Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Let’s get started.

Credit Cards

Stax

MAY 5, 2025

Gateways hosted off-site are more often used by small businesses or those with low app traffic. These solutions don’t always allow you to retain the customers’ card data, meaning they will need to input this information for each transaction. Q: What are the security considerations while choosing a Payment Gateway?

Payment Gateways

Stax

MARCH 18, 2025

They also offer more flexibility in choosing providers and are ideal for small businesses, freelancers, and startups. Also, they may not be the best for high-volume businesses. On top of that, payment service providers have stringent security measures to protect sensitive transaction data.

Process

My Payment Savvy

JUNE 16, 2025

It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Unlike payment processors, which handle backend money transfers, payment gateways focus on securely capturing payment methods.

Payment Gateways

Stax

JULY 7, 2025

The impact of credit card processing fees on small businesses For smaller businesses or those with low-profit margins, credit card processing fees can eat into revenue and reduce overall profitability. Surcharging: Is It Free Credit Card Processing For Small Businesses?

Credit Cards

EBizCharge

APRIL 24, 2025

Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS). Flat rate pricing offers predictable costs, making it ideal for small businesses.

Payment Gateways

Stax

FEBRUARY 19, 2025

Expertise in payment security & compliance Processing payments, like all financial transactions, comes with numerous security and compliance concerns. SaaS companies must adhere to industry standards such as PCI DSS to ensure customer transactions are safe.

Payments

VISTA InfoSec

MAY 24, 2024

In an era where digital transactions reign supreme, ensuring the security of payment card data is paramount for businesses. In this blog, we’ll explore what PCI DSS compliance is, its benefits, and how small businesses can achieve it. Conduct PCI DSS training for all employees.

PCI DSS

PCI Security Standards

MARCH 27, 2024

With the upcoming retirement of PCI DSS v3.2.1 on 31 March 2024 , organizations will be transitioning to new validation documents for their PCI DSS v4 assessments.

PCI DSS

VISTA InfoSec

MAY 12, 2024

According to the Identity Theft Resource Center’s (ITRC) 2023 Business Impact Report , 73% of small business owners in the US reported a cyber-attack within the previous year, underlining the growing popularity of small businesses as a target among malicious actors.

PCI DSS

Stax

JULY 16, 2024

If merchants are exposed to security vulnerabilities when processing digital payments, the risk of cardholder data falling into the wrong hands increases exponentially. This is why PCI DSS compliance is critical. In this article, we’ll discuss why your business needs to ensure PCI compliance and what the 12 PCI DSS v4.0

PCI DSS

PYMNTS

DECEMBER 4, 2017

If there’s one thing the enterprise has learned this year, it’s that a data breach can happen to any business — including small businesses (SMBs). Or, according to the latest data, many small businesses haven’t learned this lesson.

Small Business

Stax

JULY 25, 2024

Today, a small business is barely complete without a POS system. If you feel left out, the good news is that there’s a POS system out there ideal for your business. Whether you run a brick and mortar retail business or a multi-location restaurant, you can always find an option for every price point.

Small Business

Stax

DECEMBER 20, 2023

Just starting out with your small business? By following these simple tips, you’ll be able to secure credit card processing rates that make big businesses jealous. Just because you’re a small business doesn’t mean processing companies can treat you like one. The bigger you think, the smaller your rates.

Credit Cards

Stax

SEPTEMBER 17, 2024

When consumers have faith in your business and capabilities to protect their data, they’re more likely to shop with you. There are 12 requirements under PCI DSS, divided into six major categories. Each requirement plays a critical role in building a secure environment for payment processing. What is PCI Compliance?

Credit Cards

Stax

JANUARY 15, 2024

PCI DSS compliance, a global framework, mandates specific requirements and best practices for maintaining credit card data security. Whether adhering to federal mandates, state laws, or international compliance, there’s a global framework that ensures secure financial transactions worldwide.

Credit Cards

PYMNTS

OCTOBER 5, 2020

Hackers often try to intercept the data as it travels between entities, attempting to breach retailers’ or their payment providers’ systems to obtain stored cardholder details. PCI DSS is intended to help combat this by instructing merchants on safeguarding the transactional steps in which they are involved.

Data Breach

Clearly Payments

JUNE 3, 2024

Tokenization not only enhances security but also helps businesses comply with regulatory standards, such as the Payment Card Industry Data Security Standard (PCI DSS) , by reducing the amount of sensitive data they store and handle.

PCI DSS

Clearly Payments

DECEMBER 2, 2024

How It Works Businesses manually enter the customer’s card details into a secure online portal provided by their payment processor. Key Statistics Virtual terminals are used by over 30% of small businesses offering remote services. Key Statistics Over 25% of small businesses adopted QR codes for payments in 2023.

