Stax

OCTOBER 21, 2024

Accepting credit card payments at your business is a surefire way of increasing customer satisfaction and retention. Over 80% of American adults owned at least one credit card in 2023. Also, credit cards contributed to 27% of the spending at point-of-sale (POS) systems worldwide. Don’t believe it?

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Fintech Finance

JANUARY 10, 2025

ACH: The Ideal Alternative to Credit Card Payments At TCB Pay, our ACH processing solution provides a versatile alternative for businesses that either choose not to or are unable to accept credit card payments.

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Fintech Finance

DECEMBER 19, 2024

Enfuce , the leading provider of next-generation payment solutions in the Nordics, has partnered with Alisa Bank , Finlands forward-thinking digital bank, to introduce an innovative business credit card tailored for small and medium-sized enterprises (SMEs) in Finland.

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Payments Dive

AUGUST 16, 2024

JD Power’s annual credit card survey found that more than half of U.S. credit card users don’t pay their balances in full every month, and less than half are considered financially healthy.

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Credit Cards 190

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Let’s get started.

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Stax

MARCH 5, 2025

How Can Internet Card Payment Processing Help My Business? From accepting credit cards and debit cards online to setting up your customized web store, there are various eCommerce solutions that can assist when in-person payments arent an option. In other words, no credit card payment processor, no accepting credit cards.

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Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks?

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Stax

JANUARY 21, 2025

Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% of consumers owning at least one credit card.

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Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

Payments Dive

DECEMBER 2, 2024

Credit card debt will not slow shoppers down as they spend for the holidays, according to a new survey of U.S. consumers.

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Stax

MARCH 4, 2025

One way to do this is by offering credit card integrations. Heres what companies need to know about credit card integrations and how they can handle payments. The data is then submitted to a payment processor, which directs the payment to a credit card interchange.

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Credit Cards Payment APIs and Integration Payment Gateways Gateways 88

Payments Dive

NOVEMBER 14, 2024

Senate Democrat Dick Durbin is intent on pursuing the Credit Card Competition Act, and perhaps preserving his political future.

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Credit Cards 179

Payments Dive

NOVEMBER 25, 2024

The network is expected to increase some fees it charges for credit card payments, according to a notice referenced during a Senate hearing last week.

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Payments Dive

FEBRUARY 25, 2025

The senate minority whip from Illinois plans to reintroduce the Credit Card Competition Act proposal in a bid to increase competition for Visa and Mastercard.

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EBizCharge

MAY 1, 2025

Every swipe or tap of a credit card comes with processing fees that can hinder a businesss profitability if not properly managed. This article will provide helpful strategies for merchants to offset these fees to minimize the costs of accepting credit card payments. These fees typically range from 1.5%

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Payments Dive

NOVEMBER 27, 2024

Consumers’ credit card delinquencies have risen this year, along with their balances, according to an annual Federal Reserve Board report.

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Credit Cards Federal Reserve Fed Consumer 158

Payments Dive

DECEMBER 18, 2024

The federal agency warned companies issuing credit cards about illegal tactics, specifically calling out promotions that turn into “bait-and-switch” offers.

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Payments Dive

AUGUST 26, 2024

Gen Z and millennials were the age groups most likely to use loans and credit cards to respond to higher prices, a Federal Reserve research report said.

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Credit Cards Federal Reserve Fed Consumer 179

Clearly Payments

APRIL 10, 2025

Credit card processing fees can be confusing for many businesses. Heres a straightforward way to calculate your effective credit card processing rate and what it means for your bottom line. Your effective rate is the total amount you paid in fees divided by your total credit card sales over a period of time.

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Credit Cards Process Processors Non-Bank 59

Cardfellow

MAY 17, 2025

Obvious Signs That Its Time for a New Credit Card Machine Of course, the most obvious signs that its time for a new credit card machine are any that indicate the system is failing. These days, it should only take a few seconds for a machine to approve a credit card transaction.

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Credit Cards Processors Chip Cards EMV 52

Fintech Finance

MAY 2, 2025

Rain , a global card issuing platform built for stablecoins, is helping usher in a new era of onchain finance through its work with Visa. Rain has fully tokenized its credit card receivables and has transitioned all settlement transactions for its Visa cards to USDC, to now be able to settle with Visa 7 days a week, 365 days a year.

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Credit Cards Stablecoins Settlement Interoperability 59

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.

