Trade Credit & Liquidity Management

JULY 24, 2025

trillion in daily transactions and is seen as a catalyst for continued innovation in the U.S. Domestic and cross-border interoperability: The U.S. Banks and businesses are expected to benefit through improved compliance with regulations, automated processes, and enhanced straight-through payment processing. payments landscape.

FedWire 52

FedWire ISO 20022 ISOs Cross-Border 52

The Payments Association

APRIL 7, 2025

The industry must focus on technological investments, enhancing security, and addressing regulatory and interoperability challenges to stay competitive. Furthermore, the survey highlights the key challenges faced by the industry, such as cyber-security threats and the need for interoperability between different payment systems.

Financial Crimes 88

Financial Crimes Interoperability Payments Crime 88

Fintech News

JUNE 17, 2025

The service continues to provide automated matching, netting, and programmable atomic PvP settlement through Baton’s distributed ledger technology, which has processed more than US$13 trillion in FX settlements to date.

Settlement 90

Settlement Risk Mitigation Participant On-Demand 90

Fintech News

JANUARY 7, 2025

This panel will begin meeting in early 2025 and will continue to meet twice a year, in line with the ISO 20022 standard maintenance process. Finally, the CPMI will continue engaging with payment system operators and payment service providers to encourage them to implement the harmonised data requirements by the end of 2027.

ISO 20022 119

ISO 20022 Cross-Border Payments Cross-Border ISOs 119

Fintech News

NOVEMBER 5, 2024

Mahesh Kini “We continue to invest in our platforms and upgrade to enable seamless interoperability and compatibility to support our clients in achieving instant access, visibility, and control of their liquidity and working capital. said Mahesh Kini, Global Head of Cash Management at Standard Chartered.

Settlement 116

Settlement Blockchain Liquidity Management Treasury Management 116

Finextra

JUNE 11, 2025

Early Electronic Initiatives (late 1980s/early 1990s): Limited electronic fund transfers began to emerge, mainly within banks or for specific corporate clients, but were not widely interoperable. Its simplicity, interoperability, and low cost made it an instant success. Unified Payments Interface (UPI) (2016): The game-changer.

Financial Inclusion 52

Financial Inclusion Real Time Gross Settlement (RTGS) Payment APIs and Integration Funds Transfer 52

Fintech Finance

JANUARY 23, 2025

Ordo, a fintech with a depth of payments knowledge and experience Founded by the award-winning team responsible for opening up access to Faster Payments, the team at Ordo has played a central role in shaping the UKs Open Banking market.

Acquirers 105

Acquirers Interoperability Faster Payments Regulations 105

NFCW

JUNE 26, 2025

“This agreement will initially cover 15 European countries, collectively representing over 382 million inhabitants (84% of the European Union population and Norway), enabling them to continue using their preferred digital payment solutions both locally and across Europe, and provide an approach for markets with no solution so far.

Cross-Border 63

Cross-Border Agreements Mobile Payments Online and Mobile Banking 63

Finextra

JULY 8, 2025

Mentioning CLS (continuous linked settlement) and Swift, Devaney describes the differences across initiatives while still emphasising the benefits of a fragmentation of offerings.

Interoperability 52

Interoperability Cross-Border Payments Cross-Border SWIFT 52

The Fintech Times

JULY 17, 2025

But the real story is in the infrastructure behind it: licensing, interoperability and a deep commitment to making cross-border payments work for everyone – not just the biggest players. Even today, we continue to be driven by this commitment. This purpose is rooted in facilitating inclusion and interoperability.

Cross-Border 45

Cross-Border Cross-Border Payments Interoperability SWIFT 45

The Payments Association

JULY 18, 2025

As digital payments continue to evolve across Europe, the landscape for digital wallets is undergoing a significant transformation. A model in which multiple wallet providers coexist, provided they can interoperate smoothly. Nevertheless, achieving full interoperability is a complex task.

Payments 68

Payments Fraud Prevention Verification Authentication 68

The Payments Association

OCTOBER 28, 2024

Complementing their technology advantage, fintech companies have also adopted agile development methodologies that prioritise rapid prototyping, continuous integration, and frequent customer feedback. Flexible, API-driven architectures, cloud-native infrastructure, and DevOps-driven deployment pipelines have been instrumental in this.”

