Payments Source

FEBRUARY 12, 2019

billion “unbanked,” we rarely hear about the nearly 1 billion people who do have a bank account and a smartphone but have no credit card nor cross-border-enabled debit, writes Eric Rosenthal, managing director of the Americas at Rapyd. While many public policy initiatives focus on the 1.7

Financial Inclusion 113

Financial Inclusion Cross-Border Consumer Credit Cards 113

Fintech Finance

OCTOBER 28, 2024

Nandan Mer, Chief Executive Officer, Network International, said: “We are excited to strengthen our partnership with Ant International to expand their footprint in the Middle East and Africa and contribute to financial inclusion efforts within the region. The ceremony was witnessed by H.E.

Financial Inclusion 98

Financial Inclusion Payment Solutions Digital Payments Payments 98

Fintech News

DECEMBER 8, 2024

The partnership will also explore innovative ways to digitise municipal services, including initiatives to expand access to finance and equip SMEs with business credit cards for more effective cash flow management. The collaboration aims to foster ongoing cooperation and innovation in the public sector.

Financial Inclusion 119

Financial Inclusion Government Governance Credit Cards 119

Fintech News

OCTOBER 7, 2024

Digital bank GXS has launched the GXS FlexiCard , a credit card that charges flat fees on outstanding balances rather than traditional revolving interest. With the GXS FlexiCard, these consumers now have the opportunity to start building their credit history.

Credit Cards 120

Credit Cards Credit Limit Product Transactions 120

Payments Source

JULY 13, 2020

With the COVID-19 health pandemic wreaking havoc on jobs, investments, consumer debt and lending, secured credit cards can address a vital need for people who may not have considered the product in the past.

Credit Cards 108

Credit Cards Security Addressing Product 108

Payments Source

MAY 14, 2018

Fair Square Financial has received a $100 million equity investment from the Orogen Group to fund a credit card designed for underserved U.S. consumer segments.

Credit Cards 62

Credit Cards Financial Inclusion Underserved Consumer 62

Clearly Payments

MARCH 18, 2024

Once upon a time, cash was king, but now, it’s facing stiff competition from digital alternatives, especially credit cards. As we step into the year 2024, this article serves as a guide to understanding the latest trends in cash and credit card usage. billion in 2018. billion in 2018.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

Clearly Payments

OCTOBER 31, 2024

From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. The economy today is tech-driven and payment methods are a key part of that paradigm. They remain a staple payment method globally.

Online and Mobile Banking 98

Online and Mobile Banking RTP BNPL Debit Card 98

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

Fintech News

JANUARY 26, 2025

As Asian markets surge, they face the dual challenge of safeguarding digital infrastructure while ensuring financial inclusion and bridging technological gaps between advanced and developing economies. In 2023, credit card payments comprised 52.2% of all cashless transactions in Japan.

Payments Trends 127

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 127

Fintech Finance

MARCH 7, 2025

Growth is driven by financial inclusion, fintech innovation, and regulatory reforms. Brazil’s Pix is transforming transactions, debit cards lead in Mexico, and Argentina is seeing a rise in digital wallets. Chile and Colombia remain credit card-dominated, but alternative payments are expanding.

Digital Payments 96

Digital Payments Payments Debit Card Online and Mobile Banking 96

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). Four out of 10 of these people are credit card holders. Will debit card growth wane?

Continuity 64

Continuity Debit Card Push-to-Card Credit Cards 64

Fintech Finance

MARCH 12, 2025

According to internal data from EBANX , a global Payment Service Provider (PSP) that has already processed transactions for nearly 70% of Brazil’s credit cardholders, fintech companies and digital players now account for 41% of the total value transacted through credit cards for online purchases in Brazil.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

The Fintech Times

JULY 13, 2024

Asia, a region known for its economic diversity, ranging from wealthy nations like Singapore, Japan, and South Korea to emerging powerhouses like China and India, has demonstrated notable unity in embracing financial inclusion. The post Financial Inclusion and the Rise of QR Payments in Asia appeared first on The Fintech Times.

