EBizCharge

MARCH 18, 2025

For companies using Sage 100, understanding how to process credit cards securely is not just an option it’s a necessity. Why businesses should process credit cards in Sage 100 Sage 100 credit card processing offers multiple benefits that can enhance your invoicing process and the customer payment experience.

Credit Cards

My Payment Savvy

AUGUST 10, 2025

Your customer just completed a purchase, entering their credit card details into your checkout system. Two powerful technologies dominate secure payments: tokenization and encryption. Encryption? Encryption transforms readable data into scrambled code using mathematical algorithms. Should you choose tokenization?

Encryption

Fi911

MAY 14, 2025

Two key technologies, Encryption and Tokenization, are at the forefront of safeguarding sensitive information. This blog will explore the fundamentals of encryption and tokenization, their differences, use cases in the banking and payment industries, as well as their benefits and limitations. What Is Encryption? databases).

Encryption

Stax

JUNE 8, 2025

In this article, we’ll take a look at everything you need to know about these entities, including the differences between the two, how they can work together, and how to make sure you have the right credit card processing solution for your small business. What Is a Payment Gateway?

Payment Gateways

EBizCharge

FEBRUARY 26, 2025

Understanding credit card processing in NetSuite NetSuite credit card payment processing allows businesses to securely process customer payments by integrating with payment gateways and merchant accounts, enabling seamless transactions for online, in-store, and invoice-based sales.

Credit Cards

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks?

Credit Cards

Cardfellow

MAY 17, 2025

Obvious Signs That Its Time for a New Credit Card Machine Of course, the most obvious signs that its time for a new credit card machine are any that indicate the system is failing. These days, it should only take a few seconds for a machine to approve a credit card transaction.

Credit Cards

Clearly Payments

OCTOBER 30, 2024

For instance, while credit cards are popular in North America, regions like Europe favor bank transfers, and digital wallets are dominant in Asia. Use tokenization and encryption : Protect sensitive customer data by using encryption and tokenization to minimize security risks.

International Payments

VISTA InfoSec

MARCH 13, 2025

million credit card users in Australia, along with 43.77 million actively issued debit cards? These figures reflect Australia’s heavy reliance on digital payments and card-based transactions for everyday purchases and online commerce. Protecting cardholder data: Encrypting sensitive data during transmission.

PCI DSS

Stax

AUGUST 11, 2025

NFC contactless payments refer to any transaction where payment is made by simply tapping a card or smart device on an NFC-enabled terminal. Whether it’s a credit card with a contactless chip or a mobile device with a wallet app, the goal is the same: faster, more secure checkouts. What are NFC Mobile Payments?

Contactless Payments

Stax

AUGUST 10, 2025

Gateways vs. processors: Gateways handle data capture and encryption; processors move funds between banks. It’s what enables your business to accept various payment forms including credit cards, debit cards, digital wallets, and electronic payments. Some providers bundle both services.

Payment Gateways

Fintech News

FEBRUARY 4, 2025

This form of fraud involves deceptive tactics to steal personal information such as passwords and credit card numbers. Another significant fraud trend in Singapore is card testing, where stolen credit card information is tested to verify its validity.

Fraud Prevention

Stax

JANUARY 21, 2025

Opt for gateways that support diverse payment options like credit/debit cards, digital wallets, and international payments to accommodate customer preferences. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions. Learn More What is a Payment Gateway?

Payment Gateways

Stax

MARCH 18, 2025

Customer – The person or business paying for goods or services using a credit card, debit card, or digital wallet. Payment gateway – The service that encrypts and securely sends payment details from the customer to the payment processor and back to the merchant. They also require physical presence for payment.

Process

Stax

MARCH 13, 2025

In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. A survey by Forbes Advisor also revealed that 33% of consumers prefer to use credit cards as they’re safer than carrying cash. Credit card companies also use them to fund rewards programs.

Debit Card

Stax

JULY 7, 2025

By contrast, mobile payment services are the platforms or apps—like Apple Pay, Google Pay, or Samsung Pay—that customers use to make purchases using stored credit card, debit card, or bank account information. lower chargeback volume than traditional credit cards. In fact, mobile and digital wallets have a 99.6%

Mobile Payments

Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

Online Payment Processing

Clearly Payments

JANUARY 14, 2025

With so many payment options available from credit cards to mobile wallets it can be hard to know which methods are the best fit for you and your customers. However, this method is slower to process compared to credit card transactions, which can cause delays in receiving funds. Top Payment Challenges 1.

