Clearly Payments

JANUARY 14, 2025

Credit and Debit Cards The majority of businesses we spoke with accept both credit and debit cards. Many pointed out that people are used to paying by card because its quick, easy, and widely accepted. The main reason is to lower transaction costs and handle larger sums of money more securely.

Online and Mobile Banking

Stax

JANUARY 21, 2025

Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm. To accept electronic payment methods fast and securely, you need a payment gateway. Ensure the gateway offers PCI DSS compliance, encryption, tokenization, and fraud prevention tools to safeguard transactions.

Payment Gateways

Stax

MARCH 13, 2025

Credit and debit cards have become the preferred payment methods for many, and it isn’t hard to see why. In 2023, 27% of all point-of-sale (POS) payments were made using credit cards while 23% were made with debit cards. This is a win-win situation for issuing banks and credit card payment networks.

Debit Card

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MARCH 6, 2025

Customers now prefer to skip the slow, fraud-prone process of swiping or inserting magnetic stripe cards. They simply tap their credit card , mobile device, or smartwatch to pay. The system generates a one-time encrypted code for each transaction, preventing fraudsters from stealing payment data.

Contactless Payments

Stax

APRIL 3, 2025

TL;DR An eCommerce payment solution allows online businesses to accept payments securely and efficiently. Key features to look for in an eCommerce payment solution include security and fraud protection, payment method variety, integration capabilities, chargeback protection and dispute resolution, and global payment support.

Payment Solutions

Fintech Finance

APRIL 2, 2025

This new feature enables both individuals and businesses to add their debit cards to Google Wallet, making payments more convenient and secure. Payments are completed faster, and customers benefit from Google Pays robust security features, which ensure that card details remain encrypted and protected during every purchase.

Contactless Payments

EBizCharge

NOVEMBER 27, 2024

An Internet merchant account (IMA) is a type of banking account that allows online businesses to accept credit and debit card payments. They provide a secure platform for processing transactions, ensuring the consumer’s payment information and the merchant’s funds are protected.

Accounts

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MARCH 11, 2025

There are six main payment methods used in online payments, including credit & debit cards, digital wallets, ACH & bank transfers, direct debit, Buy Now, Pay Later (BNPL) services, and cryptocurrencies. Talk to sales How Online Payment Processing Works On the surface, online credit card processing happens in seconds.

Online Payment Processing

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management.

Process

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DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. Merchant services help small businesses simplify payments, save money with transparent pricing, and secure transactions with fraud protection and PCI compliance. inventory, CRM, and accounting software).

Small Business

The Fintech Times

MARCH 14, 2025

Ultimately, consumers emerge as the largest beneficiaries, gaining access to more straightforward and secure checkout systems, such as click-to-pay technology, which reduces the number of clicks needed to complete a purchase, improving convenience and efficiency. Will debit card growth wane?

Continuity

The Fintech Times

JULY 9, 2025

Consumers are demanding fast, secure and flexible payment solutions, meaning digital storefronts need to find new ways to meet consumer expectations and fast. Advanced security : Protect every transaction with advanced encryption and security protocols.

ACH

EBizCharge

NOVEMBER 12, 2024

A merchant account is a business bank account that allows companies to accept payments, such as debit and credit card transactions, electronic funds transfers (EFTs), and Automated Clearing House (ACH) payments. Businesses benefit from payment gateways that securely handle electronic payments, providing a seamless checkout experience.

Accounts

Clearly Payments

JULY 23, 2025

Payment compliance means following the rules that govern how businesses accept and handle card payments. These rules come from multiple sources, including card networks, regulators, and your payment processor. These are global rules designed to keep cardholder data secure.

Compliance

Fintech Finance

OCTOBER 30, 2024

Tap to Pay on iPhone accepts all forms of contactless payments, including contactless credit and debit cards, Apple Pay, and other digital wallets, using only an iPhone and a supporting iOS app — no additional hardware or payment terminal needed. We’re proud to be expanding it to new countries together with Apple.”

Contactless Payments

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By replacing the need for physical cash or cards, they allow seamless payments via smartphones, tablets, or other connected devices.

Digital Payments

Stax

MARCH 4, 2025

Heres what companies need to know about credit card integrations and how they can handle payments. TL;DR Online payments rely on API or hosted gateways with encryption and fraud detection, while in-store transactions require POS hardware with EMV chip technology and NFC capabilities. Need to integrate payments?

Credit Cards

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways

Clearly Payments

JANUARY 21, 2025

Government agencies face mounting pressure to provide efficient, secure, and accessible payment options for their services, agencies, and constituents. Security Risks: Older systems are more vulnerable to cyber threats, putting sensitive citizen data at risk.

