Stax

APRIL 8, 2025

Interchange and assessment fees are set by card networks and are non-negotiable. Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates. Acquiring bank – The merchants bank that receives and disburses the funds. Chase, Bank of America, etc.),

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

MARCH 5, 2025

The payment processor is a financial institution that handles transactions between the two banks. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. To accept online payments, you need a payment processor and payment gateway.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods. This decision is returned instantly.

Payment Gateways 52

Payment Gateways Gateways Online and Mobile Banking PCI DSS 52

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors. The original sensitive data is still secured and hidden in an external data bank.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Finextra

JULY 7, 2025

The UK government recently outlined its National Payments Vision – plans for a next-generation payments ecosystem, built around open banking and emerging technology. Edge data centres offer a compelling solution by decentralising compute power, lowering latency and improving data security.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS).

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

JULY 7, 2025

Credit card networks and issuing banks don’t waive their cut; instead, these costs are shifted from the merchant to the customer. It’s important to distinguish this from deceptive offers that promise free processing but hide costs in monthly fees, equipment leases, or inflated rates on non-credit card transactions.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

Stax

APRIL 10, 2025

In contrast, debit card payments are withdrawn directly from the customers bank account and are mainly used by buyers who want to control their spending. Card payments are convenient, secure, and a major positive for your cash flow, with funds being deposited to your account within hours to a few days.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

EBizCharge

JANUARY 16, 2025

Determining interchange fees: Interchange fees are costs paid between banks for accepting card-based transactions. Tax reporting and compliance: MCCs aid in tax reporting and compliance with regulatory bodies like Payment Card Industry Data Security Standards (PCI DSS) and Anti-Money Laundering (AML).

Credit Cards 52

Credit Cards Processors PCI DSS Money Laundering 52

EBizCharge

APRIL 22, 2025

PCI compliance and security Integrated payment gateways typically come with built-in security features such as full compliance with Payment Card Industry Data Security Standards (PCI DSS) , tokenization, and encrypted data transmission.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

VISTA InfoSec

MAY 24, 2024

In an era where digital transactions reign supreme, ensuring the security of payment card data is paramount for businesses. In this blog, we’ll explore what PCI DSS compliance is, its benefits, and how small businesses can achieve it. Conduct PCI DSS training for all employees. of PCI DSS.

PCI DSS 243

PCI DSS Small Business Assessments Compliance 243

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

PCI DSS is a set of requirements that is applied to every small and large organization that accepts, stores, processes, or transmits cardholder data. In particular, PCI DSS for SaaS companies is essential, as these platforms frequently handle sensitive customer information and must adhere to the latest security standards.

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

Stax

JULY 16, 2024

If merchants are exposed to security vulnerabilities when processing digital payments, the risk of cardholder data falling into the wrong hands increases exponentially. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

PCI DSS 88

PCI DSS Compliance Credit Cards Encryption 88

Stax

SEPTEMBER 17, 2024

When consumers have faith in your business and capabilities to protect their data, they’re more likely to shop with you. There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. What is PCI Compliance?

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Basis Theory

OCTOBER 1, 2024

Today, the framework introduced in the early 2000s outlines 12 PCI requirements that merchants must satisfy to process credit card transactions on the card networks. Failure to meet these standards could result in fines or bans as a merchant or service, rendering you unable to process payments or send payment data with the major networks.

PCI DSS 88

PCI DSS Encryption Compliance Assessments 88

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Interchange fees are fees your bank (acquirer) pays to the cardholder’s bank (issuer) in a credit card transaction. Enter the PCI DSS compliance.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

Fi911

MAY 7, 2024

Alternatively known as the MATCH List, seeks to safeguard banks from extending acquiring services to high-risk enterprises. In certain circumstances, such as excessive chargebacks, data breaches, fraudulent activities, or violation of regulations, a merchant’s account may be terminated. This blacklist is maintained by Mastercard.

PCI DSS 105

PCI DSS Processors Compromise Identity Theft 105

PYMNTS

DECEMBER 4, 2017

In this week’s B2B Data Digest, PYMNTS dives into new research about small businesses’ data security and cybersecurity efforts. Small businesses seem quite confident in their ability to protect themselves and their customers’ data, but according to researchers, that confidence is likely misguided. —60

Small Business 54

Small Business Data Security PCI DSS Data Breach 54

Clearly Payments

SEPTEMBER 22, 2024

The MATCH (Member Alert to Control High-risk) list is a tool used by acquiring banks and payment processors to manage risk. Only acquiring banks have the authority to add or remove a merchant from this list, making it a powerful tool in the payments industry. What Is the MATCH List? How Do Merchants Get on the MATCH List?

PCI DSS 102

PCI DSS Processors Credit Cards Non-Bank 102

Fintech Review

SEPTEMBER 24, 2024

The No-Code Temptation in Fintech No-code platforms have revolutionized how non-technical founders build MVPs. It must handle sensitive financial data securely, comply with regulations like PCI DSS, and seamlessly integrate with banking APIs. Your product isn’t just another app.

