Payments Dive

JULY 11, 2025

The Federal Reserve already put its new real-time payments system FedNow on the standard when it was launched in 2023. The bank-owned Clearing House also has its private real-time rail, the RTP network, using the ISO standard. We harmonize the rails.”

ISOs 218

ISOs ISO 20022 FedWire Federal Reserve 218

Bank Automation

DECEMBER 19, 2024

People First Federal Credit Union has joined the Federal Reserves real time payments network, FedNow, as a receiver and aims to expand its capabilities to include send functions to improve customer experience in 2025.

FedNow 52

FedNow Credit Union Federal Reserve Fraud Detection 52

PYMNTS

OCTOBER 16, 2020

It’s been three years since The Clearing House rolled out its Real-Time Payments (RTP) network, but Mark Ranta, payments practice lead at Alacriti, tells PYMNTS that 2021 will be the year FIs migrate to the technology in record numbers. Making Real-Time Payments A Reality. Here’s why. .

Real Time Payments 126

Real Time Payments Payment APIs and Integration RTP Payments 126

PYMNTS

AUGUST 10, 2020

These efforts include TCH’s efforts to connect financial institutions’ (FIs’) core banking systems to the company’s Real-Time Payments (RTP) network, along with what card networks and FinTechs are doing to enable real-time push payments to receiver bank accounts. Expanding The Use Cases.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

PYMNTS

NOVEMBER 3, 2020

“Financial institutions (FIs) and other financial services providers are looking to help meet the need for speed by leveraging various faster payment rails that support an array of payment methods,” according to PYMNTS’ latest Real-Time Payments Report done in collaboration with The Clearing House.

Real Time Payments 109

Real Time Payments RTP Same Day ACH Payer 109

Tearsheet

MAY 1, 2024

However, in the healthcare sector, small and medium-sized businesses (SMB) have increasingly turned to RTP payments for A2A transfers, showing a surge compared to credit cards and checks over the past year, according to a new report by PYMNTS. The type of primary FI also plays a vital role in determining the most-used payment rails.

Real Time Payments 119

Real Time Payments Credit Cards RTP PayPal 119

Payments Source

JANUARY 15, 2020

Fearful of being the last one standing, banks and credit unions of all sizes will become more aggressive about real-time payments — or risk getting left in the past.

Real Time Payments 82

Real Time Payments Credit Union Payments Risk 82

Payments Source

MAY 2, 2017

A group of credit unions is working to get a jump how real-time payment processing fits into their world, even as the broader payments industry wrestles with questions about the technology's implementation.

Real Time Payments 60

Real Time Payments Credit Union Payments Process 60

PYMNTS

DECEMBER 17, 2020

ESL Federal Credit Union , through a team effort with other organizations, has gone live with real-time payments on the RTP network. ESL joined the RTP network by connecting through BNY Mellon , which helps companies convert to digital payments.

Real Time Payments 61

Real Time Payments Credit Union RTP TCH 61

PYMNTS

JULY 22, 2020

Yet for many entities, the concept of implementing real-time processing across an entire system can feel overwhelming complex. As real-time payment infrastructure grows more sophisticated, technology presents an opportunity for organizations to mitigate the adoption hurdle. ” Becoming More Adaptive.

Real Time Payments 90

Real Time Payments FedNow Payments Faster Payments 90

PYMNTS

DECEMBER 18, 2018

Amazon , Apple and Google are among the large tech companies that are throwing their support behind the creation of a real-time payments network in the U.S. to speed up payments. to speed up payments. led by the Federal Reserve. That hasn’t been adopted by smaller financial firms, noted the report.

Real Time Payments 83

Real Time Payments Fed Federal Reserve Payment Networks 83

PYMNTS

JULY 24, 2020

One of the biggest differences between a bank and a credit union (CU) is that unlike a for-profit bank, a CU is owned by its members. It’s a model based on the concept of collaboration and cooperation, two ideals that have become instrumental in the financial services arena’s payments innovation efforts.

Credit Union 80

Credit Union Cross-Border Payments Cross-Border Innovation 80

Finextra

MAY 28, 2024

Pidgin, a secure real-time payments platform built for the future of payments, has partnered with Corelation Inc., a fintech offering the next generation of core processing solutions.

