test bench now includes support for testing NFC device compliance with EMVCo’s new reduced range testing process for contactless payments acceptance on standard NFC devices.

Contactless Payments

Payments Source

APRIL 1, 2016

issued MasterCard consumer credit cards are now chip-enabled and the number of merchants accepting EMV transactions continues to climb, MasterCard said March 31. More than two-thirds of all U.S.-issued

EMV

Payments Source

AUGUST 31, 2020

We anticipate the trend towards payments that limit contact to continue beyond COVID-19, says EMVco.'s s Brian Byrne.

EMV

PYMNTS

SEPTEMBER 30, 2016

EMV: The three little letters that represent the single most hotly debated and discussed topic in the U.S. The walk to the liability shift in this market last October was technically four years long, but in reality, EMV didn’t become an absolute certainty until Dec. But it’s not just EMV. EMV is not only for the big guys.

EMV

Payments Dive

MARCH 29, 2016

Michael Bruemmer, from Experian, examines the issues the payments industry still faces when it comes to data security.

Continuity

Payments Dive

APRIL 1, 2016

With industry-wide cooperation, the company says, the US might reduce fraud by as much as 80 percent as other EMV-adopting nations have done.

EMV

PYMNTS

APRIL 15, 2016

The EMV liability shift just hit the six-month mark , the force of mobile continues to strengthen, and industry players are shape-shifting their business models all while authenticating consumers just keeps getting more complex – and that’s the tip of the iceberg. Merchants have a lot going on these days.

EMV

Stax

MARCH 14, 2024

EMV (Europay, Mastercard, and Visa) chip card use has continued to expand in use since its tumultuous rollout in 2015. The EMV standard has now become a global standard for cards equipped with computer chips and the technology used to authenticate chip-card transactions. What Types of EMV Chip Cards Are There?

Chip Cards

PYMNTS

MAY 4, 2017

The problem with EMV for most consumers and merchants comes down to speed, Visa and Index have learned. So any experience that extends the line – like waiting around for the EMV chip for an extra few seconds – has costs,” noted Marc Freed-Finnegan, co-founder and CEO, retail software provider Index. A New EMV Kernel.

EMV

PYMNTS

OCTOBER 23, 2018

23) that it continues to support the draft of the EMV Secure Remote Commerce (SRC) specifications. In addition, the specification is also expected to enable compatibility with technologies such as EMV 3-D Secure and EMV Payment Tokenisation, while facilitating recognition of a common user experience by consumers via an SRC Mark.

EMV

PYMNTS

OCTOBER 26, 2016

As the conference kicked off in Las Vegas last October, merchants and retailers around the United States began dealing with the effects and fallout of October’s EMV liability shift, as the technology became the standard for all retail payments. It’s EMV all over again. ” Biometrics coming on big. “Not

EMV

PYMNTS

JANUARY 8, 2020

A multitude of security issues continue to plague the space, however, despite this optimistic future of digital identity. Credit card payments are increasingly enabled via EMV chips rather than magnetic stripes, but these methods frequently suffer from a lack of diligent digital identity verification.

EMV

PYMNTS

JUNE 5, 2017

billion EMV cards in circulation worldwide as of the end of 2016. percent of all card-present transactions globally were handled with EMV tech — a 35.8 Therefore, the higher the adoption of EMV technology worldwide, the more robust the entire infrastructure becomes. That represents an increase by about 1.3 and Asia.”.

EMV

FICO

MARCH 7, 2016

Will problems using EMV terminals drive consumers to ApplePay and others? Those numbers are pretty good, but nothing like the 141 million-plus EMV cards that Visa now has in circulation in the US, alone. People will rush to mobile payments because they’re uncomfortable with using their new EMV cards.