Product 105

Product FinTech PCI DSS Payment APIs and Integration 105

Stax

NOVEMBER 6, 2023

Loss, corruption, improper use, and unwanted access to a company’s data assets can lead to immense negative publicity, which in turn can cause irreparable reputation damage, fines, sanctions, and loss of profits. Moreover, companies need to follow data privacy and compliance requirements to stay in business.

Encryption 88

Encryption PCI DSS Data Security Origination 88

Stax

MARCH 6, 2024

Upon agreeing to these terms, the merchant is authorized to process automatic payments from the customer’s credit card, debit card, or bank account. Integrate with Payment Gateway: The payment gateway transfers payment information and funds between the customer’s account, bank, and the business’s account.

Best Practices 88

Best Practices PCI DSS Payment Gateways Gateways 88

Stax

AUGUST 29, 2024

A PSP (Payment Service Provider) can equip your eCommerce and brick-and-mortar business with an all-in-one platform that supports multiple payment systems, including debit & credit cards, eWallets, and bank transfers (ACH). The question is: how do payment service providers work and how can you choose the right one for your business?

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

Clearly Payments

JULY 11, 2024

The Complexity of Payment Processing The payment processing value chain has multiple participants and steps, including the merchant, the customer, the acquiring bank , the issuing bank , and the payment processor. PCI Compliance Fees: Fees for maintaining compliance with Payment Card Industry Data Security Standards (PCI DSS).

Process 52

Process PCI DSS Processors Non-Bank 52

EBizCharge

MAY 20, 2024

Saved cards To further enhance the customer experience and expedite future payments, NetSuite allows customers to securely save their credit card information within their customer records. Non-certified processor: Conversely, a non-certified processor is a payment processing entity that NetSuite hasn’t officially accredited.

Process 52

Process PCI DSS Processors Payment APIs and Integration 52

Stax

JUNE 6, 2024

Some key systems to ensure that your AR software integrates with include banking systems, ERP and CRM software, and business intelligence tools. Transparency when it comes to pricing should be a non-negotiable. Also look for encryption protocols, user account access, and multi-tenant security measures. to $45 per month.

Accounts 88

Accounts PCI DSS Online and Mobile Banking CRM 88

Stax

FEBRUARY 26, 2024

For subscription businesses, the customer’s account should also include options for subscription management where they can adjust the frequency of deliveries, pause or cancel the subscription, update card information or bank account information, and more. Ensuring security and compliance Security is paramount in recurring payments.

Best Practices 88

Best Practices Payment APIs and Integration Payment Gateways Payments 88

Stax

MAY 7, 2024

Credit card merchant fees are split between multiple key players- merchants, credit card networks, banks, and processors. Interchange fees are set by credit card issuers, such as Bank of America, Citi, or Chase, and are adjusted every year in April and October. to 2.9%) while the non-qualified is the highest.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Stax

DECEMBER 20, 2023

Avoid Non-Mandatory Contracts No one likes to be stuck in a contract, from cell phone contracts to credit card processing contracts. Train Your Staff To Handle Data Securely For in-person transactions, it’s crucial your staff is able to take payments in an efficient and trustworthy manner.

Credit Cards 88

Credit Cards Small Business Process Security 88

Ikajo

DECEMBER 18, 2023

On the one hand, existing payment service providers can switch to a white-label payment gateway from their own payment solution if they feel it can no longer cover their needs regarding high transaction load, modern payment features, lack of integrated banks and payment providers, etc.

Payment Gateways 52

Payment Gateways Gateways PCI DSS Payments 52

Stax

SEPTEMBER 17, 2024

TL;DR A payment gateway is a solution that securely reads and transfers a customer’s payment information to a merchant’s bank account—both for online and in-person transactions. Think of it as a cash register, except that the payments it processes are non-cash. The merchant (or business) that makes the sale.

Payment Gateways 88

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 88

Exact Payments

SEPTEMBER 25, 2023

We’ve found that the real challenge for most non-payment companies isn’t grasping the PayFac model’s many benefits — it’s knowing what it takes to become a PayFac. Step 4: Obtain PCI Certification Every business that transmits or handles payment information must comply with the Payment Card Industry’s Data Security Standards or PCI DSS.

PCI DSS 52

PCI DSS OFAC Facilitators Payment Gateways 52

Stax

JANUARY 8, 2024

Broadly, these can be classified into the following categories: Compliance risks Potential risks that may arise from non-adherence to any card brand or governmental regulations come under this category. Data security and breach-prevention practices All payment systems run on information.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

Segpay

MARCH 10, 2025

Moreover, these gateways support various payment methods, including credit and debit cards, e-wallets, and bank transfers, making it convenient for gamers to choose their preferred options. A payment gateway for online gaming plays a critical role in ensuring fast, secure, and seamless transactions.

Payment Gateways 40

Payment Gateways Gateways Payment Solutions Payment APIs and Integration 40

Segpay

JANUARY 30, 2025

Whether it is to accept subscription fees for AI-powered software, micropayments for API calls, or licensing fees, AI companies need to partner with a secure payment service provider. Payment processors, PSPs, acquiring banks and payment gateways operate under strict regulations.

Merchant Payment Processing 52

Merchant Payment Processing Processors AI Process 52