Financial Inclusion 59

Financial Inclusion Cross-Border Payments Cross-Border Payments 59

Fintech Finance

MARCH 17, 2025

This collaboration marks a significant step towards accelerating digital transformation within Vietnam’s business community, fostering greater financial inclusion and operational efficiency for enterprises of all sizes. “Visa is committed to driving financial inclusion and innovation in Vietnam.

Digital Payments 66

Digital Payments Payment Solutions Financial Inclusion Payments 66

The Fintech Times

JANUARY 30, 2025

” Digital wallets Mark also highlighted the key role digital wallets play in fostering financial inclusion. “A major trend we’re seeing now is about financial inclusion and the birth of digital wallets. Mark Walker Shares Insights on Sector’s Growth appeared first on The Fintech Times. .

FinTech 59

FinTech Financial Inclusion Credit Cards Transactions 59

The Fintech Times

OCTOBER 28, 2024

Jamal Abdulla AlSuwaidi, aims to drive digital transformation and boost financial inclusion in MEA’s growing digital economy. An agreement between the pair, signed in a ceremony attended by UAE Ambassador to Singapore H.E.

Digital Payments 64

Digital Payments Financial Inclusion Agreements Payments 64

Fintech Finance

JANUARY 14, 2025

However, there are challenges to address, including concerns about data privacy, regional disparities, and the need to integrate with traditional payment methods like credit cards. The Platform has transformed the digital economy of India by making more seamless transactions and increasing financial inclusion.

Economy 98

Economy AI Financial Inclusion Digital Payments 98

Fintech News

DECEMBER 11, 2024

GXS Bank , a partnership between Grab and Singtel, focuses on financial inclusivity for underserved groups, such as gig economy workers and young professionals. By aligning financial products with everyday needs, it simplifies banking for the average consumer.

Underserved 113

Underserved Regulatory Compliance Innovation Financial Inclusion 113

Fintech Finance

FEBRUARY 18, 2025

The partnership will enhance the features and services available through Mamo’s existing card program, offering greater rewards and benefits for SMEs across the UAE. The post Paymentology and Mamo Join Forces to Drive Financial Inclusion for SMEs across UAE appeared first on FF News | Fintech Finance.

Financial Inclusion 59

Financial Inclusion Debit Card Multi-Currency Credit Cards 59

The Fintech Times

APRIL 29, 2024

We hear from industry experts on how embedded finance ensures the checkout experience is financially inclusive. “Taking this a step further would be customising financial offerings to meet the unique requirements of various sectors. “One example is embedded lending for merchants.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

Finovate

JUNE 21, 2024

The company will use the new capital to accelerate product development and support its efforts to leverage technology to enhance financial inclusion in Mexico. Via the collaboration, Citibanamex will extend credit and credit card options to applicants without credit histories. Clip was founded in 2012.

Financial Inclusion 64

Financial Inclusion Payment APIs and Integration Legal Framework Cross-Border Payments 64

The Fintech Times

NOVEMBER 16, 2024

Despite these advancements, challenges such as financial inclusion remain. Fewer than 20 per cent used the internet or mobile phones to pay bills, and debit card ownership is under 20 per cent, with just 9.2 per cent holding a credit card.

FinTech 69

FinTech Central Bank Financial Literacy Online and Mobile Banking 69

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. The system then reserves a predefined amount on the users credit card before the charging starts.

Payment Solutions 75

Payment Solutions Push-to-Card Payments Credit Cards 75

Fintech Finance

FEBRUARY 18, 2025

The partnership will enhance the features and services available through Mamo’s existing card program, offering greater rewards and benefits for SMEs across the UAE. The post Paymentology and Mamo Join Forces to Drive Financial Inclusion for SMEs Across UAE appeared first on FF News | Fintech Finance.