Process 100

Process Payment APIs and Integration Processors Payments 100

The Fintech Times

JANUARY 14, 2025

Tom Voaden , VP commercial at BR-DGE, also added: “At BR-DGE, were really excited about this new partnership with TrueLayer, so we can further advance interoperability in the payments ecosystem with the addition of Pay by Bank. “From ecommerce leaders like Ryanai r to JustEat and Lastminute.co

Interoperability 59

Interoperability Settlement Process Security 59

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. This is an example of how the scale of the Swift network can be leveraged to interoperate market infrastructures to enhance the user experience.

SWIFT 88

SWIFT ISO 20022 Cross-Border Cross-Border Payments 88

The Payments Association

MARCH 19, 2025

The high price of legacy in a payments-first world Banks that continue to rely on legacy infrastructure face mounting challenges: Limited scalability: Legacy tech wasnt built for real-time, cross-border, 24/7 payments or seamless integration with regional schemes.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

Fintech News

JANUARY 13, 2025

This growth highlights the continued demand for seamless and secure transaction solutions, particularly in e-commerce and peer-to-peer payment platforms. The region witnessed the emergence of only one new unicorn: Polyhedra Network , an infrastructure provider for web3 interoperability.

FinTech 119

FinTech Cross-Border On-Demand Innovation 119

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech Finance

APRIL 17, 2025

Swifts Case Management solution standardises the investigation process, leverages ISO 20022 data and the UETR standard to provide transparency and interoperability across networks. Swift is working to deliver instant and frictionless cross-border transactions, in line with the G20s roadmap for an enhanced cross-border payments experience.

Cross-Border Payments 52

Cross-Border Payments Cross-Border SWIFT ISO 20022 52

The Fintech Times

NOVEMBER 6, 2024

Ant International is also working with StraitsX to enable the efficiency and interoperability of payments made via PBM through the Whale platform, Ant International’s treasury management solution.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Fintech News

JULY 10, 2025

The bank brings prior experience in supporting stablecoin infrastructure and is working toward greater interoperability between digital and traditional financial assets. BNY Mellon will manage the reserves and support RLUSD’s operations through its transaction banking services. said Emily Portney, Global Head of Asset Servicing at BNY.

Stablecoins 96

Stablecoins Cross-Border Payments Cross-Border Interoperability 96

The Fintech Times

APRIL 16, 2025

With built-in interoperability, TerraPay connects various financial systems, from banks to mobile wallets, making it easier for businesses to scale and users to transact seamlessly on a global scale. Together, we are driving a new era of digital payments.”

Funds Transfer 49

Funds Transfer PayPal Cross-Border Cross-Border Payments 49

Fintech Finance

MAY 27, 2025

As demand for seamless, real-time payments continues to rise, Aani offers SMEs a powerful way to transact with greater ease and agility. The post Mashreq Becomes the First Bank in the UAE to Offer Aani Instant Payments for SMEs via Mashreq Biz App appeared first on FF News | Fintech Finance.

Instant Payments 85

Instant Payments Real Time Payments IBAN Payments 85

Fintech Finance

JUNE 20, 2025

By modernising legacy systems, enabling interoperability and offering user-centric design, transportation authorities can reduce operational costs, increase ridership and minimise their environmental footprint.

Payments Trends 59

Payments Trends Mobile Payments Payments Interoperability 59

Finextra

JUNE 11, 2025

Mobile-First Infrastructure: Inclusion, Innovation, and Interoperability The smartphone has become the central node of financial inclusion and fintech innovation. As value continues to shift toward mobile-native, data-driven, and trust-centric ecosystems, digital wallets are not just the future of payments.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Payments Association

MARCH 19, 2025

However, there are considerable developments in both Europe and North America, with Apple Pay, Google Pay, and PayPal continuing to expand, with increasing merchant acceptance. The immovable object Payments have continually evolved, but never at the pace were witnessing today.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

JUNE 9, 2025

Mobile-first purchasing also continues to soar, with 67% of Black Friday transactions taking place on smartphones. This drive for growth mirrors Africa’s continued industry collaboration which is enacting positive change across the continent.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

Fintech Finance

JULY 10, 2025

The recognition also highlights Thunes’ achievements in product development, operational excellence, and its crucial role in enhancing interoperability, key to expanding financial inclusion and enabling access across both mature and emerging markets. James Teodorini , Head of Asia Pacific at Thunes.