EMV

PYMNTS

JUNE 7, 2019

On Friday (June 7), EMVCo released its long anticipated EMV Secure Remote Commerce (SRC) Specification version 1.0. Another way to put it is that new EMV specification promises to enable many more seamless retail transactions. In August of last year, EMVCo announced the launch of the full EMV 3-D Secure (EMV 3DS) test platform.

EMV

FICO

DECEMBER 14, 2016

Prediction: The EMV rollout in the US won’t be close to complete. Although the progress of US merchants’ adoption of EMV technology has been described as “trudging along,” chip cards are nowhere near being accepted “everywhere.” Waiting for the EMV authorization can seem like forever. Follow me on Twitter @fraudbird.

EMV

PYMNTS

JANUARY 12, 2018

12) in a blog post that it is making the signature an option — and no longer a requirement — for EMV chip-enabled merchants across North America. At the same time, Visa said in its posting that it will continue to invest in initiatives tied to advanced analytics and biometrics. Visa said today (Jan.

EMV

PYMNTS

FEBRUARY 7, 2017

EMV is nowhere near finished, a year and a half after the much-heralded liability shift in the U.S. In an interview with Karen Webster, the latest installment of Data Drivers focused on the continued shift. In an interview with Karen Webster, the latest installment of Data Drivers focused on the continued shift.

EMV

PYMNTS

SEPTEMBER 19, 2016

Many of the American users are shifting from magnetic stripe cards to EMV chip-enabled cards because of growth of the mCommerce industry,” according to Sunil Kumar Singh, a lead analyst at Technavio. “To The report breaks the smart card market into the following segments: telecom, which breaks down to 61.06 percent; device manufacturers at 3.83

Continuity

PYMNTS

APRIL 26, 2016

The EMV numbers tell a compelling story. In the six-plus months since the EMV liability shift deadline hit the U.S. payments market, the continued momentum of EMV adoption has surprised just about everyone. The migration to EMV in the U.S. have chips in them and that roughly 1.2 million U.S.

EMV

PYMNTS

AUGUST 3, 2016

1, 2015 EMV liability shift. Mastercard has helped over 150 countries adopt EMV, and time and again, we’ve seen the same result: significant reductions in counterfeit card fraud,” Chiro Aikat, SVP of product delivery for EMV at Mastercard, said in a press release. Today, Mastercard announced that 80 percent of its U.S.

EMV

PYMNTS

MAY 10, 2018

After nearly three years, the transition to EMV in the United States still has its challenges. Fast-forward 20 years, and the newest technology shift has come in the wake of EMV – replacing, of course, what was once the standard swipe transaction. Integrated payments at the register also add comfort for end users, he said.

EMV

PYMNTS

MAY 12, 2016

Omnichannel payment gateway and EMV Kernel provider Creditcall announced on Wednesday (May 11) that it has achieved EMV certification with five major U.S. We have maintained our blistering EMV certification pace and added two new base certifications,” Jeremy Gumbley , CTO and CSO at Creditcall, said in a press release. “We

EMV

PYMNTS

APRIL 19, 2018

percent of all cards issued globally by the end of 2017 were EMV-enabled. In addition, the number of EMV payment cards in circulation around the world increased by 1 billion over the previous 12 months — to a total of 7.1 Regionally, the EMV chip card adoption rate is highest in Canada, Latin America and the Caribbean (85.7

EMV

PYMNTS

JUNE 6, 2016

It’s a complication that’s persisted long before EMV, but one that EMV seems to have intensified. To help us get a better understanding of one card network’s point of view on this claim, as well as EMV’s evolution seven months in, Karen Webster recently spoke with Stephanie Ericksen, VP of Global Risk Products at Visa.

EMV

PYMNTS

SEPTEMBER 2, 2016

For Verifone , EMV has proven to be the payments equivalent of an earnings albatross — at least, for the near term. are pushing out orders as they continue to work to integrate software [and] certify the EMV.”. The payments tech firm said on Thursday (Sept. Turning attention to the U.S., And many larger merchants in the U.S.

EMV