Financial Inclusion 59

Financial Inclusion Multi-Currency Debit Card Issuers 59

The Fintech Times

NOVEMBER 6, 2024

The Bank’s enterprise customers will be able to access additional solutions from Visa’s value-added services portfolio, such as Visa Business Solutions, an evolved reporting service for commercial Visa credit card customers. Consumers will also be able to enjoy brand new payments innovations, including wearable technology.

Digital Payments 59

Digital Payments Financial Inclusion Value Added Service Agreements 59

Fintech Finance

MARCH 28, 2024

Mastercard has announced the launch of two innovative payment cards in collaboration with Zenith Bank , the Mastercard Naija Card and the World Elite Credit Card, designed to address the diverse financial needs of Nigerians. million as of 2023.

Financial Inclusion 52

Financial Inclusion Visa Credit Cards Payments 52

The Fintech Times

JANUARY 17, 2025

Trkiye has also made significant progress regarding financial inclusion, with the country now boasting nearly 100 million credit cards, ranking ninth globally for credit card transactions and seventh for credit card ownership.

FinTech 59

FinTech Digital Payments Laws Credit Cards 59

Fintech Finance

FEBRUARY 28, 2025

The Jaywan scheme will be available in many variants, such as (basic and premium) including debit, pre-paid and credit cards, and can be used in all payment channels like online transactions, ATM withdrawals, and point-of-sale (POS) terminals.

Point-of-Sale (POS) 81

Point-of-Sale (POS) Agreements Financial Inclusion International Payments 81

The Fintech Times

DECEMBER 12, 2024

Looking to elevate the credit card experience for consumers in Uzbekistan, TBC Bank Uzbekistan (TBC UZ), a digital bank in the country, has launched its first credit card product. The post TBC UZ Drives Customer Engagement and Improves Loyalty With Launch of Credit Card appeared first on The Fintech Times.

Credit Cards 64

Credit Cards Debit Card Financial Inclusion Agreements 64

Fintech News

OCTOBER 21, 2024

Initiatives like QRIS (Quick Response Code Indonesian Standard), a national standard for QR code payments launched in 2019, have allowed for standardization, making it easier for businesses and consumers, while collaboration between the government and fintech firms have helped enhance financial inclusion through clear regulations.

Financial Inclusion 143

Financial Inclusion Payments Embedded Finance Push-to-Card 143

The Fintech Times

OCTOBER 30, 2024

HSBC UK recently became the first major bank to enable international customers to leverage their international credit history to apply for a UK mortgage application. While this represents a significant step forward, should financial inclusivity have moved further ahead by now? Then we’ll make real progress.”

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

PYMNTS

SEPTEMBER 15, 2017

According to Orloff, LendUp and Beneficial State came up with the idea to offer a socially responsible credit card product several years ago, but it only came to market this spring. It has a higher interest rate – 19.99 percent to 29.99

Financial Inclusion 79

Financial Inclusion FinTech Credit Cards Caps 79

Fintech News

DECEMBER 4, 2024

In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. Open banking and APIs will continue to drive innovation, enabling even more seamless integration of financial services.

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

Finextra

FEBRUARY 29, 2024

Mastercard has partnered with Loop, a leading digital payments technology company licensed by SAMA, to empower businesses and consumers across the Kingdom with greater access to advanced credit card offerings and innovative payment solutions.

Financial Inclusion 69

Financial Inclusion Visa Credit Cards Payment Solutions 69

The Fintech Times

DECEMBER 9, 2024

Miroslav Pekrek , CPO noted: “The future of fintech powered by AI is promising, with significant advancements expected in customer service, risk management, cost, operational efficiency, and financial inclusion. “This aligns with the second major trend: customer experience as the defining value of payment transactions.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Fintech News

MAY 29, 2024

It is a new feature embedded in the company’s virtual credit card solution. JULO, which has been in the fintech industry for seven years, aims to promote financial inclusion in Indonesia through its virtual credit card. The entire process can be managed through the JULO app.

Credit Cards 122

Credit Cards Financial Inclusion Credit Limit FinTech 122