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Credit Cards Process Payment APIs and Integration Payment Gateways 52

Payments Dive

FEBRUARY 5, 2025

Bernie Sanders have locked arms to introduce legislation that would cap credit card interest rates at 10% over five years. In an unlikely union, Republican Sen. Josh Hawley and independent Sen.

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Caps Credit Cards 164

Cardfellow

MAY 19, 2025

When youre deciding how to take credit cards , the equipment you purchase is a big decision. Be sure to check out our credit card machine directory. The Best Credit Card Machine for Small Businesses We say this a lot at CardFellow, but its true: the best option for you will depend on your needs and budget.

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Credit Cards Small Business Processors Process 45

Clearly Payments

MARCH 14, 2025

A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. This article covers the anatomy of a credit card transaction and provides insight into the technological infrastructure that supports modern commerce. credit card payments surpassed $10.6

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Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Payments Dive

APRIL 15, 2025

credit card accounts past due for 90 days was the highest in 12 years during the fourth quarter, a Philadelphia Federal Reserve report said. The percentage of U.S.

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Credit Cards Federal Reserve Accounts 156

EBizCharge

MARCH 18, 2025

For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity. Why businesses should process credit cards in Sage 100 Sage 100 credit card processing offers multiple benefits that can enhance your invoicing process and the customer payment experience.

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EBizCharge

MAY 5, 2025

As businesses navigate credit card processing fees, zero cost credit card processing has emerged as a valuable alternative. To understand if zero cost credit card processing is suitable for your business, its essential to know how these fees work and the available alternatives.

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Clearly Payments

FEBRUARY 5, 2025

The credit card industry is one of the most profitable and complex financial sectors in the world. Credit cards are used by billions of people for everyday transactions, allowing them to make purchases without needing immediate cash. Credit Card Market Size, Trends, and Key Statistics in Canada, the U.S.,

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The Fintech Times

DECEMBER 19, 2024

New Zealand could soon see lower prices and fewer surcharges for credit card users as the country’s regulatory authority, the Commerce Commission , proposes slashing fees for accepting Visa and Mastercard payments. This initiative could potentially save businesses and consumers around $260million annually.

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Credit Cards Consumer Visa Contactless Payments 59

Payments Dive

FEBRUARY 3, 2025

The findings of a J.D. Power survey indicate that merchants are passing the cost of swipe fees onto customers, even though they’re lowering consumer satisfaction with the transaction.

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Clearly Payments

NOVEMBER 6, 2024

market’s total transaction volume in 2023 was over $10 trillion, encompassing credit and debit card transactions as well as Automated Clearing House (ACH) payments. Credit Card Transaction Volume : Credit card payments specifically accounted for around $5.6 Credit cards accounted for around $5.6

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Payments Dive

MAY 22, 2025

Consumers keep using cash, but credit cards are king, the Federal Reserve Bank of Atlanta documented in its annual payment method survey.

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Fintech Finance

NOVEMBER 14, 2024

Pagaloop’s solution helps businesses and individuals to streamline their expenses by enabling them to pay with credit cards in more places, more easily. – even in situations when cards are not accepted. – even in situations when cards are not accepted.

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Fintech Finance

MARCH 19, 2025

AffiniPay , a leader in legal practice management software, integrated payments, and embedded fintech solutions for professionals, announced today the early access launch of MyCase Smart Spend, powered by the LawPay Visa Business Card, the first credit card to integrate with legal practice management software for streamlined spend management.

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Credit Cards Laws Legal Embedded Finance 59

Fintech News

DECEMBER 10, 2024

Operating for eight years, JULO has served over two million Indonesians, providing a virtual credit card with a limit of up to US$3,500. The card allows users to manage various expenses, including e-wallet top-ups and healthcare payments, aiming to enhance financial inclusion in a market with low credit card penetration.

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Basis Theory

NOVEMBER 12, 2024

Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. Network tokens are distributed by the credit card networks, and can only be used through the issuing card networks or partner merchants.

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Encryption Payment APIs and Integration PCI DSS Returns 157

Fintech Finance

JANUARY 13, 2025

To achieve this, the airline now offers Hands Ins split payment technology on its website, enabling customers to divide ticket costs between multiple travellers or credit cards at checkout. Air Europa continues extending the options for its customers to customize the shopping experience to suit their needs.

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