Government Payments

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MAY 5, 2025

In addition to the usual concerns around security and compliance, there’s also the issue of user experience. Difficulties with debugging, especially in edge cases like 3D Secure or chargebacks. Fraud detection systems might not be active in the sandbox, leading to a false sense of security.

Payment Gateways

My Payment Savvy

JUNE 16, 2025

A payment gateway processes credit card payments for both online and in-person transactions. It collects payment data, secures sensitive information, and connects all parties needed to move money from your customer’s bank to yours. Throughout this process, multiple security measures protect both parties from fraud.

Payment Gateways

Fintech Finance

JUNE 12, 2025

PNC Bank announced the launch of PNC Mobile Accept ® , a fully integrated payment solution that provides its micro business clients with the ability to accept in-person credit and debit card payments directly within the PNC Mobile app.

Micro-Entry

Clearly Payments

MARCH 31, 2025

81% of small businesses accept credit and debit cards, while 37% accept digital wallets such as Apple Pay and Google Pay. Payment Terminal Usage: SMB vs. Enterprise The type of payment terminal a business uses is influenced by transaction volume, security requirements, and integration capabilities. In the U.S., In the U.S.,

Small Business

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards

Fintech Finance

MARCH 12, 2025

Consumers are the ultimate beneficiaries, gaining access to more straightforward and secure checkout systems , such as click-to-pay technology, which reduces the number of clicks needed to complete a purchase, improving convenience and efficiency. In Mexico, this figure reaches 55%.

Issuers

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MARCH 27, 2025

EFT and ACH payments are fast, secure, and hassle-free. EFT and ACH offer more security and convenience than cash and checks, but they also come with limitations. To choose the right payment method, consider transaction volume, transfer speed, cost, and security. Checks can bounce, and cash can get lost.

ACH

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MARCH 5, 2025

Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. How Can Internet Card Payment Processing Help My Business? The payment processor is a financial institution that handles transactions between the two banks. How do they work together?

Credit Card Payment Processing

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MAY 13, 2025

Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. Merchant services are essential to any business that wants to accept credit cards or debit cardsand theyre the backbone of modern commerce.

Credit Cards

EBizCharge

JANUARY 21, 2025

Flexibility: Businesses can accept payments from debit and credit cards and ACH/eChecks, accommodating various customer preferences. Secure payment processing: Data encryption ensures that credit card details and payment data are secure, reducing fraud risk.

Credit Cards

EBizCharge

FEBRUARY 24, 2025

Four common payment methods in NetSuite include: Credit and debit cards: Credit and debit cards are popular NetSuite payment methods due to their convenience and speed. Security and compliance are another benefit of integrating payment gateways with NetSuite. This can reduce delays and increase on-time payments.

Payment Gateways

Stax

NOVEMBER 14, 2024

Interchange rates vary based on the type of card you are running. The more expensive it is for the credit card company to maintain the card–rewards, cashback, perks–the more expensive the interchange. In other words, debit cards are more economical while business credit cards are typically the most expensive.

Credit Cards

EBizCharge

MARCH 11, 2025

Acumatica allows businesses to accept and process credit cards, debit cards, Automated Clearing House (ACH) payments/eChecks, and other transactions seamlessly by integrating with payment gateways. Finding a cost-effective gateway that aligns with your business needs in Acumatica without breaking the bank is essential.

Processing Costs

Stax

JANUARY 28, 2025

The payment system was introduced in 2019 by the major card schemes, including Visa, American Express, Mastercard, and Discover in response to the demand for a more standardized, frictionless, and secure online payments regime. It is also built to be super secure.

Payment APIs and Integration

EBizCharge

APRIL 24, 2025

Enhanced user experience: Customers expect fast, easy, and secure payment options. Increased security and compliance: Reputable Salesforce payment integrations are designed with strong security protocols and compliance with Payment Card Industry Data Security Standards (PCI DSS).

Payment Gateways

NFCW

MARCH 18, 2025

Apple’s Tap to Pay on iPhone service is now available in Bulgaria, Finland, Hungary, Liechtenstein, Poland, Portugal, Slovakia, Slovenia, and Switzerland, “enabling millions of merchants to use iPhone to seamlessly and securely accept in-person, contactless payments.”

Contactless Payments

EBizCharge

MARCH 7, 2025

Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently. Handling sensitive credit card information securely reduces the risk associated with data breaches and ensures that your business remains compliant with industry standards.

Payment Gateways

Fintech Finance

JUNE 5, 2025

Apple Pay is an easy, secure and private way to pay in-store, in-app and online. Every Apple Pay purchase is secure because it is authenticated with Face ID, Touch ID, or device passcode, as well as a one-time unique dynamic security code. Security and privacy are at the core of Apple Pay.

Visa