Real Time Payments 59

Real Time Payments Credit Union Payments Process 59

PYMNTS

JULY 24, 2019

While commercial real-time payments became available in the U.S. But this has been the domain of larger financial institutions, especially when community banks and credit unions are included. Benefits of Real-Time Payments. back in 2017, they haven’t yet hit ubiquity. This is shifting, though.

Real Time Payments 67

Real Time Payments Payment APIs and Integration Faster Payments Fraud Detection 67

Payments Source

SEPTEMBER 20, 2019

Increased adoption of The Clearing House’s faster payments system could put pressure on community banks and credit unions awaiting the launch of the Fed’s competing service, FedNow.

Real Time Payments 78

Real Time Payments Credit Union FedNow Community Banks 78

The Paypers

MAY 30, 2024

Real-time payments platform Pidgin has partnered with fintech Corelation to enable real-time payments for credit unions in the US.

Real Time Payments 41

Real Time Payments Credit Union Payments FinTech 41

PYMNTS

JANUARY 16, 2020

A new decade — and for credit unions (CUs), might this be the decade of data as a conduit of trust, a way to cement customer loyalty? The focus is on helping credit unions improve and enhance engagement with their members. Digital banking efforts were once only realistic for the most deep-pocketed of traditional FIs.

Credit Union 55

Credit Union Instant Payments Real Time Payments Credit Union Service Organization 55

PYMNTS

APRIL 29, 2020

The April 2020 New Payment Flows edition of PYMNTS’ Credit Union Innovation Playbook series, a PSCU collaboration, looks into the credit union (CU) space at a pivotal moment: Many concepts, from eating to shopping to traveling and, of course, how we pay, have changed forever. percent for P2P payments.

Credit Union 61

Credit Union Innovation P2P Credit Union Service Organization 61

Payments Source

AUGUST 5, 2019

Addressing payment security and achieving interoperability with a rival, private-sector network are just some of the challenges the central bank faces in building a government-backed real-time payment system.

Real Time Payments 77

Real Time Payments Interoperability Central Bank Payments 77

PYMNTS

DECEMBER 3, 2019

The Corporate America Credit Union (CACU), which serves almost 500 credit unions (CUs) around the world, has become a funding agent for the RTP network, The Clearing House ’s (TCH) real-time payments network, according to a release.

Funding Agent 52

Funding Agent Credit Union RTP Real Time Payments 52

PYMNTS

MARCH 12, 2020

Credit unions (CU) members have a reputation of being loyal to their financial institution (FI) — and not without reason. This is the key question PYMNTS set out to answer in the 2020 Credit Union Innovation Index , in collaboration with PSCU. This compares to just 80.5 percent of non-CU members who say the same.

Credit Union 77

Credit Union Innovation P2P Non-Bank 77

PYMNTS

JUNE 27, 2018

As banks continue on their paths to implementing The Clearing House’s Real-Time Payments (RTP) rail, financial services firm FIS wants to ease friction of the adoption process. Simulation testing is a requirement for financial institutions and payment companies to connect to RTP, FIS explained.

Real Time Payments 49

Real Time Payments Automation RTP Credit Union 49

PYMNTS

DECEMBER 29, 2020

The benefits of instant payment services are gaining attention from companies that want to be able to transact with better visibility and cash flow information. Enabling rapid-fire transactions to become the norm requires a critical mass of banks and credit unions (CUs) adopting these rails, however. About The Report.

Faster Payments 124

Faster Payments Payment APIs and Integration Real Time Payments Instant Payments 124

PYMNTS

OCTOBER 6, 2020

financial industry that was founded before the Civil War, to drive adoption of real-time payments across the banking industry. Founded in 2003, Alacriti , which works with banks and other clients on making the transition to digital payments, said on Tuesday (Oct.

Real Time Payments 46

Real Time Payments RTP Credit Union Payments 46

PYMNTS

AUGUST 30, 2020

The team-up will help to speed up onboarding by improving connections between CheckAlt, core providers and credit unions or banks for LoanPay, the loan processing solution utilized by CheckAlt. CheckAlt Chief Product and Innovation Officer Bobby Rahmanian said the new partnership involved a streamlining of the entire payment process.

