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What to Know About Tokenization

Basis Theory

As a merchant, to understand tokenization for your own benefit, it’s critical to understand: What tokenization is, why it’s important for payments, and how it compares to encryption. How developers can use a tokenization platform to secure protected data without the costs and liabilities of building their own system.

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How are Interchange Fees Calculated?

Stax

Payment processors usually tack on additional fees on top of interchange to compensate for their services (based on their pricing model ). Card networks must maintain them properly and pay for fraud prevention tech (data encryption, tokenization, real-time tracking, etc.). Even for low-risk cards (e.g., per transaction.

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Accepting Online Payments with Internet Merchant Accounts

EBizCharge

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. This number helps payment processors and banks identify the merchant and track payments accurately. Data encryption: Data is encrypted and sent to the payment processor.

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Understanding the Nature of Payment Gateway Integration For Your Mobile App

Stax

While some payment processors offer robust, clearly written guides, others may provide outdated or incomplete documentation. Consider this from both the perspective of the gateway and the payment processor. Start first with a payment processor that can grow with you. This allows you to manage everything from one central system.

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A Complete Guide to Securely Process Credit Cards in Sage 100

EBizCharge

Payment security A reliable Sage 100 payment processing solution will protect customer payment information by implementing robust security protocols and ensuring full compliance with Payment Card Industry Data Security Standards (PCI-DSS).

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How To Find the Best Payment Gateway for Your Business in 2025

EBizCharge

When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization. Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently.

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Understanding Payment Processing Costs in Acumatica and How You Can Save

EBizCharge

By integrating a payment processor, companies can improve cash flow, reduce administrative burdens, and gain better visibility into payment activities. These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction.