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Fast and Flexible, Not Furious: How Top Card Issuers Win the Race

Fintech News

This includes pricing, instalments, multi-currency accounting, credit limits, interest calculations, exceptions, fees and commissions, authentication validity periods, risk operations, workflows, and more. Instead of hard coding, they create new products using flexible parameters.

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The End of Average: AI Is Rewriting the Rules of Digital Banking CX

Finextra

For example, Brazil’s Nubank (one of the largest digital banks) offers a self-service model in which customers can do “everything from paying a bill or raising their credit limit to setting travel notices” via the app. Second, these bots leverage AI to handle multi-step requests that previously might have required an employee.

AI 71
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Get Paid Faster: Adopt an AI Solution That Integrates Credit Decisions into Your CRM

Trade Credit & Liquidity Management

Here are 8 ways technology can now fill the gap: CRM-Embedded Credit Intelligence: By integrating natively with CRMs like Salesforce, sales teams don’t need to toggle between platforms. Risk scores, credit limits, and even AI-powered recommendations for contract and pricing terms are available right where deals are managed.

CRM 52
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SMB Banking: Deep Dive on Ramp

Fintech Labs Insights

The platform included tools for setting spending limits, collecting receipts via SMS/email, and providing managers a unified dashboard of company spend. The software automatically flags anomalies or redundant spending (for example, duplicate subscriptions or opportunities to downgrade plans).

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Finance Must Take Control of Customer Master Data

Trade Credit & Liquidity Management

Duplicate entries: Different users create slightly different customer records. This leads to credit limit blind spots, reporting inconsistencies, and operational confusion. Improved collections and credit management: Correct contact data and credit limits mean better follow-ups, fewer write-offs, and improved DSO.

Finance 72
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Citigroup Adds The Ability To Dispute Charges Through Mobile App

PYMNTS

Citi claims it is the only credit card issuer in the U.S. Credit cardmembers can submit a merchant dispute on posted charges for a host of reasons that include damaged items, returned goods and duplicate charges, among other things. to provide this feature on a mobile app.

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Combating Commercial Cards’ Need For The Personal Guarantee

PYMNTS

In the software arena, duplicate subscriptions and opaque pricing models are costing businesses thousands of dollars. “Businesses are overpaying for a lot of duplicate software,” he said. Glyman pointed to one company, for example, that had seven outstanding subscriptions for the same software product.