Credit Cards

EBizCharge

JULY 11, 2024

Is an AR management system suitable for small businesses? Yes, AR management systems can be scaled to fit the needs of businesses of all sizes, offering cost-effective solutions for small businesses to manage receivables efficiently. How secure are AR management systems? How secure are AR management systems?

Accounts

Stax

APRIL 30, 2024

Highest level of PCI security compliance that keeps payment data secure. Pricing: Stax starts at $99 for their basic, small business package. The PCI DSS contains twelve stringent requirements that protect both the merchant and the customer from data breaches and identity theft.

Process

The Payments Association

OCTOBER 4, 2024

These regulations are designed to ensure security, protect consumer data, and promote fair competition. These fees, charged to merchants by card networks and issuing banks for processing transactions, have been a point of contention, particularly for small businesses.

Online and Mobile Banking

Stax

AUGUST 29, 2024

TL;DR PSPs help businesses accept credit cards, digital wallets, ACH transfers, recurring payments, and other types of mobile payments, while also providing POS systems and the integrated software required for managing business financial operations.

Payment Service Provider (PSP)

Stax

DECEMBER 27, 2023

Online Merchant Accounts Process payments for online businesses eCommerce websites, marketplaces, mobile apps Secure payments, fraud prevention, payment gateway integration PCI DSS compliance, multi-currency, recurring billing. PCI compliance. Scalability.

Accounts

Stax

JULY 2, 2024

Keeping a meticulous record of all your financial transactions gives you a good picture of the state and health of your small business and makes life easier come tax time. Step 5: Check for compliance with data security best practices and industry standards Your bookkeeping software provider should be PCI DSS compliant.

Online and Mobile Banking

EBizCharge

MARCH 12, 2024

Here are nine common forms of online payment methods used today: Credit: Many online consumers prefer to use credit cards for their purchases due to their convenience and security. Credit card payments allow businesses to access funds quickly. Your business will need a payment processor and a payment gateway to accept online payments.

Credit Cards

Stax

MAY 7, 2024

Terminal or equipment fees – Small businesses often lease or purchase payment processing equipment, such as point-of-sale (POS) systems or credit card terminals. PCI-compliance fees – Businesses running credit card transactions must be compliant with the Payment Card Industry Data Security Standard (PCI DSS).

Credit Cards

BNG Payments

JANUARY 7, 2022

The good news is small business owners can take several steps to protect themselves from credit card payment risks. As a small business owner, you are especially vulnerable to these threats. First introduced in 2006, it's a popular standard used by merchants to protect cardholder data. Here's how.

Credit Cards

Stax

APRIL 18, 2024

Mobile credit card processing first came on the scene when Square released its original mobile credit card reader in 2009 and by the early 2010s, it had become a common method of accepting payments for small businesses. Food Trucks and Street Vendors Picture the bustling streets of a food festival or the local farmer’s market.

Credit Cards

Stax

FEBRUARY 15, 2024

Payfacs simplify payment processing for small businesses by aggregating transactions under their master merchant accounts. Regulatory compliance and security standards – ISVs and PayFacs prioritize compliance and security in their respective roles.

ISVS

Payment Savvy

JULY 12, 2024

In the evolving world of small businesses, efficient payment processing is crucial. Payment processing fees can pile up fast, especially for small businesses. Robust Security Measures Security is paramount in online transactions. However, the fees associated with payment processing can be a burden.

Debit Card

Stax

JUNE 18, 2024

However, the intricacies of managing customer subscriptions correctly can be incredibly time-consuming and complex, especially for startups and small businesses that don’t have a team of accountants or customer success managers.

Payment APIs and Integration

Stax

JULY 9, 2024

Key regulations governing EFT payments include the National Automated Clearing House Association (NACHA) rules, which establish guidelines for ACH transfers, and the Payment Card Industry Data Security Standard (PCI DSS), which sets security standards for handling card information.

Electronic Fund Transfer Act (EFTA)

Evolve Payment

NOVEMBER 21, 2022

We collaborated with Integrated Consulting Services , a team of fractional CFOs that are experts at providing financial peace of mind to small business owners, to uncover some of these hidden gems. Is your business PCI compliant? You might be surprised at their impact on your bottom line.

Process

Stax

SEPTEMBER 17, 2024

Most payment gateways come with features like fraud detection and data encryption that are specifically geared towards keeping your customers’ payment information secure. It’s important to ensure that you are PCI compliant, even if you’re a smaller business. Why Should You Use a Payment Gateway?

Payment Gateways

Stax

JANUARY 10, 2024

PCI compliance fees. This fee helps payment processors maintain compliance with the latest Payment Card Industry Data Security Standard (PCI DSS) requirements for secure online transactions. If POS hardware is being offered as part of the merchant’s payment plan, it will also include the cost of hardware.

Credit Cards