Credit Union 109

Credit Union Credit Union Service Organization Treasury Management Cross-Border Payments 109

Fintech Finance

FEBRUARY 1, 2024

Repay Holdings Corporation (NASDAQ: RPAY) (“REPAY”), a leading provider of vertically-integrated payment solutions, today announced a new technology integration with Lexop , a self-service software for credit unions, financial institutions, and other financing companies that optimizes the repayment journey for past-due consumers.

Credit Union 52

Credit Union Embedded Payments Debit Card Payments 52

Fintech Finance

JANUARY 24, 2024

Mastercard and The Clearing House (TCH) have announced an extended multi-year partnership, bringing the companies together to collaborate on innovative capabilities for consumers, businesses and governments to evolve and embrace the digital economy through real-time payments (RTP) adoption on the RTP® network.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

PYMNTS

NOVEMBER 13, 2019

Faster payments continue to gain traction in the U.S., However, real-time payments (RTP) have a long way to ubiquity, and while each payment rail has its advantages, each also has drawbacks that could stifle efforts for near-universal adoption. Payment Rail Collaboration. In the U.S., Canada, etc.”

Real Time Payments 51

Real Time Payments Faster Payments Federal Reserve RTP 51

PYMNTS

OCTOBER 20, 2020

The pandemic may still be forcing financial institutions (FIs) to confront the new digital reality — but opportunities abound for credit unions to engage with members who are, just now, growing a bit more positive about spending money again. Stepping Up On Credit . Increasingly, speed is not just a preference.

Credit Union 107

Credit Union Online and Mobile Banking Push-to-Card Debit Card 107

PYMNTS

JUNE 24, 2019

Major financial institutions (FIs) need to get on board with real-time payment systems for them to achieve widespread availability, while credit unions are finding friendly ground with FinTech firms. 82 percent: Share of businesses that say real-time payments resolve current payment challenges.

Real Time Payments 40

Real Time Payments Credit Union Legal ACH 40

Payments Dive

JULY 11, 2024

The real-time payments system has been growing its roster of banks and credit unions, as it newly competes with the Federal Reserve’s FedNow payments system.

RTP 88

RTP Federal Reserve FedNow Credit Union 88

The Paypers

AUGUST 23, 2024

US-based Affinity Plus Federal Credit Union has announced the launch of a new real-time payment solution via the FedNow and RTP networks to enable members to access funds instantly.

Real Time Payments 36

Real Time Payments FedNow RTP Credit Union 36

PYMNTS

JUNE 30, 2020

Credit union (CU) members are traditionally loyal, but the accelerated shift to digital banking amid the pandemic has led a growing number to consider other banking options. The Credit Union Innovation Playbook: Loyalty Innovation Edition revealed that 49.1 PYMNTS’ recent Credit Union Innovation Playbook revealed that 19.4

Credit Union 53

Credit Union Innovation Contactless Payments Credit Cards 53

PYMNTS

MARCH 10, 2020

Will this be the year that real-time payments — and, especially, peer-to-peer (P2P) — reach critical mass in the United States? The data points to a confluence of events, as Wilcox told PYMNTS: a readiness on the part of consumers to embrace real-time payments, and an increasing readiness of FIs to serve them. “I

P2P 92

P2P Real Time Payments Zelle Credit Union 92

Tearsheet

FEBRUARY 16, 2024

Currently, the RTP network includes 487 banks and credit unions, offering real-time payment services to their customers. However, the landscape has become more competitive with the introduction of FedNow , the Federal Reserve’s instant payments system that launched last year in July.

Instant Payments 119

Instant Payments RTP TCH Visa 119

PYMNTS

MAY 1, 2018

The tools let banks allow account holders to accept or reject incoming real-time ACH payments and credits, the company explained. Its PRO-TECH RT tool enables account holders to establish restrictions on incoming real-time payments and customize when alerts are sent via text, email or both.

Real Time Payments 40

Real Time Payments ACH Addressing Accounts 40

PYMNTS

JUNE 26, 2018

The uncertainty around how, exactly, businesses will adopt faster payments could play a role in how banks are or aren’t establishing a clear road map for launching real-time payment services. “But some banks say they don’t ever plan to offer Real-Time Payments for corporate payments.

Real Time Payments 46

Real Time Payments Payments Strategy RTP FinTech 46