Payment Solutions 52

Payment Solutions Cross-Border Payments Cross-Border Finance 52

Fintech Finance

MARCH 19, 2025

One of the primary issues explored in the report is the lack of interoperability among various QR code presentation formats in the United States. The FPC continues to advance its mission of fostering the adoption of faster payments through collaboration, research, and industry-wide initiatives.

Faster Payments 129

Faster Payments Instant Payments FPC Point-of-Sale (POS) 129

The Fintech Times

JUNE 2, 2025

Within the UAE, transactions will continue to be processed securely through UAESWITCH , maintaining a high standard of reliability and performance. The GCC, with its shared economic vision, presents natural alignment opportunities, and were actively enabling interoperability arrangements with other domestic schemes in the GCC region.

Agreements 45

Agreements Cross-Border Cross-Border Payments Payments 45

The Fintech Times

JANUARY 23, 2025

Briana Marbury , CEO at the Interledger Foundation , the nonprofit grantmaking foundation, explores how in 2025, this challenge will continue to be tackled with banks making new partnerships with paytechs. By automating traditionally manual processes, banks can lend to more borrowers, especially small businesses and underserved communities.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Finextra

JUNE 18, 2025

Interoperability across multiple domestic and international card schemes without cobadging constraints. It supports: Interoperability across multiple payment types and acceptance environments — including in-store, e-commerce, SoftPOS, cards, mobile, and QR codes. Significant simplification of the technical architecture for merchants.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

Fintech Finance

MAY 2, 2025

Rain’s technology stack allows for card transactions on the Visa network to be interoperable with stablecoins across multiple blockchains. While giving consumers access to digital-first globally interoperable payment experiences. These capabilities help fintechs go to market faster with new products.

Credit Cards 59

Credit Cards Stablecoins Settlement Interoperability 59

Finextra

JULY 1, 2025

He also discusses the drivers of continuous innovation, and in terms of instant payments, points out there are other advantages besides the preoccupation with speed – accessibility, interoperability, transparency, and lower costs.

Instant Payments 52

Instant Payments RTP Cross-Border Interoperability 52

Finextra

JULY 16, 2025

The pressure to solve real challenges — such as low banking penetration, financial exclusion, limited access to credit cards, lack of interoperability, and acceptance barriers for traditional (and international) payment methods — planted the seeds for fintech and digital banks. And thats exactly what we did.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Credit Cards Financial Inclusion 52

The Payments Association

FEBRUARY 17, 2025

By facilitating secure data sharing and interoperability between financial service providers, open banking fosters competition, innovation, and greater accessibility for consumers worldwide. In the UK, Open Banking regulations have enabled new players to develop innovative financial solutions, benefiting small businesses and consumers alike.

Innovation 88

Innovation Cross-Border Financial Inclusion Payment APIs and Integration 88

Fintech News

DECEMBER 22, 2024

In 2024, Singapore continued to solidify its position as a global fintech leader. Finally, the fintech startup ecosystem continued to diversify, a trend which is evident in the rapid growth of Web 3.0, Finally, the fintech startup ecosystem continued to diversify, a trend which is evident in the rapid growth of Web 3.0,

FinTech 115

FinTech Cross-Border Payments Cross-Border Money Laundering 115

The Fintech Times

APRIL 23, 2025

” Scaling crypto usage Despite growing crypto ownership, the lack of interoperability between blockchain networks, wallets, and tokens continues to limit everyday adoption. Whether your customer is using a DeFi wallet or scanning a QR code at a caf, we make the experience seamless, secure, and scalable.”

Stablecoins 45

Stablecoins Blockchain Payments Interoperability 45