Online and Mobile Banking

Stax

DECEMBER 12, 2024

It lets you handle multiple channels, including credit cards, debit cards, mobile wallets, checks, and gift cards, without juggling different systems. These capture, encrypt, and transmit the customers payment details from the eCommerce website to the payment processor. inventory, CRM, and accounting software).

Small Business

Stax

APRIL 3, 2025

Its the third-party service that serves as the link between the payment gateway, acquiring bank, and issuing bank or card network. It works in tandem with the customers bank or credit card provider to verify and authorize the transaction. Acquiring bank – Acts as the link between the merchant and the issuing bank.

Payment Solutions

Clearly Payments

JANUARY 21, 2025

Limited Payment Options: Many government platforms still lack support for modern payment methods like mobile wallets, credit cards, and digital banking. Stronger Security: Advanced encryption, tokenization , and fraud detection protect sensitive data and bolster public trust.

Government Payments

Cardfellow

MAY 10, 2025

As a business owner, you probably know that PCI compliance is required for all businesses that accept credit cards. But if your credit card processor is PCI compliant, does that mean they handle it for you? What does it mean if a credit card processor is PCI Level 1 compliant? Unfortunately no.

Processors

EBizCharge

JANUARY 21, 2025

A virtual terminal is a cloud-based software application merchants can use to process credit card payments online. Unlike traditional methods, it doesn’t require a physical card reader, making it ideal for card-not-present (CNP) transactions. What is a virtual terminal?

Credit Cards

Stax

MARCH 6, 2025

Customers now prefer to skip the slow, fraud-prone process of swiping or inserting magnetic stripe cards. They simply tap their credit card , mobile device, or smartwatch to pay. The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data.

Contactless Payments

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). Four out of 10 of these people are credit card holders. Will debit card growth wane?

Continuity

EBizCharge

NOVEMBER 27, 2024

By enabling credit card payments, eCommerce businesses can cater to a broader customer base and enhance their sales opportunities. The gateway acts as the intermediary that collects, encrypts, and transmits transaction data to the payment processor. Data encryption: Data is encrypted and sent to the payment processor.

Accounts

Stax

JANUARY 28, 2025

Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. So, by creating a unified system and eliminating the need to manually enter credit card information, the main feature of Click to Pay is speed.

Payment APIs and Integration

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Payment service providers also require insight into your projected transaction volume and previous credit card payments.

Accounts

Clearly Payments

MARCH 31, 2025

Require higher security standards, including EMV , PCI compliance , and encryption measures. Factors Influencing Payment Method Adoption The shift towards digital payment methods has heightened the financial burden on small businesses due to credit card processing fees. Debit and credit card acceptance stands at 89%.

Small Business

Clearly Payments

NOVEMBER 13, 2024

Card Network : Indicates the card brand, such as Visa, Mastercard, or American Express, helping processors verify the card’s compatibility with their systems. Card Type : Specifies whether the card is a credit card, debit card, prepaid card, or other, allowing merchants to apply appropriate processing rules.

Process

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. The total cost varies based on factors like the type of card used, the transaction method, and the merchants industry.

Processing Costs

EBizCharge

FEBRUARY 24, 2025

From credit card payments to electronic funds transfers, knowing which methods to implement can significantly impact a companys financial health. NetSuite can seamlessly integrate numerous payment methods like Automated Clearing House or ACH transfers, credit card payments, and other digital payment methods.

Payment Gateways

My Payment Savvy

AUGUST 10, 2025

Criminals are running automated scripts to test stolen credit cards through your checkout, probing for weak spots in your fraud detection, and looking for ways to exploit your checkout system to process fraudulent transactions, leading to chargebacks and financial loss. Your payment gateway could be under attack right now.

Fraud Detection

Fintech Finance

MARCH 12, 2025

According to internal data from EBANX , a global Payment Service Provider (PSP) that has already processed transactions for nearly 70% of Brazil’s credit cardholders, fintech companies and digital players now account for 41% of the total value transacted through credit cards for online purchases in Brazil.

Issuers

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Strong encryption builds trust with customers and reduces the risk of data breaches. This method offers a seamless user experience.

Payment Gateways

Stax

MAY 5, 2025

A payment gateway solution is a service that authorizes credit card payments and processes them on behalf of the merchant. This type of account allows you to process credit card payments through the payment gateway and receive those funds back into your bank account. Other features are unique.

Payment Gateways

EBizCharge

MARCH 7, 2025

Compliance with industry standards: Compliance with Payment Card Industry Data Security Standards (PCI-DSS) is another significant benefit of integrating a payment gateway into Acumatica. Choose a payment gateway provider Choosing a payment gateway is the first step in setting up credit card processing in Acumatica.

Payment Gateways